RUMAH JURNAL STAI AL-AZHAR GRESIK
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Pengembangan Bahan Ajar Buku Teks IPS Tema Indahnya Kebersamaan Pada Peserta Didik Kelas 4 MI An Nuriyah Kwanyar Bangkalan
No full textThis research aims to develop Social Science Textbook teaching materials. The material teaching is developed in the form of social studies textbooks with the theme "Beautiful Togetherness" and appropriate based on student’s expertise and readability as seen from the material or content, linguistic, presentation, and graphic aspects. This research is a research and development study with the design of analysis, planning, and developing textbook development. The feasibility of the expert test was carried out by material experts and media experts, while the students' openness test was carried out by the 4th grade students of MI An-Nuriyah from group A with a total of 36 students and 4th grade students of MI An-Nuriyah from group B with a total of 32 students. The ttechnique of Collecting data is done using a questionnaire. The method used to analyze data is quantitative descriptive analysis techniques by the distribution of five scales and the rating scale predetermined. Textbooks are well considered by material experts and media experts that has a minimum average score "enough" category. The text book feasibility test results the assesment Experts in the "good" category. Evaluation of textbooks by media experts are "enough" and "good" categories. The results of the textbook feasibility test by textbook students are categorized as "good.
MEKANISME PENENTUAN MARGIN PADA TRANSAKSI PEMBIAYAAN MURABAHAH
No full textSharia banks, one of which activities are channeling funds with the principle of Murabahah (Buy-Sell), of course carry out these transactions in accordance with applicable regulations, namely in accordance with the DSN fatwa No. 04 / DSN-MUI / IV2000 regarding Murabahah, which is the contract used in the sale and purchase of goods by stating the cost of goods and the profit (margin) agreed upon by the seller and the buyer. In murabahah in Islamic banks, we as customers have agreed with the bank to buy goods, where the goods are first purchased by the Islamic bank, then sell them back to customers with a predetermined and mutually agreed rate of profit margin. At first glance, we do not see a difference in the amount of installments between installments at conventional banks and those in Islamic banks. What we need to underline here is the form / scheme of each type of channeling funds from the bank. For conventional banks, banks channel funds by providing credit / loans in the form of money. This means that here a conventional bank sells its money in the hope of a profit rate determined by interest. Meanwhile, Islamic banks distribute funds in the form of sale and purchase, where the BS buys an asset / asset which then sells it back to the customer at the level of profit that has been agreed at the beginning. Where according to PBI No. 7/46 / PBI / 2005 that "the agreement margin must be determined once at the beginning of the contract and does not change during the contract period". This shows that there will be no change in installments during the financing period with the Indonesian murabahah schem
Analisa Faktor-Faktor Yang Mempengaruhi Keputusan Nasabah Untuk Menggunakan Jasa Bank Syariah Mandiri (Studi Kasus Pada Nasabah Bank Syari’ah Mandiri Gresik)
No full textPerkembangan ini diwujudkan dalam bentuk yang bervariasi baik dari segi inovasi produk, prinsip, sistem operasionalnya serta pergeseran paradigma sampai pada pengkonversian diri. Dari pergeseran dan perkembangan yang ada tersebut, dalam kurun waktu terakhir, muncul lembaga-lembaga keuangan berbasis syari’ah yang mana sebagai salah satu tonggak penting dalam pengembangan ekonomi syari’ah di Indonesia, di mana perkembangannya mengalami peningkatan yang cukup menggembirakan. Berdasarkan teori terbentuk beberapa faktor yang mungkin dapat mempengaruhi keputusan masyarakat umum menjadi nasabah Bank Syariah Mandiri. Hal tersebut merupakan salah satu pendorong penulis mengadakan penelitian lebih lanjut dengan fokus masyarakat, dimana penelitian-penelitian sebelumnya hanya berfokus kepada mayoritas nasabah Muslim
Kurikulum Berbasis Kompetensi (Konsep dan Implementasi)
No full textEfforts to improve the quality of education by conducting curriculum development are a necessity, because there are a number of pillars as well as the direction of the implementation of education in schools. In accordance with global demands ahead of the enactment of AFTA (Asean Free Trade Area) and AFLA (Asean Free Labor Area) the demands of the education world are increasingly complex. The world of education is required to be able to produce skilled workers who are able to exist and survive in this global development. because to meet the demands of these developments, improvement and renewal of various components of education especially the educational curriculum becomes an urgent thing to do, because in reality the 1994 curriculum was no longer relevant to deliver students to be able to compete with the global development of society for the government through the Ministry of National Education in academic year 2004/2005 will provide a new curriculum called the Competency-Based Curriculum (CBC) with a variety of studies and planning that is expected to be able to produce quality HR and be able to answer the global challenges of society.
 
Upaya Peningkatan Kualitas Manajerial Lembaga Pendidikan Islam Melalui TQM
No full textABSTRACT
One of the important challenges of Islamic educational institutions today is the weak managerial quality of the institution. This article will discuss Total Quality Management (TQM) in educational institutions, how to improve the quality of educational institutions that are managed. TQM is a management approach that can be applied in Islamic education institutions to be more effective in managing their educational resources. TQM is also called integrated quality management because it departs from efforts to improve quality in an integrated manner, covering quality, energy, infrastructure, management, and graduates.
