212 research outputs found
On the design of Islamic blended microfinancing for refugee entrepreneurship: an institutional logic perspective
No full textUncovering apt policy for refugee self-reliance is intricate. Refugee entrepreneurship is often hailed as the way forward for such an objective as it deciphers ‘Canvas Ceiling’. However, the lack of financing for unfeasible and unbankable refugee entrepreneurs prevents this from materialising. This article proposes Islamic blended microfinance for refugee entrepreneurship, integrating state support, the private sector, the philanthropic funds, and Islamic values. Our model differs as it is developed through the lens of the competing logic discussed in the institutional theory. Understanding competing institutional logic is crucial as blended finance involves various agents with distinct moral preferences that are often overlooked by policymakers. We test our model in the spatial context of Indonesia, the home of microfinance and blended Islamic finance. The findings outline that the logics of the three agents and religion (Islam) can converge in contextuality and temporality dimensions. A key to attaining this equilibrium is to meticulously design the payoff between the private sector with market logic and the philanthropic institutions with universal community logic, making them contingent on the state of the economy
Waqf Plus Sukuk in Developing Islamic Microfinance Industry
No full textThe development of the microfinance as well as islamic microfinance Indonesia has been remarkable. It gains many attention by policy makers as well as academicians in many occasions. Topic that was discussed ranged from the past performance, current obstacle as wes as the problem, solution and the opportunity in the future (Hamad 2010, Bank Indonesia 2009,2010). The role of this microfinance gain more important during the recent financial crisis.
The subprime mortgage occured in 2008 has affected many countries in the worlds. In Indonesia the effect can be seen from the stock market. Jakarta Composite Index (JCI) shows 2721.25 in January 2008 while it plunged to 1241.54 in October 2008. Companies which the operations is exposing themselves to the exchange rate were obviously got affected since the plunge of the stock market induce investors not to continue their investments in Indonesia. As a result ''fligh to quality" happened and this create fluctuation of the exchange rate. However, other sector such as microfinance does not seem to be affected
Differentiating Islamic, capitalist and socialist economics using utility concept
No full textIn economics, on one extreme is sosialist economics where all are treated equally and the role of government is very strong. The other extreme is capitalist economics where individual gains more attention and the role of government is less. For those countries adopting socialist economics, people who work hard for a living will experience the same reward as those who do not. The adoption of capitalist economics for countries would allow people to gain benefit which may expand the gap between the rich and the poor. The question would be, where is the position of Islamic economics given those two extremes? (copied from article)
Islamic banks vs conventional banks in indonesia: an analysis on financial performances
No full textIslamic banks in Indonesia havebeen in existence for more than two decades. Substantial development has taken
place in this largest Muslim country. Regulator, academicians, and practitioners have been providing significant
support with the objective of improving the performance of the Islamic banking. Hence, it is timely to assess whether
its performance differs than that of the conventional banks. This paper aims to describe and critically evaluate and
compare the financial performance of Islamic banks to that of conventional banks. Data of Capital Adequacy Ratio (CAR),
Return on Asset (ROA), Operational Cost/ Operational Revenue (BOPO), Non-Performing Loan (NPL) /Non Performing
Financing (NPF) and Loan Deposit Ratio (LDR)/ Financing Deposit Ratio (FDR) for Islamic and conventional banks
are examined. The analysis of monthly data covers the period from January 2004 to July 2014 (127 observations).
