23 research outputs found

    Strategi Pemasaran Pembiayaan Kepemilikan Rumah pada Bank SUMUT KCP SY HM YAMIN

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    The purpose of this study was to obtain a marketing strategy for KPR products of Bank Sumut Syariah for Bank Sumut Syariah KCP SY HM Yamin in increasing bank income. This research is a type of descriptive research using a qualitative approach. Information obtained from interviews, field identification, literature review sourced from journals and critical thinking from the author. By doing a SWOT analysis of FLPP mortgage financing at Bank Sumut KCP Sy HM Yamin, the results of the Cartesian diagram show the company's position is in quadrant I (growth), which is a very profitable situation for the company. So, Bank Sumut KCP Sy HM Yamin still has the strength to take advantage of existing opportunities as well as possible in order to minimize weaknesses and overcome threats. The strategy applied in this condition is to support an aggressive growth policy (Growth Oriented Strategy, namely by doing agile growth, the company takes advantage of prime conditions to continue to increase expansion, growth and maximize opportunitie

    The Role of Tourism Business Actors in The Mandalika Special Economic Zone in Supporting Sustainable Tourism through Digital Innovation and Hospitality Services

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    This study aims to evaluate the role of tourism businesses in the Mandalika Special Economic Zone (KEK) in supporting sustainable tourism through digital innovation and hospitality services. The background of this study is the challenge of the gap between sustainable policies and practices in the field, low local community involvement, and the socio-cultural and environmental risks of large-scale tourism development. The study used a qualitative descriptive approach using interviews, observation, and documentation techniques with tourism businesses, including hotels, travel agents, restaurants, and other related parties. The results show that digital innovations, such as operational digitisation, green tourism promotion, and strengthening local partnerships, have supported the efficiency and sustainability of the tourism sector. Meanwhile, sustainable hospitality services are reflected in environmental conservation practices, socio-economic community involvement, and tourist education. These findings confirm that businesses in the Mandalika SEZ are not only oriented towards economic profit but also play a role as agents of change towards inclusive, responsible, and sustainable tourism

    Development of Digitalization of Semester Learning Plans for Room Reservation Courses in the Room Division Study Program

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    This study aims to examine the importance of digitalization and content development in semester learning plans for room booking courses in the room division study program at the Lombok Tourism Polytechnic. This study uses qualitative research methods with data collection techniques using observation, interviews, focus group discussions, and literature studies. As a result of the study described in this article, to meet the needs of the hotel industry, the RPS for room booking courses at the Lombok Tourism Polytechnic must be updated in accordance with current trends and the needs of the hotel industry. The development of the RPS for guest room reservations is expected to continue continuously so that the implementation of learning courses on guest room reservations, especially in digitalization room reservations in accordance with industry demand so that the absorption of Rooms Division study program graduates by industry can be faster and in line with the competencies expected by the hotel industr

    De-mystifying the Muslimah: Exploring Different Perceptions of Selected Young Muslim Women in Britain

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    In this research I argue that although Islam as a faith is inherently emancipatory, Muslim women are doubly marginalised: by patriarchal interpretations of their faith within Muslim communities and by pluralist society that often does not understand the faith-based values and practices of Muslim women. The empowerment of Muslim women is crucial not just for the women themselves but also for socio-political dynamics within the Muslim community and its relationships in pluralist society. It is from this context, and acknowledging the paucity of academic literature written by Muslim women, that I set out to give voice to them, so that their opinions may be heard in discourses that they think are relevant to their lives. By encouraging Muslim women to take voice and by facilitating mechanisms for these voices to be heard, this research presents alternate narratives of Muslim women that challenge dominant media imagery of the oppressed and subjugated Muslim woman. These narratives, which are by and for Muslim women, portray instead the inherent diversity in the category 'Muslim woman' and thus add more facets to the category 'woman'. I used an ethnographic methodology that involved participants as contributors in the creation of new knowledge. Semi-structured interviews with 45 young university-educated Muslim women and 7 group discussions were used as initial data-gathering tools. The penultimate ethnographic stage involved Muslim women creating 3-minute long self-representational digital stories (DSTs), which consist of an autobiographical narrative accompanied by still pictures. This was a process of self-reflection for the women and an opportunity to take voice and to be heard. The subsequent screening of these DSTs to audiences who were not Muslim resulted in discussion and active debate about the reasons for prevalent (mis)understandings of Muslim women and stereotypes were challenged. In its initiation of more balanced representations of Muslim women this research empowers Muslim women, and by contributing to dialogue and cohesion it also empowers pluralist society as a whole. This research clarifies the overlapping priorities and identities of young British Muslim women and initiates new discourses, as narrated by the women, on subjects including religious interpretation and practice, feminism, media representation and social cohesion. In the research findings I propose an evolving British-Muslim identity among Muslim youth (in this case young women) which is distinct from that of their parents; a theological articulation of a 'feminist' struggle for women's rights; and the need to engage with the media and others to create positive representations of Muslim women. Experiences with DSTs indicate the potential of personal narratives and interaction for the purposes of inter-community dialogue

