136 research outputs found
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The Effect of Implementing Sharia Principles in the Financial Industry on Economic Stability: Case Study at Bank BTPN Syariah
Full text linkThis study investigates the impact of implementing Sharia principles on economic stability, using Bank BTPN Syariah as a case study. By adhering to core Islamic financial tenets such as the prohibition of interest (riba), the avoidance of excessive uncertainty (gharar), and the emphasis on risk-sharing and asset-backed financing, Bank BTPN Syariah aims to foster a more resilient and ethical financial system. Data was collected through interviews with key stakeholders, surveys of clients, and analysis of financial documents. The findings indicate that the application of Sharia principles contributes significantly to financial stability by promoting prudent risk management and ethical investment practices. The bank's focus on financial inclusion and supporting underserved communities enhances economic stability and client trust. This study reinforces existing theoretical frameworks that highlight the benefits of Islamic banking in mitigating financial risks and promoting sustainable economic growth. Practical implications for Bank BTPN Syariah include maintaining strong regulatory compliance and enhancing ethical conduct, while broader recommendations for the Islamic banking sector and policymakers emphasize the need for supportive frameworks to facilitate the widespread adoption of Sharia principles. Future research should explore the long-term impacts of Sharia-compliant practices and the role of technological advancements in this sector
Tech Trends Reshaping Tomorrow: A Glimpse into Organizational Technology Adoption
Full text linkThis study investigates the impact of emerging technologies, innovation culture, and employee training and development on organizational performance at PT Bias Nusatama. Utilizing a quantitative research design with a sample of 60 employees selected through random sampling, the research employs Smart PLS for data analysis. The results reveal that the direct effects of adopting emerging technologies and fostering an innovation culture significantly enhance organizational performance. Additionally, both factors indirectly influence performance through their effects on employee training and development. These findings emphasize the importance of integrating new technologies, nurturing an innovative culture, and investing in employee training to drive organizational success. The study provides valuable insights for organizations seeking to optimize their performance through strategic technology adoption and supportive work environments
The Influence of Representativeness Bias and Hearding Effect on Investment Decisions in the Capital Market
Full text linkThis research aims to explore the influence of representativeness bias and herding effect behavior on rational investment decisions in the capital market. Quantitative methods were used involving 100 investors who were members of the Beginner Stock Investor (ISP) community in Jakarta. The results of the analysis show that representativeness bias and herding effect behavior have a significant influence on rational investment decisions. These findings highlight the importance of awareness of the psychological factors that influence investor behavior in making investment decisions, as well as the need for a more independent and focused approach to fundamental analysis to ensure more appropriate and optimal investment decisions. The practical implication of this research is that a better understanding of investor behavior and its impact on markets can help investors to overcome these biases and improve the quality of their investment decisions
Pelatihan Peningkatan Manajemen Keuangan dan Pembukuan Sederhana Pada Toko Nuansa Perabot di Kota Padang
Full text linkPKM ini mengusulkan kegiatan yang bersifat pelatihan peningkatan manajemen keuangan dan pembukuan sederhana pada toko nuansa perabot. Pelatihan ini bertujuan untuk meningkatkan pemahaman mitra tentang pentingnya manajemen keuangan dalam mengelola usaha. Dengan memahami pengelolaan keuangan, UMKM dapat lebih maju, terutama dalam aspek keuangan. Penggunaan Manajemen Keuangan juga dapat membantu merencanakan peningkatan laba, sehingga perkembangan UMKM akan lebih baik. Tujuan pengabdian ini adalah memberikan pemahaman kepada pelaku usaha perabot yang dikelola oleh Ibu Zuriyati mengenai manajemen keuangan dan pembukuan sederhana. Metode pelaksanaan pengabdian ini dilakukan dalam beberapa tahap kegiatan yaitu tahap pertama tahap persiapan yang terdiri dari beberapa kegiatan diantaranya survei, pembentukan tim PKM, pengajuan dan pembuatan proposal, koordinasi tim dan mitra PKM dan persiapan materi. Tahap kedua tahap pelaksanaan berisikan lingkup pelaksanaan dan prosedur kerja. Tahap ketiga tahap pelaporan berisikan metode sosialisasi
Crypto Savvy: Navigating the World of Digital Assets for Financial Gains
Full text linkThis research investigates the impact of Crypto Savvy and Digital Assets on Financial Gains through Investment Strategies at BNI Cabang Surakarta. Using a quantitative approach and structural equation modeling (SEM) with Smart PLS, data from 70 bank customers were analyzed. The results indicate significant direct effects of Crypto Savvy and Digital Assets on Investment Strategies and Financial Gains. Specifically, Crypto Savvy and Digital Assets positively influence Investment Strategies, which in turn enhances Financial Gains. Moreover, indirect effects analysis reveals that Crypto Savvy and Digital Assets indirectly contribute to Financial Gains through Investment Strategies, highlighting the mediating role of Investment Strategies in translating crypto literacy and digital asset integration into financial gains. These findings underscore the importance of enhancing knowledge and strategic management of digital assets within banking operations to optimize financial performance. The study's insights provide actionable recommendations for BNI Cabang Surakarta and similar institutions to improve their digital asset strategies and achieve sustainable financial success in the evolving financial landscape
