E-Jurnal UIN (Universitas Islam Negeri) Alauddin Makassar
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TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PEMBANGUNAN PROPERTI PADA PT BUMI ANAK NEGERI DI KECAMATAN BONTOMARANNU KABUPATEN GOWA
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Pokok masalah dalam penelitian ini adalah bagaimana tinjauan hukum ekonomi syariah terhadap pembangunan properti pada PT Bumi Anak Negeri kecamatan bontomarannu kabupaten gowa? Pokok masalah tersebut selanjutnya di-breakdown ke dalam beberapa submasalah atau pertanyaan penelitian, yaitu: 1.) Bagaimana kontrak perjanjian pembangunan properti pada PT Bumi Anak Negeri di Kecamatan Bontomarannu Kabupaten Gowa?, dan 2.) Bagaimana ketentuan hukum ekonomi syariah terhadap kontrak perjanjian pembangunan properti pada PT Bumi Anak Negeri di Kecamatan Bontomarannu Kabupaten Gowa? Jenis penelitian ini tergolong kualitatif dengan pendekatan yang digunakan yaitu pendekatan Hukum Ekonomi Syariah dan pendekatan empiris. Adapun sumber data penelitian ini adalah developer PT Bumi Anak Negeri dan pembeli perumahan di PT tersebut. Selanjutnya, metode pengumpulan data yang dilakukan dalam penelitian ini adalah observasi, wawancara, dan dokumentasi. Berdasarkan hasil penelitian menunjukkan bahwa 1). konrak perjanjian di PT Bumi Anak Negeri. Pihak PT. Bumi Anak Negeri terlambat penyelesaian pembangunan rumah lebih dari yang dijanjikan menjadi sumber ketidakpuasan bagi pembeli. Pihak developer berjanji bertanggung jawab atas keterlambatan dan memberikan kompensasi, sementara pembeli menyetujui solusi tersebut. 2). Dalam Hukum Ekonomi Syariah, terlambat penyelesaian pembangunan rumah yang dijanjikan oleh developer sebagai bentuk wanprestasi. Penyelesaian wanprestasi dapat melalui negosiasi dan tawaran kompensasi, seperti yang dilakukan oleh PT Bumi Anak Negeri, merupakan langkah yang positif dan sesuai dengan prinsip-prinsip Islam. Implikasi dari penelitian ini adalah pihak dari PT Bumi Anak Negeri perlu memastikan komunikasi yang jelas dan terbuka dengan pihak pembeli sejak awal berkontrak. Dan memberikan penjelasan yang mendetail mengenai kewajiban dan hak-hak masing-masing pihak agar dapat mengurangi kemungkinan terjadinya wanprestasi dan juga mengembangkan prosedur penyelesaian sengketa yang lebih terstruktur, termasuk langkah-langkah negosiasi yang sistematis dan penyediaan opsi kompensasi yang transparan.
Kata Kunci: Hukum Ekonomi Syariah, Pembangunan, Properti
Abstract
The main problem in this research is how is the review of sharia economic law regarding property development at PT Bumi Anak Negeri, Bontomarannu sub-district, Gowa regency? The main problem is then broken down into several sub-problems or research questions, namely: 1.) How is the property development agreement contract at PT Bumi Anak Negeri in Bontomarannu District, Gowa Regency?, and 2.) What are the provisions of sharia economic law regarding development agreement contracts? property at PT Bumi Anak Negeri in Bontomarannu District, Gowa Regency? This type of research is classified as qualitative with the approach used, namely the Sharia Economic Law approach and the empirical approach. The data sources for this research are the developers of PT Bumi Anak Negeri and housing buyers at that PT. Furthermore, the data collection methods used in this research were observation, interviews and documentation. Based on the research results, it shows that 1). contract agreement at PT Bumi Anak Negeri. PT. Bumi Anak Negeri is late in completing house construction more than promised, which is a source of dissatisfaction for buyers. The developer promises to be responsible for delays and provide compensation, while the buyer agrees to the solution. 2). In Sharia Economic Law, late completion of the house construction promised by the developer is a form of default. Resolving defaults through negotiations and offers of compensation, as done by PT Bumi Anak Negeri, is a positive step and in accordance with Islamic principles. The implication of this research is that PT Bumi Anak Negeri needs to ensure clear and open communication with the buyer from the start of the contract. And provide a detailed explanation of the obligations and rights of each party in order to reduce the possibility of default and also develop a more structured dispute resolution procedure, including systematic negotiation steps and the provision of transparent compensation options.
