75 research outputs found
Pengaruh Kewajiban Penyediaan Modal Minimum (KPMM) dan Financing to Deposit Ratio (FDR) terhadap Return On Equity (ROE) pada PT. Bank Syariah Bukopin periode 2012-2016
No full textPenelitian ini dilakukan berdasarkan pemikiran pokok yang mencantumkan Kewajiban Penyediaan Modal Minimum (KPMM) dan Financing to Deposit Ratio (FDR) yang berpengaruh terhadap Return On Equity (ROE) pada PT. Bank Syari’ah Bukopin. KPMM merupakan rasio untuk mengukur solvabilitas (rasio modal), FDR rasio untuk mengukur koposisi jumlah pembiayaan sendiri yang digunakan. Salah satu indikator yang paling tepat untuk mengukur kinaerja suatu perusahaan adalah profitabilitas yaitu Return On Equity (ROE). Apabila diperoleh tingkat KPMM tinggi maka keuntungan akan lebih besar, begitu pula dengan FDR tinggi maka keuntungan akan lebih besar terhadap Return On Equity (ROE).
Tujuan dari penelitian ini adalah untuk mengetahui seberapa besar pengaruh dari Kewajiban Penyediaan Modal Minimum (KPMM) dan Financing to Deposit Ratio terhadap Return On Equity (ROE) pada PT. Syari’ah Bukopin Selama Periode 2012-2016.
Metode yang digunakan dalam penelitian ini adalah metode desktiptif verifikatif. Data yang digunakan adalah laporan keuangan PT. Syari’ah Bukopin periode 2012-2016. Dalam penelitian ini terdapat tiga vaiabel yaitu Dalam penelitian ini terdapat tiga vaiabel yaitu Kewajiban Penyediaan Modal Minimum (KPMM) dan Financing to Deposit Ratio (FDR) sebagai variabel independen dan Return On Equity (ROE) sebagai variabel dependen. Analisis yang digunakan adalah regresi sederhana, regresi linear berganda, analisis korelasi Pearson Product Moment (PPM), analisis korelasi berganda, analisis koefisien determinasi, analisis uji hipotesis (Uji t), dan analisis uji fisher (Uji F).
Hasil penelitian menunjukan secara parsial nilai koefisien determinasi (R square) pengaruh Kewajiban Penyediaan Modal Minimum (KPMM) terhadap ROA adalah 0,1296 atau 12,96 % dan pengaruh Financing to Deposit Ratio (FDR) terhadap Return On Equity (ROE) adalah 18,1476 atau 18,15% sedangkan sisanya dipengaruhi oleh faktor lain. Kemudian secara simultan nilai koefisien determinasi (R square) pengaruh Kewajiban Penyediaan Modal Minimum (KPMM) dan Financing to Deposit Ratio (FDR) 0,514 atau 51,4% berpengaruh terhadap Return On Equity (ROE), sedangkan sisanya 48,6% dipengaruhi oleh faktor lain. Hasil akhir diketahui bahwa F_hitung adalah 8.993 dan F_tabel sebesar 3,59 dengan signifikansi sebesar 00,2%. Artinya, terdapat pengaruh dan kontribusi antara Kewajiban Penyediaan Modal Minimum (KPMM) dan Financing to Deposit Ratio (FDR) terhadap Return On Equity (ROE)
The Turkish guideline for the diagnosis and management of atopic dermatitis-2018
No full textBackground and Design: Atopic dermatitis (AD) has a complicated etiopathogenesis and difficulties in diagnosis and treatment from time to time. Because of the disease which different approaches can be seen rationalize the need for an algorithm for the diagnosis, classification, etiopathogenesis, diagnostic tests and therapeutic approach. Therefore, authors from Dermatoallergy Working Group of the Turkish Society of Dermatology aimed to create an AD guideline for the diagnosis, treatment and followup. Materials and Methods: Each section of the guideline has been written by a different author. The prepared sections were evaluated in part by e-mail correspondence and have taken its final form after revision in the last meeting held by the participation of all authors. Results: The guideline includes the diagnosis, classification, etiopathogenesis, diagnostic tests and therapeutic approach of AD. Lesions show age-related morphology and distribution. There are no in vivo/in vitro tests that have high sensitivity and specificity that can be used to identify AD and trigger factors. The first step of treatment consists of moisturizers, topical corticosteroids and calcineurin inhibitors, respectively. Moisturizers are used therapeutically in all forms of AD. Topical corticosteroids are the first agents to be used when moisturizers are inadequate. Topical calcineurin inhibitors should be used in lesions resistant to corticosteroids, for proactive treatment, special areas. Antimicrobials agents and antiseptics should only be added to treatment when clinical signs of infection are present. And in topical treatment-resistant cases, second-line treatment is phototherapy or oral cyclosporine. The biologic agent, dupilumab, is promising in the treatment of severe AD. Conclusion: AD is a disease that can be challenging for the physician in terms of treatment and follow-up. Depending on evidence-based data (and individual experiences), this guideline will have a leading role in the diagnosis and treatment of AD and help the physician to overcome the challenges in the management
