364 research outputs found
Strategi Pengembangan Pembiayaan Produk Hunian iB Ar-Rahman pada Bank Kalsel Kedai Syariah Paringin
Penelitian ini dilatarbelakangi oleh Strategi pengembangan produk yang dilakukan untuk mengantisipasi kondisi di masa depan. Pengembangan produk dimulai dari perusahaan sendiri. Dengan cara mengembangkan pemasaran dari sisi produk adalah langkah yang paling memungkinkan untuk dilakukan pertama kali karena produk utamanya telah diperkenalkan dan sudah tumbuh, sehingga masalah profitabilitas (kemampuan mendapatkan laba) serta popularitas dan kualitas sudah diterima di pasar.
Penelitian ini bertujuan untuk mengetahui strategi pengembangan pembiayaan produk Hunian iB Ar-Rahman Pada Bank Kalsel Kedai Syariah Paringin dan apa saja kendala yang dihadapi Bank Kalsel Kedai Syariah Paringin dalam mengembangkan produk Hunian iB Ar-Rahman.
Peneltian ini merupakan penelitian lapangan (field research), yang bersifat kualitatif dengan menggunakan teknik wawancara. Subjek penelitian ini adalah karyawan yang berjumlah 3 orang di Bank Kalsel Kedai Syariah Paringin. Objek dalam penelitian ini adalah Strategi yang diterapkan oleh Bank Kalsel Kedai Syariah Paringin terhadap Pengembangan Pembiayaan Produk Hunian iB Ar-Rahman. Analisisnya dengan teknik analisis deskritif dengan mengacu pada landasan teori yang ada.
Hasil yang diperoleh dalam penelitian ini yaitu, pertama, Strategi pengembangan produk Hunian iB Ar-Rahman yang dilakukan Bank Kalsel Kedai Syariah Paringin dengan menggunakan beberapa strategi, yaitu: dengan menggunakan strategi pemasaran 4P (produc, price, plice, promotion) dan melakukan kerjasama dengan developer, memasarkan produk kepada instansi-instansi, membagikan brosur, promosi lewat spanduk, melakukan promosi penjualan (sales promotion). Strategi yang dilakukan Bank Kalsel Kedai Syariah Paringin dalam pembiayaan produk Hunian iB Ar-Rahman ini berjalan sangat lambat. Kedua: Kendala-kendala yang dihadapi oleh Bank Kalsel Syariah Kedai Paringin ada dua faktor yaitu faktor internal dan faktor eksternal. Dalam faktor internal kendalanya yaitu adanya sektor ekonomi yang tidak boleh dibiayai seperti batubara dan karet yang mana pendapatan utama kabupaten Balangan saat ini disektor batubara dan karet dan daya saing produk dengan bank lain. Dalam faktor eksternal yang menjadi kendala adalah persaingan antar bank, dan minimnya pengetahuan masyarakat tentang bank syariah
ASPÉK PSIKOLOGI DINA NOVEL RINI KARYA YOSEPH ISKANDAR (Ulikan Struktural jeung Psikologi Sastra)
Penelitian ini membahas struktur cerita dan aspek psikologi tokoh utama yang terdapat di dalam novel Rini karya Yoseph Iskandar. Tujuan dalam penelitian ini untuk mendeskripsikan (1) tema, (2) fakta carita, (3) sarana carita, dan (4) psikologi tokoh utama yang terdapat dalam novél Rini karya Yoseph Iskandar. Metode yang digunakan adalah deskriptif analitis dengan teknik studi pustaka. Hasil penelitian menunjukan bahwa (1) tema dalam novel Rini ini adalah kehidupan dan takdir mengenai jodoh, kematian, dan kebahagiaan. (2) fakta cerita yang terdapat dalam novel Rini terbagi menjadi alur, latar, dan pelaku; alur cerita dibagun oleh 12 episode dengan alur maju; pelaku dibagi menjadi pelaku utama dan pelaku tambahan, terdapat tiga pelaku utama dan 13 pelaku tambahan; latar dalam cerita pun terbagi menjadi tiga, dengan 9 latar tempat, 8 latar waktu, dan latar sosial mengenai bahasa serta lingkungan, (3) sarana sastra yang terdapat dalam novel Rini terbagi menjadi judul, sudut pandang, dan gaya bahasa; judul Rini menggambarkan isi cerita; sudut pandang yang digunakan oleh penulis merupakan sudut pandang orang pertama “saya” sebagai pelaku utama; gaya bahasa yang ditemukan di antaranya simile, personifikasi, hiperbola, pleonasme, eufimisme, metafora, dan litotes, (4) psikologi kepribadian tokoh utama yang terdapat dalan novel Rini mencakup 3 macam karakteristik psikologi dalam diri manusia di antaranya id, ego, superego. This study discusses the structure of the story and the psychological aspects of the main character in the novel Rini by Yoseph Iskandar. The purpose of this study is to describe (1) the theme, (2) the facts of the story, (3) the means of the story, and (4) the psychology of the main character in Yoseph Iskandar's novel Rini. The method used is descriptive analytical with literature study technique. The results show that (1) the theme in Rini's novel is life and destiny regarding mate, death, and happiness. (2) the facts of the story contained in Rini's novel are divided into plot, setting, and actors; the storyline is built by 12 episodes with a forward plot; actors are divided into main