136 research outputs found
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Risk Management Analysis and Business Opportunity Identification in Sharia Investment Development
This article explores the role of risk management and business opportunity mapping in enhancing the development of Sharia-compliant investments, drawing on recent studies discussing Islamic investment concepts, risk control mechanisms, investor behavior, and the evolution of the halal industry. Sharia-based investments possess distinct characteristics due to their obligation to comply with Islamic principles, including the prohibition of riba, gharar, and maysir. As a result, the risks involved extend beyond financial aspects to include Sharia compliance risks. Based on a comprehensive literature review of nationally indexed journals, this study identifies various types of risks such as market, liquidity, operational, credit, and Sharia compliance risks, along with management strategies including prudential assessment, portfolio diversification, strengthened Sharia governance, and the use of digital technologies. The article also highlights emerging business opportunities within the Islamic investment landscape, particularly in the halal industry, Islamic fintech, sukuk instruments, Sharia mutual funds, and Sharia-based financing schemes. The findings indicate that strengthening risk mitigation strategies while optimizing business opportunities can support sustainable growth in Sharia investment. This study contributes academically to the understanding of Islamic investment dynamics and serves as a practical reference for investors and Islamic financial institutions
The Real Sector as a Pillar of Economic Stability in Times of Crisis
Global economic crises triggered by financial shocks, pandemics, and geopolitical instability demonstrate that national economies become highly vulnerable when their structural foundations are weak. This study aims to analyze the role of the real sector as a pillar of economic stability during crises using a narrative review approach of eleven relevant studies covering agriculture, MSMEs, the informal sector, real estate, and their linkage with the financial sector. The findings indicate that the real sector is relatively more resilient than other sectors because it sustains production activities, supports domestic consumption, and provides adaptive capacity through flexibility and business diversification. Meanwhile, the financial sector remains important but must operate within policy frameworks that strengthen real economic activities to avoid excessive volatility. These results emphasize that strengthening the real sector, ensuring synergy between fiscal and macroprudential policies, and providing inclusive financial support are essential strategies to build a robust and sustainable national economic resilience
Quality Testing of the Tigaraksa Police Public Complaints Website Using ISO/IEC 29119
The rapid development of web-based public complaint systems in the Indonesian police sector, such as POLTRAMAN at Polsek Tigaraksa, aims to enhance accessibility, transparency, and efficiency in handling community reports amid digital transformation challenges. This study evaluates the quality of the POLTRAMAN website using ISO/IEC 29119 standards to ensure reliability and usability. Employing a quantitative descriptive approach with Software Testing Life Cycle (STLC), the research applies black box testing for functional aspects and non-functional testing (performance, accessibility, best practices, SEO) via Google Lighthouse. The population consists of 7 core modules of the website, with a purposive sample of 5 main pages tested across desktop and mobile using Chrome, Firefox, and Edge browsers. Data analysis involves descriptive metrics conversion and statistical summaries like response time averages. Results reveal 100% functional test pass rate, good overall non-functional scores (average response time 2100 ms, low error rate 0-0.20%), high accessibility and SEO, although dashboard and report creation pages require optimization for dynamic loads. In conclusion, POLTRAMAN is deemed feasible for public service, with recommendations for JavaScript lazy loading to boost mobile performanc
Determination of Internal and External Factors in Sharia Investment Management Optimization
Penelitian ini bertujuan menganalisis faktor internal dan eksternal yang memengaruhi optimalisasi manajemen investasi syariah di Indonesia. Fokus penelitian diarahkan pada bagaimana literasi keuangan, kompetensi investor, manajemen risiko, serta perkembangan instrumen pasar modal syariah berkontribusi terhadap efektivitas pengelolaan investasi. Pendekatan kualitatif digunakan melalui analisis literatur dari jurnal nasional terakreditasi dan penelitian sebelumnya yang relevan. Hasil penelitian menunjukkan bahwa faktor internal seperti literasi keuangan syariah, tingkat pemahaman investor, sikap religiusitas, dan kemampuan manajemen portofolio berperan signifikan dalam meningkatkan kualitas pengambilan keputusan investasi. Sementara itu, faktor eksternal meliputi regulasi pemerintah, perkembangan pasar modal syariah, dukungan lembaga keuangan, serta kemajuan teknologi digital turut mendorong peningkatan partisipasi dan kinerja investasi syariah. Penelitian ini menegaskan bahwa optimalisasi investasi syariah membutuhkan sinergi antara peningkatan kapasitas individu dan penguatan ekosistem pasar modal syariah. Temuan ini diharapkan dapat menjadi referensi bagi akademisi, regulator, dan praktisi dalam mengembangkan strategi investasi yang sesuai dengan prinsip syariah dan kondisi pasar yang dinamis.  
