402 research outputs found
Implementation of numbered heads together as an effort to improve conceptual understanding of IPAS for fourth grade students at muara bungo nature school
No full textThe main problem in elementary school learning is the dominance of educators, which results in low student engagement. Initial data shows that only 30% of students pay optimal attention to lessons, active participation is limited to two questions per session, discussion engagement reaches 50%, and timely task completion is around 70%. These conditions indicate that student motivation, interaction, and learning responsibility have not developed optimally. Therefore, a participatory and collaborative learning model is needed. The Numbered Head Together (NHT) model was chosen because it emphasizes active involvement, group cooperation, and individual responsibility, thereby potentially increasing student activity, discipline, and conceptual understanding. This study aims to describe the application of the NHT model in improving conceptual understanding of IPAS among fourth-grade students at Sekolah Alam Muara Bungo. The study used Classroom Action Research (CAR) with two cycles through the stages of planning, implementation, observation, and reflection. The research subjects consisted of 19 fourth-grade students. Data was collected through observation, testing, and documentation, using teacher and student observation sheets and learning outcome tests. Analysis was conducted qualitatively from observations and quantitatively through test average scores. The results of the study showed a significant improvement in the learning process and outcomes. Student activity increased from 36.84% to 89.47%, as seen in their participation in discussions, their courage to express their opinions, and their involvement in completing group assignments. Students\u27 conceptual understanding of IPAS increased from 52.63% to 84.21%, especially in explaining concepts, giving examples of application, and answering evaluation questions. This study contributes by providing empirical evidence that the application of the Numbered Heads Together model effectively increases student activity and conceptual understanding, while also serving as a practical reference for teachers in developing more collaborative and meaningful learning strategies
Basel tabanlı kredi riski, modellemeleri ve bir uygulama
No full textBasel II tabanlı kredi riski yaklaşımlarının 2006 sonu itibariyle uygulamaya geçmesi planlanmaktadır. Kredi riski açısından bakıldığında Türk bankacılık sektörünün yoğun olarak standart yaklaşımı kullanması beklenmektedir. Ancak büyük ölçekli bankaların daha fazla sermaye kullanmasını gerektirecek olan standart yaklaşımın çoğunlukla orta ve küçük ölçekli bankaların tercihi olacağı tahmin edilmektedir. Sektörün ilk beş büyük bankasının içsel derecelendirmeye dayalı kredi riski yaklaşımlarını tercih etmesi beklenmelidir. Bu gruptaki bankaların hem altyapı gereksinimlerini karşılayacak know-how'ı hem de yaklaşımları gerçekleştirmekte gerekli olabilecek altyapı yatırımlarının karşılanması için finansal gücünün yeterli seviyede bulunduğu tahmin edilmektedir. İçsel derecelendirmeye dayalı kredi riski yaklaşımları pazar riski hesaplamalarından farklı olarak konunun karakteri itibariyle bankadan bankaya büyük farklılıklar gösterebilecektir. Basel Komitesi'nin hazırlamış olduğu formülasyonlara ve bu formülasyonlardan her bir temerrüt olasılığı için farklı bir risk ağırlığına ulaşmak mümkün olsa da, bunlara ek olarak kurumların kendi kredi riski modellerini de oluşturmaları beklenmelidir. Çalışmada risk kavramı, türleri, geleneksel ve modern risk ölçme ve değerlendirme yöntemleri, Basel Komitesi'nin kredi riskine ilişkin prensipleri, kredi riskinin kaynakları ve bileşenleri, kredi riskiyle ilgili modeller, beklenen ve beklenmeyen kayıp ve kredi türevleri konuları incelenmiştir. Ayrıca çalışmanın sonunda sektördeki bütün modellere ek olarak hayali bir bono portföyü için kredi riski ölçer yaklaşım geliştirilmiştir. Bankaların öncelikle içsel derecelendirme sistemlerini oluşturmaları, daha sonra bu sistemlerin validasyonunu yapmaları ve kural koyucuları tarafından derecelendirme sistemlerine onay almaları gerekmektedir. Bankalar sektörde uygulanan kredi riski modellerinden kendi yapılarına uyanı uygulamakta serbesttirler. Ancak kurumların da insanlar gibi birbirine benzemeyen canlı organizmalar olduğu düşünülürse, bir kurumun kendisi için ürettiği risk ölçüm sisteminin başka bir kurum bünyesinde direkt olarak kullanılması risk ölçümü gibi hassas bir konuda pek uygun görünmemektedir. Bu nedenle bankaların kendi iç yapılarına uygun risk ölçer modellerini oluşturmalarının en hassas ölçüm yöntemi olması beklenmelidir. Basel II based credit risk approaches expected to be running at the beginning of 2006. Most of the banks in the Turkish