Rumah Jurnal Institut Agama Islam Negeri Kudus
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Determinants of Intention to Use QRIS as a Transaction Tool for Mobile Banking Users of Islamic Banking
Get PDFThis study aims to analyze the determinants of intention to use the Quick Response Code Indonesian Standard (QRIS) on mobile banking users of Islamic banking by integrating the religiosity variable as a moderator in the Unified Theory of Acceptance and Use of Technology 3 (UTAUT3) model to predict user intentions and behavior. UTAUT3 consists of performance expectancy, effort expectancy, social influence, facilitating conditions, hedonic motivation, price value, habits, and personal innovativeness as determinants of intention and behavior using QRIS mobile banking. A total of 255 respondents were selected as samples using the purposive sampling method. This study uses a quantitative approach with SEM-PLS (Structural Equation Modeling - Partial Least Squares) analysis using SmartPLS software version 3.0. Empirical results show that social influence, facilitating conditions, price value, habits, and personal innovativeness significantly positively affect behavioral intention to use QRIS mobile banking in Islamic banking. Conversely, performance expectancy, effort expectancy, and hedonic motivation do not have a significant effect on this intention. In addition, behavioral intention, habits, and personal innovativeness are proven to have a significant positive influence on the actual behavior of using QRIS mobile banking in Islamic banking. However, facilitating conditions do not have a significant effect on usage behavior. Religiosity as a moderating variable is unable to moderate the relationship between behavioral intention and actual behavior of using QRIS. The implications of this study are to provide insight for the Islamic banking industry to develop marketing strategies based on social values and personal innovativeness and to facilitate users with conditions that support QRIS adoption. This study also contributes to developing consumer behavior theory through a more comprehensive integration of UTAUT3 in the context of Islamic banking
Pengaruh Manajemen Risiko Pasar Terhadap Profitabilitas Bank: Studi Bank Syariah yang Terdaftar Di Bursa Efek Indonesia
No full textThis study aims to analyze and understand the effect of market risk management as measured by stock price, inflation, and BI-7days-RepoRate on the profitability of Islamic banks listed on the Indonesia Stock Exchange (IDX). This research method is included in descriptive quantitative research. The population used is all Islamic banks listed on the IDX. The data used in this study is secondary data obtained from quarterly financial statements and historical data on stock prices of Islamic banks listed on the Indonesia Stock Exchange for the observation period from Q12021-Q12023. The research model uses the Ordinary Least Square panel data regression analysis method through the Eviews 10 program. The results showed that partially, stock prices and inflation had a positive and significant effect on the profitability of Islamic banks, while BI-7days-RR had a negative and significant effect on the profitability of Islamic banks. While the results of simultaneous tests are known, the three independent variables in this study together affect the profitability variable of Islamic banks by 89% and the remaining 11% are influenced by other factors outside this research.
Islamic Law Study of Persuasive Communication After The Occurrence Of Polygamy in Kauman Society
Get PDFPolygamy is one of the actions that many men even desire even though many women refuse to be polygamous, but there are also some women who are willing to be polygamous with certain guarantees and conditions. Polygamy is very influential in the division of the household, this problem can be solved by using persuasive communication even though this is not the main factor to increase the harmonious family after polygamy. This study aims to analyse what efforts are made by married couples in re-improving family harmony after disputes due to polygamy, what models and principles of persuasive communication are used by husbands in persuading wives after quarrels due to polygamy. This research uses descriptive qualitative research. This research uses data collection techniques of observation, interviews, and documentation. Data analysis techniques use data reduction and conclusion drawing, and data validity with triangulation. The results of the study show that efforts to improve family harmony after polygamy can be done by persuading and convincing the wife, making a stamped agreement letter to divorce the second wife, asking for prayer and guidance from a kyai, and a husband arguing how his children will fare when fighting and divorcing. In the persuasive communication model, a husband uses probabilogical persuasiveness, and in the principle of persuasive communication, a husband uses the principle of hope
Pemanfaatan Aplikasi E-Social Learning dalam Upaya Internalisasi Nilai Kearifan Lokal Gusjigang pada Pembelajaran IPS di MTs NU Hasyim Asy`ari 2 Kudus