Keywords: Sharia Economic Law, Development, Propert
Optimizing Multivessel PCI with Limited Stents: Successful Revascularization Without Left Main Intervention
Get PDFBackground: Acute coronary syndrome (ACS) is a major cause of hospitalization andmortality. Patients with multivessel disease (MVD), especially with left main (LM)involvement, face higher risks of complications and adverse outcomes.Objective: A 55-year-old male with uncontrolled hypertension and diabetes presentedwith 16-hour chest pain. The ECG showed T-wave inversion in leads I and aVL, witha high-sensitivity troponin level of 59,480 ng/dL. He was diagnosed with high-risklateral NSTEMI.Methods: This is a case report. Coronary angiography (CAG) revealed 70% distal LMstenosis, 80% ostial stenosis with chronic total occlusion (CTO) in the proximal leftanterior descending (LAD) artery, and 80% subtotal occlusion in the left circumflex(LCx) artery. PCI was performed using drug-eluting stents in the LAD and LCx.Results: TIMI 3 flow was achieved without major complications. LM PCI was deferreddue to strategic stenting in the LAD and LCx, which improved perfusion andpotentially reduced the functional significance of LM stenosis.Conclusion: This case highlights the complexity of MVD PCI and demonstrates thattargeted stenting can optimize revascularization while minimizing procedural risks.Careful post-PCI assessment is essential for long-term management
The Relationship between Knowledge and Adolescents' Attitudes toward Early Marriage in Sekardadi Village, Kintamani District, Bangli Regency In 2025
Get PDFIntroduction Based on the National Socio-Economic Survey (SUSENAS) 2023, around 33,74% of Indonesian women aged 20–24 years old have been married before the age of 19, and around 11.21% got married before the age of 18. This study aims to determine the relationship between knowledge and attitudes of adolescents about early marriage in Sekardadi Village, Bangli Regency in 2025. This research method uses a correlation analytic design with a cross-sectional approach. A sample of 70 respondents, namely all adolescents aged 11-20 years who are registered as residents in Sekardadi Village, Kintamani District, Bangli Regency in 2025, was taken using the total sampling method. Data were collected using a questionnaire and analyzed using the chi-square test with statistical test results indicating that there is a significant relationship between the level of knowledge and attitudes of adolescent girls towards early marriage with a value of χ² = 22.657 and a significance level of p = 0.000 (p <0.05). As many as 87.1% of respondents are in the good knowledge category and as many as 98.6% of adolescent girls have a positive attitude towards the issue of early marriage. Conclusion so that there is a significant relationship between the level of knowledge and the attitude of young women towards early marriage. Suggestions for the village to continue and strengthen educational efforts through ongoing counseling programs for teenagers, in order to encourage them to delay the age of marriage.Based on the National Socio-Economic Survey (SUSENAS) 2023, around 33,74% of Indonesian women aged 20–24 years old have been married before the age of 19, and around 11.21% got married before the age of 18.This study aims to determine the relationship between knowledge and attitudes of adolescents about early marriage in Sekardadi Village, Bangli Regency in 2025. This research method uses a correlation analytic design with a cross-sectional approach. A sample of 70 respondents, namely all adolescents aged 11-20 years who are registered as residents in Sekardadi Village, Kintamani District, Bangli Regency in 2025, was taken using the total sampling method. Data were collected using a questionnaire and analyzed using the chi-square test with statistical test results indicating that there is a significant relationship between the level of knowledge and attitudes of adolescent girls towards early marriage with a value of χ² = 22.657 and a significance level of p = 0.000 (p <0.05). As many as 87.1% of respondents are in the good knowledge category and as many as 98.6% of adolescent girls have a positive attitude towards the issue of early marriage. Conclusion so that there is a significant relationship between the level of knowledge and the attitude of young women towards early marriage. Suggestions for the village to continue and strengthen educational efforts through ongoing counseling programs for teenagers, in order to encourage them to delay the age of marriag
