64 research outputs found
PENGARUH NON PERFORMING LOAN (NPL), NET INTEREST MARGIN(NIM), LOAN TO DEPOSIT RATIO (LDR) DAN BEBAN OPERASIOANAL TERHADAP PENDAPATAN OPERASIONAL (BOPO) TERHADAP KINERJA KEUANGAN BNI SYARIAH TAHUN 2015-2020
Get PDFABSTRAK
Skripsi berjudul “Pengaruh Non Performing Loan (NPL), Net Interest
Margin (NIM), Loan To Deposit Ratio (LDR) dan Beban Operasioanal Terhadap
Pendapatan Operasional (BOPO) Terhadap Kinerja Keuangan BNI Syariah Tahun
2015-2020” yang ditulis oleh Anggi Rahayu Dwi Septiani, NIM. 12401173519,
Jurusan Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN
Tulungagung, dibimbing oleh Dedi Suselo, SE. M.M.
Bank yang memiliki tingkat kesehatan yang baik dapat dikatakan memiliki
kinerja keuangan yang baik pula. Manajemen risiko diharapkan dapat mendeteksi
maksimum kinerja keuangan di masa mendatang. Penilaian faktor profil risiko
merupakan penilaian terhadap risiko inheren dan kualitas penerapan manajemen
risiko dalam aktivitas operasional bank. Non Performing Loan (NPL), Net Interest
Margin (NIM), Loan To Deposit Ratio (LDR) dan Beban Operasioanal Terhadap
Pendapatan Operasional (BOPO) dapat dilihat dari data laporan keuangan masingmasing
perusahaan.
Pendekatan penelitian yang digunakan ini adalah pendekatan kuantitatif
merupakan suatu penelitian yang banyak menggunakan angka, nilai dari
pengumpulan data, penafsiran terhadap data tersebutserta penampilan dari hasilnya.
Jenis penelitian yang digunakan adalah penelitian asosiatif menguji hipotesis
dengan mencapai kesimpulan yang valid tentang hubungan antara variabel
independen dan dependen. Uji statistic menggunakan uji regresi linear berganda.
Hasil penelitian didapatkan secara parsial variabel Non Performing Loan
(NPL) mempunyai nilai signifikasi 0,562 > 0,05, variabel Loan to Deposit Ratio
(LDR) mempunyai nilai signifikasi 0,611 > 0,05, variabel Beban Operasioanal
terhadap Pendapatan Operasional (BOPO) mempunyai nilai signifikasi ,095 > 0,05
sehingga ketiganya tidak berpengaruh signifikan terhadap kinerja keuangan Bank
BNI Syariah, sedangkan Net Interest Margin (NIM) mempunyai nilai signifikasi
0,048 < 0,05 sehingga berpengaruh signifikan terhadap kinerja keuangan Bank BNI
Syariah. Secara simultan keempat variabel Non Performing Loan (NPL), Net
Interest Margin (NIM), Loan To Deposit Ratio (LDR) dan Beban Operasioanal
Terhadap Pendapatan Operasional (BOPO) berpengaruh signifikan terhadap
Kinerja Keuangan Bank BNI Syariah tahun 2015-2020 dimana secara statistik
didapatkan nilai signifikasi 0,000 < 0,05. Perusahaan harus meminimalkan rasio
NPL dan rasio BOPO karena berpengaruh negatif terhadap rasio ROA. Kemudian
memaksimalkan rasio NIM dan rasio LDR karena berpengaruh positif terhadap
ROA.
Kata Kunci: NPL, NIM, LDR, BOPO, Kinerja Keuangan, Perbanka
PERANCANGAN SISTEM AKUNTANSI PENJUALAN KREDIT PADA CV. SURYA ADI PRATAMA PALEMBANG
Get PDFTHE DESIGN OF ACCOUNTING SYSTEMS CREDIT SALES AT CV. SURYA ADI PRATAMA PALEMBANG.
