9 research outputs found
ANALISIS KREDIT MACET PADA PT. BANK TABUNGAN NEGARA (PERSERO) Tbk. CABANG SOLO
No full textABSTRACT
ANALYSIS OF RESTRUCTION CREDIT IN BANK TABUNGAN NEGARA (PERSERO)
BRANCH OF SOLO
RINI FITRIYANTI
F3308168
Restruction credit is one ofcollectability in problem’scredit, credit can be category of
restruction if there are back payment and debt interest more than 270 days from date of
maturity. The aims of the research are to know the development of Bank Tabungan Negara
(Persero) branch of Solo if have seen from restructionkredit at BTN, and whether causal
factor of restruction credit as well as way of handle of restruction credit. The analysis use
direct sampling or observation, and face to face dialog with employee. Research can be used
as consideration substance to evaluation handle restruction credit in Bank Tabungan Negara
(Persero) branch of Solo.
Based on the analysis restruction credit in Bank Tabungan Negara (Persero) branch
of Solo founds strength and weakness. These advantages include : the development of BTN is
good that is can be seen from more and more amount of realization of credit KPR-Non KPR
and general credit and amount of non performing loan (NPL) under maximal limit BI is
5%.There are also some weakness that is amount percentase of restruction credit more and
more from year of year during 2008-2010, and development of credit very weak with the
result that amount of restruction credit and NPL more and more from year of year.
Based on result research, it can be concluded that the analysis restruction credit in
Bank Tabungan Negara (Persero) branch of Solo, the author give some suggestion to be
consideration for Bank Tabungan Negara (Persero) branch of Solo such as development of
credit must be done with effective and debitor with collectability of DPK (consider) must be
given development of credit too because debitor with collectability of DPK can be debitor
with collectability of problem and always monitoring of back payment and interest debitor
KEBUTUHAN TOKOH DALAM NOVEL CINTA 2 KODI KARYA ASMA NADIA (TINJAUAN PSIKOLOGI ABRAHAM MASLOW)
No full textPenelitian ini bertujuan untuk mendeskripsikan kebutuhan fisiologis, keselamatan, rasa cinta dan rasa memiliki, harga diri dan perwujudan diri tokoh dalam novel Cinta 2 Kodi karya Asma Nadia. Metode penelitian ini adalah deskriptif kualitatif. Hasil penelitian ini menunjukkan bahwa tokoh Kartika, Farid, Aryani dan Bagja telah mencapai tingkatan kebutuhan tokoh menurut teori tingkatan kebutuhan Abraham Maslow yang terdiri atas, (1) kebutuhan fisiologis tokoh berupa kebutuhan makan, minum dan istirahat (2) kebutuhan akan keselamatan berupa kebutuhan akan perlindungan, ketenteraman (3) kebutuhan rasa cinta dan rasa memiliki berupa kebutuhan memberi dan menerima cinta antara suami, istri, orang tua dan anak (4) kebutuhan harga diri berupa penghargaan dari orang lain dan penghargaan dari dalam diri (5) kebutuhan perwujudan diri tokoh berupa prestasi dan pencapaian dalam kehidupan, kesenangan memiliki benda tertentu, pemaksimalan potensi dan keilmuan yang dimiliki serta keinginan menjalani hidup dengan penuh kepuasan batin
MEMBANGUN PERADABAN ISLAM, MELALUI KALENDER HIJRIYAH YANG INTEGRAL, MODERN DAN APLIKATIF
No full textDifferent perspectives on determining the first day of the months in Islamic calendar especially in Ramadhan and Syawwal bring complex problems for Muslims in Indonesia. Such different perspectives are mainly due to different understandings of Islamic jurisprudence (Fiqh) and political point of views. The major consequence for this month beginning difference is the inconcurrency times of doing prayers so that the harmony and confraternity of Muslims as a whole society is disrupted.For Indonesians whom the majority is Muslims, dealing with this problem of inconcurrency requiress long time and until recently it has not come to terms yet. As a matter of fact, this concern is crucial to be solved not only for Muslims in Indonesia but also and in the world. In the Indonesian context, the root of this problem is dissimilarity in possitionality among Indonesian Islamic organization. In dealing with this problem, the Indonesian government has tried to unite the Islamic calendar.Efforts such as doing researches, conferences, trainings, workshops, and even meetings that are aimed to facilitate unity in calendar have been undergone.However, the Indonesian government has not successfully united the calender. This is because of a common critiqueamong different Muslims group to the Indonesian Ministry of Religionon its inability to accomodate different people aspirations. Consequently, there are numbers ofIndonesian Muslims in Indonesia who do not follow the result of annual itsbat meeting held by government’s.Based on the above description, the author focuses this paper on investigating Islamic law in terms of Muslims obligation to their government, especially in Itsbat meeting decision. To begin the discussion, the author provides the origin of different opinions among people in groups or Islamic organizations in deciding the start of qamariyah month in Indonesia. Afterwards, verses in Qur’an and Hadist that address Muslim’s obligation in obeying legal government especially on virtuous deeds will be cited.Keywords: Lunar Calendar, Islamic Civilizatio
