eJournal UPN Veteran Jakarta (Universitas Pembangunan Nasional)
Not a member yet
2712 research outputs found
Sort by
Kepastian Hukum Electric Vehicle dalam Menunjang Pendistribusian Barang sebagai Implementasi Green Logistics di Indonesia
Full text linkBased on research by the Institute for Management Development (IMD) in 2024, Indonesia\u27s economy is growing every year, where in 2024, Indonesia was in 27th position out of 67 countries, in 2023 Indonesia was in 34th position. Economic growth, especially in trade, has created an increase in demand for logistics activities. However, logistics activities also have an impact on the environment. Based on the 2022 ADB (Asian Development Bank) Report, the transportation sector contributes around 15–20% of CO₂ emissions in Southeast Asia, with logistics transportation as the main contributor. In this case, the solution that can be applied is the use of electric vehicles (Electric Vehicles, hereinafter abbreviated as EV). The government itself has encouraged the adoption of EVs through regulatory policies, but these regulations have not provided optimal legal certainty. This study uses a normative legal method with a statute approach and a comparative approach. With this research method, the study not only highlights the legal aspects but also the practical obstacles in the implementation of EVs, so that it can provide a more comprehensive picture of the effectiveness of regulations and the solutions needed. The results of the study show that the application of EV in green logistics is in line with Indonesia\u27s commitment to sustainable development and the principles of a green economy which are also in line with the Theory of Development Law put forward by Prof. Dr. Mochtar Kusumaatmadja. EVs are expected to support the realization of a more environmentally friendly distribution of goods, especially considering Indonesia\u27s goal of achieving Net Zero Emission. However, based on existing regulations, derivative regulations are still needed that can provide legal certainty for EVs in supporting the distribution of goods, especially as legal certainty for the implementation of green logistics in Indonesia.Berdasarkan penelitian Institute for Management Development (IMD) tahun 2024, perekonomian Indonesia berkembang setiap tahunnya, dimana pada tahun 2024, Indonesia berada pada posisi ke-27 dari 67 negara, pada tahun 2023 lalu Indonesia berada di posisi ke-34. Peningkatan perekonomian, terutama dalam perdagangan menciptakan kenaikan terhadap permintaan aktivitas logistik. Namun, aktivitas logistik juga berdampak pada lingkungan. Berdasarkan Laporan ADB (Asian Development Bank) tahun 2022, Sektor transportasi menyumbang sekitar 15–20% emisi CO₂ di Asia Tenggara, dengan transportasi logistik sebagai kontributor utama. Dalam hal ini, solusi yang bisa diterapkan adalah penggunaan kendaraan listrik (Electric Vehicle, selanjutnya disingkat EV). Pemerintah sendiri telah mendorong adopsi EV melalui kebijakan regulasi, namun regulasi tersebut belum memberikan kepastian hukum yang optimal. Penelitian ini menggunakan metode yuridis normatif dengan pendekatan Perundang-undangan (statute approach) dan pendekatan perbandingan (comparative approach). Dengan metode penelitian ini, penelitian tidak hanya menyoroti aspek hukum tetapi juga hambatan praktis dalam implementasi EV, sehingga dapat memberikan gambaran yang lebih komprehensif mengenai efektivitas regulasi dan solusi yang dibutuhkan. Hasil penelitian menunjukan bahwa penerapan EV dalam green logistics sejalan dengan komitmen Indonesia terhadap pembangunan berkelanjutan dan prinsip-prinsip ekonomi hijau yang juga selaras dengan Teori Hukum Pembangunan yang dikemukakan oleh Prof. Dr. Mochtar Kusumaatmadja. EV diharapkan dapat mendukung terwujudnya pendistribusian barang yang lebih ramah lingkungan, terutama mengingat tujuan Indonesia untuk mencapai Net Zero Emission. Meskipun telah ada regulasi yang menjadi dasar hukum penerapan EV dalam green logistics, tetap diperlukan peraturan turunan yang dapat memberikan kepastian hukum terhadap EV dalam menunjang pendistribusian barang, terutama sebagai kepastian hukum penerapan green logistics di Indonesia
Post-Covid-19 Financial Distress Analysis: Insights from Indonesian Transportation Sub-Sector Companies
Full text linkThe objective of this study is to analyze the prediction of financial distress in transportation sub-sector companies listed on the Indonesia Stock Exchange for the period 2021-2023 using four prediction models: Altman (Z-Score), Springate (S-Score), Zmijewski (X-Score), and Grover (G-Score). The study will calculate the level of accuracy. The analysis utilizes secondary data, specifically financial reports from 12 companies, constituting a total sample of 36. The findings indicate that the Zmijewski and Grover model exhibits the highest accuracy rate of 76%, followed by zmijewski with 71%, springate with 46%, and Altman with 26%. These results suggest that the Zmijewski and Grover model is appropriate model for use in the transportation sub-sector in Indonesia during the observed period. The implications of this research suggest that Zmijewski and Grover\u27s model can be utilized by companies to evaluate financial conditions proactively, by investors to assess investment risks, and by regulators to ensure the stability of the transportation sub-sector. However, this study also underscores that Zmijewski and Grover\u27s model cannot be generalized to all sectors, emphasizing the necessity for further research to test the model in other sectors by considering both financial and non-financial variables.
