1,686 research outputs found

    Mekanisme Restrukturisasi Dalam Penyelesaian Pembiayaan Murabahah Bermasalah Pada Bank Sumut Syariah KC Medan Katamso

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    The purpose of this study is to understand the restructuring mechanism in solving problematic murabahah financing at Bank Sumut Syariah KC Medan Katamso. This research uses descriptive qualitative method. The source of the data obtained and used in this study was obtained directly at the research location at PT Bank Sumut Syariah KC Medan Katamso. This study uses primary data. In addition, in this study, raw data was also collected in the form of secondary data, such as evidence, documents or historical reports, documents, archives, whether published or not. The data collection that the writer did was through observation, interviews and document studies. Observations were made through direct observation at PT Bank Sumut Syariah KC Medan Katamso. Interviews were addressed directly to the Business or Marketing division of PT. Bank Sumut Syariah KC Medan Katamso according to the information needs by answering the questions raised by the author. Document research conducted by the author is in the form of written data or other documents needed by the author. After doing the research, it can be concluded that the North Sumatra Sharia KC Medan Katamso Bank in implementing the restructuring mechanism there are principles that must be followed in resolving problem financing contained in Bank Indonesia Regulations and can be said to be good. The principles applied by Bank Sumut Syariah KC Medan Katamso are in accordance with Bank Indonesia Regulation No. 13/9/PBI/2011 concerning amendments to Bank Indonesia Regulation Number 10/1/PBI/2008 concerning Financing Restructuring for Sharia Banks and UUS. Namely, rescheduling, reconditioning, and restructuring

    Pelaksanaan Pembiayaan Modal Kerja Musyarakah Pada PT. Bank Syariah Indonesia KC Padang

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    The purpose of this research was to determine the implementation of Musyarakah working capital financing at PT. Bank Syariah Indonesia KC Padang. In analyzing the data, the author uses qualitative data analysis methods as a research method that describes descriptively the implementation of Musyarakah working capital financing at the PT. Bank Syariah Indonesia KC Padang. The results of this study there are several stages of procedures in the Implementation of Musyarakah Working Capital Financing at PT. Bank Syariah Indonesia KC Padang, namely submitting a financing application, financing feasibility analysis, the decision to grant Musyarakah working capital financing which is divided into two decisions, namely the financing decision is accepted and the decision is rejected. If the financing decision is accepted or rejected, it is submitted in writing by providing clear and thoughtful reasons. After the financing decision is approved, it will proceed to the stage of contract and disbursement of financing, supervision of financing and repayment of financing

    On the mountain pass lemma

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    MathematicsSCI(E)2ARTICLE203-208119

    Penyelesaian Pembiayaan Bermasalah Terhadap Perjanjian Kepemilikan Rumah Di Brk Syariah Kc Arifin Ahmad Pekanbaru

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    ABSTRACT Housing is a basic need besides food and clothing. The role of banking greatly affects the economic activities of a country. Providing housing financing is one of the most basic bank businesses, one of which is providing housing financing by BRK Syariah. Before providing financing the bank needs to assess customers who apply for financing. Because, not a few customers fail to fulfill their obligations in house payments which results in problematic financing. In resolving problematic financing, settlement is not always carried out through court channels, but also efforts to resolve problems carried out outside the court provided by BRK Syariah. The formulation of the problem in this research is how to review the law regarding the resolution of problematic home ownership financing at BRK Syariah KC Arifin Ahmad Pekanbaru and what factors cause problematic home ownership financing at BRK Syariah KC Arifin Ahmad Pekanbaru. The type of research used is included in the empirical group and the sample for this research is one part of the BRK Syariah bank KC Arifin Ahmad Pekanbaru, namely the Management Director and several customers who have been declared in default or failed to carry out their obligations. From the results of research that has been conducted by the author, that the settlement of problematic financing of home ownership in BRK Syariah KC Arifin Ahmad Pekanbaru is litigation and non-litigation, such as rescheduling, reconditioning and restructuring and there are 2 (two) factors causing the financing of problematic home ownership in BRK Syariah KC Arifin Ahmad Pekanbaru, namely internal factors originating from the bank that are not careful both from analyzing prospective customers, as well as in the calculation of home financing and ext from the bank that is not careful both from analyzing prospective customers, as well as in the calculation of rumaa financing and external factors from the customer, where there are some customers who do not make payments because there is an element of intentionality and an element of customer unintentionality. Keywords

