1,720,963 research outputs found
Information Literacy Against Interest in Making Online Loans With Ease of Use as a Moderating Variable for Muslim Entrepreneurs in Indonesia
Full text linkThis study aims to analyze and prove the effect of information literacy variables on interest in making online loans with perceived ease of use as a moderating variable. The results of this study are expected to be useful and contribute to technology-based financial services, especially in peer-to-peer lending in order to provide safe and good quality services for the community. The object of this research is Indonesia a students who are members of ABM Preneur. The data used in this study is primary data, which was obtained through the distribution of online questionnaires. The sampling method was stratified purposive random sampling. The results showed that information literacy had a negative and partially insignificant effec
Pengaruh Psikologis Dan Sosial Demografi Dengan Consumer Innovativeness Sebagai Mediator Terhadap Consumer Adoption Of Innovation (Studi Pada Konsumen Telepon Seluler Di Kota Malang)
Full text linkPenelitian ini bertujuan untuk menganalisis dan menjelaskan pengaruh psikologis dan sosial demografi dengan consumer innovativeness sebagai mediator terhadap consumer adoption of innovation (Studi Pada Konsumen Telepon Seluler di Kota Malang).
Penelitian dilakukan terhadap konsumen telepon seluler di Kota yang melakukan pembelian telepon seluler di Meteor Cell. Metode sampling yang digunakan adalah teknik convenence sampling dengan jumlah sampel sebanyak 325 responden. Data dari responden yang sudah terkumpul kemudian dianalisis dengan menggunakan pendekatan SEM (Structural Equation Model) dengan Program Amos versi 21
Hasil penelitian membuktikan bahwa psikologis dan sosial demografi tidak menyebabkan consumer adoption of innovation. Temuan penelitian ini adalah Consumer innovativeness terbukti memediasi secara penuh pengaruh psikologis terhadap consumer adoption of innovation. Consumer innovativeness juga terbukti memediasi secara penuh pengaruh sosial demografi terhadap consumer adoption of innovation. Consumer adoption of innovation dapat ditingkatkan apabila psikologis dan sosial demografi diikuti dengan consumer innovativeness, dengan meningkatkan RAM, kapasitas baterai, memori internal, jaringan 4G, dan pixel kamera
PENGEMBANGAN MODEL LITERASI KEUANGAN DALAM PENINGKATAN KINERJA DAN PROFITABILTAS UMKM DI KOTA MALANG
Full text linkTingkat literasi keuangan UMKM masih rendah, sehingga menyulitkan UMKM untuk berkembang khususnya di bidang keuangan. Penelitian ini bertujuan untuk mengembangkan buku pengetahuan keuangan untuk meningkatkan pengetahuan keuangan dan pengetahuan manajemen keuangan sederhana entitas mikro atau UMKM di Kota Malang. Oleh karena itu, diharapkan dengan memiliki literasi keuangan yang baik, usaha kecil, menengah dan mikro dapat meningkatkan kinerja operasi dan profitabilitasnya. Metode yang digunakan dalam pengembangan ini adalah metode ADDIE (analisis, desain, pengembangan, implementasi, evaluasi). Hasil dari pengembangan ini adalah produk buku pengetahuan keuangan yang cocok untuk usaha kecil, menengah dan mikro
Analisis moderasi inklusi keuangan pada pengaruh platform terhadap minat penggunaan pinjaman online
Full text linkThe aim of this research is to analyze the moderation of financial inclusion on the influence of platforms on interest in using online loans. The research sample was 50 SMEs who were members of ABM Preneur using a stratified random sampling technique. The research results show that H1 is supported but H2 is not supported. So the platform has a significant positive effect on interest in using online loans. However, financial inclusion does not moderate the influence of the platform on interest in using online loans
REAKSI PASAR MODAL INDONESIA (BEI) TERHADAP RESHUFFLE KABINET
Full text linkThe capital market is one of the important financial sector in the economy of a country. The capital market is one of the effective means to facilitate long-term funds held by the public to be channeled in productive sectors. Capital market as one of the economic instruments is influenced by events that contain information for investors. In- creasingly important role of capital markets in the economy of a country, the more sensi- tive the capital market to various events around him. This study aims to assess the capital market reaction to the announcement of United Indonesia Cabinet reshuffle vol 2 which took place on October 19, 2011. This research is quantitative descriptive. Assessment Cabinet Reshuffle reaction to the announcement of the stock price movement LQ45 done through observation of price movements, abnormal returns (abnormal returns), Capital Asset Pricing Model (CAPM), and to Varibility Reward Ratio (RV) during the observa- tion period of 14 days before and 14 days after the announcement date. The results showed that the announcement of the cabinet reshuffle, do not give too strong an influence on the movement of stock prices, this is evidenced in the average stock price and the average abnormal return is experiencing fluctuating movements in the period of United Indonesia Cabinet reshuffle Volume 2. There is no