1,720,978 research outputs found
The role of sharia microfinance institutions in developing MSMEs
This study aims to investigate and identify the current conditions regarding the role of Sharia microfinance institutions in developing MSME businesses. The community needs Microfinance institutions, especially low-income groups and small and micro-entrepreneurs who have yet to be reached by banking financial services, especially public banks. In providing loans to MSMEs, microfinance institutions must effectively educate and equip their clients with relevant entrepreneurial knowledge and skills. This research will use a qualitative approach with a case study method, which does not use statistical generalizations but uses logical generalizations and replication. Three Sharia microfinance institutions and sixteen MSME cases will be selected in this research. The research was conducted at Sharia Microfinance Institutions as providers of microcredit and MSMEs receiving microcredit in the Southern region of the Special Region of Yogyakarta, Gunungkidul, and Kulonprogo. This research will use three data collection methods, namely interviews, observation, and documentation, to maintain the validity and reliability of the data. Data triangulation is used to test the validity of the data. The data analysis process in this research uses two stages: descriptive analysis and case analysis. The findings of this research show hope regarding the promise of easy access to capital or funding sources as an effective tool for improving MSME business development through effectiveness, supervision, and guidance carried out by Sharia microfinance institutions. This change can be realized if the community has economic stability obtained through easy access to capital, increasing business income, and empowering the community to be ready to become entrepreneurs. It supports the development of a creative economy industry based on entrepreneurship and globally competitive ethics
Microfinance practices versus sustainable welfare
This study primarily investigates microfinance practices for sustainable community welfare. Microcredit aims to provide credit to poor people to help empower communities and reduce poverty. Community empowerment strategies can be carried out by increasing the productivity of poor communities to increase their income. A basic approach that emphasizes that the poor move from their current situation to a better position by empowering MSMEs through the distribution of microcredit by micro-financial institutions. Changes that will result in sustainable prosperity, decreasing inequality between regions, and reducing community income gaps. This research will use a qualitative approach using the case study method, which does not use statistical generalizations but uses logical and replicative generalizations. This research uses multiple cases with varying characteristics as research informants. Two microfinance institutions and ten cases of MSMEs will be selected in this research. The study was conducted at Sharia Microfinance Institutions as providers of microcredit and MSMEs receiving microcredit in the Southern region of the Special Region of Yogyakarta, Bantul. This district was chosen because Bantul has the highest poverty rate. This condition is the focus of attention for maximum treatment. This research will use three data collection methods: interview, observation, and documentation, to maintain the data\u27s validity and reliability. Data triangulation was used to test the validity of the data. The data analysis process in this research uses two stages: descriptive analysis and within-case analysis. The research results found that microfinance practices carried out through Sharia Microfinance Institutions (SMFI), apart from focusing on providing accessible financing facilities, have also provided direction in developing MSMEs and taking action towards community welfare. SMFI regularly provides business development training to MSME
Enhancing competitive advantage through knowledge sharing, absorptive capacity, and innovation capability
This study analyzes the relationship between knowledge sharing, absorptive capacity, and innovation ability to competitive advantage in Cafe and Modern Restaurant in Yogyakarta, Indonesia. This study is designed as a quantitative study with primary data obtained through the distribution of questionnaires. The population in this study was 1056 modern cafes and restaurants in Yogyakarta. Purposive sampling was conducted, and a sample of 213 respondents was selected from 89 modern cafes and restaurants in Yogyakarta that have adopted digital and have more than 500 Instagram followers. This study limits the sample to three positions: owner, manager, and supervisor. The data collected were analyzed using the structural equation model method using AMOS 24 software. This study indicates that knowledge sharing is an essential factor in increasing innovation ability and has been shown to significantly affect absorptive capacity and competitive advantage. This research also shows that innovation and absorptive capacity positively affect competitive advantage. The study results may help managers or owners of café and modern restaurants in Yogyakarta improve and develop innovation and competitive advantage in café and modern restaurants through knowledge sharing and absorptive capacity
