1,720,972 research outputs found
Juridical Study of The Development of Islamic Banking Law and Its Implications for Islamic Bank Products
Get PDFThis study aims to analyze the development of Islamic banking law and its implications for the development of Islamic banking products. The researcher examined the significance of changes in laws related to Islamic banking for regulatory development and their implications for the development of Islamic banking institutions and products using a juridical-normative approach. This research includes literature research with a normative approach. The data collection technique used in the study is documentation techniques. Meanwhile, the data analasis technique used is induction technique with a qualitative approach. The results of the study show that changes in the law on Islamic banking have had a significant effect on the development of Islamic banking regulations in Indonesia. The implementation of Law Number 21 of 2008 concerning Sharia Banking is expected to answer some of the problems and doubts regarding the direction of development of Islamic banking in the future, including the direction of legal developments governing Islamic banking activities. With the enactment of Islamic banking regulations spread across sharia banking laws and regulations, the compilation of sharia economic law and fatwa dsn-mui as the legal basis for Islamic banking activities in Indonesia, it is expected to have implications for increasing the market share of Islamic banking and service networks and being able to encourage the development of Islamic banking products. The implications of this research are expected to develop knowledge in the field of legal politics and laws and regulations in the fields of economics and business. In addition, it is hoped that it can be useful for the fulfillment of human life celebrations related to aspects of structuring collective life, including developing an appreciation of legal and unlawful politics. Penelitian ini, bertujuan untuk menganalisis perkembangan hukum perbankan syariah dan implikasinya terhadap pengembangan produk-produk perbankan syariah. Peneliti mengkaji signifikansi perubahan undang-undang terkait perbankan syariah bagi perkembangan regulasi dan implikasinya terhadap pengembangan institusi dan produk-produk perbankan syariah menggunakan pendekatan yuridis-normatif. Penelitian ini termasuk penelitian kepustakaan dengan pendekatan normatif. Tehnik pengumpulan data yang digunakan dalam penelitian adalah tehnik dokumentasi. Sedangkan tehnik analasis data yang digunakan adalah tehnik induksi dengan pendekatan kualitatif. Hasil dari penelitian menunjukkan bahwa perubahan undang-undang tentang perbankan syariah, telah berpengaruh secara signifikan bagi perkembangan regulasi perbankan syariah di Indonesia. Implementasi Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah, diharapkan dapat menjawab sebagian persoalan dan keragu-raguan mengenai arah perkembangan perbankan syariah ke depan, termasuk arah perkembangan hukum yang mengatur kegiatan perbankan syariah. Dengan diberlakukannya regulasi perbankan syariah yang tersebar dalam Peraturan Perundang-undangan Perbankan Syariah, Kompilasi Hukum Ekonomi Syariah dan Fatwa DSN-MUI sebagai landasan hukum bagi kegiatan perbankan syariah di Indonesia, diharapkan dapat berimplikasi terhadap peningkatkan pangsa pasar perbankan syariah dan jaringan pelayanan serta mampu mendorong perkembangan produk perbankan syariah. Implikasi penelitian ini, diharapkan dapat mengembangkan pengetahuan di bidang politik hukum dan peraturan perundang-undangan dalam bidang ekonomi dan bisnis. Selain itu, diharapkan dapat berguna bagi pemenuhan hajat hidup manusia berkenaan dengan aspek penataan kehidupan kolektif termasuk mengembangkan apresiasi terhadap politik hukum dan peraturan perundang-undangan, khususnya perbankan syariah
THE EFFECT OF MULIA, AR-RUM, SHARIA-COMPLIANT BANK OF INDONESIA’S CERTIFICATE, INFLATION AND BI RATE ON SHARIA PAWNSHOP’S INCOME IN INDONESIA
Get PDFThis research aimed to analyze the effect of Mulia, Ar-Rum, Sharia-compliant Bank of Indonesia (sharia-compliant Bank of Indonesia)’s Certificate, Inflation and BI Rate on sharia pawnshop’s income in Indonesia during 2015-2017. Case study being the object of research was PT. Pegadaian (Persero). Secondary data derived from annual report published by Pegadaian (thereafter called Pawnshop). This study employed a multiple regression analysis method. The result of research showed that (1) Mulia financing affected significantly the income of Sharia pawnshop (thereafter, called Sharia pawnshop), (2) Ar-Rum Financing did not affect significantly the income of Sharia Pawnshop, (3) Sharia-compliant Bank of Indonesia’s Certificate did not affect significantly the income of Sharia pawnshop, and (4) inflation affected significantly the income of Sharia pawnshop and BI Rate affected Sharia pawnshop’s income significantl
