44 research outputs found

    Prosedur Klaim Asuransi Kendaraan Bermotor Pada PT. Asuransi Wahana Tata Cabang Jember

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    PT. Asuransi Wahana Tata Cabang Jember merupakan salah satu perusahaan penyedia jasa asuransi kerugian di Kabupaten Jember. Jenis jasa asuransi yang disediakan beragam, yakni asuransi kendaraan bermotor, asuransi kecelakaan diri, asuransi kebakaran, asuransi gempa bumi, asuransi uang, dan asuransi pengangkutan. Dalam rangka memberikan pelayanan terbaik, PT. Asuransi Wahana Tata Cabang Jember selalu mengedepankan kepercayaan nasabahnya dengan motto “aswata asuransi terpercaya”. Berdasarkan tujuan dan pembahasan dari hasil kegiatan Praktek Kerja Nyata pada PT. Asuransi Wahana Tata cabang Jember dengan judul Prosedur Klaim Asuransi Kendaraan Bermotor pada PT. Asuransi Wahana Tata Cabang Jember, dapat diambil kesimpulan sebagai berikut: 1. Prosedur klaim asuransi kendaraan bermotor memiliki 3 tahapan yaitu: a. Pengajuaan klaim, menerima laporan dari tertanggung dengan membawa beberapa persyaratan klaim seperti foto copy KTP tertanggung, foto copy STNK kendaraan yang diasuransikan, foto copy SIM pengemudi, foto copy polis asuransi, surat kepolisian (dibutuhkan sebagai persyaratan pendukung) selambat-lambatnya 5 hari kalender sejak terjadinya kerugian dan/atau kerusakan. Kemudian bagian klaim melakukan pemeriksaan polis untuk untuk menentukan polis tersebut valid atau tidak valid. Apabila valid maka akan dilakukan tahap penanganan klaim. b. Penanganan klaim dilakukan oleh bagian klaim setelah polis dinyatakan valid yaitu dengan melakukan survei pada kendaraan yang mengalami kerugian dan kemudian dilakukan registrasi pengisian form laporan kerugian, pembuatan estimasi harga dan jumlah part yang diperbaiki oleh bengkel yang kemudian dikirimkan kepada internal adjuster untuk dilakukan adjusment dan persetujuan, apabila estimasi sesuai maka bagian klaim akan menerbitkan surat perintah kerja untuk bengkel rekanan melakukan pebaikan kendaraan sesuai dengan surat perintah kerja. Tahap penanganan klaim sampai pada kendaraan telah diperbaiki oleh bengkel rekanan

    URGENSI KEBIJAKAN PEMEKARAN DAERAH OTONOM BARU ACEH MALAKA

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    As a candidate for the new autonomous region for the division of North Aceh Regency, Aceh Malacca has been voiced by community leaders in the western province of North Aceh since 2004. The research objective was to determine and analyze the background that underlies the emergence of the idea of ​​the expansion of the Aceh Malacca district and the urgency of the policy for the expansion of the Malacca Regency area. Findings of this qualitative study could be reported that the background that underlies the emergence of the idea of ​​the expansion of the Aceh Malacca district includes aspects of the political dimension, administrative or technical dimension, and the dimensions of the regional disparity aspect. The urgency of the policy for the expansion of the Malacca Regency area is for the context of improving and accelerating public services, including maximizing public benefits, time efficiency in managing all administrative needs, and regional independence in managing its regional potential. It is recommended that the Central Government reopen the moratorium on expansion so that the Aceh Malacca District can be realized to improve welfare and public services in the region.Aceh Malaka sebagai calon daerah otonom baru pemekaran dari Kabupaten Aceh Utara, disuarakan tokoh-tokoh masyarakat  wilayah barat Aceh Utara sejak tahun 2004, berbagai persiapan telah dilakukan mulai pembentukan panitia dan pemenuhan persyaratan teknis serta administratif. Tujuan penelitian adalah untuk mengetahui dan menganalisis  latar belakang yang mendasari munculnya ide pemekaran wilayah Kabupaten Aceh Malaka dan urgensi kebijakan pemekaran wilayah Kabupaten Malaka. Metode Penelitian menggunakan pendekatan kualitatif deskriptif analys.  Hasil penelitian menunjukkan bahwa latar belakang yang mendasari munculnya ide pemekaran wilayah Kabupaten Aceh Malaka meliputi aspek dimensi politik  yang akan melahirkan  pemerintah baru, akan lebih dekat dengan masyarakat wilayah barat. Selanjutnya dari aspek dimensi administrasi atau teknis bahwa besarnya wilayah Kabupaten Aceh Utara saat ini sehingga menyulitkan akses masyarakat dari wilayah barat untuk mendapatkan akses pelayanan administrasi. Dari segi aspek dimensi kesenjangan wilayah akan mengatasi permasalahan kecemburuan sosial antar masyarakat dengan menumpuknya pengangguran diwilayah barat. Urgensi kebijakan pemekaran wilayah Kabupaten Malaka dalam rangka perbaikan dan percepatan  layanan publik meliputi memaksimalkan pelayanan publik, efesiensi waktu dalam mengurus semua keperluan administrasi dan kemandirian wilayah dalam mengelola sendiri potensi daerahnya. Disarankan kepada Pemerintah Pusat untuk membuka kembali moratorium pemekaran agar terwujud Kabupaten Aceh Malaka untuk peningkatan kesejahteraan dan pelayanan publik di wilayah terseb