Keywords: Financial Distress; Accuracy; Post-covid; DAR; Net Profit.Penelitian ini bertujuan untuk menganalisa prediksi kesulitan keuangan (financial distress) pada perusahaan sub-sektor transportasi yang terdaftar di Bursa Efek Indonesia periode 2021–2023 menggunakan empat model prediksi, yaitu Altman (Z-Score), Springate (S-Score), Zmijewski (X-Score) dan Grover (G-Score) kemudian menghitung tingkat akurasi. Data analisa merupakan data sekunder berupa laporan keuangan dari 12 perusahaan dengan total sampel 36.
Hasil penelitian menunjukkan bahwa model Grover memiliki tingkat akurasi tertinggi sebesar 74%, diikuti oleh zmijewski 71%, springate 46% dan Altman 29%. Temuan ini mengindikasikan bahwa model Grover adalah model yang paling sesuai untuk digunakan pada sub-sektor transportasi di Indonesia dalam periode tersebut. Implikasi penelitian ini adalah model Grover dapat dimanfaatkan oleh perusahaan untuk mengevaluasi kondisi keuangan secara preventif, oleh investor untuk menganalisis risiko investasi, dan oleh regulator untuk menjaga stabilitas sub-sektor transportasi. Namun, penelitian ini juga menekankan bahwa model Grover tidak dapat digeneralisasi untuk semua sektor, sehingga penelitian lanjutan disarankan untuk menguji model tersebut pada sektor lain dengan mempertimbangkan variabel keuangan maupun non-keuangan
Association of Scrolling Instagram Food Accounts and Dietary Practices Among Undergraduate Students
Full text linkInstagram users rank 3rd out of 16 platforms in Indonesia in 2021 which culinary business people use to provide guaranteed information for someone, especially teenagers and young adults. Food that used to be just a filling for the stomach and satisfying hunger has now become a food culture and trend to fulfill lifestyle, so the intensity of using social media on Instagram is increasing. Food uploads on Instagram are dominated by foods that are high in calories, carbohydrates, fat, and sodium, but low in fiber and protein, which is more popular on social media that eschews the concept of balanced eating behavior. This study aims to analyze the relationship between the use of culinary accounts on exposure to social media food content on Instagram with eating behavior using a cross-sectional study design involving 42 students of Nutrition Program respondents class of 2018, 2019, and 2020 at UPN Veteran Jakarta selected by Stratified random sampling. Data collection was done online by filling out questionnaires and interviews. The results of the bivariate analysis with chi-square showed that there was a relationship between duration in the low category (1-3 hours/day) as much as 57.1% (p=0.026) and frequency in the high category (> 4 times/day) as much as 69% (p=0.046) with unbalanced eating behavior related to staple food and protein that does not vary, and the frequency of infrequent consumption of vegetables and fruits, but frequent consumption of risky foods with high and frequent use of Instagram
Praktik Penagihan Diskriminatif dalam Pinjaman Online: Analisis Hukum terhadap Implementasi Perlindungan Konsumen di Indonesia
Full text linkThe rapid pace of technology has brought about significant changes in the economic sector, including the emergence of online lending services that provide easy access to funds. However, behind this convenience, there are serious problems related to discriminatory collection practices by online loan providers, especially those operating illegally. These practices include various forms of violations such as intimidation and threats against borrowers, gender-based harassment, unauthorized dissemination of personal data, and harsh treatment based on social status. The impact of this practice is far-reaching, causing not only financial loss but also severe psychological distress to the borrower, even leading in some cases to extreme measures such as suicide. This research aims to analyze the form of discriminatory billing practices in online lending services in Indonesia and evaluate the implementation of legal protection for consumers who are victims of such practices. Using the normative juridical research method, this research examines various relevant laws and regulations, including Law No. 8/1999 on Consumer protection, Law No. 11/2008 on Electronic Information and Transactions, as well as regulations from the Financial Services Authority (OJK) and the Indonesian Joint Funding Fintech Association (AFPI). The results show that although regulations have been implemented to protect consumers