ANALISIS FAKTOR RISIKO YANG BERHUBUNGAN DENGAN INFEKSI LUKA OPERASI PASCA SECTIO CAESAREA DI RSKDIA SITI FATIMAH MAKASSAR
Get PDFIntroduction Sectio Caesarea (SC) is a method of delivering a fetus by making an incision in the uterine wall through the anterior abdominal wall. Like surgical procedures in general, SC is not free from various potential risks, one of which is surgical wound infection. Surgical wound infection is one of the major problems in obstetric practice, as it can delay wound healing and thereby increase morbidity rates. Method Sample in this study was selected using a purposive sampling method, based on specific criteria determined by the researchers by considering the characteristics or attributes of the population. Result The statistical analysis showed that age had a p-value of 0.000 (p < 0.05), nutritional status p-value of 0.000 (p < 0.05), anemia p-value of 0.000 (p < 0.05), parity p-value of 0.010 (p < 0.05), diabetes mellitus p-value of 0.047 (p < 0.05), immunosuppression p-value of 0.047 (p < 0.05), and hypothermia p-value of 1.000 (p>0.05).Conclusion: Based on the statistical test results, it can be concluded that there is a significant association between age, nutritional status, anemia, parity, immunosuppression, and diabetes mellitus with post–cesarean section (SC) surgical wound infection. Meanwhile, no significant association was found between hypothermia and post-SC surgical wound infection. Based on the p-values, age, nutritional status, and anemia were the most influential risk factors for surgical wound infection after cesarean section. By understanding the main risk factors, healthcare providers can implement earlier interventions in high-risk patients to reduce the incidence of post-SC surgical wound infections.Pendahuluan Sectio Caesarea (SC) adalah suatu cara untuk melahirkan janin dengan membuat sayatan pada dinding uterus melalui dinding depan perut. Seperti prosedur pembedahan pada umumnya, SC tidak luput dari dari potensi berbagai risiko, salah satunya yaitu infeksi luka operasi. Infeksi luka operasi termasuk salah satu masalah besar dalam praktik kebidanan dimana menjadi menghambat penyembuhan luka sehingga meningkatkan angka morbiditas.
Metode penelitian, Sampel dalam penelitian ini diambil menggunakan metode purposive sampling dengan pertimbangan kriteria khusus yang ditetapkan oleh peneliti dengan melihat ciri atau sifat populasi.
Hasil Penelitian Hasil uji statistik didapatkan usia dengan p-value 0.000 (p<0.05), status gizi p-value 0.000 (p<0.05), anemia p-value 0.000 (p<0.05), paritas p-value 0.010 (p<0.05), diabetes mellitus p-value 0.047 (p<0.05), imunosupresi p-value 0.047 (p<0.05), hipotermia p-value 1.000 (p>0.05).
Kesimpulan Berdasarkan hasil uji statistik, dapat disimpulkan bahwa terdapat hubungan signifikan antara usia, status gizi, anemia, paritas, imunosupresi, diabetes mellitus dengan infeksi luka operasi SC serta tidak terdapat hubungan signifikan antara hipotermia dengan infeksi luka operasi SC. Berdasarkan nilai p-velue, usia, gizi, dan anemia merupakan faktor risiko paling berpengaruh terhadap infeksi luka operasi pasca sectio caesarea. Dengan memahami faktor risiko utama, tenaga kesehatan dapat melakukan intervensi lebih awal pada pasien dengan risiko tinggi untuk mengurangi angka infeksi luka operasi pasca SC
Perbedaan Kualitas Tidur Bayi Usia 3-12 Bulan Sebelum Dan Sesudah Diberikan Baby Massage
Get PDFIntroduction Lack of sleep was considered one of the main sources of disease burden in low- and middle-income countries. One of the factors that affected infant growth and development was sleep, but it was estimated that more than 72% of parents did not consider sleep disturbances in infants to be a problem. Sleep quality was influenced by several factors, including adequate rest, environment, physical activity, nutrition, and illness. This study aimed to find out the difference in sleep quality of infants aged 3–12 months before and after receiving baby massage therapy at the Independent Midwife Practice of Putu Sri Widi Antari, S.Tr.Keb. Method The research used a pre-experimental method with a one-group pre-test post-test design