The Making of Website of Riau Malay Traditional Food
No full textRiau Province, Indonesia, is renowned for its distinctive Malay culture, where traditional Malay food plays a significant role in defining the region's identity. This cultural center boasts a wide variety of flavorsome dishes, characterized by the harmonious blend of salty, sour, and spicy tastes. Examples of traditional Riau Malay dishes include Asam Pedas, Tumis Belacan, Sempolet, Mi Sagu, Roti Jala, and Ikan Salai Balado, along with a variety of Malay cakes such as Asidah, Bolu Kemojo, Kue Bangkit, Lempok Durian, Bolu Berendam, and Kue Buah Malako. However, the traditional Malay food of Riau faces challenges due to the influences of global tastes and the rise of fast food culture, endangering the preservation of local culture. To combat this, the author intended to create a website dedicated to showcasing traditional Malay food in Riau Province. The website was presented in English and Indonesia, aiming to reintroduce and disseminate information about Riau Malay food to both national and international audiences. This website provided the history or brief descriptions of twelve Riau Malay traditional food along with their recipes. Additionally, the website also showcased pictures of these twelve dishes, presented in attractive designs. It was suggested to be helpful and useful for people, in finding information about Malay traditional food in Riau Province
PENENTUAN KOMBINASI LEVEL FAKTOR OPTIMAL TERHADAP KANDUNGAN ZAT GIZI PADA ABON JAMUR MENGGUNAKAN METODE TAGUCHI
No full textJika membutuhkan abstrak atau isi jurnal silakan menghubungi author melalui email [email protected] atau [email protected]
Kompres Rebusan Daun Sereh Merah terhadap Pengurangan Nyeri Punggung pada Ibu Hamil Trimester III: Penelitian Kuasi Eksperimen
No full textOne of the high-quality antenatal midwifery care is optimizing health during pregnancy, one of which is providing comfort to pregnant women, including reducing back pain which is usually felt by pregnant women in the third trimester through warm compresses. One action that has been proven to be effective in reducing pain non-pharmacologically is by warming the painful part of the body (Pratintya, 2012). Compress using red lemongrass is also a traditional treatment or alternative therapy to reduce pain, red lemongrass contains cyclo-oxygenation enzymes which can reduce pain and has a pharmacological effect, namely a hot and spicy feeling, where this hot feeling can relieve pain, stiffness and muscle spasm. or the occurrence of vasodilation of blood vessels. Based on this background, the author felt interested in conducting research on the effect of boiled red lemongrass compresses on reducing back pain in third trimester pregnant women. The aim of the research was to determine the effect of red lemongrass boiled compresses on back pain in third trimester pregnant women. The data analysis used in this research was a quasi experiment with a two groups pre post experimental test design with control group design approach, using the statistical test used was the Willcoxon test. Conclusion: There was a decrease in the level of back pain in pregnant women before and after being given the red lemongrass leaf boiled compress intervention with the results of the pretest data distribution finding a median value distribution of 5 and posttest data with a median value distribution of 3 and 1. There was an effect of red lemongrass leaf decoction on reducing back pain in pregnant women significantly with p value = 0.000 (p value < 0.05).Salah satu asuhan antenatal kebidanan bermutu tinggi adalah mengoptimalkan kesehatan selama kehamilan yang salah satunya adalah memberikan kenyamanan pada ibu hamil termasuk mengurangi nyeri punggung yang biasa dirasakan oleh ibu hamil trimester III melalui kompres hangat. Salah satu tindakan yang terbukti efektif untuk mengurangi nyeri secara nonfarmakologi adalah dengan menghangatkan bagian tubuh yang sakit (Pratintya, 2012). Kompres menggunakan serei merah juga merupakan pengobatan tradisional atau terapi alternatif untuk mengurangi nyeri, serei merah memiliki kandungan enzim siklo oksigenasi yang dapat mengurangi nyeri dan memiliki efek farmakologis yaitu rasa panas dan pedas, dimana rasa panas ini dapat meredakan rasa nyeri, kaku, dan spasme otot atau terjadinya vasodilatasi pembuluh darah. Berdasarkan latar belakang tersebut penulis merasa tertarik melakukan penelitian