discriminatory billing practices are still rampant due to weak supervision and low public financial literacy regarding the risks of online lending. As a solution, this study recommends strengthening regulations and stricter supervision mechanisms, increasing financial education for the public, and increasing cooperation between the government and related parties in combating illegal online loans. Thus, it is hoped that consumer protection can be optimized and discriminatory billing cases can be minimized in the future.Arus teknologi yang cepat telah membawa perubahan signifikan dalam sektor ekonomi, termasuk munculnya layanan pinjaman online yang memberikan kemudahan akses terhadap dana. Akan tetapi, di balik kemudahan tersebut, terdapat permasalahan serius terkait praktik penagihan diskriminatif yang dilakukan oleh penyedia pinjaman online, khususnya yang beroperasi secara ilegal. praktik ini mencakup berbagai bentuk pelanggaran seperti, intimidasi dan ancaman terhadap peminjam, pelecehan berbasis gender, penyebaran data pribadi tanpa izin, serta perlakuan kasar berdasarkan status sosial. Dampak dari praktik ini sangat luas, tidak hanya menimbulkan kerugian finansial tetapi juga tekanan psikologis yang berat terhadap si peminjam, bahkan dalam beberapa kasus berujung pada tindakan ekstrim seperti bunuh diri. Penelitian ini bertujuan untuk menganalisis bentuk praktik penagihan diskriminatif dalam layanan pinjaman online di indonesia serta mengevaluasi implementasi perlindungan hukum bagi konsumen yang menjadi korban praktik tersebut. Dengan menggunakan metode penelitian yuridis normatif, penelitian ini mengkaji berbagai peraturan perundang-undangan yang relevan, termasuk Undang-Undang Nomor 8 Tahun 1999 tentang perlindungan Konsumen, Undang-Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik, serta regulasi dari Otoritas Jasa Keuangan (OJK) dan Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI). Hasil penelitian menunjukkan bahwa meskipun regulasi telah diterapkan untuk melindungi konsumen praktik penagihan diskriminatif masih marak terjadi akibat lemahnya pengawasan serta rendahnya literasi keuangan masyarakat mengenai risiko pinjaman online. Sebagai solusi, penelitian ini merekomendasikan penguatan regulasi dan mekanisme pengawasan yang lebih ketat, peningkatan edukasi keuangan bagi masyarakat, serta peningkatan kerja sama antara pemerintah dan pihak terkait dalam memberantas pinjaman online ilegal. Dengan demikian, diharapkan perlindungan konsumen dapat lebih optimal dan kasus penagihan diskriminatif dapat diminimalisir di masa mendatang
Juvenile Justice Criminal Law Policy Between Indonesia and Malaysia: A Comparison
Full text linkThis paper aims to compare the criminal law policies of juvenile justice in Indonesia and Malaysia. Child protection is an essential aspect of social development and community welfare. In this context, a comparison between the two countries offers valuable insights into the approaches, policies, and implementations of child protection. The results of the study show that both countries have made serious efforts to protect children\u27s rights. However, there are differences in the legal approach and implementation of child protection policies. In Indonesia, regulations governing child protection exist, such as Law Number 23 of 2002 concerning Child Protection. In Malaysia, the Children\u27s Law of 2001 regulates children\u27s rights. Both countries have their own characteristics in dealing with children in conflict with the law, both in terms of legal basis, institutions, and settlement approaches. This study employs a normative juridical method, incorporating a statutory and comparative legal approach. The results of the study indicate that Indonesia has progressive regulations in place through the SPPA Law, but still faces challenges in their implementation. Meanwhile, Malaysia still applies a relatively conservative and institutional approach
Potensi Peningkatan Akurasi Algoritma melalui Kombinasi Metode Forward Chaining dan Certainty Factor Pada Sistem Pakar Diagnosis Dini Stunting di Koya Barat
Full text linkGangguan stunting merupakan kondisi gagal tumbuh yang terjadi pada anak balita yang diakibatkan oleh kurangnya gizi kronis yang terjadi pada pada 1000 hari pertama mulai dari kandungan ibunya. Penelitian ini bertujuan mengembangkan sistem pakar guna membantu tenaga medis dan orang tua dalam mendiagnosis dini gangguan stunting pada puskesmas Koya Barat. Metode yang di implementasikan adalah forward chaining(FC) dan certainty factor(CF), terdapat 4 gangguan dari 43 gejala yang sering tampak pada anak. Gangguan yang mudah dan kenali oleh orang tua rata-rata 3 gejala. Hasil penelitian adalah sebuah aplikasi sistem pakar dengan di uji menggunakan metode confusion matriks dengan tingkat akurasi 90%, dan menyimpulkan bahwa kedua metode tersebut cocok untuk diimplementasikan pada sistem pakar