Herlina Septiani, 2015 (xiii + 72 pages)
[email protected]
Writing the final report is aimed at designing accounting system to credit sales at CV. Surya Adi Pratama Palembang. CV. Surya Adi Pratama Palembang engaged in the invitation printing and the printing of school supplies such as school report and others. Data used by the author in this report are related to the primary data in the form of interviews and the distribution of questionnaires on pimpiman and employees CV. Adi Surya Pratama Palembang and secondary data in the form of a general overview of the company. Based on observations by the author, the accounting system in CV. Adi Surya Pratama Palembang has not been well designed that documents used in connection with the sale of credit is not yet complete, that a number of functions, and the absence of the credit function. Based on observations, the accounting system at CV. Surya Adi Pratama Palembang has not yet well designed. To improve the information generated by the accounting system at CV. Surya Adi Pratama Palembang, the authors designed the accounting system includes the design-related functions, documents, records, network procedures that make up the system, as well as the design flow chart of credit sales accounting system in CV. Adi Surya Pratama Palembang
ANALISISSISTEM AKUNTANSI PENERIMAAN KAS DARIPEMBAYARAN PREMIASURANSI PADA PT. ASURANSI HARTA AMAN PRATAMA KANTORCABANG PALEMBANG
Get PDFAnalysis Systems of Cash Receipts Accounting from Insurance Premium Payment at PT. Asuransi HartaAmanPratama Branch Office Palembang
Septiani Anggun Lestari, 2016 (xvi + 85pages)
E-mail:[email protected]
This research aims to determine the procedure and system of Cash Receipts Accounting from Insurance Premium Payment at PT. Asuransi HartaAmanPratama Branch Office Palembang. The author collect data by conducting observations and direct interviews to the object of writing. The analysis conducted by the author is Analysis Systems of Cash Receipts Accounting from Insurance Premium Payment that has been applied by the company. From result analysis, the authors found that the problems in the procedures and Systems of Cash Receipts Accounting from Insurance Premium Payment, where the procedures for cash receipts only two procedures, procedures for cash receipts and cash contributions to the bank's procedures, and there is a lack of functions related to the accounting system of cash receipts, receipt document only made in two copies, payment slip banks are not created duplicate, and the notes contained only cash book. After analysing the problem, the author suggest the company to add procedures for recording cash receipts from the payment of insurance premiums, and involve accounting functions on a flow chart of cash receipts accounting system, create document form registration in two copies, create receipt document in three copies, create a slip document of bank payment slip into three copies and add a note in the form of cash receipts journal and ledger conducted by the accounting department to make the recording proces
Pengaruh Digital Marketing dan Service Quality terhadap Keputusan Pembelian Indihome pada PT Telkom Jakarta Barat
Get PDFPenelitian ini bertujuan untuk mengetahui pengaruh Digital Marketing dan service quality terhadap keputusan pembelian indihome pada PT Telkom Jakarta barat. Jenis penelitian ini adalah kuantitatif sebanyak 100 responden. Penelitian ini menggunakan metode analisis kuantitatif, yaitu menggunakan analisis data secara mendalam dalam bentuk angka. Teknik pengolahan dan analisis data menggunakan analisis deskriptif, pengujian instrumen data, uji asumsi klasik, uji kolerasi dan determinasi, uji hipotesis. Digital Marketing dan service quality terhadap keputusan pembelian indihome pada PT Telkom Jakarta barat berpengaruh positif dan signifikan terhadap kinerja Digital Marketing dan service quality terhadap keputusan pembelian indihome pada PT Telkom Jakarta barat, dengan persamaan regresi Y = 12,515 + 0,327X + 0,370X Semakin tinggi digital marketing dan service quality maka akan semakin meningkatnya keputusan pembelian. Demikian pula sebaliknya, jika digital marketing dan service quality rendah maka keputusan pembelian juga akan mengalami penurunan. Kontribusi pengaruh digital marketing dan service quality adalah sebesar sebesar 62,7% sedangkan sisanya 37,3% dipengaruhi oleh faktor lain. Dari pengujian hipotesis menggunakan uji statistik, diperoleh fhitung > ftabel (43,015> 270), hal itu juga dibuktikan dengan signifikansi 0,000 < 0,05. Dengan demikian maka H03 ditolak dan Ha3 diterima, hal ini menunjukkan bahwa terdapat pengaruh yang positif dan signifikan secara simultan antara kualitas pelayanan dan promosi terhadap kepuasan pelanggan pada Indihome PT Telkom Jakarta Barat
PENGARUH INFLASI DAN BI RATE TERHADAP PENGHIMPUNAN DEPOSITO MUDHARABAH BANK SYARIAH MANDIRI (BSM)
Get PDFThe Influence of Using Index Card Match to Improve Students’ Writing Skill in Descriptive Text :a Quasi Experimental Research at the 7th Grade Junior High School Students of SMP Mekar Arum, Bandung Year 2016/2017
Get PDFWriting skill is more complicated than the other language skills, because writing deals with mixture of idea, vocabulary, and grammar. Thus, it is not easy to have that skill. One of the topic writing is descriptive text, it becomes problem to learn because writing skill is probably the most technically difficult form of communication. It requires skill and understanding and a good deal of creativity. Therefore, in this study the writer tries to find the alternative way to face that problem by using Index Card Match strategy to improve students’ writing skill in descriptive text. This strategy will make the students active in classroom and can learn writing by playing. Thus, it will be enjoyable in teaching learning.