THE EFFECT OF DISTRIBUTION FUNDS OF ZAKAT INFAQ SHADAQAH, SOCIAL ASSISTANCE EXPENDITURE, AND SUBSIDY EXPENDITURE ON POVERTY IN INDONESIA
No full textThis study aims to analyze the effect of the distribution funds of Zakat Infaq Shadaqah (ZIS), social assistance expenditure and subsidy expenditure on poverty in Indonesia 2013-2017 period. The sample from this study consisted of ZIS data obtained at the National Alms Agency (known as BAZNAS). Then social assistance expenditure and subsidy expenditure and the latest poverty data obtained at the Central Statistics Agency (BPS). In this research, the method used multiple linear regression analysis by testing classical assumptions. The results of this study are according to the results of the F test that the three independent variables (ZIS, social assistance expenditure and subsidy expenditure) have a simultaneous effect on the dependent variable (poverty) by having a significance value of 0,000, which means less than 0.05.Furthermore, it is supported by the results of the T-test that the three independent variables partially have a significant effect on the dependent variable, with a significance value in the ZIS variable was 0,000. Then, social assistance expenditure was 0.025. The last, subsidy expenditure was 0,000. It means lower than 0.0
ANALYZE THE EFFECT OF THIRD PARTY FUND (TPF), NON-PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR) AND PROFIT MARGIN ON MURABAHAH FINANCING OF SHARIA COMMERCIAL BANK
Get PDFThe purpose of this study is to analyze the effect of each variable, Deposits of Third Party Fund (TPF) (X1), Non-Performing Financing (NPF) (X2), Financing to Deposit Ratio (FDR) (X3) and Profit Margin (X4) on Murabahah Financing (Y1). The population of this study was conducted on eleven Sharia Commercial Banks in Indonesia, namely Bank Muamalat, Bank Victoria Syariah, Bank BRI Syariah, Bank BNI Syariah, Bank Syariah Mandiri, Bank Syariah Mega Indonesia, Bank Panin Syariah, Bank Syariah Bukopin, Bank BCA Syariah and Bank Maybank Syariah Indonesia. The sample taken was the annual financial report for five periods, namely 2011-2015 periods. The analysis technique used panel data regression analysis was tested by F-test and T-test, with a significant value of 5%. Based on the results of the T-test and F-test, it can be known that TPF, FDR and Profit Margin simultaneously have a significant positive effect and the NPF partially have no effect of murabahah financing on Sharia Commercial Banks. Adjusted R Square value of 0.275352 indicates that the independent variable could give effect the dependent variable of 0.000429%
ANALISIS PENGARUH DANA PIHAK KETIGA, NON PERFORMING FINANCING, CAPITAL ADEQUACY RATIO, MODAL SENDIRI DAN MARJIN KEUNTUNGAN TERHADAP PEMBIAYAAN MURABAHAH
Get PDFThe theme of the article is "economy based on the principles of Islam". This study aims to determine the effect review Third Party Fund (DPK), Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Equity and Operating Profit Margin simultaneous or partial Against AT Murabahah Islamic Banks in Indonesia Period 2011-2015, There are nine samples hearts Research singer Yang meet Namely Research Criteria Bank BCA Syariah, BJB Syariah, BNI Syariah, BRI Syariah, Bank Syariah Mandiri, Bukopin Syariah, Bank Muamalat, Panin Syariah, Islamic Victoria. The analysis tool used panel data regression analysis. Model Chosen Was Random Effect Model The tested with F test and t test, with 5% significance. Based on the findings of the test F known that DPK, NPF, CAR, Equity and Operating Profit Margin Financing Murabahah simultaneously affect Against AT Islamic Banks. Based on t test known that Equity and Profit Margin effect against Murabahah, DPK, CAR and influential Against NPF not on Murabahah Commercial Bank Syariah
PELAKSANAAN SHARIA COMPLIANCE PADA BANK SYARIAH (STUDI KASUS PADA BANK SYARIAH MANDIRI, JAKARTA)
Get PDFThe Implementation of Sharia Compliance at Islamic Bank (Case Study on Mandiri Syariah Bank,
Jakarta). This study is aimed at finding out the controlling system and the implementation of supervision of
compliance of Bank Indonesia (BI) and Sharia Supervisory Board toward the Mandiri Syariah Bank; how is the
implementation and its internal audit, what are the roles and responsibilities of the director of compliance for
all stakeholders of compliance unit of Bank Syariah Mandiri. The design of this study is qualitative approach. The
result shows that the system of supervision of compliance toward sharia has been done based on the rules. The
functions of sharia by the director of compliance to all employees of Mandiri Syariah Bank normatively has been
implemented in accordance with the principles of compliance, the compliance culture, management risk and