Measuring Employee Performance in the Age of Remote Work: Key Metrics and Challenges
Full text linkThis study examines the impact of the remote work environment on employee performance and key metrics for performance measurement, focusing on the mediating role of challenges in remote work. Using a quantitative approach, data were collected from 60 employees at PT. GIEB Indonesia through structured electronic surveys. The results, analysed through Structural Equation Modeling (SEM) using Smart PLS, indicate that while the remote work environment does not directly influence employee performance, it significantly affects performance indirectly through the challenges employees face. These challenges, such as communication difficulties, technical issues, and work-life balance, were critical in determining employee performance and achieving key performance metrics. The findings suggest that organisations must address these challenges by providing appropriate support and resources to improve remote work effectiveness, enhance employee productivity, and ensure accurate performance evaluation. This study contributes valuable insights into optimising remote work strategies and managing employee performance in a digitally driven work landscape
Ensuring Legal Protection for Consumers of Halal-Certified Minang Cuisine in Padang City
Full text linkThis study aims to understand legal protection for consumers in Padang City to establish a model for consumer protection practices in Indonesia. The research employs a normative descriptive qualitative method, focusing on business operators and consumers of traditional Minang products, with data collected through interviews. The study reveals that legal protection for consumers concerning halal labels on Minang food is stipulated in Law No. 08 of 1999. Several reasons contribute to producers not including halal labels: high processing costs, lack of awareness about the importance of halal certification, and consumers' inherent trust in authentic Minang producers, even if the shop lacks halal certification. The Indonesian Ulema Council (MUI) asserts that Muslim-owned businesses should pursue halal certification regardless of the owner's religion
Pelatihan Kewirausahaan Melalui Pemasaran Syariah Berbasis E-Business Pada Masa Pandemi Untuk Menambah Pendapatan UKM-IKM Nusantara
Full text linkTujuan kegiatan ini adalah memberikan pelatihan mengenai bagaimana cara pelatihan supaya dapat menambah pendapatan pelaku UMKM menggunakan Pemasaran Syariah dalam kondisi Pandemi Covid yang berbasis E-Business. Saat Pandemi Covid terjadi terjadi PPKM (Pemberlakuan Pembatasan Kegiatan Masyarakat) dimana masyarakat dituntut untuk bekerja dan berbisnis dari rumah yang secara tidak langsung membuat pelaku UMKM harus bisa menggunakan platform-platform online, oleh karena itulah perlu adanya Pelatihan E-Business dengan kiat-kita pemecahan permasalahan diantaranya: (1) Produk yang sesuai dengan minat yang ditekuni; (2) Penambahan pendapatan Pelaku UMKM di Kondisi Pandemi Covid Berbasis Pemasaran Syariah; (3) Memaksimalkan Bisnis Online menjadi Taktik Pemasaran, yaitu melalui Platform-platform online seperti Facebook dan Instagram serta E-Market seperti shopee dan tokopedia
Analyzing Real World Outcomes, Identifying Key Management Challenges, and Uncovering Distinct Patient Subgroups in Amblyopia Treatment Through a Large Scale Retrospective Database Study
Full text linkThis study aims to evaluate real-world outcomes in amblyopia treatment, identify key challenges in long-term management, and characterize distinct patient subgroups using a large retrospective dataset of pediatric patients at a tertiary eye center. A total of 2,044 patients were analyzed using standardized IRIS7 and IRIS50 success criteria. Risk factors for treatment dropout were examined using multivariable logistic regression, and a predictive risk score was developed to estimate the probability of loss to follow-up (LTFU). The findings revealed that 71% and 81% of patients met success under IRIS7 and IRIS50 criteria, respectively. However, 23% were lost to follow-up, with six factors—such as lack of insurance, older age, and prior occlusion—predicting discontinuation. AUC for the LTFU risk calculator was 0.68, indicating moderate predictive ability. Additionally, patients with asymmetric bilateral amblyopia demonstrated comparable improvement with glasses alone versus early occlusion, suggesting a potential revision in treatment protocols. These findings underscore the importance of personalized amblyopia care, predictive follow-up tools, and standardized outcome measures to improve adherence and visual outcomes
Peningkatan Kesehatan Masyarakat melalui Pelatihan Kader dalam Pengolahan PMT Berbahan Lokal di Puskesmas Cimahi Tengah
Full text linkKegiatan Pengabdian Kepada Masyarakat (PKM) yang dilaksanakan di Puskesmas Kecamatan Cimahi Tengah, Kota Cimahi, berfokus pada pelatihan kader kesehatan dalam mengolah Pemberian Makanan Tambahan (PMT) menggunakan bahan baku lokal. Program ini bertujuan untuk meningkatkan pengetahuan dan keterampilan kader kesehatan serta memanfaatkan bahan pangan lokal yang ekonomis, mudah didapat, dan ramah lingkungan. Pelatihan yang dilakukan secara kolaboratif dengan Pemerintah Daerah dan Ibu-Ibu PKK mencakup edukasi tentang bahan pangan, teknik pengolahan, dan demonstrasi praktik langsung. Hasil kegiatan menunjukkan peningkatan signifikan dalam pemahaman dan keterampilan peserta mengenai pengolahan PMT serta manfaat penggunaan bahan lokal. Kerjasama antara AKPAR NHI Bandung dan mitra lokal berjalan efektif, mendukung keberhasilan program. Untuk mendukung dampak jangka panjang, disarankan agar program ini berlanjut dengan fokus pada edukasi berkelanjutan mengenai konsumsi makanan tambahan sehat berbasis bahan lokal
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