 
Movie Therapy To Developing Prosocial Behavior of Childhoods
No full textMovie Therapy To Developing Prosocial Behavior Of Childhoods. The phase of human life was beginning from the prenatal period and will end in late adulthood. Childhoods is critical age or golden age. In this phase childs tend to be selfish and far form prosocial behavior. This was need to be given intervention. One of intervention than can given through movie therapy. This article aim to describe whether movie therapy can develop prosocial behavior of childhoods. This research used quantitative research with experiment method. Samples in this research was 17 students. Instrument of this research was used prosocial behavior scale. Data were analyzed by sign test. The result shown that movie therapy was able to develop childhoods prosocial behavior. Implications of this findings in teacher and especially school counselors must to try this method to help childhoods with the lack of prosocial behavior. So, happy watching
Urgensi Ushul Fiqh Dan Qawaid Fiqiyah Dalam Mencetak Kader Ulama Ekonomi Syariah
No full textEkonomi syariah bukan saja dalam bentuk lembaga-lembaga keuangan, tetapi juga meliputi aspek dan cakupan yang sangat luas, seperti ekonomi makro (kebijakan ekonomi negara, ekonomi pemerintah daerah, kebijakan fiskal, public finance, strategi mengatasi kemiskinan dan pengangguran, inflasi, kebijakan moneter), dan permasalahan ekonomi lainnya, seperti upah dan perburuhan, dan sebagainya. Ulama ekonomi syariah sesungguhnya (seharusnya) adalah adalah bagian dari ulama mujtahid, karena ulama ekonom syariah harus berijtihad memecahkan berbagai persoalan ekonomi, menjawab pertanyaan-pertanyaan boleh tidaknya berbagai transaksi bisnis modern, halal haramnya bentuk bisnis tertentu. Memberikan solusi pemikiran ekonomi, memikirkan akad-akad yang relevan bagi lembaga keuangan syariah. Memberikan fatwa ekonomi syariah, jika diminta oleh masyarakat ekonomi syariah. Syarat untuk menguasai ilmu ekonomi syariah tidak bisa tidak, harus belajar dulu ilmu ekonomi konvensional, baik mikro maupun makro, bahkan ilmu ekonomi pembangunan, public finance, ilmu akuntansi dan perbankan dan lembaga keuangan. Semua ini hanya dapat dicapai melalui pendidikan formal atau training berkelanjutan
PRAKTIK COST PLUS BIL WAKALAH DALAM PEMBIAYAAN SEMBAKO DI BMT UGT SIDOGIRI CABANG AROSBAYADASAR-DASAR
No full textThe practice of Cost Plus bil Wakalah in the financing of basic necessities at BMT UGT Sidogiri, Arosbaya Branch includes: (1) to become a Cost Plus customer, if you have to go to BMT UGT sidogiri by disclosing what your needs are, (2) providing an explanation of the Cost Plus bil Wakalah before the contract is correct -You really understand, (3) in the procurement of goods by the customer himself because the customer is the representative for buying goods, (4) the mechanism of ownership of the goods, namely if the customer has submitted the purchase result as evidence, the BMT sells the goods to the customer, and the goods it officially becomes the property of the customer (5) guarantee for Cost Plus bill wakalah financing in the form of gold or motorized vehicle certificates, (6) the profit from Cost Plus bill Wakalah; for customers, they can buy the goods they want, for BMT; get a margin from Cost Plus, (7) if there is a delay in installments then you have to give alms to DANSOS, if there is udur syar'i it is understandable by the BMT, (8) you don't have to pay on time if the customer really doesn't have it to pay
Bermain Sambil Belajar: Permainan Tradisional Sebagai Media Penanaman Nilai Pendidikan Karakter
No full textAbstract
The world of children is a world of play. So, using games for the learning process is the right thing to do. There are quite a number of games to choose from, but traditional games have their own uniqueness, especially Indonesia which has quite a lot of traditional games. The game is an ancestral heritage that contains many moral values. Besides being fun, this game is also a medium for internalizing noble values that should be preserved. This short article is a descriptive article that explains how the games that are now starting to be abandoned by today's children have a lot of things that we need to keep and take care of
Pendidikan Islam Dalam Membentuk Karakter Anak Millenial
No full textDi era milenial, pembentukan karakter adalah pondasi dari bagunan sosial. Bangsa yang bermoral, berorientasi kesejahteraan masyarakat, tangguh, kompetitif, adalah bangsa yang memiliki generasi yang berkarakter. Generasi yang berkarakter adalah generasi yang berjiwa akhlak karimah, berdasarkan jiwa yang iman dan takwa kepada Tuhan yang Maha Esa, menciptakan kehidupan sosial yang aman dan sejahtera sebagai harapan yang di cita-citakan palsafah Pancasila. Fenomena krisis moral yang terjadi ditengah masyarakat maupun di lingkungan pemerintah yang semakin memprihatinkan menjadi alasan utama pentingnya pendidikan karakter dalam dunia pendidikan. Tindakan kriminal, ketidak adilan, korupsi, pelangggaran HAM, adalah bukti kongkrit telah terjadi krisis moral dan keteladanan pada bangsa kita. Lebih parah lagi, mereka yang bersangkutan tidak ada lagi perasaan malu dengan kesalahan yang dilakukan. Nilai kesantunan dan kerukunan yang menjadi kebanggaan budaya bangsa menjadi lemah dan semakin memprihatinkan seiring dengan masuknya nilai-nilai budaya global. Sehingga karakter dan jati diri bangsa ini semakin tidak jelas disebabkan oleh karakter masyarakat yang semakin tidak menentu. Melalui Pendidikan Islam diharapkan bisa menjadi sebuah solusi untuk mewujudkan pembentukan karakter anak bangsa. Dimulai dari pendidikan dalam keluarga (informal), lembaga institusi (formal) maupun kelompok-kelompok belajar di masyarakat (nonformal). Semua itu merupakan bentuk modal utama dalam usaha pembentukan karakter bangsa