The purposes of this research are to find out (1) students’ writing skill in descriptive text by using Index Card Match strategy, (2) students’ writing skill in descriptive text by using conventional strategy, and (3) influence of Index Card Match strategy on the improvement of students’ writing skill in descriptive text.
The method used in this research was quantitative method with quasi-experimental design. The population was 122 students of the seventh grade at SMP Mekar Arum, Bandung in academic year 2016/2017. Two classes were taken as sample; class VII-A as the sample of experimental class consisting of 30 students and class VII-B as the control class consisting of 30 students. The instruments used in this research were writing descriptive text pretest and posttest in the form of essay test and they were processed by statistical analysis.
It confirms that Index Card Match strategy can improve students’ writing skill in descriptive text is processed by calculating the hypothesis. This is supported by the posttest mean in the experimental class (77) is greater than the control class (65). The t-test result shows that the obtained value of t_count is 6.25 and t_table with significance level 1% is 2.4. It indicates that t_count is greater than t_table (6.25 > 2.4 = t_count > t_table). Thus, it proves that research hypothesis (Ha) is accepted to mean there is significance of students’ writing skill in descriptive text by using Index Card Match strategy and Conventional strategy. The further result shows that the N-gain calculation in experimental class 0.4 is greater than the control class 0.12.
In conclusion, it is clear that the improvement of writing skill in descriptive text by using Index Card Match strategy is more significant than those who learn by conventional strategy. Based on the results in this research, Index Card Match strategy is an active strategy and enjoyable of teaching learning. The suggestions are that the use of Index Card Match strategy is highly recommended to clarify the complexity of writing, it is also will improve students understanding in learning writing skill in descriptive text. Index Card Match strategy enables to increased students’ attention and interest, build students’ teamwork and competition and created good environment in teaching and learning process. And the last for the next researchers, this study as a reference for those who are interested in conducting similar study and the next in doing a better research
PERANAN KOMUNITAS JENDELA DALAM MENINGKATKAN MINAT BACA UNTUK ANAK KURANG MAMPU(Studi Kasus di Komunitas Jendela Jakarta Cabang Serpong, Tangerang Selatan)
Get PDFPenelitian ini bertujuan untuk mendapatkan informasi dan pengetahuan
berdasarkan data atau fakta yang valid, benar dan dapat dipercaya tentang Peranan
Komunitas Jendela dalam Meningkatkan Minat Baca untuk Anak Kurang Mampu
(studi kasus di Komunitas Jendela Jakarta cabang Serpong, Tangerang Selatan).
Penelitian ini dilakukan sejak Desember 2015 sampai dengan bulan April 2016 di
Komunitas Jendela Jakarta cabang Serpong.
Penelitian ini adalah penelitian kualitatif. Dengan teknik pengumpulan
data yang digunakan adalah observasi, wawancara, dokumentasi, dan
kepustakaan. Peneliti mendapatkan data-data penelitian dari para informan.
Adapun informan kunci penelitian ini adalah Koordinator Divisi Public Relations
Komunitas Jendela Jakarta. Sedangkan informan inti adalah relawan-relawan
Komunitas Jendela Jakarta dan anak-anak partisipan komunitas.