    Umami

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    21 prose poems plus author statement

    The Art of Learning Community: Technology and Gamification As A Recipe For Learning Umami

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    How can arts, technology, mobile apps, and a learning community be used as flavors to create an engaging learning platform to motivate students?School reform efforts purport to create engaged learners that can think creatively beyond the standards, however, teachers struggle with how to reconcile the culture of standardized testing with the learner engagement and motivation that is key to student success. When designing learning experiences that promote creativity, via information and computer technology, teachers need to adopt an ecological approach that encompasses people, practices, values, and technology interacting- with the spotlight being on human activities. The Japanese word umami describes how humans engage all senses to form judgments about their food. This provides an apt metaphor for instructional design. Food should be nourishing, presentable, and delicious- a feast for the senses. This is a worthy standard for any lesson- the goal of “learning umami.” The author proposed to create an analogous process in crafting an online learning community (http://edvislee.wix.com/rehearse-for-life), which consists of a mash-up of tools, apps, content, gamification, and collaboration with artists as “flavors” for engagement. This paper will review the community’s features before and after modifications, discuss design implications and rationale for changes, and make recommendations for additional improvements. The results demonstrate how pedagogy, design, and evaluation can be used to tailor existing apps, tools, services, and content to create a compelling learning community to meet any instructional design challenge

    Difficulties In Understanding The Science Learning Material as Related to Educational Psychology: Kesulitan dalam Memahami Materi Pelajaran IPA yang Dikaitkan dengan Psikologi Pendidikan

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    This study aims to discuss the difficulties in understanding science subject matter associated with educational psychology. The research method used is descriptive qualitative method, namely the data obtained by the author is presented in the discussion. In obtaining data, the author uses literature in the form of books and journals. The results showed that there are various kinds of difficulties in understanding science subject matter and there are factors that can be linked to educational psychology and also how to overcome these difficulties

    Hepatoprotective activity of sea cucumber Phyllophorus sp. extract in carp (Cyprinus carpio)

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    Many procedures continuously in aquaculture and scientific research like tagging and vaccinating cause pain, involving damaging tissue and also cause stress responses in fish. Stress responses in fish influence liver because liver have vital role to supply energy and metabolism. Histology alteration in liver is caused by stress response like changes of vacuolation hepatocyte and characteristic colour. Triterpenoid was known had hepatoprotective activity. One of marine organism contained triterpenoid was sea cucumber. Result of research showed that liver tissue in fish with injected acetic acid 5 % (in upper lip) as pain stimulus have histopathology damages such as pyknosis (medium damage level) and oedema (heavy damage level) after 8 hour injection. Injected Lidocaine 1mg/fish as analgesic drug have histopathology damages such as oedema (heavy damages level), necrosis and pyknosis (low damages level). Injected acetic acid 5 % (in upper lip) and ethanolic extract of sea cucumber Phyllophorus sp. dose 5 mg/50 gr body weight shown histopathology damages such as necrosis, edema (medium damage level) and pyknosis (low damage level

    Sex differences and language use in writing : a study in writing recount text at second grade of MTs Miftahul Khoirot Branjang Ungaran Semarang

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    This research is about sex differences and language use in writing. The author had read theories that there were differences between male and female in speaking, so the author wanted to know how was in writing. The objective of this study are (1) to know how use of language by male and language female is especially in writing recount text; (2) to find if there is any difference between male and female in using language in writing recount text; (3) to study why male differs from female in using language in writing recount text; (4) to observe whether sex difference affect use of language in writing recount text. The problem had been analyzed through comparative qualitative approach that is held in MTs Miftahul Khoirot Ungaran Semarang. The subject of this research was the students of class VIII C of the school. The data was gathered through observation, documentation, and interview. The result of this study showed that there are several differences of male and female students in writing recount text. The differences between them are (1) Most of them (male and female students) had problem about tenses, verb, spelling, linking verb, pronoun and connection; (2) there was a difference between male and female writing that was topic they used. Male students’ writing was about outdoor activity. Yet, female students’ writing was about indoor activity; (3) there are three factors which affected the differences between male and female in writing recount text. They were (a) Characters; (b) Learning Style; and (c) Social Environment; (4) sex differences affected language use in writing recount text indirectly because there were other factors like their characters, learning style, and social environment

    Fiqih Perserikatan Wanita Dalam Politik dan Jihad

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    This scientific article aims to provide understanding and knowledge to readers about the jurisprudence of women's unions in political matters and also women's unions in wars and jihad such as what is good and what Allah accepts. Because many people think that the woman is only a housewife whose job is to educate children and serve their husbands. That women are also allowed to participate in politics and jihad. And there are laws in jihad. The method used for the research of this scientific article uses a qualitative descriptive method that is the data that has been obtained by the author presented in the discussion. In obtaining data the author uses literature in the form of books and journals, and also international journals
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