UPAYA UNIT PELAKSANA TEKNIS DALAM MENINGKATKAN PENDAPATAN ASLI DAERAH MELALUI PAJAK KENDARAAN BERMOTOR BAGI MAHASISWA PENDATANG DI KOTA MALANG (Sudi di Unit Pelaksana Teknis Dinas Pendapatan Malang Kota)
No full textDeri Tri Putranto, Agus Yulianto S.H., M.H., Dr. Dewi Cahyandari, S.H., M.H. Fakultas Hukum,Universitas Brawijaya [email protected] ABSTRAK Pengaturan Wajib lapor Kendaraan Bermotor yang berasal dari luar daerah diatur dalam Peraturan Daerah Provinsi Jawa Timur Nomor 9 Tahun 2010 tentang Pajak Daerah. Namun Upaya yang dilakukan oleh Unit Pelaksana Teknis Dinas Pendapatan Malang Kota terkait Pasal 4 Ayat (2) bahwa “Kendaraan Bermotor Luar Daerah yang digunakan lebih dari 3 bulan di daerah wajib lapor kepada Kepala Dinas†sudah dilaksanakan sejak tahun 2010-2011 belum maksimal, dikarenakan banyak yang tidak setuju. Melalui Metode Penelitian Yuridis Empiris dengan pendektan sosiologis, penulis akan berusaha menjawa permasalahan terkait dengan Upaya, Hambatan dan Solusi dalam Pasal 4 Ayat (2) Peraturan Daerah Provinsi Jawa Timur Nomor 9 Tahun 2010 tentang Pajak Daerah. Hasil dari penelitian ini menyimpulkan bahwa yang terjadi di lapangan tidak sesuai dengan Peraturan Daerah yang terkait. Adapun Hambatannya yaitu masyarakat banyak yang protes terkait wajib lapor kendaraan bermotor dari luar daerah. Lebih lanjut penulis menyarankan memuat ketentuan sanksi dalam Peraturan Daerah tersebut dan perlu adanya pengoperasian zebra kepada kendaraan bermotor dari luar daerah. Kata Kunci : Unit Pelaksana Teknis Dinas Pendapatan Malang Kota, Kendaraan Bermotor Dari Luar Daerah, Peraturan Daerah.  ABSTRACT The requirement for incoming students to report their vehicles coming from other regions is governed in Regional Regulation of the Province of East Java Number 9 of 2010 concerning Regional Tax. However, the measures as taken by Technical Implementing Unit of Revenue Department of Malang related to Article 4 Paragraph (2) stating “vehicles from outside regions and used for more than three months have to be reported to the Unit Head†had not been optimally implemented from 2010-2011 since some disagree with the regulation. With empirical juridical method and sociological approach, the author aims to answer the problem regarding the measures, hindrance, and solution in Article 4 Paragraph (2) of Regional Regulation of the Province of East java Number 9 of 2010 concerning Regional Revenue. The research result concludes that the reality is not what the regional regulation tries to manage. Some members of public protest over compulsory report that they have to make about their vehicles from different regions. Moreover, It is essential that provisions of sanction in the Regional Regulation be made, and inspections for vehicles from different regions are required. Keywords: Technical Implementing Unit of Revenue Department Malang, vehicles from outside regions, Regional Regulation
Application of woven tires waste as soft clay subgrade reinforcement for preventing highway structural failure
No full textThe Health Services Use Among Older Canadians in Rural and Urban Areas