actors and additional actors, there are three main actors and 13 additional actors; The setting in the story is also divided into three, with 9 place settings, 8 time settings, and social settings regarding language and environment, (3) the literary tools contained in Rini's novel are divided into titles, points of view, and language styles; Rini's title describes the content of the story; the point of view used by the author is the first person point of view “me” as the main actor; The language styles found include simile, personification, hyperbole, pleonasm, euphemism, metaphor, and litotes, (4) personality psychology of the main character in Rini's novel includes 3 kinds of psychological characteristics in humans including id, ego, and superego
L'analisi aristotelica dei relativi
This article discusses the ontological status of the parts of substances in Aristotle’s theory of categories. Since in this theory the substantial parts, as well as the wholes, are primary subjects of predication, i.e. substances, a part may be to its whole as Socrates is to Callias so that the mereological composition of substances can be regarded as an accident (a relation). It is argued here that in Cat. 7 Aristotle is trying to rule out this possibility by redefining the boundaries of the category of relatives itself. Starting from the framework of the Academic debate and then following closely the text of Cat. 7, the author provides a detailed reconstruction of Aristotle’s argument in order to establish the reason for which the parts of substances
hold such an uncertain status. Furthermore, he shows that the Categories do not provide a definitive solution to the mereological problem, which has rather to be sought in the Metaphysics. The following results are attained: a moderately systematic component is revealed in Aristotle’s Categories and a mereological element is detected in the very core of his theory of substance
T : A Data-Centric, Cyber-Physical Cooling Energy Costs Reduction
Explosion in Big Data has led to a surge in extremely large-scale Big Data Analytic platforms, resulting in burgeoning energy costs. Big Data compute model mandates strong data-locality for computation performance due to Big Data inertia and bandwidth constraints, and moves computations to data. State-of-the-art cooling energy management techniques rely on thermal-aware computational job placement/migration and are inherently data agnostic in nature. T* takes a novel data-centric approach to reduce cooling energy costs. On the physical side, T* is cognizant of the thermal-profile in the data centers. On the cyber-side, T* is aware of the differences in the data-semantics (i.e., computational job profile, job rate, and life spans) of the Big Data placed in the compute cloud. Based on this knowledge, and coupled with its predictive data models, T* does proactive, cyber-physical, thermal-aware data placement, which implicitly results in thermal-aware job placement in the Big Data Analytics cloud compute model. Evaluation results with one-month long real-world Big Data analytics production traces show up to 59% reduction in the cooling energy costs with T* while performing 9x better than the state-of-the-art data agnostic cooling techniques in the Big Data environment.Submitted by Rini Kaushik ([email protected]) on 2012-05-04T04:45:04Z
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MODERNISASI PENDIDIKAN ISLAM AWAL ABAD 20 (Studi Kasus di Sumatera Barat)
The modernisation of Surau is marked by the start of Islamic Education institutions such as Sekolah Adabiyah, Sumatera Thawalib, Madrasah Diniyah, Madrasah Tarbiyah Islamiyah, and Normal Islam. These institutions apply a curriculum which includes both Islamic subjects as well as general subjects.The students graduating from these modern institutions bring positive influences to the development of Islamic education especially in West Sumatera
Riverfront remake: What vision is the city crafting, and for whom?
Part of a series of forums that Douglas College is hosting in partnership with SFU and the City of New Westminster. The goal of these forums is to provide an occasion for frank discussion on important issues facing urban and suburban communities, to both inform and learn from academics, practitioners, and citizens. New Westminster's most significant cultural, economic, and natural asset, the riverfront, is slated for major change. How is the city going to balance history, housing, business, and tourism, while creating a vibrant and welcoming space for all?
Welcome and Moderator: Rini Sumartojo (Geography), Humanities and Social Sciences (Douglas College).