Evaluation of Mangosteen Peel Extract Dosage on the Percentage of Male Guppy Fish (Peocilia reticulata)
This study aims to determine the best dose of mangosteen peel extract as a natural ingredient to increase the percentage of male sex in guppy larvae Poecilia reticulata aged less than 5 days. Mangosteen peel extract was prepared through maceration with 70% ethanol, then applied by immersion method for 2 hours at various doses of 1000; 1100; 1200; 1300; and 1400 ppm along with one control without treatment, using a Completely Randomized Design with three replications. Parameters observed included the percentage of males-females, survival rate, and water quality (temperature and pH). The results showed that a dose of 1.4 ppm produced the highest male percentage of 57% and provided high survival, while a dose of 1 ppm produced the lowest male percentage. Xanthone compounds in mangosteen peel are thought to act as aromatase inhibitors that reduce estrogen formation thereby directing gonadal differentiation towards males. Thus, mangosteen peel extract at a dose of 1.4 ppm is effective as a natural masculinizing agent to increase the proportion of male guppies without reducing survival
Analysis of the Role of Digital Transformation in Increasing the Efficiency and Competitiveness of MSMEs at Mr. Sukadi's Super Tempe Factory
Digital transformation is a strategic step for Micro, Small, and Medium Enterprises (MSMEs) in improving operational efficiency and competitiveness in the information technology era. This study aims to examine the process, issues, and implementation of digital transformation at Pabrik Tempe Super Bapak Sukadi, an MSME located in Magelang City. The research approach used is qualitative descriptive with a case study method, through activities such as observation, business document analysis, and finally, interviews. The research findings indicate that the processes of financial recording, production, and marketing are still carried out manually, which can lead to potential errors in record-keeping. Nevertheless, the business owner has shown readiness to shift to a digital system and understands the importance of implementing a Management Information System
Optimalisasi Pengelolaan Portofolio Investasi Syariah melalui Screening Syariah dan Strategi Manajemen Risiko
Penelitian ini bertujuan mengkaji upaya optimalisasi pengelolaan portofolio investasi syariah melalui penerapan screening syariah serta strategi manajemen risiko yang efektif. Dalam praktiknya, investasi syariah harus memastikan bahwa setiap aset yang dipilih telah memenuhi prinsip-prinsip syariah, sehingga proses penyaringan menjadi komponen inti dalam memastikan kesesuaian kegiatan investasi dengan nilai-nilai Islam, sebagaimana ditegaskan oleh Al-Mustafa (2023). Di sisi lain, penguatan pengelolaan risiko merupakan keharusan karena lembaga keuangan syariah berhadapan dengan berbagai potensi risiko seperti risiko pasar, operasional, likuiditas, hingga risiko pembiayaan (Dianto & Udin, 2023; Marbun, 2022). Meningkatnya ketertarikan generasi muda terhadap pasar modal syariah turut memperkuat urgensi pengelolaan portofolio yang responsif dan adaptif (Faizah, 2023). Kajian ini menggunakan pendekatan studi literatur dengan menyusun dan menelaah temuan relevan terkait strategi investasi, risiko, mekanisme screening syariah, serta peluang dan tantangan industri keuangan syariah. Hasil analisis menunjukkan bahwa optimalisasi portofolio dapat dicapai melalui penerapan screening syariah yang ketat, penguatan manajemen risiko, diversifikasi aset, dan peningkatan tata kelola lembaga keuangan syariah. Dengan langkah tersebut, portofolio investasi syariah dapat berkembang secara lebih stabil, aman, dan berkelanjutan sejalan dengan dinamika sektor keuangan modern
Legal Analysis of Online Sales Transactions from the Perspective of Sharia Economic Law: Validity, Legitimacy, and Implementation Challenges
Perkembangan teknologi informasi di Indonesia mendorong meningkatnya transaksi jual beli melalui e-commerce yang menawarkan kemudahan, namun juga menimbulkan tantangan baru terkait kejelasan akad, kepastian hukum, dan risiko transaksi. Penelitian ini menggunakan metode yuridis normatif dengan mengkaji Al-Qur’an, Hadis, regulasi nasional, serta Fatwa DSN-MUI No. 146 Tahun 2021 untuk menilai keabsahan transaksi elektronik menurut hukum Islam. Kajian difokuskan pada pemenuhan rukun dan syarat jual beli, transparansi informasi, perlindungan konsumen, serta kesesuaian mekanisme pembayaran dan pengiriman dengan prinsip syariah. Hasil penelitian diharapkan memberi kontribusi bagi pengembangan literatur dan rekomendasi penguatan regulasi transaksi digital berbasis syariah
Digitalization of Islamic Finance in the 5.0 Era: A Systematic Review and Challenges in Strengthening the Halal Ecosystem
The digital era has brought significant transformations to Islamic finance through fintech, blockchain, and digital currencies, offering efficient, transparent, and inclusive innovations, but facing regulatory and Sharia compliance challenges. This research aims to analyze the digitalization of Islamic finance in the 5.0 era, provide a systematic review, and address the challenges of strengthening the halal ecosystem. The descriptive-analytical qualitative method was applied through library research with secondary data from 32 peer-reviewed journal articles (2020–2025) via PRISMA, analyzed thematically to map the themes of innovation, regulation, and sharia ethics. The results show the rapid development of Islamic fintech (P2P lending, halal crowdfunding), the main challenges are the absence of global regulatory standards and data security, as well as strengthening strategies through stakeholder collaboration and integration of maqashid sharia. It is concluded that adaptive regulations and digital education are needed to realize a sustainable Islamic financial ecosystem in the 5.0 era
Functional Suitability Testing of Web-Based Warehouse Inventory Application Using Black Box Testing
Warehouse inventory management increasingly relies on web-based applications for real-time stock monitoring amidst the complexity of the Indonesian supply chain. This study evaluates the functional suitability of a Web-Based Warehouse Inventory Application using black box testing according to the ISO/IEC 25010 standard. Using a descriptive qualitative approach, the study population includes 11 functional modules, with a purposive sample of 50 test cases that test authentication, master data, transactions, and reports. The instruments consist of structured test cases based on equivalence partitioning, boundary value analysis, decision table testing, and use case testing, analyzed through PASS/FAIL comparisons, defect severity classification according to ISO/IEC 29119, and thematic pattern identification. The results show an 85% success rate for core operations such as login validation, CRUD functions, and stock reporting, but critical failures were found in stock validation (allowing negative stock), dashboard access without login, lack of session timeout, and the transaction edit feature. In conclusion, although the basic functions meet operational needs, security and data integrity gaps require immediate remediation for production readiness