No full textEven though universal health care is one of the fundamental pillars of Canadian society, the rising cost of all services has resulted in the relocation and redistribution of funding and services between rural and urban areas. While most econometric analyses of health service use in Canada include broad controls by province and rural/urban status, there has been relatively little econometric work that has focused specifically on geographical variation in health service use. Using the 2002-03 wave of the Canadian Community Health Survey, we examine the determinants of a range of health services use by older Canadians across different types of urban and rural areas of residence. The regression analysis suggests two general conclusions: 1) other things equal, health service use is lower among older residents of rural areas in terms of visits to a GP, to a specialist and to a dentist compared to residents of urban core CMA/CAs, but there are no significant differences in hospital nights; and 2) these results are surprisingly robust across a range of specifications that control variously for demographic characteristics, socio-economic status, private health insurance, and physical health. However, the magnitude of the estimated differences is quantitatively not very large. In addition, the self-reported incidence of unmet healthcare needs overall shows no systematic variation across rural and urban areas.health service use, rural urban differences
Rapid Network Management Application Development
No full textThis paper proposes three ways building low-cost management applications including a new method for rapid application development based on tools developed by the author. Reducing development time, complexity and cost gives developers the chance to create their own management applications without having to be network management experts or highly skilled developers. Keywords: Network Management, Rapid Application Development, Java, Tcl/Tk, World Wide Web
Helpful patterns to prepare and present a scientific English talk
No full textNarin, Bilge (Arel Author)Topluluk önünde İngilizce sunum yapmak her zaman çok kolay olmamaktadır. Pratik yapmak ve ön hazırlık sunum yeteneğinizi artıracaktır. Bu makalede bilimsel İngilizce sunum hazırlamanıza yardımcı olacak kalıp ifadeler ve etkili sunum teknikleri anlatılacaktır. Güzel bir İngilizce sunum için, ön hazırlık ve pratik yapmak anahtar kelimelerdir. Bu makale ilk kez İngilizce sunum yapacak araştırma görevlilerine yardımcı olabilir. İyi bir sunum konuya odaklı ve bilgi verici olmalı, slaytlar ile desteklenmelidir. Genel kural sunumu zamanında bitirmektir. Pratik yapmak, zamanı kullanmadaki hatalarınızı da engelleyecektir. Bu makalenin amacı düzgün bir İngilizce sunum hazırlamanıza yardımcı olmaktır
Passively monitoring networks at gigabit speeds using commodity hardware and open source software
No full textAbstract—Passive network monitoring is a complex activity that mainly consists in packet capturing and classification. Unfortunately this architecture often cannot be applied to gigabit networks, as the amount of data to capture is too large for the monitoring applications. This paper describes the challenges and lessons learnt by the author while monitoring networks at gigabit speeds and above. Finally, it describes an architecture able to successfully monitor networks at high speeds using commodity hardware and open source software
Keutuhan Rumah Tangga Suami di penjara (Studi Kasus di Lembaga Pemasyarakatan Kelas II A Bukittinggi)
No full textThis article discusses the husband as an inmate who is serving a prison term of between 7 and 20 years at the Class II A Penitentiary in Bukittinggi, but on the other hand in married life as husbands, they still have an obligation to provide for their wives and children. The purpose of this study was to determine the views of Islamic law on the fulfillment of the rights and obligations of the husband while he was in prison. This study is a qualitative field research. Based on the research that the author has done, the author concludes that first, husbands who are in prisons can still provide for their wives even though they are modest, and wives can still carry out their obligations to their husbands, although not completely, secondly, wives who still maintain their households are love. , patient and sincere in undergoing the test he is going through and third, in Islamic teachings the husband who is in a correctional institution still has obligations to his children and wife, but if the husband is in a difficult situation and cannot afford it, the husband may provide for his children and wife according to his ability
An examination of works of Behiç Ak in children's literature based on appropriateness for children
