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    Faktor-Faktor Financing To Deposit Ratio Pada Perbankan Syariah Di Provinsi Jambi

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    ABSTRACT Purpose - This study aims to analyze and determine the ifluences of financing to deposit ratio of Islamic Banking in Jambi Region.  Design/methodology - The research methodology used in this research is quantitative research with explanatory type. The data analysis used financial statements and financial ratios from January 2012 to December 2017. Findings – The results show that partially size variable has a positive and significant effect on financing to deposit ratio; while the non-performing financing variable did not significantly affect financing to deposit ratio. Simultaneously, the two variables are not significant in influencing the financing to deposit ratio of Islamic banking in Jambi Region

    Bankruptcy Prediction Model in Service Companies during the Covid 19 Pandemic: A Comparative Analysis

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    This research aims to analyze differences in bankruptcy prediction models for service companies carried out in hotel, restaurant and tourism companies in Indonesia. This is very interesting to study considering the importance of companies predicting early the possibility of bankruptcy. The number of samples in this research was 20 service companies that were included in the sampling technique criteria. The data analysis used to test the hypothesis is the difference test using the analysis of variance (ANOVA) method. The results of the analysis show that there are differences in bankruptcy prediction models for service companies during the Covid-19 pandemic. The results of this research can be used as a reference for service companies to be able to choose the most appropriate prediction model in order to minimize the risk of bankruptcy.&nbsp

    Tourist Loyalty to Halal Tourism in Indonesia: The Role of Services Quality, Satisfaction, and Experience Quality

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    Research aims: This study aims to develop an original model of halal tourism by considering the service quality variable and its effect on tourist loyalty with satisfaction as a mediator variable and experience quality consisting of halal food, halal facilities and services, and people at the destination as moderator variables.Design/Methodology/Approach: This study adopts an empirical approach. Data were collected using questionnaire distributed to respondents that were selected through purposive sampling based on their previous visits to halal destinations in Indonesia. A total of 440 questionnaire responses were subjected to quantitative analysis using the Structural Equation Modeling.Research findings: Our study findings indicated that services quality was one of the factors with positive, significant impacts (direct and indirect) on tourist loyalty. In addition, experience quality seemed to strengthen this impact.Theoretical Contribution/Originality: This research offered a novel insight that that the satisfaction and loyalty of tourists visiting halal tourism can be increased through improving experience quality.Practitioners/Policy Implications: This research is expected to be a reference and consideration for halal tourism business actors in their efforts to increase visitor satisfaction where major coniderations should be put on halal accommodation and halal services. Visitor experience is an important factor to increase the number of visitors to halal tourism.Research Limitations/Implications: The large sample size relatively complicated the timely data collection

    Analisis Faktor Yang Mempengaruhi Total Pembiayaan Perbankan Syariah Yang Dimediasi Oleh Variabel Aset