and no control group. A non-probability sampling approach with purposive sampling was applied. The sample consisted of 32 infants aged 3–12 months. Result The analysis showed that before receiving baby massage therapy, 4 infants (12.5%) had good sleep quality, and 28 infants (87.5%) had poor sleep quality. After the massage, 21 infants (65.6%) had good sleep quality, and 11 infants (34.4%) had poor sleep quality. Conclusion Based on the results of the Wilcoxon Signed Rank Test, the p-value was 0.000 < 0.050, so it was concluded that there was a significant difference in the sleep quality of infants aged 3–12 months before and after receiving baby massage therapy at the Independent Midwife Practice of Putu Sri Widi Antari, S.Tr.Keb. It is hoped that parents can apply baby massage to their babies to improve the baby's sleep quality, so that the baby's growth and development can be optimally fulfilled.Pendahuluan Kurang tidur dianggap sebagai salah satu sumber utama beban penyakit di negara-negara berpenghasilan rendah dan menengah. Salah satu faktor yang mempengaruhi tumbuh kembang bayi adalah tidur, namun diperkirakan lebih dari 72% orang tua tidak menganggap gangguan tidur pada bayi sebagai masalah. Kualitas tidur dipengaruhi oleh beberapa faktor yaitu kebutuhan istirahat yang cukup, lingkungan, latihan fisik, gizi, dan penyakit. Penelitian ini bertujuan untuk mengetahui perbedaan kualitas tidur bayi usia 3-12 bulan sebelum dan sesudah diberikan baby massage di Praktik Mandiri Bidan Putu Sri Widi Antari, S.Tr.Keb. Metode penelitian Jenis penelitian pre-experiment dengan desain one-group pre-test post-test tanpa kelompok kontrol, pendekatan non-probability sampling dengan metode purposive sampling. Sampel terdiri dari 32 bayi usia 3-12 bulan. Hasil Penelitian Hasil analisis menunjukkan bahwa sebelum diberikan terapi baby massage pada bayi, 4 anak (12,5%) memiliki kualitas tidur baik dan 28 anak (87,5%) memiliki kualitas tidur buruk. Setelah menerima baby massage, 21 anak (65,6%) memiliki kualitas tidur yang baik, dan 11 anak (34,4%) memiliki kualitas tidur yang buruk. Kesimpulan Berdasarkan hasil uji Wilcoxon Signed Rank Test diperoleh nilai p-value adalah 0,000<0,050 sehingga dapat disimpulkan bahwa ada perbedaan kualitas tidur bayi usia 3-12 bulan yang signifikan antara sebelum dan sesudah diberikan baby massage di Praktik Mandiri Bidan Putu Sri Widi Antari, S.Tr.Keb. Diharapkan orang tua dapat menerapkan baby massage pada bayinya agar dapat meningkatkan kualitas tidur bayi sehingga pertumbuhan dan perkembangan bayi dapat terpenuhi dengan maksimal
PENGALIHAN UANG KEMBALIAN PADA TRANSAKSI JUAL BELI DI BUDIMAN SWALAYAN BUKITTINGGI PERSPEKTIF HUKUM EKONOMI SYARIAH
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Perkembangan pada zaman sekarang ini menjadikan pasar sebagai tempat transaksi jual beli bukan hanya berbentuk pasar tradisional yang mana dapat melakukan tawar-menawar antara penjual dan pembelinya. Tetapi berkembang pula pasar-pasar modern seperti mall, supermarket, dan swalayan yang semakin menjamur sampai ke area perumahan. Terkait pengalihan uang kembalian dalam bentuk donasi dimana tindakan ini dalam prakteknya sering terjadi penyimpangan berupa pelanggaran hak uang kembalian konsumen dalam hal kesukarelaan pemungutannya. Seharusnya jual beli dengan menggunakan alat tukar berupa uang untuk mendapatkan suatu barang dan kembaliannya diterima dalam bentuk uang juga bukan dalam bentuk donasi. Hasil dari penelitian ini menunjukkan bahwa Pengalihan uang kembalian di Budiman Swalayan Bukittinggi yang melakukan pengalihan uang kembalian dalam bentuk donasi. Donasi sebagai bentuk pengalihan uang kembalian di Budiman Swalayan Bukittinggi di tinjau dari Undang-Undang No. 8 Tahun 1999 tentang Perlindungan Konsumen boleh saja dilakukan tetapi harus diketahui konsumen sebab jika tanpa sepengetahuan konsumen maka hal tersebut bisa dikategorikan cacat kehendak atau digolongkan paksaan. Sedangkan ditinjau pada Hukum Ekonomi Syariah, pengalihan uang kembalian dalam bentuk donasi yang di lakukan oleh Budiman Swalayan Bukittinggi apabila didasari kerelaan, suka sama suka, rela antara pihak kasir dan konsumen, utamanya konsumen apakah setuju akan uang kembalian yang didonasikan, maka tidak ada masalah, hal ini diperbolehkan. Sebab sahnya jual beli ketika kedua belah pihak saling ridha dan rela.
