Sekolah Tinggi Agama Islam Negeri (STAIN) Teungku Dirundeng Meulabo: Open Journal Systems
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    OPTIMALISASI APLIKASI MUAMALAT DIN DALAM MEWUJUDKAN GREEN BANKING DI BANK MUAMALAT SECARA BERKELANJUTAN

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    Optimalisasi ialah sebuah cara suatu kegiatan dalam upaya mengoptimalkan atau meningkatkan suatu pekerjaan menjadi sepenuhnya atau lebih sempurna, lebih efektif, atau lebih memiliki fungsi serta mencari penyelesaian terbaik dari berbagai permasalahan sehingga dapat mencapai tujuan yang sebaik-baiknya sesuai dengan standar tertentu. Penelitian ini termasuk penelitian lapangan ( field research ) yaitu suatu penelitian yang dilakukan secara sistematis dengan mengangkat data yang ada dilapangan. Metode penelitian ini adalah penelitian kualitatif deskriptif, yaitu data yang dikumpulkan berbentuk kata-kata, gambar, bukan angka-angka. Berdasarkan hasil penelitian ditemukan bahwa Implementasi aplikasi Muamalat-DIN dalam mendukung green banking dilakukan melalui layanan digital yang dapat mengurangi penggunaan kertas dalam kegiatan transaksi serta operasional perbankan. Implementasi Muamalat DIN dalam mewujudkan green banking sebagai bentuk kepedualian terhadap lingkungan dalam memelihara kelestarian pohon hijau, karena sejatinya kertas terbuat dari pohon

    PENGARUH SERTIFIKASI HALAL TERHADAP KEPERCAYAAN KONSUMEN PADA PRODUK MADU DI MA ANDALUSIA

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    Penelitian ini bertujuan untuk menganalisis pengaruh sertifikasi halal terhadap tingkat kepercayaan konsumen terhadap produk madu di MA Andalusia. Sertifikasi halal adalah salah satu jaminan bagi konsumen muslim untuk memastikan produk yang mereka konsumsi sesuai dengan prinsip kehalalan. Kepercayaan konsumen menjadi faktor penting dalam keberlanjutan bisnis produk madu, di mana kepastian halal diharapkan meningkatkan kepercayaan tersebut. Jenis penelitian ini adalah penelitian kuantitatif dengan pendekatan survei. Teknik pengumpulan data dilakukan melalui kuesioner yang disebarkan kepada konsumen produk madu di MA Andalusia. Data dianalisis menggunakan teknik regresi untuk menguji pengaruh sertifikasi halal terhadap kepercayaan konsumen. Pendekatan yang digunakan adalah teori kepercayaan konsumen yang relevan dengan perilaku pembelian produk halal, sehingga sertifikasi halal dapat dihipotesiskan memiliki peran signifikan dalam meningkatkan keyakinan konsumen terhadap keamanan dan kualitas produk. Hasil penelitian menunjukkan bahwa sertifikasi halal berpengaruh positif dan signifikan terhadap kepercayaan konsumen pada produk madu. Sertifikasi ini memberikan jaminan terhadap kualitas dan keamanan produk yang penting bagi konsumen muslim. Kontribusi akademik (novelty) dari penelitian ini adalah penambahan literatur tentang hubungan antara sertifikasi halal dan kepercayaan konsumen khususnya dalam konteks produk madu, yang masih terbatas dalam studi sebelumnya. Rekomendasi dari penelitian ini adalah produsen madu di MA Andalusia untuk mempertahankan dan memperbaharui sertifikasi halal mereka serta meningkatkan kualitas produk untuk menjaga dan meningkatkan kepercayaan konsumen

    PERAN KECAKAPAN DIGITAL DALAM MENINGKATKAN KEAMANAN TRANSAKSI PADA PERBANKAN SYARIAH DI WILAYAH ACEH

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    Perkembangan pesat perbankan syariah di wilayah Aceh mendorong transformasi digital dalam layanan perbankan, khususnya transaksi berbasis digital. Keamanan data nasabah dan akuntabilitas dalam layanan akad perbankan menjadi prioritas utama bagi lembaga perbankan syariah. Penelitian ini bertujuan untuk menganalisis peran kecakapan digital dalam meningkatkan keamanan transaksi pada perbankan syariah di Aceh. Metode yang digunakan dalam penelitian ini adalah literature review dengan analisis sintetis terhadap temuan keamanan digital dan perbankan yang ada di Aceh. Hasil temuan menunjukkan bahwa meskipun perbankan syariah di Aceh berkembang dengan pesat, penerapan sistem perbankan digital menghadapi berbagai tantangan, antara lain rendahnya literasi digital masyarakat, keterbatasan infrastruktur, dan kerentanannya terhadap ancaman kejahatan siber. Tantangan ini mengharuskan upaya lebih dalam meningkatkan kecakapan digital dan memperkuat sistem keamanan. Dengan kebijakan yang tepat, serta kerja sama antara pemerintah, lembaga perbankan, dan masyarakat, tantangan tersebut dapat diatasi untuk menciptakan sistem perbankan digital yang lebih aman dan inklusif di Aceh, yang akan mendukung perkembangan sektor perbankan syariah secara berkelanjutan

