1,720,959 research outputs found

    Sistem pengawasan otoritas jasa keuangan terhadap layanan peer to peer lending fintech syariah perspektif hukum islam

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    Penelitian ini dilatarbelakangi adanya fintech syariah yang telah berkembang di Indonesia namun pada regulasinya yang ada saat ini masih belum dapat menyentuh fintech syariah. Otoritas Jasa Keuangan (OJK) memiliki wewenang untuk melakukan pengawasan terhadap layanan Peer To Peer Lending (P2PL) fintech syariah, namun masih belum membuat peraturan mengenai hal tersebut. Sehingga menimbulkan pertanyaan bagaimana sistem pengawasan OJK terhadap P2PL fintech syariah. penelitian ini bertujuan untuk mendeskripsikan dan menganalisis tentang sistem pengawasan OJK terhadap P2PL fintech syariah. Penelitian ini adalah penelitian hukum normatif yang menggunakan data sekunder terdiri atas bahan hukum primer, sekunder, dan tersier yang dianalisis secara deskriptif kualitatif. Hasil penelitian ini menunjukkan bahwa sistem pengawasan OJK didalam peraturan OJK Nomor 77/POJK.01/2016 tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi ini meliputi prinsip-prinsip pengawasan, lembaga khusus yang melakukan pengawasan, objek pengawasan serta mekanisme dan metode pengawasan belum secara tegas mengandung prinsip-prinsip syariah, yang mengakibatkan belum ada kepastian hukum dalam pengawasannya pada fintech syariah. Kewenangan yang dimiliki OJK merupakan kewenangan atribut, yang artinya OJK memiliki kekuasaan untuk melakukan pengawasan dan membuat aturan terhadap fintech syariah. Sesuai dengan konsep hifzul maal (pemeliharaan harta) sudah menjadi tugas OJK yang dipercaya oleh negara sebagai lembaga independen dalam membuat kepastian hukum dalam melakukan pengawasan terhadap fintech syariah. Dengan mengacu pada norma-norma dan fatwa DSN-MUI dan melibatkan DPS sebagai pelaksanaan fintech syariah. Abstract The background of this research was the existence fintech syariah that has been growth in Indonesia but this time in its regulation still not able to touch fintech syariah. OJK has an authority to monitor P2PL services fintech syariah, but still not make the regulation about that thing. So that make a question how does the OJK monitoring system toward P2PL fintech syariah. The purpose of this research is to describe and analyze about OJK monitoring system toward P2PL fintech syariah. This research was normative law research which used secondary data from primary, secondary and tertiary law material that analyzed in descriptive qualitative. The result of this research shown that OJK monitoring system in the OJK Law number 77/POJK.01/2016 about Loan Fund based on IT Service is monitoring principles, specific institution which monitoring, monitoring object also mechanism and monitoring method not able to expressly contains syariah principles, which consequence in the absence of law certainity in supervision of fintech syariah. The authority that OJK has was attribute authority, which meant OJK has an authority to monitoring and make regulations for fintech syariah. It was appropriated with hifzul maal ( wealth maintenance ) and it was OJK’s duty that trusted by government as an independent institution in make law certainity in monitoring for fintech syariah, with referring to the norms and fatwa by DSN-MUI and involve DPS as the supervisor of fintech syariah

    Comparative Analysis of Customer Satisfaction between Corner Bakery and Cafe and MM Bakery In Bengkalis

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    This study aims to analyze differences in customer satisfaction between Corner Bakery and Cafe and MM Bakery, determine the factors that differentiate customer satisfaction between Corner Bakery and Cafe and MM Bakery. The type of research is comparative research with a quantitative approach. The population in this study was all consumers of Corner Bakery and Cafe and MM Bakery in Bengkalis. The number of samples in the study was 100 people. The data analysis used is descriptive statistics analysis. The dimensions used to measure customer satisfaction of the two bakery shops are product quality, service quality, emotional factors, and price. The studyresult that customer satisfaction of Corner Bakery and Cafe gets a better rating than MM Bakery based on dimensions of product quality, service quality, and emotional factors. The results also show that service quality is the most factor that differentiate customer satisfaction between Corner Bakery and Cafe and MM Bakery with a difference value around 0.21