Panelists:
Mark Allison, Manager, Strategic Initiatives and Sustainability, City of New Westminster. Mark is a community and regional planner, systems engineer, and scientist. Previously, he has held positions overseeing the Whistler Center for Sustainability’s Advisory Services, as well as acting as the senior policy planner for the City of Surrey. Mark has long been an advocate of sustainable development, smart growth, and transit-oriented development. In addition to his most recent positions has worked as a transportation planner, a regional growth strategy coordinator, and a sustainability planning consultant. (3:13)
Dr. Eugene McCann, Humanities and Social Sciences (SFU). A professor of Geography at Simon Fraser University, he researches urban policy making, policy mobilities, planning, public space, and urban politics. He has a long-standing interest in the policies of city marketing. Eugene is the co-author of a book entitled Urban Geography: A Critical Introduction as well as the co-editor of two books: one entitled Mobile Urbanisms: Cities and Policy Making in the Global Age and the other entitled Cities and Social Change. He’s published in a wide range of journals and is the managing editor of the journal Environment and Planning C: Politics and Space. (21:17)
Q&A with panelists (45:26)</p
Membangun Loyalitas Mahasiswa melalui Bauran Pemasaran Jasa dan Kepuasan Mahasiswa sebagai Variabel Intervening pada Business College LP3I Langsa
LP3I Langsa Branch, or as it is known as Business College Langsa Branch, is one of 100 LP3I branches in all over Indonesia. LP3I Langsa which was established on May 15, 1991 is the oldest and the first branch outside Java. It began from organizing a 3-6 month course; it developed to be a 1-2 year professional educational institution. The objective of the research was to find out the influence of service marketing mix (product, price, location, promotion, people, process, tangibility, and customer service) on student loyalty directly and indirectly through student satisfaction as intervening variable at Business College LP3I Langsa. The samples were 78 respondents that represented all seniors at Business College LP3I Langsa, taken by using saturated sampling technique. The data were gathered by using questionnaires. Likert scale with 5 scales was used to measure the variables. The validity and reliability of the questionnaires were tested by using 30 respondents of the similar types of educational institutions. The gathered data were analyzed by using path analysis and probability value was tested for the first hypothesis until the third hypothesis by using an SPSS software program. The result of the research showed that, simultaneously, marketing mix had direct influence on loyalty. Partially, product, price, location, promotion, people, process, tangibility, and customer service had direct influence on student loyalty at Business College LP3I Langsa. Simultaneously, marketing mix had indirect influence on student loyalty through student satisfaction at Business College LP3I Langsa. Partially, product, price, location, people, process, tangibility, and customer service had indirect influence on loyalty through student satisfaction. Student satisfaction at Business College LP3I Langsa had positive and significant influence on student loyalty.LP3I Cabang Langsa atau yang lebih dikenal dengan LP3I Business College Langsa adalah salah satu Cabang dari 100 Cabang LP3I yang tersebar di seluruh Indonesia. LP3I Langsa berdiri pada tanggal 15 Mei 1991 sekaligus merupakan cabang tertua dan yang pertama diluar pulau Jawa. Bermula dari kursus 3 – 6 bulan LP3I kemudian berkembang menjadi lembaga pendidikan profesi 1-2 tahun.Penilitian ini bertujuan untuk mengetahui pengaruh bauran pemasaran jasa (produk, harga, lokasi, promosi, orang, proses, bukti fisik dan layanan pelanggan) terhadap loyalitas mahasiswa secara langsung maupun tidak langsung melalui kepuasan mahasiswa sebagai faktor Intervening pada Business College LP3I Langsa.Jumlah sampel yang digunakan dalam penelitian ini adalah sebanyak 78 orang yang mewakili dari seluruh jumlah mahasiswa senior pada Business College LP3I Langsa. Penarikan sampel dilakukan dengan metode Sampling Jenuh. Data dikumpulkan dengan menggunakan kuesioner. Pengukuran variabelnya menggunakan skala likert dengan 5 (lima) skala. Sebelum melakukan pengumpulan data, terlebih dahulu kuesioner di uji validitas dan reliabilitasnya dengan menggunakan 30 (tiga puluh) responden pada lembaga pendidikan lain yang sejenis. Analisis data menggunakan analisis jalur, uji nilai probabilitas untuk hipotesis pertama sampai hipotesis ke tiga dengan program SPSS. Hasil penelitian ini menunjukka n bahwa bauran pemasaran secara simultan berpengaruh secara langsung terhadap loyalitas. Secara parsial produk, harga, lokasi, promosi, orang, proses, bukti fisik dan layanan pelanggan berpengaruh secara langsung terhadap loyalitas mahasiswa pada Businesss College LP3I Langsa. Bauran pemasaran secara simultan berpengaruh secara tidak langsung terhadap loyalitas mahasiswa melalui kepuasan mahasiswa pada Businesss College LP3I Langsa.Secara parsial produk, harga, lokasi, orang, proses, bukti fisik dan layanan pelanggan berpengaruh secara tidak langsung terhadap loyalitas melalui kepuasan mahasiswa. Kepuasan mahasiswa pada Businesss College LP3I Langsa berpengaruh positif dan signifikan terhadap Loyalitas mahasiswa Businesss College LP3I Langsa.221 HalamanTesis Magiste
ANALISIS KREDIT MACET PADA PT. BANK TABUNGAN NEGARA (PERSERO) Tbk. CABANG SOLO
ABSTRACT
ANALYSIS OF RESTRUCTION CREDIT IN BANK TABUNGAN NEGARA (PERSERO)
BRANCH OF SOLO
RINI FITRIYANTI
F3308168
Restruction credit is one ofcollectability in problem’scredit, credit can be category of
restruction if there are back payment and debt interest more than 270 days from date of
maturity. The aims of the research are to know the development of Bank Tabungan Negara
(Persero) branch of Solo if have seen from restructionkredit at BTN, and whether causal
factor of restruction credit as well as way of handle of restruction credit. The analysis use
direct sampling or observation, and face to face dialog with employee. Research can be used
as consideration substance to evaluation handle restruction credit in Bank Tabungan Negara
(Persero) branch of Solo.