    Instilling Life Values in Students SMP Terpadu Al-Azhar Takengon Through Character Education Management

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    Life values are the basic principles that guide behavior and decision-making. Character education management is an educational management that aims to form a strong personality, morals and ethics in students. The purpose of this study is to find out the school's strategy in instilling character education in students SMP Terpadu Al-Azhar Takengon. This study uses a descriptive qualitative research method. The subjects in this study are school principals, vice principals and teachers. Data collection techniques through observation, interviews and documentation. The results of this research are in the form of school strategies in implementing character education by making character education plans contained in the school's vision, mission, and goals. Organizing character education into the learning and extracurricular process. Implementation can be seen from the strategies carried out through learning and extracurricular activities. And supervision can be seen from the principal controlling the character education program through supervision, monitoring and evaluation. It is hoped that through the management of character education carried out in schools, it can instill life values in students to become individuals with noble character in living daily life in societ

    FORMULASI PENDIDIKAN VOKASI MELALUI PROGRAM KETERAMPILAN PADA MADRASAH ALIYAH PLUS KETERAMPILAN DI ACEH

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    This article discusses the urgency of developing vocational education in Madrasah Aliyah in Indonesia, especially in Aceh Province, which is facing the challenges of the Industry 4.0 era. Indonesia has great potential in natural resources and cultural diversity, but it needs quality and globally competitive human resources to optimize it. Despite Indonesia's great economic potential, the quality of human resources is still an issue. The government has responded to this issue with policies, including improving Madrasah Aliyah Plus Skills. This research is field research using a descriptive qualitative method. This research was conducted on all Madrasah Aliyah plus skills in the Aceh Province area: MAN 3 Banda Aceh City, MAN 1 North Aceh, MAS Seunuddon, and MAN 1 Langsa City. The data collection techniques used are observation, interview, and document review. The informants in this research include Madrasah Heads, Teachers or Vocational Instructors, Instructor Assistants, Curriculum Officers, and students. The data analysis includes data reduction activities, data presentation, and conclusion drawing and verification. The implementation of Vocational education in Madrasah Aliyah plus skills requires substantial support, especially in the development of a curriculum that follows industry needs. The main challenge of Madrasah Aliyah Plus Skills is to ensure that the curriculum is relevant to the needs of the local industry. The Teaching Factory has been implemented to train students with practical skills needed in the world of work. The importance of strengthening partnerships with the business world and industry was also highlighted to provide job opportunities for graduates. Improving the quality of vocational education at Madrasah Aliyah Plus Skills in Aceh not only provides benefits for students but also for regional and national economic growth

    INOVASI LEMBAGA PENDIDIKAN ISLAM ACEH DALAM MEMPERSIAPKAN GENERASI QUR’ANI DI ERA DIGITAL

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    Aceh after the conflict, precisely after the peace agreement between the Free Aceh Movement and the Government of the Republic of Indonesia on August 15, 2005, has provided space for the revival of Islamic education in Aceh. This article discusses the innovation of Islamic education in Aceh using qualitative methods. The main data of this study are articles that have been published in national and international reputable scientific journals and books in libraries related to Islamic Education Institutions. Data collection uses https://scholar.google.com/ links, https://garuda.kemdikbud.go.id/, and https://www.sciencedirect.com/ which are then analyzed with content analysis techniques. The results of the study show that the revival of Islamic education in Aceh occurs in three innovations. First, institutional innovation with various policies and regulations from the government that is getting stronger. Second, curriculum innovation that combines religious education materials with general science materials with learning methods and media that utilize information technology. Third, innovation in the integration model of dayah/pesantren education with public schools, and integrated public school models such as SD IT, SMP IT and SMU Plus

    وسيلة قرص الساعة وفعاليتها لترقية قدرة الطالبات على فهم العدد والمعدود (دراسة تجريبية بـMTs Nurul Islam Peudada )