banking system will prefer the standardized approach in calculating their credit risks. However, standardized approach will mostly be preferred by small to medium-sized banks which requires -most of the time- use of more capital by the large-sized banks. The largest five banks of the sector are expected to use the internal ratings based approaches in their credit risk calculations. The internal ratings based approaches of credit risk -unlike market risk calculations- show variations from bank to bank due to the character of the subject. Although it is possible to reach risk weights for each of the probabilities of default by using the formulations provided by the Basel Committee, the banks should also create their own approaches for each of their portfolios. In this study, risk theory, risk types, traditional and modern risk valuation methods, the principles of the Basel Committee on credit risk, the sources of credit risk, the credit risk models used in the market, expected and unexpected loss and credit derivatives were analysed. At the end of the study, the credit risk of an imaginary bond portfolio of a bank was calculated by an approach developed by the author of the thesis. As a first step, banks should develop and validate their internal rating systems and get the approval for these rating systems from the regulators. Banks are free to use one of the credit risk models suitable for their asset structure. However, since financial institutions are living organisms like human beings, it seems to be inappropriate to use a credit risk model developed for the use of some other structure. Consequently, built-in credit risk models validated by the regulators would be one of the most risk sensitive approaches for financial institutions
PENGARUH NON PERFORMING LOAN (NPL) DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP PROFITABILITAS PADA BANK UMUM DI INDONESIA TAHUN 2012
No full textDWI RISKI JULIANTI. The Influence of Non Performing Loan (NPL) and
Capital Adequacy Ratio (CAR) to Profitability on Commercial Banks in Indonesia
in 2012. Script, Department Economics and Administration, Faculty of
Economics, State University of Jakarta. 2014.
This study aims at finding out if The Influence of Non Performing Loan (NPL) and
Capital Adequacy Ratio (CAR) to Profitability on Commercial Banks in Indonesia
in 2012. The hypothesis of this study is: "There is Influence of Non Performing
Loan (NPL) and Capital Adequacy Ratio (CAR) to Profitability on Commercial
Banks in Indonesia in 2012. The method used is the author of the survey method
with a quantitative approach. This study population is the entire commercial
banks listed on Bank Indonesia in 2012 his sampling technique is random
sampling as many as 33 samples. Hypothesis states that either simultaneous or
partially independent variables affect the dependent variable of the study. Based
on the findings of the regression coefficient test simultaneous, the value of (6.806
> 3.316) with a sig. of 0.004, it can be conclude that simultaneous NPL and CAR
effect on profitability. While the findings of the partial regression coeffiecient test,
NPL -2.685 > ttabel
(2.042) and sig. 0.012 can be conclude that the NPL
significance effect on profitability, for CAR (2.375>2.042) and Sig. 0024 it can be
concluded that the CAR significant effect on profitability. Hypothesis states that
either simultaneously or partially independent variables affect the dependent
variable of the study
Kesulitan Membaca Penderita Disleksia: Studi Kasus Pada Riski Nanda (siswa Kelas Vi Sd Negeri 002 Balam Merah Kabupaten Pelalawan Provinsi Riau Tahun 2020)
No full textA Case Study on Riski Nanda (Class VI Student of SD Negeri 002 Balam Merah, Pelalawan Regency, Riau Province, 2020) This study discusses how difficulties in learning to read in children with dyslexia, especially in reading errors and types of learning difficulties in reading. The problem studied in this study is how are the various reading errors and types of dyslexic sufferers: the case study of Riski Nanda (a grade VI student at SD Negeri 002 Balam Merah, Pelalawan district, Riau province in 2020)? This study aims to describe, analyze, and interpret reading errors for dyslexics and types of learning difficulties for dyslexics: a case study by Riski Nanda (a grade VI student at SD Negeri 002 Balam Merah, Pelalawan district, Riau province in 2020). The theory used in this study is the theory of Endang Widyorini et al (2017) and Mulyono Abdurrahman (2012). The method used in this research is descriptive research. Data collection techniques used in this study are observation, interviews, recording, and documentation. Based on the research results, it can be concluded that of the 120 words that the author asked the subject, 66 data were found. Some reading errors of dyslexic sufferers: 1) 31 data omission