Pengaruh Service Quality Terhadap Kepuasan Pelanggan Bank Bnegkulu Cabang Pembantu Panorama
Bank Bengkulu adalah bank pembangunan daerah yang berlokasi di Bengkulu, beroperasi di sektor keuangan dan jasa dengan tujuan mendorong pertumbuhan ekonomi daerah melalui pengembangan usaha kecil dan menengah. Penelitian ini bertujuan untuk menganalisis pengaruh kualitas layanan terhadap kepuasan nasabah di bank Bengkulu, cabang panorama. Penelitian ini menggunakan metode kuantitatif dengan mengumpulkan data melalui kuesioner yang dibagikan kepada nasabah bank Bengkulu, wawancara dan observasi langsung. Pengolahan data dilakukan dengan menggunakan SPSS 25. Variabel yang dianalisis terdiri dari yang nyata, keandalan, jaminan, daya tanggap, dan empati. Hasil penelitian ini menunjukkan bahwa variabel dengan dampak positif dan signifikan adalah nyata, jaminan, daya tanggap, empati, sedangkan variabel reliabilitas tidak signifikan. Untuk mengatasi masalah ini, perusahaan dapat memberikan pelatihan bagi karyawannya, terutama di bagian teller dan layanan pelanggan, serta menerapkan proses seleksi yang ketat untuk posisi tersebut. Kualitas layanan sangat penting bagi perusahaan di industri jasa, khususnya di bidang perbankan, karena dengan kualitas layanan yang baik, perusahaan dapat memberikan pelayanan yang optimal, bersaing dengan bank lainnya, serta mengevaluasi serta meningkatkan pelayanan di cabang panorama bank Bengkulu
Product Innovation Strategy and Dynamic Environment Against the Improvement of Company Performance at MSME in Kulon Progo
This study aims to improve company performance at MSME by implementing product innovation strategies supported by dynamic environments. This research used a quantitative approach and the structural equation model (SEM) method. Data collection employed questionnaire methods, and data analysis was tested using AMOS. This study’s population was MSMEs registered at the Cooperatives and MSME Office in Kulon Progo Regency in 2019. Besides, the respondents sampled in this study were 200 MSMEs focusing on the culinary, handicraft, and fashion industry sectors. This study’s results proved that the dynamic environment positively and significantly influenced product innovation strategies. Then, product innovation positively and significantly affected firm performance. Furthermore, the dynamic environment had a positive and significant influence on firm performance. The product innovation strategy mediated the relationship between the dynamic environment and firm performance. This study contributes to the MSMEs’ owners being aware of the importance of improving company performance by continuously implementing product innovation strategies because consumers are smarter to choose and decide where and what products to consume as their needs and desires’ fulfillment. This product innovation strategy could mediate the influence of the dynamic environment and company performance
Analysis of Supply Chain Management Against Operations of PT Benih Citra Asia
PT Benih Citra Asia is a company that operates in industry in agriculture, in particular industry seeds of food and horticultural crops which are the result of plant breeding (Plant Breeding). This research aims to analyze the effect of implementation of Supply Chain Management (SCM) on the operations of PT Benih Citra Asia. This research uses qualitative methods by conducting in-depth interviews and direct observation as data collection techniques. The research results show that implementation of Supply Chain Management at PT Benih Citra Asia has had a significant positive impact on the company\u27s operational efficiency. Supply Chain Management helps optimize the flow of goods and information throughout the supply chain, which contributes to smooth production processes and responsiveness to market changes. Good collaboration between departments, especially between the Plant and IT divisions, is very important to ensure that product information is always up to date and accurate. Apart from that, this research also found that raw material inventory management that is difficult to predict and fluctuations in customer demand are the main challenges in Supply Chain Management. To overcome this problem, closer collaboration with suppliers and customers is required as well as the use of advanced information technology to improve visibility and coordination between departments. Overall, this research confirms that Supply Chain Management is a key factor in improving the efficiency and operations of PT Benih Citra Asia. Cross-departmental collaboration and effective communication are critical elements in successful implementation of Supply Chain Management
