10 research outputs found
Dhamânu Muntijâti al-Halâl li Himâyati Huqûqi al-Mustahlikîn
No full textAbstractPatent has a prominent place in people’s lives, as it constitutes a basic engine of progress, and becomes measure of the progress and richness of nations. Countries that possess a huge percentage of patents occupy high positions among other countries and have political influence against other countries. Therefore, the countries of the world have agreed to conduct agreements to protect it, on top of which is the Agreement on Trade-Related Aspects of Intellectual Property Rights (TRIPS). When the State of Indonesia agreed to sign this agreement, it had to provide legal cover in the field of patent through Law number 13 of 2016. After careful study of this law and Islamic jurisprudence, including its principles, and its purposes, the research sees that the Indonesian Law and Islamic Jurisprudence agree that patent is considered as wealth and property. So, they agree on the necessity of patent protection, and imposing the punishment for the aggressor. They also agree on the patent exploitation, whether it is personal exploitation or through a license contract. However, Islamic jurisprudence has established controls for the exploitation of innocence, the most important of which is that exploitation does not harm others. ملخص البحثالتشريع القانوني وضمان المنتجات الحلال للمستهلكين المسلمين من أهم أمر أساسي. وذلك أن من واجبات المسلم أن لا يقتصرالاهتمام باستهلاك المنتجات الخالية من المخاطر الكيميائية والمواد الضارة بالصحة، بالإضافة إلى ذلك فلابد أيضا أن يهتم بحلال المنتجات من ناحية ماهيتها ومعالجتها وفقا للتشريع الإسلامي. وكذلك يجب أن تكون منتجات الملابس مطهرة وليست مصنوعة من أشياء نجسة، لأنها تفسد العبادة والصحة النفسية. دستور الدولة والقوانين واللوائح التي نتص على ضمان منتجات الحلال هي دليل على التزام الحكومة بالتواجد في توفير الحماية للمسلمين هم أعظم المستهلكين في إندونيسيا. أصبح القانون رقم 33 سنة 2014 بشأن ضمان المنتج الحلال والذي دخل حيز التنفيذ في 17 أكتوبر 2019، هو نقطة البداية أن الدولة توفر ضمانات وحمايات لمواطنيها للحصول على الغذاء والأدوية والمواد المستهلكة وفقًا لإرشادات الإيمان. ومع ذلك، فإن تنفيذ القانون وتطبيقه لا يزال يحتوي على استثنائية السلطة التقديرية (حرية التصرف) بشأن رسومات الكلفة حيث أصبحت عملية تفتيش الحلال تحت رعاية سلطة منظمة تحليل الغذاء والأدوية مستحضرات التجميل عضو مجلس العلماء الإندونيسي حتى صدور قرار وزير المالية بشأن رسومات كلفة خدمة شهادة الحلال. ولا تزال هذه استثنائية السلطة التقديرية (حرية التصرف) تؤثر بشكل أو بآخر على برنامج إلزام شهادة الحلال لكل منتجات يتم تسويقها في إندونيسيا من خلال إلصاق علامة/ختم الحلال.
teori hukum ekonomi syariah : kajian komprehensif tentang teori hukum ekonomi islam, penerapannya dalam fatwa Dewan syariah nasional dan penyerapannya ke dalam peraturan perundang-undangan
No full textBuku ini menyajikan kupasan mendalam terhadap sejumlah fatwa Majelis Ulama Indonesia (MUI) di bidang ekonomi syariah. Ada tiga fokus utama sorotan buku ini: corak pemikiran fatwa, metode penggalian fatwa, dan pola penyerapan fatwa dalam hukum positif. Beberapa catatan pembenahan metode ijtihad juga disuguhkan buku ini
The Role Sharia Fintech Support Sustanaible Development Goals Program (SDGs)
No full textAbstract
Islamic finance products are increasingly varied, including the presence of shariah fintech. The development of sharia fintech has a role in supporting the Sustainable Development Goals (SDGs. This study aims to determine the development of sharia fintech, and to determine the role sharia fintech in supporting the SDGs program. This type of research is literature study with the nature of the research is qualitative. This study uses descriptive qualitative data analysis techniques. The results of this study indicate the development sharia fintech assets in December 2020 amounting to 74,677,072,107, growing to reach 47.53 percent, with the number of sharia fintech lending actors 10. Types of sharia fintech are peer to peer landing (P2P), payment instruments, and crowdfunding. Sharia fintech has a role in supporting the SGDS program on several objectives, especially related to the economy, such as decent work and economic growth, poverty reduction, hunger reduction, and the realization of prosperity
How to Increase the Accountability of Cash Waqf Linked Sukuk: Maqāṣid Asy-Syarī‘ah Approach
No full textAbstract. One of the causes of Cash Waqf Linked Sukuk fundraising that has not reached the expected value is the low implementation of accountability. This study aims to analyze the strategy that has the most effect on increasing CWLS accountability with the Maqāṣid Asy-syarī\u27ah approach. The method uses the theme approach and ANP. The results show that the strategies needed include program-related competency development, professional management, accounting and reporting, and technology. Another strategy is information management which is conveyed to the Wakif. The implications contribute to stakeholders in coordinating plans and initial steps to implement this strategy. Abstrak. Salah satu penyebab penggalangan dana Cash Waqf Linked Sukuk belum mencapai nilai yang diharapkan adalah rendahnya implementasi akuntabilitas. Penelitian ini bertujuan untuk menganalisis strategi yang paling berpengaruh meningkatkan akuntabilitas CWLS dengan pendekatan Maqāṣid Asy-syarī‘ah. Metode menggunakan pendekatan tema dan ANP. Hasil menunjukkan strategi yang dibutuhkan meliputi pengembangan kompetensi terkait program, manajemen profesional, akuntansi dan pelaporan, serta teknologi dan strategi pengaturan informasi yang disampaikan kepada wakif. Implikasi penelitian memberikan kontribusi bagi pemangku kepentingan dalam mengkoordinasikan rencana dan langkah awal untuk menerapkan strategi ini