Paired sampled t-test was adopted to see whether there are significant differences in the financial ratios between
both banks. This study found that CAR, ROA, BOPO and NPL of conventional banks are significantly higher than that of
Islamic banks but not FDR. Based on the result of capital adequacy, the findings suggest that Islamic banks need to
have more capital to face the involved risk as that of conventional banks. Conventional banks need to function them
selves as financial intermediaries to support the real sector as that of Islamic banks
ANALISIS SARANA RETORIKA DALAM STAND UP COMEDY RADITYA DIKA
Get PDFAbstrak. Penelitian yang berjudul “Analisis Sarana Retorika dalam Stand Up Comedy Raditya Dika”. Penelitian ini bertujuan untuk mendeskripsikan sarana retorika yang berfokus pada penyiasatan struktur yang terdapat pada stand up comedy Raditya Dika. Metode yang digunakan dalam penelitian ini ialah metode deskriptif kualitatif . Data penelitian ini adalah data kata atau ungkapan dalam stand up comedy Raditya Dika. Data yang terkumpul diperoleh melalui teknik dokumentasi.Semua data yang diperoleh ditulis untuk memudahkan penulis menganalisis data.Analisis data dalam penelitian ini dilakukan sesuai dengan maksud dan tujuan kata atau ungkapan yang didasari pada teori bentuk-bentuk sarana retorika berupa penyiasatan struktur.Data yang dianalisis diklasifikasikan ke dalam beberapa kelompok sesuai dengan bentuk atau jenis penyiasatan struktur (sarana retorika). Hasil penelitian ini, terdapat 8 bentuk penyiasatan struktur dalam stand up comedy Raditya Dika yaitu, (1) repetisi, (2) anafora, (3) polisidenton, (4) asidenton, (5) antitesis, (6) klimaks, (7) antiklimaks, (8) pertanyaan retoris, akan tetapi, (1) paralisme dan (2) aliterasi tidak terdapat dalam penelitian ini. Kata Kunci : retorika, sarana retorika, penyiasatan struktur Abstract. This study, entitled “ TheAnalysis of the Rhetoric Means in Raditya Dika’s Stand-Up Comedy”. This study was aimed to describe the means of rhetoric that focused on work around the structure found on stand-up comedy Raditya Dika. The method used in this study was descriptive qualitative. This research data was data word or phrase in Raditya Dika’s stand-up comedy. . The research data was obtained from documentation technique. All the data obtained was written to facilitate the author in analyzing the data. The data was analyzed and classified into several groups according to the form or the type of rhetoric means. In the result of this study, there are 8 forms of rhetoric means in raditya dika's stand-up comedy, namely, (1) the repetition, (2) anaphora, (3) polisidenton, (4) asidenton, (5) antithesis, (6) climax, (7) anticlimax, (8) the rhetorical question, however, (1) paralisme and (2) the alliteration is not included in this studyKey Words : Rhetoric, the means of rhetoric, work around the structur
ANALISIS SARANA RETORIKA DALAM STAND UP COMEDY RADITYA DIKA
Get PDFAbstrak. Penelitian yang berjudul “Analisis Sarana Retorika dalam Stand Up Comedy Raditya Dika”. Penelitian ini bertujuan untuk mendeskripsikan sarana retorika yang berfokus pada penyiasatan struktur yang terdapat pada stand up comedy Raditya Dika. Metode yang digunakan dalam penelitian ini ialah metode deskriptif kualitatif . Data penelitian ini adalah data kata atau ungkapan dalam stand up comedy Raditya Dika. Data yang terkumpul diperoleh melalui teknik dokumentasi.Semua data yang diperoleh ditulis untuk memudahkan penulis menganalisis data.Analisis data dalam penelitian ini dilakukan sesuai dengan maksud dan tujuan kata atau ungkapan yang didasari pada teori bentuk-bentuk sarana retorika berupa penyiasatan struktur.Data yang dianalisis diklasifikasikan ke dalam beberapa kelompok sesuai dengan bentuk atau jenis penyiasatan struktur (sarana retorika). Hasil penelitian ini, terdapat 8 bentuk penyiasatan struktur dalam stand up comedy Raditya Dika yaitu, (1) repetisi, (2) anafora, (3) polisidenton, (4) asidenton, (5) antitesis, (6) klimaks, (7) antiklimaks, (8) pertanyaan retoris, akan tetapi, (1) paralisme dan (2) aliterasi tidak terdapat dalam penelitian ini.Kata Kunci : retorika, sarana retorika, penyiasatan struktur Abstract. This study, entitled “ TheAnalysis of the Rhetoric Means in Raditya Dika’s Stand-Up Comedy”. This study was aimed to describe the means of rhetoric that focused on work around the structure found on stand-up comedy Raditya Dika. The method used in this study was descriptive qualitative. This research data was data word or phrase in Raditya Dika’s stand-up comedy. . The research data was obtained from documentation technique. All the data obtained was written to facilitate the author in analyzing the data. The data was analyzed and classified into several groups according to the form or the type of rhetoric means. In the result of this study, there are 8 forms of rhetoric means in raditya dika's stand-up comedy, namely, (1) the repetition, (2) anaphora, (3) polisidenton, (4) asidenton, (5) antithesis, (6) climax, (7) anticlimax, (8) the rhetorical question, however, (1) paralisme and (2) the alliteration is not included in this studyKey Words : Rhetoric, the means of rhetoric, work around the structur