No full textThe aim of this research is to review the use of the Android app E-Social Learning in social studies education, as a step towards internalizing the values of local wisdom Gusjigang. The research methodology employed is qualitative with a field study approach. Primary data collection was conducted through fieldwork using observations and interviews, while secondary data was gathered from relevant previous research literature. Credibility testing was performed using the Triangulation technique. Data analysis followed the steps outlined by Miles and Huberman, including data reduction, data display, and verification. The results of this study indicate that the use of the E-Social Learning application to internalize the values of local wisdom Gusjigang in social studies education is carried out in three stages: planning, implementation, and evaluation. Teachers and students responded positively and enthusiastically to this method of learning, citing the integration of local wisdom Gusjigang with technology as a key factor. SWOT-based evaluation identified strengths in preventing student boredom during the learning process, weaknesses related to reliance on internet connections and device specifications, opportunities for students to learn about culture through integration with technology, and threats including potential reluctance to open and read books, as well as increased dependence on smartphones. This research provides a new contribution to the development of teaching methods that integrate local culture with modern technology. The SWOT-based evaluation used in this study provides profound insights into the strengths, weaknesses, opportunities, and threats associated with the application of technology in local cultural education
Strengthening The Profil Pelajar Pancasila Through Project Citizen: A Case Study at SMP Negeri 21 Semarang
No full textThis study has the main objective in internalizing the Pancasila Student Profile, namely Indonesian students as lifelong learners who have global competence and behave in accordance with the ethics, character, and values of Pancasila. The Pancasila Student Profile has six main characteristics, namely, faith, devotion to God Almighty, and noble character, global diversity, mutual cooperation, independence, critical thinking, and creativity at SMP N 21 Semarang. These six characteristics are strategically arranged which are oriented towards improving the quality of Indonesian human resources while adhering to cultural progress that reflects the personality of the nation through clean, effective and trusted governance. This study uses a qualitative approach method with data collection techniques obtained through observation, interviews, documentation and literature studies. Data analysis was carried out using the Miles and Huberman interactive analysis model. The data validity checking technique uses source triangulation. The results of this study indicate that, in realizing Pancasila students, it can be attempted in various ways, one of which is through the citizen project as an effort to strengthen the Pancasila student profile. Project citizen is a problem-based instructional treatment to optimize the affective, cognitive, and psychomotor dimensions, social awareness attitudes, citizenship character, and encourage student participation in solving socio-cultural problems that occur in society. Project Citizen is a positive activity, and also supports students in building their character and good behavior in accordance with the mandate of the Pancasila values reflected in all aspects of life
Peningkatan Daya Saing Pesantren; Kontribusi Good Corporate Governance dan Informasi Akuntansi Melalui Kinerja Organisasi Pesantren di Kota Jambi
Get PDFTesting the contribution of good corporate governance and accounting information to the competitiveness of Islamic boarding schools through the organizational performance of Islamic boarding schools in Jambi City is the focus of the objective. The associative descriptive type was used in this research. The population and sample are modern Islamic boarding schools in Jambi City using non-probability sampling techniques, namely Islamic boarding schools that have been operating for more than 5 years. Meanwhile, respondents were selected using a purposive technique which included Islamic boarding school administrators, Islamic boarding school students, Islamic boarding school parents, and the general public. The samples obtained were 9 Islamic boarding schools from the 12 currently existing Islamic boarding schools. Linear regression was used to evaluate the data. Based on research findings, good corporate governance and financial information both contribute significantly to the competitiveness of Islamic boarding schools. Meanwhile, good corporate governance really helps the competitiveness of Islamic boarding schools, but accounting information does not. good corporate governance and financial information make a significant contribution to the competitiveness of Islamic boarding schools through organizational performance
Analisis Praktik Sewa Lahan Kowen dalam Perspektif Abu Yusuf (Studi Kasus Desa Agungmulyo Kecamatan Juwana Kabupaten Pati)
Get PDFTujuan dari penelitian ini adalah untuk mengetahui praktik sewa lahan kowendalam pandangan Abu Yusuf di Desa Agungmulyo Kecamatan Juwana KabupatenPati. Penelitian ini menggunakan pendekatan penelitian lapangan kualitatif denganstudi kasus. Data primer dan sekunder yang digunakan dalam penelitian inidikumpulkan dari hasil wawancara, observasi, dan pengumpulan penelitian.Berdasarkan temuan penelitian ini, praktik persewaan lahan kowen di desaAgungmulyo dilakukan melalui mekanisme bagi hasil yang dikenal dengan sistembeo di masyarakat setempat. Di desa Agungmulyo, sepertiga hasil panen untukpemilik lahan dan dua pertiga untuk penggarap lahan, dengan modal berasal darikowen pemilik lahan. Klausula ini didasarkan pada kesepakatan antara kedua belah pihakpihak di awal kontrak. Transaksi tersebut dilakukan secara lisan oleh warga DesaAgungmulyo tanpa kehadiran saksi. Dalam praktiknya, Abu Yusuf menilai persewaan lahan kowen di Desa Agungmulyo telah memenuhi rukun dan syarat
Sejarah Nasionalisme Arab: Revolusi Gamal Abdul Nasser dan Implikasinya pada Mesir Modern