    Interleukin-34 expression in ovarian cancer : a possible correlation with disease progression

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    Ovarian cancer is the second-most lethal gynecological malignancy and the seventh-commonest cause of cancer-related death in women around the world. Most of the ovarian cancer patients are diagnosed at advanced stages and suffer from recurrence after primary cytoreductive surgery and standard first-line chemotherapy. Thus, the successful management of ovarian cancer patients requires the identification of factors that contribute to progression and relapse. Interleukin-34 (IL-34) is a novel cytokine that acts as a tissue-specific ligand of colony-stimulating factor-1 receptor (CSF-1R). In cancer, IL-34 exerts pro-tumorigenic functions that promote tumor growth, metastasis, angiogenesis, immune suppression and therapeutic resistance. In this study, we evaluate the impact of IL-34 on progression and survival of ovarian cancer patients. First, IL-34 was found to be expressed in several human ovarian cancer cell lines and cancer tissues from patients. The expression of IL-34 was enhanced by cytotoxic chemotherapy in ovarian cancer cell lines and cancer tissues from chemotherapy-treated ovarian cancer patients. Importantly, high IL-34 expression correlated with worse progression-free survival (PFS) and overall survival in different cohorts. The assessment of PFS based on a combination between IL34 expression and other related genes such as CSF1R and CD163 helped further to reach more statistical significance compared with IL34 alone. Furthermore, in the murine ovarian cancer cell HM-1 in vivo model, it was suggested that IL-34-derived tumor cells was correlated with tumor progression and survival by modulating the immune environment. Collectively, these findings indicate a possible correlation between IL-34 expression and disease progression in ovarian cancer patients and the mouse model

    Comparison of two model calibration approaches and their influence on future projections under climate change in the Upper Indus Basin

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    This study performs a comparison of two model calibration/validation approaches and their influence on future hydrological projections under climate change by employing two climate scenarios (RCP2.6 and 8.5) projected by four global climate models. Two hydrological models (HMs), snowmelt runoff model + glaciers and variable infiltration capacity model coupled with a glacier model, were used to simulate streamflow in the highly snow and glacier melt–driven Upper Indus Basin. In the first (conventional) calibration approach, the models were calibrated only at the basin outlet, while in the second (enhanced) approach intermediate gauges, different climate conditions and glacier mass balance were considered. Using the conventional and enhanced calibration approaches, the monthly Nash-Sutcliffe Efficiency (NSE) for both HMs ranged from 0.71 to 0.93 and 0.79 to 0.90 in the calibration, while 0.57–0.92 and 0.54–0.83 in the validation periods, respectively. For the future impact assessment, comparison of differences based on the two calibration/validation methods at the annual scale (i.e. 2011–2099) shows small to moderate differences of up to 10%, whereas differences at the monthly scale reached up to 19% in the cold months (i.e. October–March) for the far future period. Comparison of sources of uncertainty using analysis of variance showed that the contribution of HM parameter uncertainty to the overall uncertainty is becoming very small by the end of the century using the enhanced approach. This indicates that enhanced approach could potentially help to reduce uncertainties in the hydrological projections when compared to the conventional calibration approach. © 2020, The Author(s)

    Civil society and political change in Morocco

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    EThOS - Electronic Theses Online ServiceGBUnited Kingdo

    Bibliographic review of research publications on access to and use of medicines in low-income and middle-income countries in the Eastern Mediterranean Region: Identifying the research gaps

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    Objectives: We assessed the situation of academic publications on access to and use of medicines (ATM) in low-income and middle-income countries (LMICs) of the Eastern Mediterranean Region (EMR). We aimed to inform priority setting for research on ATM in the region. Design: Bibliographic review of published studies. Setting: LMICs in EMR. Inclusion criteria: Publications on ATM issues originating from or focusing on EMR LMICs covering the period 2000-2011. Publications involving multinational studies were included if at least one eligible country had been included in the study. Information sources and data extraction: We conducted comprehensive searches of the PubMed, Social Science Citation Index and Science Citation Index. We used the WHO ATM framework for data extraction and synthesis. We analysed the data according to the ATM issues, health system levels, year of publication and the countries of origin or focus of the studies. Results: 151 articles met the inclusion criteria. Most articles (77percent) originated from LMICs in EMR, suggesting that the majority of evidence on ATM in the region is home-grown. Over 60percent of articles were from Iran, Pakistan, Jordan and Lebanon (in order of volume), while we found no studies assessing ATM in Somalia, Djibouti and South Sudan, all low-income countries. Most studies focused on the rational use of medicines, while affordability and financing received limited attention. There was a steady growth over time in the number of ATM publications in the region (r=0.87). Conclusions: There is a growing trend, over the years, of more studies from the region appearing in international journals. There is a need for further research on the financing and affordability aspects of ATM in the region. 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