of letters or words 2) 26 data replacement of words 3) wrong pronunciation of words and different meanings, wrong pronunciation of words but the same meaning, wrong pronunciation of words and no meaning: (a) pronunciation of words 34 data incorrect and different meanings (b) 10 data incorrect pronunciation of words but the same meaning (c) 21 incorrect and meaningless pronunciation of words 4) pronunciation of words with the help of the teacher, almost all of the subject data requires assistance 5) repetition, almost in all the data the subject also experienced repetition because the subject was given the opportunity by the author to read three times 6) 2 data reversal of letters 7) hesitating and halting, almost all data also the subject experienced hesitation and halting when reading. from reading errors the subject made many reading mistakes, namely pronunciation of words with the help of the teacher, repetition, and hesitation or halting in reading. Based on the results of research on the types of dyslexia and its symptoms, the type suffered by Riski Nanda, a class VI student at SD Negeri 002 Balam Merah, is a visual type
Kesulitan Membaca Penderita Disleksia: Studi Kasus Pada Riski Nanda (Siswa Kelas VI SD Negeri 002 Balam Merah Kabupaten Pelalawan Provinsi Riau Tahun 2020)
No full textThis study discusses how difficulties in learning to read in children with dyslexia, especially in reading errors and types of learning difficulties in reading. The problem studied in this study is how are the various reading errors and types of dyslexic sufferers: the case study of Riski Nanda (a grade VI student at SD Negeri 002 Balam Merah, Pelalawan district, Riau province in 2020)? This study aims to describe, analyze, and interpret reading errors for dyslexics and types of learning difficulties for dyslexics: a case study by Riski Nanda (a grade VI student at SD Negeri 002 Balam Merah, Pelalawan district, Riau province in 2020). The theory used in this study is the theory of Endang Widyorini et al (2017) and Mulyono Abdurrahman (2012). The method used in this research is descriptive research. Data collection techniques used in this study are observation, interviews, recording, and documentation. Based on the research results, it can be concluded that of the 120 words that the author asked the subject, 66 data were found. Some reading errors of dyslexic sufferers: 1) 31 data omission of letters or words 2) 26 data replacement of words 3) wrong pronunciation of words and different meanings, wrong pronunciation of words but the same meaning, wrong pronunciation of words and no meaning: (a) pronunciation of words 34 data incorrect and different meanings (b) 10 data incorrect pronunciation of words but the same meaning (c) 21 incorrect and meaningless pronunciation of words 4) pronunciation of words with the help of the teacher, almost all of the subject data requires assistance 5) repetition, almost in all the data the subject also experienced repetition because the subject was given the opportunity by the author to read three times 6) 2 data reversal of letters 7) hesitating and halting, almost all data also the subject experienced hesitation and halting when reading. from reading errors the subject made many reading mistakes, namely pronunciation of words with the help of the teacher, repetition, and hesitation or halting in reading. Based on the results of research on the types of dyslexia and its symptoms, the type suffered by Riski Nanda, a class VI student at SD Negeri 002 Balam Merah, is a visual type
Analisis Penerapan Akuntansi Pada Yayasan Perguruan Advent Pasir Putih Kec. Siak Hulu
No full textThe Pasir Putih Adventist Educational Foundation, Siak Hulu District, is an education-oriented organization, which is located at Jl. Pandau Jaya No. 1 Pasir Putih, Siak Hulu District, Kampar Regency, Riau Province. This study aims to determine whether there is a suitability of accounting for the Pasir Putih Adventist College Foundation in Siak Hulu District for generally accepted accounting. Here, the type of data collected is the type of primary data, namely the data obtained from the research subject, namely the foundation is still in standard form and must be processed further. An example of primary data is such as a list of organizations, while secondary data includes deeds of establishment, financial reports and all records in other written forms. The data sources in this study came from written notes, documents and oral and written statements provided by the Principal, Secretary of the Foundation and Treasurer of the Foundation that the author needed, namely 2017 and 2018. As for the results of the research presented by the author here that the Foundation does not make a journal first after making daily cash, the Foundation also does not make adjustments to ATK at the end of the accounting period, the Foundation does not make a unit of an item in a fixed asset account, here the Foundation also does not make a book Size and Balance Sheet, in the financial statements the Foundation does not make a Cash Flow Statement, the Foundation only makes a Profit and Loss Report (Surplus / Deficit), a Balance Sheet, and a Change in Capital Report. From all descriptions of Research Results and Discussion that the author processed and did, it can be concluded that the application of accounting at the Pasir Putih Adventist College Foundation in Siak Hulu District is not in accordance with the General Accepted Accounting Principles