Based on the analysis restruction credit in Bank Tabungan Negara (Persero) branch
of Solo founds strength and weakness. These advantages include : the development of BTN is
good that is can be seen from more and more amount of realization of credit KPR-Non KPR
and general credit and amount of non performing loan (NPL) under maximal limit BI is
5%.There are also some weakness that is amount percentase of restruction credit more and
more from year of year during 2008-2010, and development of credit very weak with the
result that amount of restruction credit and NPL more and more from year of year.
Based on result research, it can be concluded that the analysis restruction credit in
Bank Tabungan Negara (Persero) branch of Solo, the author give some suggestion to be
consideration for Bank Tabungan Negara (Persero) branch of Solo such as development of
credit must be done with effective and debitor with collectability of DPK (consider) must be
given development of credit too because debitor with collectability of DPK can be debitor
with collectability of problem and always monitoring of back payment and interest debitor
Penerapan Metode Reward dan Punishment Untuk Meningkatkan Motivasi Belajar Siswa Pada Mata Pelajaran Pendidikan Agama Islam
Penelitian ini bertujuan untuk untuk mengetahui bagaimana penerapan metode reward dan punishment untuk meningkatkan motivasi belajar siswa pada mata Pelajaran Pendidikan Agama Islam pada kelas 5 di SD Negeri 12 Pahambek. Penelitian ini merupakan penelitian lapangan dengan pendekatan kualitatif, sumber data diambil dari semua informan menggunakan total sampling. Untuk memeperoleh hasil wawancara, penelitian ini menggunakan pedoman wawancara sebagai instrument penelitian. Teknik pengumpulan data yang digunakan observasi, wawancara dan dokumentasi, sedangkan Teknik analisis data yang penulis gunakan adalah pengumpulan data, reduksi data, penyajian data dan penarikan kesimpulan. Hasil penelitian menunjukkan pertama, penerapan metode reward, ada tiga macam benntuk reward yang digunakan yaitu reward dalam bentuk pujian, reward dalam bentuk tambahan nilai, reward dalam bentuk hadiah. Kedua penerapan metode punishment, ada dua macam punishment yang diterapkan yaitu punishment dalam bentuk teguran, dan punishment dalam bentuk menghafal ayat.
Thermal-Aware GreenHDFS
Data center energy costs are increasing rapidly and cooling energy costs form a substantial part of the overall energy
costs. Existing research on reducing cooling costs focuses on thermal-aware task placement and migration.
However, data-intensive compute clusters such as Hadoop clusters, EC2 clusters at Amazon or Google clusters, pose significant challenges to the task placement and migration
algorithms. In such compute clusters, computations have strong data-locality considerations and are co-located with
the data. Hence, computations cannot be arbitrarily placed on or migrated to servers in the clusters. Instead of thermal-aware task placement and migration, we take an alternate approach and focus on thermal-aware
server selection for energy-aware data placement and migration. Cooling-inefficient hot spots are a ubiquitous problem
in data centers. We show that by using thermally-inefficient servers as targets for energy-aware data placement, we can significantly even out the inlet thermal distribution, lower maximum exhaust temperature in the datacenter, and significantly reduce the cooling energy costs. Our technique works very well in a data-intensive compute cluster and data center simulation results with floVENT, a computational dynamics simulator, suggest a savings of 28%-40% in the overall cooling costs.not peer reviewedSubmitted by Rini Kaushik ([email protected]) on 2011-02-08T20:33:48Z
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