AN ANALYSIS OF MONITORING PRACTICES OF SUPERVISION RESULTS FOLLOW-UP (TLHP)
No full textThis research analyzes the flow of TLHP monitoring implementation by APIP based on existing regulations. Then identify the obstacles faced and what policies APIP has implemented in the process of accelerating the completion of audit findings using Edward\u27s Theory of Policy Implementation III. Data and information were obtained by conducting observations, interviews and documentation with two heads of division and two implementing employees at APIP "X" in Province "X" which was determined using purposive judgment. This research found that the main obstacles in completing TLHP were policy weaknesses, limited resources, and weak bureaucratic structures so that coordination between auditors and auditees was not yet effective. The results of this research also show that there are still obstacles for which there is no policy to improve, namely a lack of resources and a weak bureaucratic structure. Apart from that, it is important to add basic regulatory elements to Edward III\u27s Implementation Theory so that policy implementation is more focused. This research has implications for the development of Edward\u27s Theory of Policy Implementation III and provides necessary recommendations for APIP in the process of accelerating the completion of audit findings.
Keywords: Internal Supervision; TLHP Monitoring; Edward\u27s Theory of Policy Implementation III.Pengawasan internal pada sektor publik belum efektif dalam memperbaiki tata kelola dan keuangan organisasi publik. Hal ini disebabkan karena masih banyaknya temuan APIP yang belum tuntas diselesaikan. Penelitian ini mengkaji proses penyelesaian TLHP melalui kegiatan monitoring TLHP yang dilakukan oleh APIP menggunakan Teori Implementasi Kebijakan Edward III berdasarkan unsur komunikasi, sumber daya, disposisi, dan struktur organisasi. Data dan informasi diperoleh dengan melakukan observasi, wawancara, dan dokumentasi kepada dua kepala bidang dan dua pegawai pelaksana pada APIP “X” di Provinsi “X” yang ditentukan secara purposive judgment. Penelitian ini menemukan bahwa terdapat beberapa kendala yang dihadapi dan kebijakan yang telah dilaksanakan dalam proses percepatan penyelesaian TLHP. Hasil penelitian ini menunjukkan bahwa masih terdapat kendala yang belum ada kebijakan perbaikannya sehingga menghambat proses penyelesaian TLHP. Selain itu, terdapat kendala yang tidak dapat dikategorisasikan dalam empat unsur Teori Impementasi Edward III. Penelitian ini berimplikasi terhadap pengembangan Teori Implementasi Edward III dalam kegiatan monitoring TLHP pada APIP
Use of Istijrar Contract as Financing Model for Islamic Banks in Türkiye
Full text linkThis research examines the istijrar contract as a potential solution to the operational and Shariah compliance challenges commonly encountered in murabahah-based financing, particularly in scenarios involving continuous and repeated purchases. Such flexible purchasing arrangements often generate complexities and elevate compliance risks. To address these issues, the study adopts a structured literature review methodology, implemented in three stages. First, it reviews scholarly debates concerning the Shariah compliance of the istijrar contract. Second, it assesses existing global practices. Third, it analyzes Turkish practices and legal regulations, critically examining the discussions and models at each stage to identify the most suitable adaptation for implementation in Türkiye. Key findings highlight the absence of standardized frameworks in both global and Turkish contexts, along with the limited practical application of istijrar in Türkiye’s Islamic banking sector. In response, this research synthesizes these insights to develop a structured and independent istijrar model specifically tailored to the Turkish Islamic banking environment. It is anticipated that this model will enable Islamic banks to more effectively finance customers engaged in production and trade activities, thereby supporting the growth of the real economy