Kata Kunci: Pengalihan, Uang Kembalian, Swalayan
Abstract
Developments in this day and age make the market a place for buying and selling transactions, not only in the form of a traditional market which can bargain between sellers and buyers. But modern markets such as malls, supermarkets, and supermarkets are also developing which are increasingly mushrooming into residential areas. Regarding the transfer of change in the form of donations, where in practice there are often irregularities in the form of violations of consumers' change rights in terms of voluntary collection. It should be bought and sold using a means of exchange in the form of money to get an item and the change is received in the form of money and not in the form of donations. The results of this study show that the transfer of change at Budiman Swalayan Bukittinggi which transfers change in the form of donations. Donations as a form of transfer of change at Budiman Swalayan Bukittinggi are reviewed from Law No. 8 of 1999 concerning Consumer Protection can be done but must be known to consumers because if without the knowledge of the consumer, it can be categorized as defective will or classified as coercion. Meanwhile, reviewed in Sharia Economic Law, the transfer of change in the form of donations made by Budiman Swalayan Bukittinggi if it is based on willingness, consensuality, willingness between the cashier and the consumer, especially the consumer, whether they agree with the donated change, then there is no problem, this is allowed. Because buying and selling is legal when both parties are mutually pleasing and willing.
Keywords: Transfer, Change, Self-Servic
PENGARUH GENDER DAN KEPATUHAN WAJIB PAJAK ORANG PRIBADI DI KPP PRATAMA MAKASSAR SELATAN
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Kepatuhan wajib pajak merupakan pondasi bagi sebuah negara namun tingkat kepatuhan sering kali dipengaruhi beberapa hal, antara lain variabel peran gender yang cenderung terabaikan. Beberapa penelitian terdahulu menemukan bahwa ada potensi perbedaan antara perilaku kepatuhan pajak laki-laki dan perempuan. Penelitian ini bertujuan untuk mengetahui pengaruh gender terhadap kepatuhan wajib pajak orang pribadi di KPP Pratama Makassar Selatan menggunakan Theory of Planned Behavior. Metode dalam penelitian ini menggunakan metode kuantitatif. Sumber data yang digunakan adalah data primer, dimana peneliti menyebarkan langsung kuesioner di lapangan. sampel diambil dengan menggunakan sampling incidental, yaitu siapa saja yang ditemui peneliti secara tidak sengaja dapat dijadikan sampel yaitu sebanyak 100 koresponden. Hasil penelitian ini secara tegas menunjukkan bahwa gender perempuan memiliki pengaruh signifikan dan positif terhadap niat dan perilaku kepatuhan wajib pajak.
Kata Kunci: Gender dan Kepatuhan Wajib Pajak, dan Theory of Planned Behavior
Abstract
Taxpayer compliance is the foundation of a nation, but the level of compliance is often influenced by several factors, including gender, one of the most overlooked sociological variables. Several previous studies have found potential differences between male and female tax compliance behavior. This study aims to determine the influence of gender on individual taxpayer compliance at the South Makassar Pratama Tax Office (KPP Pratama) using the Theory of Planned Behavior. The method used in this study is quantitative. The data source used is primary data, where researchers directly distributed questionnaires in the field. Samples were taken using incidental sampling, namely anyone who was accidentally met by researchers could be sampled, namely 100 correspondents. The results of this study clearly show that female gender has a significant and positive influence on taxpayer compliance intentions and behavior.