Berdasarkan hasil temuan lapangan tersebut bahwa Komunitas Jendela
Jakarta memiliki serangkaian program untuk mendukung peranannya dalam
meningkatkan minat baca. Program-program yang diterapkan di setiap kegiatan
secara perlahan telah meningkatkan minat membaca. Mulai dari rasa ketertarikan
pada buku, rasa senang akan membaca, rasa butuh akan bacaan, dan sikap
berusaha untuk mencari bacaan. Adapun program-program yang mendukung
gerakan membaca dalam Komunitas Jendela Jakarta adalah satu bulan satu buku,
belajar tiap akhir pekan, dan mobile library. Meskipun banyak kendala yang
dihadapi dalam perjalanannya untuk menumbuh minat baca anak, Komunitas
Jendela Jakarta tetap giat menjalankan program-programnya
PENGEMBANGAN MODUL PRAKTIKUM EMBRIOLOGI BERBASIS SEARCH, SOLVE, CREATE AND SHARE (SSCS) TERINTEGRASI AYAT AL-QUR’AN PADA MAHASISWA PENDIDIKAN BIOLOGI UNIVERSITAS ISLAM NEGERI RADEN INTAN LAMPUNG
Get PDFABSTRAK
PENGEMBANGAN MODUL PRAKTIKUM EMBRIOLOGI BERBASIS SEARCH, SOLVE, CREATE AND SHARE (SSCS) TERINTEGRASI AYAT AL-QUR’AN PADA MAHASISWA PENDIDIKAN BIOLOGI UNIVERSITAS ISLAM NEGERI
RADEN INTAN LAMPUNG
Oleh : Devi Septiani
Pembelajaran menggunakan model SSCS ini pendidik dan peserta didik bekerja sama untuk mencari solusi terhadap suatu masalah sehingga pembelajaran akan lebih bermakna bagi peserta didik. Penulis ingin menyajikan model integrasi sains dengan agama serta peta konsep ayat-ayat sains dalam al-Qur’an, sebagai referensi dan langkah awal bagi pendidik dalam mengaplikasikan pendidikan integrative.. Tujuan dari penelitian ini yaitu Untuk mengetahui kelayakan modul praktikum embriologi berbasis SSCS terintegrasi ayat Al-Qur’an serta untuk mengetahui kemenarikkan terhadap pengembangan modul praktikum embriologi berbasis SSCS terintegrasi ayat Al-qur’an. Jenis penelitian ini yakni penelitian Research and Development (R&D) yang menggunakan prosedur Borg and Gall sampai dengan 7 langkah.Dalam penelitian ini menggunakan data ahli materi, ahli media, ahli bahasa, dan respon mahasiswa. Berdasarkan data hasil penelitian bahwa modul praktikum embriologi berbasis SSCS terintegrasi Ayat Al-Qur’an, dapat disimpulkan bahwa pengembangan modul praktikum embriologi berbasis SSCS terintegrasi ayat Al-Qur’an dengan metode pengembangan menurut Borg and Gall sampai langkah ketujuh diantaranya yakni research and information collecting, planning, develop prelimiery form of product, prelimiery field testing, main product revision, main field testing dan operational product revision. Setelah melakukan penilaian modul praktikum embriologi berbasis Search, Solve, Create and Share (SSCS) terintegrasi ayat Al-Qur’an telah diperoleh penilaian dengan kriteria sangat layak dan sangat menarik.
Kata Kunci: Modul Praktikum; Embriologi ;Search, Solve, Create and Share (SSCS); Terintegrasi Ayat Al-Qur’an; Borg & Gall
iiABSTRACT
DEVELOPMENT OF EMBRYOLOGY PRACTICUM MODULE BASED ON SEARCH, SOLVE, CREATE AND SHARE (SSCS) INTEGRATED AL-QUR'AN VERSION IN
BIOLOGY EDUCATION STUDENTS RADEN INTAN
LAMPUNG ISLAMIC UNIVERSITY
By : Devi Septiani
Learning using the SSCS model, educators and students work together to find solutions to a problem so that learning will be more meaningful for students. The author would like to present a model of the integration of science with religion as well as a concept map of the verses of science in the Qur'an, as a reference and first step for educators in applying integrative education. Al-Qur'an and to find out the attractiveness of developing an integrated SSCS- based embryology practicum module with verses of the Qur'an. This type of research is Research and Development (R&D) research that uses the Borg and Gall procedure up to 7 steps. This research uses data from material experts, media experts, linguists, and student responses. Based on the research data that the SSCS-based embryology practicum module is integrated with the Qur'anic verse, it can be concluded that the development of the SSCS-based embryology practicum module is integrated with the Qur'anic verse with the development method according to Borg and Gall until the seventh step, namely research and information collecting. , planning, developing preliminary form of product, preliminary field testing, main product revision, main field testing and operational product revision. After conducting an evaluation of the Search, Solve, Create and Share (SSCS) based embryology practicum module with the integration of the Qur'anic verses, an assessment has been obtained with very feasible and very interesting criteria.