No full textThis study aims to examine the works of Behiç Ak in children's literature with respect to appropriateness for children. Selected using a purposive sampling method, nine works of the author intended for pre-school children were examined through a descriptive approach. Firstly, the researcher constructed a theoretical framework encompassing the relationship between literature and education, children's literature, the importance of books with visuals for pre-school children and appropriateness for children. Then, in line with principles of appropriateness for children, the works in question were evaluated based on appropriateness for children, particularly with respect to design (ie., dimensions, paper, cover and binding, page design, letters and pictures), content (ie., subject, theme, message, character, language and style) and instructional properties. According to the findings of the study; It was found that the bindings of all works were not made by rope (stitch) to help children interact with the book longer. Therefore, It was concluded that the bindings of the books were not appropriate for children. In the books entitled ''Marbles'', ''The Cloud That Entered a Skyscrapper'', ''Cat Island'', ''City Above the Wind'', ''A Sleepwalking Elephant'' and ''Plane Tree with High Blood Pressure'', It was found that there were enough mangins around the texts to help children read and watch the book comfortably, but there were not enough margins around the pictures. In some visuals depicting the city life in the book entitled ''My Grandma and the Short Sighted Dragon'', It was found that the pictures were not simple for children to draw easily because of the abundance of the elements and the complexity of the lines. Therefore, It was concluded that some pictures of the book could not be watched by the children comfortably. The books entitled ''Cat Island'' and ''City above the Wind'' lacked an apparent protagonist that the children could identify themselves easily with. Also, it was seen that there were some spelling mistakes in ''A Sleepwalking Elephant'' and all the characters were male in the book entitled ''A Dolphin in the Black Sea''. Globally considered, all the books examined are in line with the principles of the appropriateness for children with respect to design, content and instructional properties.Bu çalışmada, Behiç AK'ın çocuk edebiyatı yapıtlarının çocuğa görelik ilkesi açısından incelenmesi amaçlanmıştır. Amaçsal örneklem ile seçilen Behiç AK'ın okulöncesi döneme seslenen dokuz yapıtı betimsel tarama yöntemi kullanılarak incelenmiştir. Araştırmada, öncelikle; edebiyat ve eğitim, çocuk edebiyatı, okulöncesi dönemde resimli kitapların önemi ve çocuğa göreliğe ilişkin bir çerçeve oluşturulmuştur. Daha sonra, biçimsel (boyut, kâğıt, kapak ve cilt, sayfa düzeni, harfler, resimler), içerik (konu, izlek, ileti, karakter, dil ve anlatım) ve eğitsel özelliklerine göre incelenen yapıtların bulguları çocuğa görelik bağlamında değerlendirilmiştir. Araştırma bulgularına göre; incelenen yapıtların cildinin çocuğun kitapla uzun süre etkileşimini sağlayabilecek olan dikiş (ip) ile yapılmadığı belirlenmiş, ciltleme biçiminin çocuğa göre olmadığı sonucuna varılmıştır. ''Bilyeler'', ''Gökdelene Giren Bulut'', ''Kedi Adası'', ''Rüzgârın Üzerindeki Şehir'', ''Uyurgezer Fil'' ve ''Yüksek Tansiyonlu Çınar Ağacı'' adlı yapıtlarda, dilsel metinlerin bulunduğu bölümlerde, çocuğa izleme ve görsel okuma isteği sağlayabilecek biçimde kenar boşluklarının olduğu; ama görsel metinlerin olduğu bölümlerde kenar boşluklarının olmadığı belirlenmiştir. ''Büyükannem ve Miyop Ejderha'' adlı yapıtta, şehir yaşamının betimlendiği bazı resimlerin çocuğun çizebileceği yalınlıkta olmadığı belirlenmiş; öğelerin çokluğu ve çizgilerin karmaşıklığı nedeniyle görselin çocuk tarafından rahatça izlenemeyebileceği sonucuna ulaşılmıştır. ''Kedi Adası'' ve ''Rüzgârın Üzerindeki Şehir'' adlı yapıtlarda çocuğun kolaylıkla özdeşim kurabileceği belirgin bir kahramanın olmadığı, ''Uyurgezer Fil'' adlı yapıtta basımdan kaynaklanan yazım yanlışlarının olduğu ve ''Karadeniz'deki Yunus'' adlı yapıtın tüm karakterlerinin erkek olduğu belirlenmiştir. Genel bir açıklamayla, incelenen tüm yapıtların; tasarım, içerik özellikleri ve eğitsel ilkeler bakımından çocuğa görelik ilkesine uygun olduğu sonucuna ulaşılmıştır
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