Keywords: Gender and Taxpayer Compliance, and Theory of Planned Behavio
STUDI KOMPARATIF PERKEMBANGAN SUKUK DI INDONESIA DAN MALAYSIA
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Penelitian ini membandingkan perkembangan instrumen sukuk di Indonesia dan Malaysia dalam aspek regulasi, struktur pasar, ukuran (market size), karakteristik penerbitan (jenis akad, tenor, rating), serta dampaknya terhadap pertumbuhan ekonomi. Metode yang digunakan adalah penelitian komparatif dengan pendekatan kuantitatif dan kualitatif, menggunakan data sekunder dari penerbit sukuk, laporan otoritas keuangan, dan literature akademik dari periode 2005‑2024. Hasil penelitian menunjukkan bahwa Malaysia memiliki perkembangan sukuk yang lebih mapan dan besar dalam banyak aspek, terutama dari sisi regulasi yang mendukung inovasi, ukuran penerbitan dan likuiditas pasar. Sementara Indonesia meskipun menunjukkan pertumbuhan positif, masih menghadapi tantangan terkait standardisasi akad, kepastian hukum, dan kapasitas pasar. Penelitian ini merekomendasikan perbaikan regulasi, penguatan lembaga pengawas syariah, serta diversifikasi produk sukuk agar pasar sukuk Indonesia bisa lebih kompetitif.
Kata Kunci : Sukuk; Indonesia; Malaysia; Regulasi Syariah; Pasar Sukuk; Pertumbuhan Ekonomi
Abstract
This study compares the development of sukuk instruments in Indonesia and Malaysia in terms of regulation, market structure, market size, issuance characteristics (contract type, tenor, rating), and their impact on economic growth. The method used is a comparative study with quantitative and qualitative approaches, utilizing secondary data from sukuk issuers, financial authority reports, and academic literature from 2005–2024. The results show that Malaysia has a more established and larger sukuk development in many aspects, particularly in terms of regulations that support innovation, issuance size, and market liquidity. Meanwhile, Indonesia, despite showing positive growth, still faces challenges related to contract standardization, legal certainty, and market capacity. This study recommends regulatory improvements, strengthening sharia supervisory institutions, and diversifying sukuk products to make the Indonesian sukuk market more competitive.
Keywords: Sukuk; Indonesia; Malaysia; Sharia Regulation; Sukuk Market; Economic Growt
PERAN MUSYARAKAH MUTANAQISAH SEBAGAI ALTERNATIF PEMBIAYAAN PERUMAHAAN SYARIAH DI ERA MODERN
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Kebutuhan rumah yang terus meningkat di era modern menuntut hadirnya skema pembiayaan yang adil dan sesuai syariah sebagai alternatif dari kredit pemilikan rumah konvensional yang sarat bunga. Musyarakah Mutanaqisah (MMQ) muncul sebagai solusi dengan konsep kepemilikan bersama antara bank dan nasabah yang berkurang secara bertahap hingga akhirnya rumah sepenuhnya menjadi milik nasabah. Penelitian ini bertujuan untuk menganalisis peran MMQ sebagai alternatif pembiayaan perumahan syariah di era modern dengan menggunakan metode kualitatif deskriptif berbasis studi Pustaka dari literatur dan jurnal yang relevan. Hasil penelitian menunjukkan bahwa MMQ secara konsep dan implementasi telah sesuai dengan fatwa DSN-MUI No. 73 serta memiliki peran strategis sebagai solusi pembiayaan rumah yang halal dan berkeadilan, meskipun masih menghadapi tantangan berupa keterbatasan regulasi, rendahnya pemahaman masyarakat, dan kompleksitas akad, namun prospeknya tetap cerah dengan dukungan digitalisasi dan meningkatnya tren produk halal.
Kata Kunci: : Musyarakah Mutanaqisah, Pembiayaan Perumahan, Perbankan Syariah, Era Modern
Abstract
The increasing need for housing in the modern era demands the presence of a fair and Sharia-compliant financing scheme as an alternative to conventional home ownership loans that are burdened with interest. Diminishing Partnership (Musyarakah Mutanaqisah, MMQ) emerges as a solution with the concept of joint ownership between the bank and the customer, which gradually decreases until the house fully belongs to the customer. This study aims to analyze the role of MMQ as an alternative Sharia housing financing in the modern era using a descriptive qualitative method based on literature and relevant journal studies. The results of the study indicate that MMQ, both in concept and implementation, complies with DSN-MUI Fatwa No. 73 and plays a strategic role as a solution for halal and fair housing financing. Although it still faces challenges such as regulatory limitations, low public understanding, and the complexity of contracts, its prospects remain bright with the support of digitalization and the increasing trend of halal products.