The Role Sharia Fintech Support Sustanaible Development Goals Program (SDGs)
No full textAbstract
Islamic finance products are increasingly varied, including the presence of shariah fintech. The development of sharia fintech has a role in supporting the Sustainable Development Goals (SDGs. This study aims to determine the development of sharia fintech, and to determine the role sharia fintech in supporting the SDGs program. This type of research is literature study with the nature of the research is qualitative. This study uses descriptive qualitative data analysis techniques. The results of this study indicate the development sharia fintech assets in December 2020 amounting to 74,677,072,107, growing to reach 47.53 percent, with the number of sharia fintech lending actors 10. Types of sharia fintech are peer to peer landing (P2P), payment instruments, and crowdfunding. Sharia fintech has a role in supporting the SGDS program on several objectives, especially related to the economy, such as decent work and economic growth, poverty reduction, hunger reduction, and the realization of prosperity
Determinants Of Non-Performing Financing Risk In Islamic Commercial Banks In Indonesia
No full textThis research comprehensively investigates the causes of NPF risk factors and proposes control strategies in Indonesian Islamic Banking. This model constructs a research model by Employing Generalized Least Squares, Path Analysis, Analytical Hierarchy Process (AHP), and Interpretative Structural Modelling (ISM). The data is pooled from 12 Indonesian Islamic banks from 2012 to 2020. These exhaustive analyses reveal an intricate building of unresolved debts. Some key findings in the financial ratios support the positive impact of good corporate governance (GCG) and Islamic corporate social responsibility (ICSR) on NPF. In contrast, asset utilization (AUR) negatively affects NPF. Furthermore, profitability and operation costs increase NPF. Some indirect paths are also realized. This research proposes a more holistic approach to forming NPFs in Islamic banking, critical for managerial decision-making in drafting their budget structures.This research comprehensively investigates the causes of NPF risk factors and proposes control strategies in Indonesian Islamic Banking. This model constructs a research model by Employing Generalized Least Squares, Path Analysis, Analytical Hierarchy Process (AHP), and Interpretative Structural Modelling (ISM). The data is pooled from 12 Indonesian Islamic banks from 2012 to 2020. These exhaustive analyses reveal an intricate building of unresolved debts. Some key findings in the financial ratios support the positive impact of good corporate governance (GCG) and Islamic corporate social responsibility (ICSR) on NPF. In contrast, asset utilization (AUR) negatively affects NPF. Furthermore, profitability and operation costs increase NPF. Some indirect paths are also realized. This research proposes a more holistic approach to forming NPFs in Islamic banking, critical for managerial decision-making in drafting their budget structures
The Role of Bank Muamalat Indonesia KCP Kepanjen in Determining Customer Decisions Using Hajj Program Financing Products (Prohajj) with the Qardh Wakalah Bil Ujrah Agreement
No full textIn addition to learning more about the hajj program financing products offered by Bank Muamalat Indonesia KCP Kepanjen, the purpose of this service activity is to ascertain how the Qardh Wakalah bil Ujrah contract is applied to those products. where Muslims make up the majority of the Indonesian population. This is evident from the enthusiasm of Indonesian Muslims in response to the KMA No. 189 of 2023 decree concerning Indonesian Hajj Quotas for 1444 H/2023 M totaling 221,000, consisting of 203,320 regular haj Quotas and 17,680 special Hajj Quotas, which was signed by the Minister of Religion Yaqut Cholil Qoumas. Then one of Islamic banking's functions is to offer Hajj program services that can facilitate Muslims' ability to execute the pilgrimage. This writing uses a descriptive qualitative method, the author describes the object of research by recording, observing, and interviewing all matters related to this research and aligning it with primary and secondary data sources. The respondent from this writing is the Relationship Manager of Bank Muamalat Indonesia KCP Kepanjen. observation directly or indirectly on the object under study as well as data collection with related documents. The results of this study indicate that the Hajj financing product at Bank Muamalat Indonesia in KCP Kepanjen uses the Qardh Wakalah Bil Ujrah contract, namely funds lent by the bank to prospective hajj customers