Bagaimana Strategi Supply Chain Memediasi Hubungan Antara Inovasi dan Kinerja Operasional Coffee Shop di Kabupaten Sleman
Dewasa ini bisnis pada industri coffeeshop sedang mengalami peningkatan yang pesat. Coffee shop saat ini menjadi kawasan kegiatan yang banyak diminati oleh para pelaku usaha khususnya yang ada di Kabupaten Sleman. Tujuan dari penelitian ini adalah untuk mengetahui dan menilai ketangkasan dan kemampuan para pelaku usaha coffee shop dalam melakukan strategi rantai pasokan dan inovasi pada bisnisnya dan pengaruhnya pada kinerja operasional. Penelitian ini merupakan penelitian kuantitatif dengan metode yang digunakan merupakan analisis SEM AMOS. Informasi data pada penelitian ini diperoleh dari 125 manajer, pemilik atau supervisor coffee shop di daerah Sleman yang selanjutnya digali menggunakan kuesioner dan dianalisis menggunakan software AMOS dan SPSS. Temuan dari penelitian ini adalah terdapat pengaruh positif strategi supply chain sebagai pemoderasi antara inovasi dan kinerja operasional di coffee shop.Dewasa ini bisnis pada industri coffeeshop sedang mengalami peningkatan yang pesat. Coffee shop saat ini menjadi kawasan kegiatan yang banyak diminati oleh para pelaku usaha khususnya yang ada di Kabupaten Sleman. Tujuan dari penelitian ini adalah untuk mengetahui dan menilai ketangkasan dan kemampuan para pelaku usaha coffeeshop dalam melakukan strategi rantai pasokan dan inovasi pada bisnisnya dan pengaruhnya pada kinerja operasional. Penelitian ini merupakan penelitian kuantitatif dengan metode yang digunakan merupakan analisis SEM AMOS. Informasi data pada penelitian ini diperoleh dari 125 manajer, pemilik atau supervisor coffee shop di daerah Sleman yang selanjutnya digali menggunakan kuesioner dan dianalisis menggunakan software Amos dan SPSS. Temuan dari penelitian ini adalah terdapat pengaruh positif strategi supply chain sebagai pemoderasi antara inovasi dan kinerja operasional di coffee shop
Going Beyond Counting First Authors in Author Co-citation Analysis
The present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Pengaruh Inovasi Produk, Desain Produk, dan Kualitas Produk terhadap Keunggulan Bersaing pada Produk Sepatu Ventela: Studi Kasus pada Generasi Milenial dan Generasi Z di Provinsi Daerah Istimewa Yogyakarta
Indonesia menghadapi bonus demografi dengan potensi besar, namun pemanfaatannya dalam sektor produk lokal masih terbatas, terutama di kalangan generasi milenial dan Z yang cenderung memilih produk luar negeri. Penelitian ini bertujuan untuk menguji pengaruh inovasi produk, desain produk, dan kualitas produk terhadap keunggulan bersaing sepatu lokal Ventela di kalangan generasi milenial dan Z di Daerah Istimewa Yogyakarta. Menggunakan metode kuantitatif dengan sampel berjumlah 100 orang yang dipilih melalui probability sampling dengan kriteria responden merupakan generasi milenial dan Z yang berada di Daerah Istimewa Yogyakarta. Pengolahan data dilakukan menggunakan metode uji validitas dan reliabilitas, analisis deskriptif, pengujian asumsi klasik, dan uji hipotesis dengan bantuan IBM SPSS versi 26. Hasil penelitian menunjukkan bahwa inovasi produk mempengaruhi secara signifikan terhadap keunggulan bersaing, desain produk mempengaruhi secara signifikan terhadap keunggulan bersaing, lalu kualitas produk mempengaruhi secara signifikan terhadap keunggulan bersaing.Indonesia menghadapi bonus demografi dengan potensi besar, namun pemanfaatannya dalam sektor produk lokal masih terbatas, terutama di kalangan generasi milenial dan Z yang cenderung memilih produk luar negeri. Penelitian ini bertujuan untuk menguji pengaruh inovasi produk, desain produk, dan kualitas produk terhadap keunggulan bersaing sepatu lokal Ventela di kalangan generasi milenial dan Z di Daerah Istimewa Yogyakarta. Menggunakan metode kuantitatif dengan sampel berjumlah 100 orang yang dipilih melalui probability sampling dengan kriteria responden merupakan generasi milenial dan Z yang berada di Daerah Istimewa Yogyakarta. Pengolahan data dilakukan menggunakan metode uji validitas dan reliabilitas, analisis deskriptif, pengujian asumsi klasik, dan uji hipotesis dengan bantuan IBM SPSS versi 26. Hasil penelitian menunjukkan bahwa inovasi produk mempengaruhi secara signifikan terhadap keunggulan bersaing, desain produk mempengaruhi secara signifikan terhadap keunggulan bersaing, lalu kualitas produk mempengaruhi secara signifikan terhadap keunggulan bersaing
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