the values of Mandiri Syariah Bank.The implementation of internal audit at Bank Syariah Mandiri has not been
effective, the roles of compliance director and compliance unit were crucial in controling compliance culture to
gain better achievements of Bank Syariah Mandir
PENGARUH BRAND IMAGE, LOKASI DAN STORE ATMOSPHERE TERHADAP PROSES KEPUTUSAN PEMBELIAN KONSUMEN PADA MINIMARKET “KEDAI YATIM”
Get PDFTujuan penelitian ini adalah untuk menganalisis pengaruh brand image, lokasi dan store atmosphere terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim". Jenis penelitian ini adalah kuantitatif. Sumber data penelitian ini merupakan data primer yang berasal dari sampel yaitu konsumen minimarket "Kedai Yatim". Pengumpulan data dilakukan dengan menyebarkan kuesioner kepada 100 responden. Penelitian ini menggunakan metode analisis Regresi Berganda. Hasil temuan dari penelitian ini menunjukkan bahwa: (1) brand image berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim" (2) lokasi berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim" (3) store atmosphere berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim", dan (4) brand image, lokasi dan store atmosphere berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim".Kata Kunci : Brand Image, Lokasi, Store Atmosphere, Proses Keputusan Pembelia
Analisa Pengaruh Size Perusahaan, Capital Adequacy Ratio (CAR), Non Perfoming Financing (NPF), Return On Asset (ROA), Financing Deposit Ratio (FDR) Terhadap Pengungkapan Corporate Social Responsibility (CSR) Bank Umum Syariah di Indonesia Periode 2012-201
Get PDFAbstract This study aimed to analyze the influence SizePerusahaan, Capital Adequacy Ratio (CAR), non performing Financing (NPF), Return on Assets (ROA), Financing to Deposit Ratio (FDR) on the disclosure of Corporate Social Responsibility (CSR) Islamic Banks in Indonesia period 2012- 2015. Corporate Social Responsibility (CSR) is a form of the company in its operations by focusing on economy, society and environment. The sample in this study amounted to 11 public Islamic Bank in this Indonesia.Penelitian panel regression analysis method. The model chosen in this study is the fixed effect model (fixed effect). Based on the analysis that has been done in getting results simultaneously all the independent variables are the size of the Bank, Capital Adequacy Ratio (CAR), non performing Financing (NPF), Return on Assets (ROA), Financing to Deposit Ratio (FDR) which affect the disclosure of CSR. However, the size of the company and Financing to Deposit Ratio (FDR) affect the Bank's CSR disclosure. Capital adequacy ratio (CAR), Non Performing Financing (NPF), return on assets (ROA) has no effect on the disclosure of CSR. Keyword: Corporate Social Responsibility (CSR), Size, Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Return On Assets (ROA), Financing to Deposite Ratio (FDR).
Pengaruh Kualitas Pelayanan dan Corporate Social Responsibility Terhadap Citra Perusahaan
Get PDFAbstract
This research aims to analyze the quality of service and corporate social responsibility BNI Syariah against corporate image in PT BNI Syariah Center, Jakarta. Sampling technique used in this research is convenience sampling method, then the data in the process by using multiple linear regression analysis method. Sample in this research is BNI Syariah Center customer, Jakarta amounts to 100 respondents. This research is a quantitative research and data analysis method using multiple liniear regression. The result of this research shows that partially the service quality and corporate social responsibility variables significantly influence the image of the company in syariah bank. Simultaneously the service quality and corporate social responsibility variables significantly influence the image of the company in syariah bank at the level of significance less than 0.05 or 5%.
Abstrak
Penelitian ini bertujuan untuk menganalisis kualitas pelayanan dan corporate social responsibility BNI Syariah terhadap citra perusahaan di PT BNI Syariah Pusat, Jakarta. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah metode convenience sampling. Kemudian data diproses dengan menggunakan metode analisis regresi linear berganda. Sampel dalam penelitian ini merupakan nasabah BNI Syariah Pusat, Jakarta berjumlah 100 responden. Penelitian ini adalah penelitian kuantitatif dan metode analisis data menggunakan regresi liniear berganda. Hasil dari penelitian ini menunjukan bahwa secara parsial variabel kualitas pelayanan dan corporate social responsibility berpengaruh secara signifikan terhadap citra perusahaan di bank syariah. Secara simultan variabel kualitas pelayanan dan corporate social responsibility berpengaruh secara signifikan terhadap citra perusahaan di bank syariah pada tingkat signifikansi kurang dari 0,05 atau 5%
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