    Test Record for Author Crosswalk FIG to ELE 20250807 KC

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    This test record is for the purpose of testing the FIG to ELE crosswalk for author Keely Chapman on 20250807. </p

    Transcriptome profile in Drosophila Kc and S2 embryonic cell lines

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    Drosophila melanogaster cell lines are an important resource for a range of studies spanning genomics, molecular genetics, and cell biology. Amongst these valuable lines are Kc167 (Kc) and Schneider 2 (S2) cells, which were originally isolated in the late 1960s from embryonic sources and have been used extensively to investigate a broad spectrum of biological activities including cell-cell signaling and immune system function. Whole-genome tiling microarray analysis of total RNA from these two cell types was performed as part of the modENCODE project over a decade ago and revealed that they share a number of gene expression features. Here, we expand on these earlier studies by using deep-coverage RNA-sequencing approaches to investigate the transcriptional profile in Kc and S2 cells in detail. Comparison of the transcriptomes reveals that ∼75% of the 13,919 annotated genes are expressed at a detectable level in at least one of the cell lines, with the majority of these genes expressed at high levels in both cell lines. Despite the overall similarity of the transcriptional landscape in the two cell types, 2,588 differentially expressed genes are identified. Many of the genes with the largest fold change are known only by their CG designations, indicating that the molecular control of Kc and S2 cell identity may be regulated in part by a cohort of relatively uncharacterized genes. Our data also indicate that both cell lines have distinct hemocyte-like identities, but share active signaling pathways and express a number of genes in the network responsible for dorsal-ventral patterning of the early embryo. © The Author(s) 2023. Published by Oxford University Press on behalf of the Genetics Society of America

    Deriving vegetation drag coefficients in combined wave-current flows by calibration and direct measurement methods

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    Coastal vegetation is efficient in damping incident waves even in storm events, thus providing valuable protections to coastal communities. However, large uncertainties lie in determining vegetation drag coefficients (CD), which are directly related to the wave damping capacity of a certain vegetated area. One major uncertainty is related to the different methods used in deriving CD. Currently, two methods are available, i.e. the conventional calibration approach and the new direct measurement approach. Comparative studies of these two methods are lacking to reveal their respective strengths and reduce the uncertainty. Additional uncertainty stems from the dependence of CD on flow conditions (i.e. wave-only or wave-current) and indicative parameters, i.e. Reynolds number (Re) and Keulegan-Carpenter number (KC). Recent studies have obtained CD-Re relations for combined wave-current flows, whereas CD-KC relations in such flow condition remain unexplored. Thus, this study conducts a thorough comparison between two existing methods and explores the CD-KC relations in combined wave-current flows. By a unique revisiting procedure, we show that CD derived by the direct measurement approach have a better overall performance in reproducing both acting force and the resulting wave dissipation. Therefore, a generic CD-KC relation for both wave-only and wave-current flows is proposed using direct measurement approach. Finally, a detailed comparison of these two approaches are given. The comprehensive method comparison and the obtained new CD-KC relation may lead to improved understanding and modelling of wave-vegetation interaction.Green Open Access added to TU Delft Institutional Repository ‘You share, we take care!’ – Taverne project https://www.openaccess.nl/en/you-share-we-take-care Otherwise as indicated in the copyright section: the publisher is the copyright holder of this work and the author uses the Dutch legislation to make this work public.Environmental Fluid Mechanic

    The Effect Of Work Motivation And Work Discipline On Employee Performance At PT. Bank Rakyat Indonesia KC Soekarno – Hatta Airport