Keywords: : Musyarakah Mutanaqisah, Housing Financing, Sharia Banking, Modern Er
- JUAL BELI MINYAK ECERAN DALAM PERSPEKTIF MUAMALAH DAN KEARIFAN LOKAL MASYARAKAT TARATAK TANJUANG GADANG, LAREH SAGO HALABAN: -
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Penelitian ini menganalisis praktik jual beli minyak eceran sebagai bentuk transaksi muamalah berbasis kearifan lokal masyarakat Taratak Tanjuang Gadang, Lareh Sago Halaban. Penelitian menggunakan pendekatan kualitatif dengan metode studi lapangan melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa praktik jual beli minyak eceran dilakukan secara sederhana dengan mengandalkan kepercayaan, kesepakatan lisan, dan kebiasaan masyarakat yang telah berlangsung secara turun-temurun. Praktik tersebut pada dasarnya telah memenuhi prinsip dasar muamalah, khususnya kerelaan antar pihak (tarāḍī) dan kemanfaatan. Namun demikian, masih ditemukan permasalahan berupa penakaran yang tidak standar, ketidakjelasan kualitas minyak, serta perbedaan harga yang berpotensi menimbulkan ketidakadilan. Dalam perspektif muamalah dan kearifan lokal (ʿurf), praktik ini dapat dibenarkan selama tidak mengandung unsur penipuan, ketidakjelasan (gharar), dan kemudaratan. Oleh karena itu, diperlukan penguatan nilai etika, transparansi, dan kesadaran kolektif masyarakat agar praktik jual beli minyak eceran berjalan secara adil dan berkelanjutan.
Kata kunci: Muamalah, kearifan lokal, jual beli minyak eceran, ekonomi Islam.
Abstract
This study analyzes the practice of retail oil trading as a form of muamalah transaction based on local wisdom in Taratak Tanjuang Gadang, Lareh Sago Halaban. The research employs a qualitative field research approach using interviews, observations, and documentation. The findings indicate that retail oil trading is conducted through simple transactions grounded in mutual trust, verbal agreements, and long-established community practices. These practices generally fulfill basic principles of Islamic muamalah, particularly mutual consent (tarāḍī) and mutual benefit. However, several issues remain, including non-standard measurement, unclear product quality, and price disparities that may lead to injustice. From the perspective of muamalah and local wisdom (ʿurf), such practices are considered acceptable as long as they do not involve fraud, uncertainty (gharar), or harm. Therefore, strengthening ethical values, transparency, and community awareness is essential to ensure fair and sustainable retail oil transactions.
Keywords: Muamalah, local wisdom, retail oil trading, traditional market, Islamic economics.Penelitian ini menganalisis praktik jual beli minyak eceran sebagai bentuk transaksi muamalah berbasis kearifan lokal masyarakat Taratak Tanjuang Gadang, Lareh Sago Halaban. Penelitian menggunakan pendekatan kualitatif dengan metode studi lapangan melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa praktik jual beli minyak eceran dilakukan secara sederhana dengan mengandalkan kepercayaan, kesepakatan lisan, dan kebiasaan masyarakat yang telah berlangsung secara turun-temurun. Praktik tersebut pada dasarnya telah memenuhi prinsip dasar muamalah, khususnya kerelaan antar pihak (tarāḍī) dan kemanfaatan. Namun demikian, masih ditemukan permasalahan berupa penakaran yang tidak standar, ketidakjelasan kualitas minyak, serta perbedaan harga yang berpotensi menimbulkan ketidakadilan. Dalam perspektif muamalah dan kearifan lokal (ʿurf), praktik ini dapat dibenarkan selama tidak mengandung unsur penipuan, ketidakjelasan (gharar), dan kemudaratan. Oleh karena itu, diperlukan penguatan nilai etika, transparansi, dan kesadaran kolektif masyarakat agar praktik jual beli minyak eceran berjalan secara adil dan berkelanjutan