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    Abstract. This study aims to analyze and describe the direct and indirect influence of third-party funds, Financing to Deposit Ratio, and non-performing financing to sharia banking financing in Jambi Province through assets. This study uses secondary data from sharia financial statements (BUS and UUS) published by BI and OJK monthly period from January 2012 until December 2017. Data analysis used is path analysis by trimming method. Based on the analysis result found that the variable of third party fund and Financing to Deposit Ratio significantly have an effect on the financing of sharia banking channeled in Jambi Province, either directly or indirectly. While the variable of non-performing financing does not significantly affect financing. So that variable is done trimming variable. The result of this study can be a source of information and reference to Islamic financial institutions in making policies. To be able to prove the assets as a real variable in the real mediation, there needs to be a Sobel test. Keywords: third party funds, Financing to Deposit Ratio, non- performing financing, assets, and Financing. Abstrak. Penelitian ini bertujuan untuk menganalisis dan mendeskripsikan pengaruh langsung dan pengaruh tidak langsung dana pihak ketiga, Financing to Deposit Ratio, dan non performing financing terhadap pembiayaan perbankan syariah di Provinsi Jambi melalui aset. Penelitian ini menggunakan data sekunder dari laporan keuangan syariah (BUS dan UUS) yang dipublikasikan oleh BI dan OJK periode bulanan dari Januari 2012 sampai dengan Desember 2017. Analisis data yang digunakan yaitu analisis jalur dengan metode trimming. Berdasarkan hasil analisis ditemukan bahwa variabel dana pihak ketiga dan Financing to Deposit Ratio secara signifikan memiliki pengaruh terhadap pembiayaan yang disalurkan perbankan syariah di Provinsi Jambi, baik secara langsung maupun secara tidak langsung. Sementara variabel non performing financing tidak signifikan mempengaruhi pembiayaan. Sehingga variabel tersebut dilakukan trimming variabel. Hasil penelitian ini dapat dijadikan sumber informasi dan acuan bagi lembaga-lembaga keuangan syariah dalam membuat kebijakan. Untuk dapat membuktikan apakah aset adalah variabel mediasi yang sesungguhnya, perlu dilakukan penelitian lebih lanjut dengan menggunakan sobel test. Kata Kunci : aset; dana pihak ketiga; Financing to Deposit Ratio; non-performing financing; pembiayaa

    Analisis Faktor Yang Mempengaruhi Total Pembiayaan Perbankan Syariah Yang Dimediasi Oleh Variabel Aset

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    Abstract. This study aims to analyze and describe the direct and indirect influence of third-party funds, Financing to Deposit Ratio, and non-performing financing to sharia banking financing in Jambi Province through assets. This study uses secondary data from sharia financial statements (BUS and UUS) published by BI and OJK monthly period from January 2012 until December 2017. Data analysis used is path analysis by trimming method. Based on the analysis result found that the variable of third party fund and Financing to Deposit Ratio significantly have an effect on the financing of sharia banking channeled in Jambi Province, either directly or indirectly. While the variable of non-performing financing does not significantly affect financing. So that variable is done trimming variable. The result of this study can be a source of information and reference to Islamic financial institutions in making policies. To be able to prove the assets as a real variable in the real mediation, there needs to be a Sobel test. Keywords: third party funds, Financing to Deposit Ratio, non- performing financing, assets, and Financing. Abstrak. Penelitian ini bertujuan untuk menganalisis dan mendeskripsikan pengaruh langsung dan pengaruh tidak langsung dana pihak ketiga, Financing to Deposit Ratio, dan non performing financing terhadap pembiayaan perbankan syariah di Provinsi Jambi melalui aset. Penelitian ini menggunakan data sekunder dari laporan keuangan syariah (BUS dan UUS) yang dipublikasikan oleh BI dan OJK periode bulanan dari Januari 2012 sampai dengan Desember 2017. Analisis data yang digunakan yaitu analisis jalur dengan metode trimming. Berdasarkan hasil analisis ditemukan bahwa variabel dana pihak ketiga dan Financing to Deposit Ratio secara signifikan memiliki pengaruh terhadap pembiayaan yang disalurkan perbankan syariah di Provinsi Jambi, baik secara langsung maupun secara tidak langsung. Sementara variabel non performing financing tidak signifikan mempengaruhi pembiayaan. Sehingga variabel tersebut dilakukan trimming variabel. Hasil penelitian ini dapat dijadikan sumber informasi dan acuan bagi lembaga-lembaga keuangan syariah dalam membuat kebijakan. Untuk dapat membuktikan apakah aset adalah variabel mediasi yang sesungguhnya, perlu dilakukan penelitian lebih lanjut dengan menggunakan sobel test. Kata Kunci : aset; dana pihak ketiga; Financing to Deposit Ratio; non-performing financing; pembiayaa

    Pengaruh Financial Flexibility Dan Kebijakan Moneter Terhadap Profitabilitas Perusahaan Manufaktur Yang Terdaftar Di Bursa Efek Indonesia