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    This study aims to determine and analyze the magnitude of the Influence of Work Motivation and Work Discipline on Employee Performance at PT Bank Rakyat Indonesia KC Soekarno-Hatta Airport partially and simultaneously. The research method used in this study is Quantitative research. The population used in this study were employees of PT Bank Rakyat Indonesia KC Soekarno-Hatta Airport. The sampling method used by the author in this study is the saturated sample method, where the sample is employees of PT Bank Rakyat Indonesia KC Soekarno-Hatta Airport totaling 65 employees. The data collection method used in this study is primary data. The primary data taken is data from the answers of respondents totaling 65 respondents. The results of this study indicate that Work Motivation has a partial effect on employee performance at PT Bank Rakyat Indonesia KC Soekarno-Hatta Airport which has been proven by the value of the results of t count&gt; t table or (2.594&gt; 1.998). Work discipline has a partial effect on employee performance at PT Bank Rakyat Indonesia KC Soekarno-Hatta Airport, the results of t count&gt; t table or (2.594&gt; 1.998) this is also reinforced by the results of the sig value &lt;0.05 or (0.012 &lt;0.05). Work motivation and work discipline have a simultaneous effect on employee performance at PT Bank Rakyat Indonesia KC Soekarno-Hatta Airport which has been proven by F count&gt; F table or (139.625&gt; 3.145) this is also reinforced by the sig value &lt;0.05 or (0.000 &lt;0.05)

    Strategi Pemasaran Pembiayaan Warung Mikro Bank Syariah Mandiri KC. Kendal

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    Abstract The development of Micro Small Enterprises (SMEs) annually increasing. This is due to the high interest of the community, especially the SMEs who want to start a business. One of the problems faced is the limited capital owned. Bank Syariah Mandiri (BSM) is present as a solution to answer the capital problems of SMEs by offering microfinance through Micro Stalls (Warung Mikro). This study aims to find out how the implications of the marketing strategy are with the approach to the marketing mix (product, price, place and promotion) of BSM micro stalls and analyze their strengths and weaknesses. Based on the results of research conducted by the author, that the marketing strategy carried out has positive implications for the progress of the business of its customers and increases the financing portfolio of Micro Stalls, BSM KC, Kendal. The advantages of the products include Principles and agreements in accordance with the Shari'ah, Limit of financing in accordance with micro segments, The process of applying for financing is relatively easy and fast, minor installments and fixed to maturity, business training and assistance programs for MSEs, using an individual approach and ball pick up system and is located in a area that is relatively close to the micro segment business location. While the disadvantages of financing Micro Stalls, BSM KC, Kendal, among others; the lack of employees who master shari'ah transactions, inadequate facilities and promotions is still monotonous so it is less efficient

    The ketogenic diet is an effective adjuvant to radiation therapy for the treatment of malignant glioma.

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    INTRODUCTION: The ketogenic diet (KD) is a high-fat, low-carbohydrate diet that alters metabolism by increasing the level of ketone bodies in the blood. KetoCal® (KC) is a nutritionally complete, commercially available 4:1 (fat:carbohydrate+protein) ketogenic formula that is an effective non-pharmacologic treatment for the management of refractory pediatric epilepsy. Diet-induced ketosis causes changes to brain homeostasis that have potential for the treatment of other neurological diseases such as malignant gliomas. METHODS: We used an intracranial bioluminescent mouse model of malignant glioma. Following implantation animals were maintained on standard diet (SD) or KC. The mice received 2×4 Gy of whole brain radiation and tumor growth was followed by in vivo imaging. RESULTS: Animals fed KC had elevated levels of β-hydroxybutyrate (p = 0.0173) and an increased median survival of approximately 5 days relative to animals maintained on SD. KC plus radiation treatment were more than additive, and in 9 of 11 irradiated animals maintained on KC the bioluminescent signal from the tumor cells diminished below the level of detection (p<0.0001). Animals were switched to SD 101 days after implantation and no signs of tumor recurrence were seen for over 200 days. CONCLUSIONS: KC significantly enhances the anti-tumor effect of radiation. This suggests that cellular metabolic alterations induced through KC may be useful as an adjuvant to the current standard of care for the treatment of human malignant gliomas
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