The Role of Economic Empowerment for The Poor in a Zakat Institution
Get PDFZakat funds management in a number of charity organizations, especially in terms of empowering zakat in Indonesia is not yet optimal. Based on the results of several previous studies, yet there is a model of empowerment that was standard in managing zakat and other
Islamic philanthropy. This study aims to determine the role of the poor in the reviews maqashid sharia. Data was analyzed using a qualitative approach. Qualitative descriptive analysis is used to explain how the role of the economic empowerment for the poor in zakat
institutions within the framework of sharia maqashid. Based on the data and the results of the analysis that has been done can be seen that the BAZ (Amil Zakat) in East
Java have a role in the economic empowerment for the poor, although not kaffah meet maqashid sharia
Determinants of Credit and Financing Risk: Evidence of Dual Banking System in Indonesia
Get PDFGiven the fact that banking is the backbone of the Indonesian economy with a dual banking system. This paper seeks determinants of default rate in Indonesia. Various techniques of econometric tools such as unit root, co-integration test and Impulse Response Function (IRF) utilized. Bank capital has similar influence on the own credit or financing risks. Overall economic performance has a different result to the risk. Among the recommendations are for the government to maintain economic performance to keep default rate as low as possible. Financing Deposit Ratio-based Reserve Requirement policy (which is adopted only in Indonesia) imposed by the central bank seems to be effective in developing the real sector and should adopt in conventional banks.DOI: 10.15408/aiq.v10i1.5903</p
The Expression of The Main Character in The Novel Ubur-Ubur Lembur by Raditya Dika
No full textModern novels are often a reflection of human life, for example reflecting the complexity of feelings, dynamics of life and being a representation of the author's expression. In the context of modern Indonesian literature, Raditya Dika is known as a writer who is able to explore various aspects of human life through his work. One of his novels, Jelur-jelur Overtime, is a work that attracts readers' attention with its strong characters and emotional dialogue. This novel has never been studied using a literary psychology approach. Using a literary psychology approach, the author wants to understand the author's emotions, reflections and expressions as reflected in the main character in the novel Ubur-Jelur Lembur. This research aims to describe the expression of the main character in the novel Ubur-Ubur Lembur by Raditya Dika. This research uses qualitative research with a qualitative descriptive approach. The data for this research are excerpts from sentences, dialogues and paragraphs containing the expressions of the main character in the novel Ubur-Ubur Lembur by Raditya Dika. The data source for this research is the novel Ubur-Ubur Lembur by Raditya Dika with 232 pages published by Gagas Media in 2018. The data collection technique in this research is reading and note-taking techniques. The data collection instrument is the researcher himself. Based on the results of the research and discussion that has been carried out, it can be concluded that the expressions of the characters in the novel Ubur-Ubur Lembur by Raditya Dika are 65, namely happy expressions are 7, angry are 5, scared are 13, sad are 9, sick are 4 data, disgust is 3 data, pleasure is 5 data, success is 1 data, failure is 3 data, pride is 6 data, shame is 3 data, guilt is 1 data, regret is 2 data, love is 1 data, and hate is 1 data. 3 data. The most data on a character's expression is an expression of fear, totaling 13 data, and the least data is an expression of love, totaling 1 data.80 PagesSkripsi Sarjan
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