tentang pengaruh kompres rebusan serei merah terhadap pengurangan nyeri punggung ibu hamil Trimester III. Tujuan penelitian Untuk mengetahui pengaruh kompres rebusan sereh merah terhadap nyeri punggung ibu hamil Trimester III. Analisis data yang digunakan dalam penelitian ini adalah Quasi ekperimen dengan pendekatan secara two groups pre post eksperimental test design with control group design, menggunakan Uji statistik yang digunakan adalah uji willcoxon. Kesimpulan : Ada penurunan tingkat nyeri punggung pada ibu hamil sebelum dan sesudah diberikan intervensi kompres rebusan daun sereh merah dengan hasil distribusi data pretest ditemukan persebaran nilai median 5 dan data posttest persebaran nilai median 3 dan 1.Ada pengaruh rebusan daun sereh merah terhadap penurunan nyeri punggung pada ibu hamil secara signifikan dengan nilai p value = 0,000 (p value < 0,05)
Kompres Rebusan Daun Sereh Merah terhadap Pengurangan Nyeri Punggung pada Ibu Hamil Trimester III: Penelitian Kuasi Eksperimen
No full textOne of the high-quality antenatal midwifery care is optimizing health during pregnancy, one of which is providing comfort to pregnant women, including reducing back pain which is usually felt by pregnant women in the third trimester through warm compresses. One action that has been proven to be effective in reducing pain non-pharmacologically is by warming the painful part of the body (Pratintya, 2012). Compress using red lemongrass is also a traditional treatment or alternative therapy to reduce pain, red lemongrass contains cyclo-oxygenation enzymes which can reduce pain and has a pharmacological effect, namely a hot and spicy feeling, where this hot feeling can relieve pain, stiffness and muscle spasm. or the occurrence of vasodilation of blood vessels. Based on this background, the author felt interested in conducting research on the effect of boiled red lemongrass compresses on reducing back pain in third trimester pregnant women. The aim of the research was to determine the effect of red lemongrass boiled compresses on back pain in third trimester pregnant women. The data analysis used in this research was a quasi experiment with a two groups pre post experimental test design with control group design approach, using the statistical test used was the Willcoxon test. Conclusion: There was a decrease in the level of back pain in pregnant women before and after being given the red lemongrass leaf boiled compress intervention with the results of the pretest data distribution finding a median value distribution of 5 and posttest data with a median value distribution of 3 and 1. There was an effect of red lemongrass leaf decoction on reducing back pain in pregnant women significantly with p value = 0.000 (p value < 0.05).Salah satu asuhan antenatal kebidanan bermutu tinggi adalah mengoptimalkan kesehatan selama kehamilan yang salah satunya adalah memberikan kenyamanan pada ibu hamil termasuk mengurangi nyeri punggung yang biasa dirasakan oleh ibu hamil trimester III melalui kompres hangat. Salah satu tindakan yang terbukti efektif untuk mengurangi nyeri secara nonfarmakologi adalah dengan menghangatkan bagian tubuh yang sakit (Pratintya, 2012). Kompres menggunakan serei merah juga merupakan pengobatan tradisional atau terapi alternatif untuk mengurangi nyeri, serei merah memiliki kandungan enzim siklo oksigenasi yang dapat mengurangi nyeri dan memiliki efek farmakologis yaitu rasa panas dan pedas, dimana rasa panas ini dapat meredakan rasa nyeri, kaku, dan spasme otot atau terjadinya vasodilatasi pembuluh darah. Berdasarkan latar belakang tersebut penulis merasa tertarik melakukan penelitian tentang pengaruh kompres rebusan serei merah terhadap pengurangan nyeri punggung ibu hamil Trimester III. Tujuan penelitian Untuk mengetahui pengaruh kompres rebusan sereh merah terhadap nyeri punggung ibu hamil Trimester III. Analisis data yang digunakan dalam penelitian ini adalah Quasi ekperimen dengan pendekatan secara two groups pre post eksperimental test design with control group design, menggunakan Uji statistik yang digunakan adalah uji willcoxon. Kesimpulan : Ada penurunan tingkat nyeri punggung pada ibu hamil sebelum dan sesudah diberikan intervensi kompres rebusan daun sereh merah dengan hasil distribusi data pretest ditemukan persebaran nilai median 5 dan data posttest persebaran nilai median 3 dan 1.Ada pengaruh rebusan daun sereh merah terhadap penurunan nyeri punggung pada ibu hamil secara signifikan dengan nilai p value = 0,000 (p value < 0,05)
Akuntansi Program Pensiun Berdasarkan PSAK 18: Studi Kasus pada PT Antam Perwakilan Makassar