visible trend of the market overreacted to the emergence of a significant price fall or rise significantly. Based on this, there is no sig- nificantrelationship between abnormal returns before and after the cabinet reshuffle which was conducted on October 19, 2011. Pessimistic attitude toward improved market per- formance of the post-reshuffle cabinet ministers are also an indication that the market is not overl action resulted in the announcement of the overnment's cabinet reshuffle. This study also showed that agriculture, mining, and chemical industry base, a variety of industries, finance and trade in services and investment sector was the most good for investment because of the calculation CAPM expected return E (Ri) produced smaller than the average expected return is realized (Av.Ri) per sector and the low share price means the right time to invest. For Industrial and Chemical sector is a sector that is at the top rank has a value of -0.15987 and is the most affected sectors. While a good stock for investment is INTP, SMGR, KRAS, and CPIN. Top ranked stocks are INTP that has the highest value that is equal to -0.09966 and is the most affected stocks
Rancangan Model Pengembangan Kewirausahaan pada Mahasiswa Ditinjau dari Persepsi, Minat dan Kompetensi Kewirausahaan
Full text linkPengelolaan sumber daya alam belum maksimal, ketersediaan lapangan pekerjaan juga belum bisa menampung angkatan kerja yang ada. Yang lebih memprihatinkan lagi adalah sedikitnya jumlah wirausahawan, padahal untuk menjadi sebuah bangsa maju dan mandiri suatu negara harus mempunyai sedikitnya 2% wirausahawan dari jumlah penduduk. Indonesia sampai saat ini hanya memiliki 0,18% wirausaha, artinya masih sangat sedikit masyarakat Indonesia yang memiliki mental kreatif, inovatif dan tidak mengandalkan hidupnya dengan mencari pekerjaan. Perlu dibangun masyarakat yang memiliki mental pencipta lapangan pekerjaan, salah satunya bisa didorong dengan mengembangkan program pendidikan entrepreneurship (kewirausahaan) yang dimulai pada usia dini.
Tujuan penelitian ini adalah untuk mencari model pengembangan kewirausahaan pada mahasiswa yang didasarkan pada 1) persepsi mahasiswa terhadap kewirausahaan, 2) minat mahasiswa terhadap kewirausahaan, 3) kompetensi yang dibutuhkan mahasiswa dalam hal kewirausahaan. Mengambil lokasi penelitian di Malang, dengan informan dari tiga perguruan tinggi besar yang ada, diharapkan bisa mewakili karakter mahasiswa pada umumnya. Menggunakan metode deskriptif kualitatif, penelitian ini menghasilkan model-model pengembangan kewirausahaan pada mahasiswa yang didasarkan pada persepsi, minat dan kompetensi yang dimiliki saat ini
Persepsi risiko terhadap minat melakukan pinjaman online dengan kemudahan penggunaan sebagai variabel moderasi
Full text linkThis study aims to analyze and prove the effect of perceived risk on interest in making online loans with perceived ease of use as a moderating variable. The object of research is students who are members of ABM Preneur. Using primary data obtained through the distribution of online questionnaires. The sampling method is stratified purposive random sampling. The research findings reveal that the perception of risk does not affect the interest in making online loans, besides that the perception of ease of use is not able to moderate the influence of risk perceptions and interest in making online loans. Recommendations for further research are online loan trust in interest with information quality as a moderating variablePenelitian bertujuan untuk menganalisis dan membuktikan pengaruh persepsi risiko terhadap minat melakukan pinjaman online dengan persepsi kemudahan penggunaan sebagai variabel moderasi. Objek penelitian mahasiswa yang tergabung dalam ABM Preneur. Menggunakan data primer yang diperoleh melalui penyebaran kuesioner online. Metode pengambilan sampel adalah stratified purposive random sampling. Temuan penelitian mengungkapkan bahwa persepsi risiko tidak mempengaruhi minat melakukan pinjaman online, selain itu persepsi kemudahan penggunaan tidak mampu memoderasi pengaruh persepsi risiko dan minat melakukan pinjaman online. Rekomendasi untuk penelitian selanjutnya adalah trust in interest pinjaman online dengan kualitas informasi sebagai variabel moderas
THE INFLUENCE OF INDEPENDENT ATTITUDE ON THE DECISION BECOMING AN ENTREPRENEUR WITH ENTREPRENEURIAL KNOWLEDGE AS A MODERATING VARIABLE
No full textThe purpose of this study was to examine the effect of an independent attitude on the decision to become an entrepreneur with entrepreneurial knowledge as a moderating variable. The type of research used was quantitative with questionnaire data distribution. The population and sample in this study amounted to 50 young entrepreneurs in Malang City. The data analysis method used SPSS assistance. The results showed that an independent attitude had a significant positive effect on the decision to become an entrepreneur. Entrepreneurial knowledge moderates the effect of an independent attitude on the decision to become an entrepreneu
Going Beyond Counting First Authors in Author Co-citation Analysis
Full text linkThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
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