    Pengaruh Pendidikan dan Pelatihan terhadap Pengembangan Karir di Mapaldam II Sriwijaya Palembang

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    Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh Pengaruh Pendidikan dan Pelatihan terhadap Pengembangan Karir di Mapaldam II Sriwijaya Palembang. Jenis data yang digunakan dalam penelitian ini adalah kuantitatif. Jenis penelitian ini adalah penelitian survey, karena mengambil sampel dari satu populasi. Populasi dalam penelitian ini adalah keseluruhan anggota/pegawai di Mapaldam II Sriwijaya Palembang yang berjumlah 89 orang. Nilai uji hipotesis thitung>ttabel artinya nilai uji hipotesis t sebesar 0,246 > 0,05 dimana Ho ditolak. Artinya pelatihan memiliki pengaruh terhadap pengembangan karir. Selain berpengaruh terhadap pengembangan karier, pelatihan juga memiliki pengaruh yang signifikan terhadap pengembangan karir prajurit. Sehingga pelatihan yang dilakukan Mapaldam II Sriwijaya terbukti telah berhasil meningkatkan kemampuan para prajuritnya. Pendidikan dan Pelatihan kedua variabel tersebut memiliki pengaruh yang positif dan signifikan terhadap pengembangan karier prajurit pada Mapaldam II Sriwijaya Palembang. Pendidikan dan pelatihan merupakan hal dasar yang harus dimiliki setiap prajurit, karena pendidikan dan pelatihan dapat membantu prajurit dalam melaksanakan tugas nya. Selain itu, berdasarkan hasil dalam penelitian ini ternyata dengan pendidikan dan pelatihan yang baik tentunya peningkatan keahlian prajurit akan menjadi baik pula. Kata kunci : Pendidikan, Pelatihan, Pengembangan Kari

    COMPARATIVE ANALYSIS OF CUSTOMER SATISFACTION BETWEEN CORNER BAKEY AND CAFE AND MM BAKERY IN BENGKALIS

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    This study aims to analyze differences in customer satisfaction between Corner Bakery and Cafe and MM Bakery, determine the factors that differentiate customer satisfaction between Corner Bakery and Cafe and MM Bakery. The type of research is comparative research with a quantitative approach. The population in this study was all consumers of Corner Bakery and Cafe and MM Bakery in Bengkalis. The number of samples in the study was 100 people. The data analysis used is descriptive statistics analysis. The dimensions used to measure customer satisfaction of the two bakery shops are product quality, service quality, emotional factors, and price. The study result that customer satisfaction of Corner Bakery and Cafe gets a better rating than MM Bakery based on dimensions of product quality, service quality, and emotional factors. The results also show that service quality is the most factor that differentiate customer satisfaction between Corner Bakery and Cafe and MM Bakery with a difference value around 0.21.Â

    Comparative Analysis of Customer Satisfaction between Corner Bakey and Cafe and MM Bakery in Bengkalis

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    This study aims to analyze differences in customer satisfaction between Corner Bakery and Cafe and MM Bakery, determine the factors that differentiate customer satisfaction between Corner Bakery and Cafe and MM Bakery. The type of research is comparative research with a quantitative approach. The population in this study was all consumers of Corner Bakery and Cafe and MM Bakery in Bengkalis. The number of samples in the study was 100 people. The data analysis used is descriptive statistics analysis. The dimensions used to measure customer satisfaction of the two bakery shops are product quality, service quality, emotional factors, and price. The study result that customer satisfaction of Corner Bakery and Cafe gets a better rating than MM Bakery based on dimensions of product quality, service quality, and emotional factors. The results also show that service quality is the most factor that differentiate customer satisfaction between Corner Bakery and Cafe and MM Bakery with a difference value around 0.21

    Going Beyond Counting First Authors in Author Co-citation Analysis

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    The present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed

    Variations on the Author

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    “Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship

    Appropriate Similarity Measures for Author Cocitation Analysis

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    We provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
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