No full textThe purpose of this study is to describe and compare the accounting procedures and treatments for the Pension Program applied by PT Antam with PSAK 18 of 2015. The research method used by the author is descriptive data analysis method, namely collecting data, classifying, processing and analyzing data in order to obtain an overview of the problem. researched, then provide suggestions on the basis of conclusions. The type of data collected is qualitative data consisting of primary data and secondary data. In this study, the nature of the research used is a case study. With this method, obtained facts about the procedures and accounting treatment of pension plans by observing and analyzing a problem object of research that occurs in a research location on the existing suitability and then draw conclusions from the problems studied. After conducting research, judging from the regulations applied, the formula used, and the financial reporting, the authors obtained the results that the accounting procedures and treatment for the pension program at this company were in accordance with PSAK 18. This research is important for the company concerned and similar companies in Indonesia. to be a reference material and the basis for further performance improvement related to the company's pension program
Perancangan sekolah kejuruan difabel dengan pendekatan arsitektur perilaku di Kabupaten Malang: Tema behavior architecture
No full textINDONESIA:
Sekolah merupakan sebuah jenjang pendidikan yang mampu menghantarkan manusia kepada kualitas kehidupan bermasyarakat yang lebih baik. Dengan pendidikan seorang mampu mendapatkan prosentase jaminan kehidupan yang lebih baik dari yang lain. Jenjang pendidikan yang telah diwajibkan dalam proses penempuhannya menurut kebijakan pemerintah hingga sekarang ini ialah 12 tahun wajib belajar. Di mulai dari Sekolah Dasar atau sederajat, Sekolah Menengah Pertama atau sederajat, dan Sekolah Menengah Atas, Sekolah Menengah Kejuruan atau sederajat. Kebijakan wajib belajar 12 tahun ini, di berlakukan kepada setiap lapisan masyarakat tidak terkecuali kaum difabel. Difabel yang merupakan lapisan masyarakat dengan keistimewaanya diharapkan mampu memiliki kualitas kehidupan bermasyarakat yang lebih baik dengan penerapan kebijakan yang merata tersebut. Dalam realitanya, jenjang pendidikan untuk para difabel ini terbilang terbatas. Keterbatasan jangkauan Sekolah Luar Biasa umumnya hanya jenjang yang setara dengan SD, SMP dan SMA dengan pengajaran yang konvensional. Sehingga hasil dari proses pembelajaran yang telah ditempuh para difabel ini tidak mampu menjamin kehidupan dengan kualitas yang lebih baik dan kemandirianya di tengah kehidupan bermasyarakat. Dari permasalahan diatas penulis ingin merancang sebuah sekolah kejuruhan yang tidak hanya memfasilitasi para difabel dalam dunia pendidikan namun, juga memberikan bekal berupa kemampuan untuk para difabel. Sekolah kejuruhan ini memiliki lima bidang keahlian diantaranya yaitu tata boga, tata busana, tata kecantikan, computer, dan design produk. Metode perancangan yang dirasa paling tepat dalam proses penerapan perancangan Sekolah Kejuruan Difabel yaitu Arsitektur Perilaku karena metode ini mengutamakan kenyamanan bagi para difabel. Kenyamanan tidak hanya dalam hal kelengkapan fasilitas saat belajar mengajar namun juga aksesibilitas para difabel dalam melakukan aktifitas.
ENGLISH:
The school is an education that is capable of delivering humans to the quality of life of the society better. With education a percentage of the guarantee being able to get a better life than the others. Qualification has been required in the finishing process according to the present government's policy is that 12 years of compulsory education. At the start of elementary school or equivalent, junior high school or equivalent, and High School, Vocational High School or equivalent. 12-year compulsory education policy is, enacted to every strata of society is no exception disabled people. Disabilities that are the people with speciallity expected to be able to have the quality of life of the society better with the implementation of the uniform policy. In reality, education for the disabled is fairly limited. Schools range limitations generally only a level equivalent to elementary, junior high and high school conventional teaching. So the result of the learning process that has taken the disabled is not able to guarantee a life with better quality and independentcy in the center of social life. From the above problems the author wants to design a vocational school which not only facilitates the disabled in education, however, also provided supplies of the ability for the disabled. Vocational school has five areas of expertise among which cookery, dressmaking, hairdressing beauty, computer, and product design. The design method is deemed most appropriate in the process of implementing vocational school design architecture Behavioral Disabilities namely because this method prioritizes convenience for the disabled. Comfort not only in terms of completeness when teaching facilities but also the accessibility of the disabled in the activity