Gambaran Gejala Penyakit di Kampung Nelayan Provinsi DKI Jakarta : Sebuah Kegiatan Pelayanan Kesehatan Kepada Masyarakat
Full text linkDaerah pesisir pantai di Indonesia terletak antara daratan dan laut dimanadapat terpengaruh akan laut , contohnya angina laut, perembesan air asin. Wilayah pesisir pantai ini memiliki dampak pada masyarakat dari berbagai aspek seperti perikanan, konservasi dan perekonomian. Kelurahan Cilincing di Jakarta Utara memiliki suatu kampung nelayan, dimana masyarakatnya meiliki mata pencaharian utama sebagai nelayan. Kondisi perekonomian, bangunan dserta sanitasi yan kurang memadai dapat menimbulkan banyak dampak pada kehidupan, terutama kesehatan. Hal ini menjadi pendorong akan dilakukannya pelayanan kesehatan kepada masyarakat yang terdiri dari pengecekkan danpengobatan gratis. Dilakukannya analisis situasi dalam pengumpulan data primer dilakukannya wawancara dengan pemimpin desa setempat dan data sekunder didapatkan dari wawancara kepadamasyarakat. Kemudian adanya pendekatan kualitatif yang dilakukan. Kegiatan ini diikuti oleh 60 orang dan terdiri dari 32 orang berjenis kelamin laki-laki dan 26 orang berjenis kelamin perempuan serta 2 orang yang berusia lanjut usia (lansia). Dimana penyakit gangguan pernapasan yang mengalami batuk berdahak 20%, batuk kering 6,7%, dan asma atau sesak nafas ada 8,4%. Masyarakat sangat bersemangat untuk mengikuti kegiatan ini sehingga membuat kami sangat termotivasi untuk melakukankegiatan ini. Dengan adanya kegiatan ini diharapkan dapat membantu masyarakat dalam pemberantasan penyakit dan gangguan kesehata
Analisis Faktor Internal dan Eksternal Bank Terhadap Penyaluran Kredit Bank Umum Swasta
Full text linkPeran dari perbankan dalam perekonomian salah satunya yaitu penyaluran kredit. Lembaga keuangan bank menjadi penyalur terbesar dari penyaluran kredit ini. Tidak hanya bank dalam negeri, bank umum swasta juga menjadi penyumbang penyaluran kredit. Terdapat 50 perbankan umum swasta yang terdaftar di OJK. Dalam penyaluran kredit terdapat beberapa faktor internal dan eksternal yang dapat mempengaruhi penyaluran kredit. Faktor internal yaitu Non-Performing Loan (NPL) dan Beban Operasional terhadap Pendapatan Operasional (BOPO), sedangkan faktor eksternal Inflasi dan Suku Bunga. Penelitian ini menguji pengaruh NPL, BOPO, Inflasi dan Suku Bunga terhadap penyaluran kredit. Sampel digunakan secara tahunan dengan periode 2015-2023. Penelitian ini menggunakan metode analisis regresi data panel dan asumsi klasik. Hasil penelitian yang dilakukan dengan metode Fixed Effect Model menunjukkan bahwa NPL, BOPO, Inflasi dan Suku Bunga memiliki pengaruh secara simultan terdahap penyaluran kredit. Secara parsial variabel NPL memiliki pengaruh positif signifikan terhadap penyaluran kredit. Variabel BOPO memiliki pengaruh negatif signifikan terhadap penyaluran kredit. Sedangkan variabel Inflasi memiliki pengaruh negatif dan tidak signifikan terhadap penyaluran kredit, dan yang terakhir variabel suku bunga memiliki pengaruh positif dan tidak signifikan terhadap penyaluran kredit.
Kata Kunci: NPL; BOPO; Inflasi; Suku Bunga; Penyaluran Kredit
Abstract
One of the roles of banking in the economy is credit distribution. Banking financial institutions are the largest distributors of this credit distribution. Not only domestic banks, but private commercial banks also contribute to credit distribution. There are 50 private commercial banks registered with the Financial Services Authority (OJK). Several internal and external factors can influence credit distribution. Internal factors include Non-Performing Loans (NPL) and Operating Expenses to Operating Income (BOPO), while external factors include Inflation and Interest Rates. This study examines the effect of NPL, BOPO, Inflation, and Interest Rates on credit distribution. The sample used is annual for the period 2015-2023. This study uses panel data regression analysis and classical assumptions. The results of the study, conducted using the Fixed Effect Model method, indicate that NPL, BOPO, Inflation, and Interest Rates have a simultaneous influence on credit distribution. Partially, the NPL variable has a significant positive effect on credit distribution. The BOPO variable has a significant negative effect on credit distribution. Meanwhile, the inflation variable has a negative and insignificant influence on credit distribution, and finally the interest rate variable has a positive and insignificant influence on credit distribution.
Keywords: NPL; BOPO; Inflation; Interest Rates; Credit Distributio