FITNAH SEBAGAI PENGHALANG AHLI WARIS: Studi Komparatif Pasal 173 Kompilasi Hukum Islam dan Hukum Islam
No full textSlander is a barrier to being an heir, in the compilation of Islamic law, especially in article 173 it includes slander as a barrier to becoming an heir, basically the barrier of heirs agreed by the ulama \u27there are three slaves, murder and different religions so there is no opinion about slander as heir barrier. Kompilasi Hukum Islam (KHI) is only used in Indonesia, in taking the argument that makes the slander a barrier to heirs is appropriate, and in accordance with the Qur\u27an, hadith, ijma\u27and especially the qiyas. According to the author\u27s view of defamation as one of the barriers to inheriting in accordance with Islamic law
PERANCANGAN DESAIN KEMASAN PRODUK SANDAL SOUVENIR DENGAN METODE KANSEI ENGINEERING
No full textJika membutuhkan abstrak atau isi jurnal silakan menghubungi author melalui [email protected] atau [email protected]
“This Cosplay Does Not Really Suit Her” : Identity and Gender in Raven Leilani’s Luster
No full textContemporary fiction authors apply various approaches to represent identity and gender in the literary context. Representation influences interpretation and shapes the conceptual meaning of identity and gender. The literary representation thus often reflects the diverse essence of identity and gender that have developed in contemporary society through evolving cultural ideals. Focus on gender roles and identity within fiction is one way to explore these concepts. In this thesis, I examine how American author Raven Leilani applies the subversion of identity to challenge traditional gender roles in her debut novel, Luster (2020). The discussion revolves around the dynamic functions of character relationships in Leilani’s narrative, the subversion of identity as a concept in gendered fiction, and finally, how these elements function and interact in the novel. In Luster, Leilani creates a narrative where each character constructs a sense of self by interacting between the ‘self’ and the ‘other’. The subversion of identity enables this interaction, which the narrative portrays as identifiable performative acts. The acts allow a constructed identity free from cultural ideals and gender expectations, which results in a genderless identity. The subversion of identity reshapes relationship dynamics and challenges traditional gender roles in the narrative. Although Leilani’s approach to gender in Luster is interesting regarding gender inequality, I focus more on identity’s complex and evolving nature to examine how identity can challenge traditional gender roles in a literary context
Study of Mechanical and Microstructural Properties of SMAW Welding with The Effect of Variations in Current Strength of 80A, 110A and 130A on A-36 Steel Material
No full textProtective metal arc welding (SMAW) is a welding technique that uses flux and a gas arc to
protect metal from oxidizing gases, so it requires careful consideration of the strength of the
electric current. In this research the author used A36 low carbon steel material for the bicycle
frame because it has strong strength and is also associated with the quality of the steel which
can be modified in shape. has an affordable price on the market. This research was carried
out with the aim of analyzing welding results at variations in current strength of 80A, 110A,
and 130A in A36 steel welded joints using the SMAW welding method. SMAW welding,
hardness values at variations in current strength of 80A, 110A, and 130A in A36 steel welded
joints using the SMAW welding method, impact values at variations in current strength of
80A, 110A, and 130A in A36 steel welded joints using the SMAW welding method,
microstructure in variations in current strength of 80A, 110A, and 130A in A36 steel welded
joints using the SMAW welding method. After testing, it was found that variations in the
strength of the welding current affected the visual results of the welding. Variations in the
strength of the welding current also affected the tensile strength value, hardness value, impact
value and microstructure.84 PagesSkripsi Sarjan
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