Kata Kunci: Modul Praktikum; Embriologi ;Search, Solve, Create and Share (SSCS); Terintegrasi Ayat Al-Qur’an; Borg & Gal
Pengaruh Prestasi Kerja Karyawan Terhadap Promosi Jabatan Pada PT. Kampung Sampireun Resort & SPA Samarang Garut
No full textSumber Daya Manusia merupakan faktor terpenting dalam setiap kegiatan perusahaan, karena bagaimanapun canggihnya teknologi yang digunakan tanpa didukung oleh manusia sebagai pelaksana kegiatan operasionalnya tidak akan mampu menghasilkan output yang sesuai dengan tingkat efisiensi yang diharapkan. Peranan sumber daya manusia dalam organisasi sebenarnya sudah ada sejak dikenalnya organisasi sebagai wadah usaha bersama dalam mencapai suatu tujuan. Dengan berbagai macam individu yang ada dalam suatu organisasi perusahaan, dimana terdapat perbedaan dalam latar belakang seseorang seperti pendidikan, pengalaman, ekonomi, status, kebutuhan, harapan dan lain sebagainya menuntut pimpinan perusahaan untuk dapat mengelola dan memanfaatkannya sedemikian rupa sehingga tidak menghambat tujuan organisasi yang ingin dicapai.
Manusia yang bekerja dalam suatu perusahaan akan berusaha untuk memperoleh kedudukan yang diinginkan dengan harapan dari pekerjaannya dapat meningkatkan taraf hidup yang lebih baik. Upaya meningkatkan taraf hidup karyawan dengan cara memaksimalkan kemampuannya, oleh karena itu perusahaan harus dapat memotivasi mereka dengan baik diantaranya dengan cara peningkatan jabatan atau promosi. Promosi (promotion) memberikan peranan penting bagi setiap karyawan, bahkan menjadi idaman yang selalu dinanti-nantikan, karena dengan adanya promosi berarti ada kepercayaan dan pengakuan mengenai kemampuan serta kecakapan karyawan yang bersangkutan untuk menduduki suatu jabatan yang lebih tinggi, promosi merupakan proses untuk menaikkan tenaga kerja kepada kedudukan yang lebih baik
Digital Marketing Tiktok: Bagaimana Meningkatkan Keputusan Pembelian pada Produk Skincare
Get PDFTikTok launched the TikTok Shop feature to make it easier for consumers to shop without switching applications. This study aims to determine the effect of online customer rating, influencer marketing, and brand trust on purchasing decisions for The Originote Skincare at TikTok Shop. This study uses a quantitative approach with the population, namely Generation Z in Tangerang Regency. The sampling technique used is non probability sampling with a purposive sampling approach. The sample used amounted to 100 respondents. The data analysis tool used is SPSS version 28. The results of this study indicate that partially, the online customer rating variable and the brand trust variable have a positive and significant effect on purchasing decisions. In contrast, the influencer marketing variable has a negative and significant effect on purchasing decisions. Simultaneously online customer rating, influencer marketing, and brand trust have a positive and significant effect on purchasing decisions. The results of the multiple determination coefficient tests obtained an Adjusted R-Square value of 0,931 or 93,1%, indicating that the online customer rating, influencer marketing, and brand trust variables affect purchasing decisions by 93,1%, and other variables influence the remaining 6,9%, not examined in this study. The novelty of this research is that no research examines together that online customer ratings, influencer marketing, and brand trust are important factors that can shape purchasing decisions. This study provides recommendations for skincare brands to maintain consumer ratings and focus more on selecting relevant influencers to increase brand trust and purchase decisions at TikTok Shop.
Keywords: Brand Trust, Influencer Marketing, Online Customer Rating, Purchase Decisio
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