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    Penelitian ini bertujuan mengetahui dan menganalisis pengaruh financial flexibility dan kebijakan moneter terhadap profitabilitas dalam hal ini ialah return on asset pada perusahaan manufaktur sektor industri dasar dan kimia dengan periode laporan keuangan tahun 2019-2023. Data yang digunakan merupakan data sekunder yang diperoleh dari situs resmi www.idx.co.id  atau melalui website perusahaan. Populasi dalam penelitian ini adalah 73 perusahaan manufaktur sektor industri dasar dan kimia dan sampel sebanyak 28 perusahaan sesuai kriteria purposive sampling. Teknik analisis yang digunakan adalah analisis kuantitatif digunakan untuk menguji debt to asset ratio, cash ratio, dan return on asset. Kemudian dilakukan analisis statistik dengan menggunakan Analisis Keuangan, Uji Asumsi Klasik, Analisis Regresi Linier Berganda dan Uji Hipotesis yang meliputi Uji F dan Uji t menggunakan SPPS versi 26.  Dari penelitian ini menjelaskan financial flexibility berpengaruh negatif signifikan terhadap rasio profitabilitas dalam penelitian ini yaitu return on asset, kebijakan moneter berpengaruh negatif signifikan terhadap rasio profitabilitas dalam penelitian ini yaitu return on asset.&nbsp

    Going Beyond Counting First Authors in Author Co-citation Analysis

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    The present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed

    Pengaruh Kemampuan Kerja Dan Beban Kerja Terhadap Kinerja Karyawan PT Reska Multi Usaha (KAI Services) Palembang

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    This study aims to determine the influence of work ability and workload on the performance of employees of PT Reska Multi Usaha (KAI SERVICES) Palembang. The population in this study is 104 employees of PT Reska Multi Usaha (KAI SERVICES) Palembang, with a sample of 83 respondents. The data used were primary and secondary data, with questionnaire and documentation data collection methods. The analysis technique used is multiple linear regression. The results of the hypothesis test prove that there is a significant influence of workability and workload on the performance of employees of PT Reska Multi Usaha (KAI SERVICES) Palembang, there is a significant influence of workability on the performance of employees of PT Reska Multi Usaha (KAI SERVICES) Palembang, and there is a significant influence of workload on the performance of employees of PT Reska Multi Usaha (KAI SERVICES) Palembang. The value of the determination coefficient shows that work ability and workload are able to contribute to the ups and downs of the performance of Palembang Multi-Business Enterprises (KAI SERVICES) employees, by 62.4%. Keywords: Employee Perfomance, Work Ability, Workload Penelitian ini bertujuan untuk mengetahui pengaruh kemampuan kerja dan beban kerja terhadap kinerja karyawan PT Reska Multi Usaha (KAI SERVICES) Palembang. Populasi dalam penelitian ini sebanyak 104 karyawan PT Reska Multi Usaha (KAI SERVICES) Palembang, dengan sampel yang digunakan adalah 83 responden. Data yang digunakan adalah data primer dan sekunder, dengan metode pengumpulan data kuesioner dan dokumentasi. Teknik analisis yang digunakan adalah regresi linier berganda. Hasil uji hipotesis membuktikan ada pengaruh signifikan kemampuan kerja dan beban kerja terhadap kinerja karyawan PT Reska Multi Usaha (KAI SERVICES) Palembang, ada pengaruh signifikan Kemampuan kerja terhadap kinerja karyawan PT Reska Multi Usaha (KAI SERVICES) Palembang, dan ada pengaruh signifikan beban kerja terhadap kinerja karyawan PT Reska Multi Usaha (KAI SERVICES) Palembang. Nilai koefisien determinasi, memperlihatkan bahwa kemampuan kerja dan beban kerja mampu berkonstribusi terhadap naik turunnya kinerja karyawan Reska Multi Usaha (KAI SERVICES) Palembang, sebesar 62,4%. Kata Kunci: Kinerja Karyawan, Kemampuan Kerja, Beban Kerj
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