Get PDFPenelitian ini bertujuan untuk mengeksplorasi dampak Nasionalisme Arab dalam sejarah Timur Tengah, dengan fokus khusus pada peran yang dimainkan oleh Gamal Abdul Nasser. Metode penelitian melibatkan analisis historis mendalam terhadap perkembangan Nasionalisme Arab di bawah kepemimpinan Nasser, dengan memeriksa pidato, kebijakan, dan tindakan kunci yang membentuk arah gerakan tersebut. Argumentasi utama penelitian ini mencakup kemampuan Nasionalisme Arab yang digagas oleh Nasser dalam memobilisasi dukungan dan memimpin revolusi di Mesir. Faktor-faktor kunci, seperti perjuangan melawan kolonialisme, advokasi keadilan sosial, dan upaya untuk membangun identitas kebangsaan yang bersatu, menjadi fokus analisis. Penelitian juga mengeksplorasi dampak Nasionalisme Arab pada tingkat regional, memperhatikan kontroversi dan perdebatan seputar sifat eksklusif gerakan ini. Dalam keseluruhan, penelitian ini mengusulkan bahwa Nasionalisme Arab di bawah kepemimpinan Nasser tidak hanya memainkan peran sebagai simbol sejarah, tetapi juga sebagai kekuatan transformasional yang membentuk identitas politik dan budaya di Timur Tengah. Hasil penelitian diharapkan dapat memberikan wawasan mendalam tentang warisan Nasionalisme Arab dan dampaknya terhadap dinamika politik dan sosial di kawasan tersebut, khususnya untuk Mesir
THE ROLE OF FEMALE HADITH NARRATORS: Tracing the Degeneration of Gender Roles in Hadith Narration
No full textPatriarchal domination has marginalized women’s roles in narrating hadith and contributing to Islamic knowledge, portraying them as incomplete beings deprived of rights and a voice. This study addresses three questions: a) What were women’s contributions to hadith narration? b) Who were the notable female hadith narrators from the era of the Companions to the atbāʾ al-tābiʿīn? c) Why is it essential to redefine gender roles in hadith narration? Using a qualitative, library-based approach, this research relies on al-Kutub al-Tisʿah as the primary source, supplemented by books, articles, journals, and websites. Data analysis involves condensation, presentation, and conclusion. Findings reveal women’s significant contributions to hadith transmission during the early Islamic period, especially among the sahabah, with figures like Umm Salamah and ‘Amrah bint ‘Abd al-Raḥmān ibn Sa’ad. However, this role declined in later generations due to wars, restrictive political policies during the Umayyad era, and cultural norms limiting women’s participation in education, politics, and Islamic scholarship. Additionally, the expansion of Islamic governance and the internalization of patriarchal values further hindered female involvement in Islamic propagation. This study underscores the need to revisit and empower women’s roles in hadith narration to restore their rightful place in Islamic intellectual history. [Dominasi patriarki telah meminggirkan peran perempuan dalam periwayatan hadis dan kontribusi mereka terhadap pengetahuan Islam, menggambarkan mereka sebagai makhluk yang tidak utuh, tanpa hak dan suara yang layak. Penelitian ini membahas tiga pertanyaan utama: a) Apa kontribusi perempuan dalam periwayatan hadis? b) Siapa saja periwayat hadis perempuan yang menonjol dari masa sahabat hingga atba' al-tabi'in? c) Mengapa penting untuk mendefinisikan ulang peran gender dalam periwayatan hadis? Dengan menggunakan pendekatan kualitatif berbasis studi pustaka, penelitian ini mengandalkan al-Kutub al-Tis’ah sebagai sumber utama, didukung oleh buku, artikel, jurnal, dan situs web. Analisis data dilakukan melalui proses kondensasi, penyajian, dan penarikan kesimpulan. Hasil penelitian menunjukkan kontribusi perempuan yang signifikan dalam transmisi hadis pada masa awal Islam, khususnya di kalangan sahabat, dengan tokoh-tokoh seperti Umm Salamah dan ʿAmrah bint ʿAbd al-Raḥmān ibn Saʿad. Namun, peran ini mengalami penurunan pada generasi berikutnya akibat perang, kebijakan politik yang membatasi pada era Dinasti Umayyah, dan norma budaya yang membatasi partisipasi perempuan dalam pendidikan, politik, dan keilmuan Islam. Selain itu, perluasan pemerintahan Islam dan internalisasi nilai-nilai patriarki semakin menghambat keterlibatan perempuan dalam dakwah Islam. Penelitian ini menekankan pentingnya meninjau kembali dan memberdayakan peran perempuan dalam periwayatan hadis untuk mengembalikan posisi mereka yang seharusnya dalam sejarah intelektual Islam.
The Implementation of Group Guidance Services to Improve the Behavior of Students' Courtesy
No full textPoliteness behavior is one of the important aspects in the development of students' character that should be considered in the education process. However, in reality, many students still exhibit a lack of polite behavior both within and outside of school. This research aims to determine the implementation of group guidance to improve the polite behavior of students at MA Mazro’atul Huda Wonorenggo Demak.This research employs a qualitative approach with a field research design. The subjects of this study are students, guidance counsellors, and the school principal. Meanwhile, the data is collected through observation, interviews, and documentation. In analyzing the data, the researcher utilizes data reduction, display, and verification processes, which involve selecting relevant data, presenting it clearly, and drawing conclusions.The research findings indicate that the guidance counselor’s teacher has carried out the implementation of group guidance services to improve the etiquette behavior of students effectively. Supporting factors include student participation in group guidance services, support from the school principal, and collaboration between the guidance counselor’s teacher and other subject teachers. The inhibiting factors include initial lack of enthusiasm from students during the service provision and students' lack of self-confidence. The impact after the implementation of group guidance related to etiquette behavior shows that this service is most effectively applied to students, as evidenced by improved attitudes compared to before receiving services from the guidance counsellor.Keywords: Group Guidance, Polite Behavior, MA Mazro'atul Huda