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           إن المشكلة في عملية تعليم اللغة العربية   في الصف الثاني (ب) بـالمدرسة الثانوية الإسلامية فيدادى هي أن الطالبات لم يقدرن على فهم العدد والمعدود. ويهدف هذا البحث للتعرف على فعالية وسيلة قرص الساعة لترقية قدرة الطالبات على فهم العدد والمعدود في الصف الثاني (ب)  بـالمدرسة الثانوية الإسلامية فيدادى . وأما منهج البحث الذي تستخدمه الباحثة  فهو المنهج التجريبي بالتصميم التمهدية   بالمجموعة الواحدة بالإختبار القبلي و البعدي  . تقوم الباحثة بالاختبار  القبلي والبعدي والاستبانة كأداوات لجمع البيانات. وأما نتائج البحث  فهي إن استخدام وسيلة قرص الساعة يكون فعالا لترقية قدرة الطالبات على فهم العدد والمعدود،      Sig. (2-tailed)0,000 وعلى مستوى الدلالة (Paired Sample T-Test)، وجدت الباحثة نتيجة الاختبار-ت  على مستوى الدلالة 0،000  tailed) وهي أصغر من مستوى الدلالة 0،05. وهذاو يدل  على أن الفرض البديل Ha مقبول والفرض الصفري Ho مردود.The problem in the process of learning Arabic in grade 2 (b)  at MTs Nurul Islam Peudada is that  the students are not able to understand ‘adad  and ma’dud. Some students have difficulty adjusting between‘adad and ma’du. This research aims to identify the effectiveness the use of wall clock media to increase students’  ability to understand ’adad  and ma’dud in grade 2 (b) at MTs Nurul Islam Peudada. The research method in this research is pre experimental method with the one group pre-test and post-test design. To collect the data, the researcher used the test. The result of this research is the using of wall clock media is effective to increase students’  ability to understand ’adad and ma’dud . Furthermore, it was found that the result of the T-Test is a significance level (2- tailed) 0.00<0.05. This value shows that the alternative hypothesis (Ha) is accepted and the null hypothesis (H0) is rejected

    Karakteristik Siswa Sekolah Dasar Kelas Rendah

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    This article aims to examine the characteristics of low-grade elementary school students. Characteristic is a term that is often used in a variety of contexts, both in everyday life and in the field of science. Characteristics can refer to distinctive traits or traits that distinguish an object, individual, or phenomenon from others. Lower grade students are students who are in levels one, two, and three with an age range of 6-9 years while for high grade students are at the fourth, fifth and sixth grade levels with an age range of 9-13 years. Lower grade students can be categorized in the early childhood group. Low-grade Elementary School Students have different characteristics from high-grade Elementary School Students. Characteristics of low grade Primary School Students include: there is a strong relationship between physical condition and school performance; likes to praise yourself; if he is unable to complete a task or work, the task or work is considered unimportant; likes to compare himself with other children, if it benefits him; and likes to belittle others

    CRIMINAL LIABILITY FOR ENVIRONMENTAL CRIMES: A PERSPECTIVE FROM ISLAMIC CRIMINAL JURISPRUDENCE (FIQH JINAYAH)

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    Environmental crimes have become a pressing global concern amidst industrial growth and population expansion. Within this context, the Islamic legal perspective or Fiqh Jinayah offers a unique view on criminal liability for environmental violations. From the perspective of Fiqh Jinayah, the preservation of the environment is a moral and ethical obligation. The principles of hifz al-’ardh (preservation of the Earth) and amanah (responsibility) place a significant responsibility on humans to maintain the harmony and balance of nature. In this regard, criminal punishments and sanctions are applied as means to rectify the behavior of offenders, restore damages, and uphold justice in society. By employing a literature review methodology, the conclusion drawn is that criminal sanctions are imposed in the form of Ta’zir by ulil amri (authority figures) because, from the perspective of Fiqh Jinayah, they provide a holistic framework for comprehending and addressing environmental crimes. By integrating religious, ethical, and legal principles, this approach can assist in shaping responsible behavior towards the environment and creating a sustainable society for the future

    ANALYSIS OF GENERATION Z INTEREST IN DONATING THROUGH FINTECH: A TECHNOLOGY ACCEPTANCE MODEL (TAM) THEORY APPROACH WITH THE SEM-PLS MODEL OF MEDIATION EFFECTS

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    The acceleration of digital transformation in the financial sector is growing so rapidly which is marked by the growth of Financial Technology (FinTech) and the high public interest in using FinTech services. This development also propagates to the digital philanthropy movement, one of which is through online donation platforms (E-Donation) where young people are a group that has considerable potential in accumulating donations digitally in Indonesia in the period leading up to the demographic bonus. This study aims to analyze the factors that influence the interest of the younger generation in donating to the e-donation platform with a Technology Acceptance Model (TAM) theory approach using the Structural Equation Model-Partial Least Square (SEM-PLS) model analysis method of mediation effects in Langsa City. The variables used in this study are Knowledge, Perception of Usability, Ease of Use, Web Security Trust as an independent variable, Attitude as a mediating variable. The respondents who are the focus of this study are people who fall into the relevant generation Z category that have used Fintech services (17-26 years) which were randomly taken with a total of 79 samples. The results showed that the variables Perception of Usability and Ease of Use influenced interest both directly and through the mediation effect with a stronger influence with the mediation effect. While the perception of web security has not affected interest, which means it implies that generation Z is still hesitant about web security on e-donation platforms which can occur due to the rampant fraud through digital platforms widely. The results of this study imply that the improvement of the cyber security system, especially on financial platforms specifically on e-donation, to get more attention related to the level of security so that public trust and interest in donating is maintained

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