Jurnal Fakultas Ekonomi dan Bisnis Islam - Universitas Islam Negeri Imam Bonjol Padang
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ANALISIS DAYA SAING KOMODITAS EKSPOR INDONESIA DI PASAR INTERNASIONAL
No full textThis study aims to analyze the competitiveness of Indonesian export commodities in the international market. The data used are secondary data, namely time series data from 2015-2019 obtained from the United Nations Commodity Trade (UNComtrade). The analytical method uses the Revealed Comparative Advantage (RCA) approach, 3 (three) digits based on SITC on ten types of potential Indonesian commodities. The results showed that commodities with an RCA value greater than 1 (one), namely processed food; jewelry; and spices. This value indicates that the three types of commodities have competitiveness in the international market, so that these commodities are worthy to be made as one of the potential export commodities in the future. While leather commodities and leather products; medical equipment; medicinal plants; essential oil; fish and fish products; craft; and office equipment having an RCA value of less than one, meaning that from 2015 to 2019 these seven commodities had no competitiveness in the international market
PENGARUH TABUNGAN, DEPOSITO DAN MODAL TERHADAP PENDAPATAN PADA PT LKMS BMT AL MABRUK
Full text linkThis study aims to analyze the effect of student savings, general savings, time deposits and own capital on the income of LKMS BMT Al Mabruk. This is a field research using a qualitative approach. The data comes from secondary data, namely the annual report of LKMS BMT Al Mabruk from 2017 to 2019. The results of this study show that student savings, general savings, deposits and own capital together affect income by 55.4%. While 54.6% of other factors that influence it, which in this study were not examined. But partially, only general savings have a positive and significant effect on increasing income. Student savings, deposits, and own capital have no positive and significant effect on the income of LKMS BMT Al Mabruk
ANALISIS HUBUNGAN VARIABEL MAKROEKONOMI TERHADAP PERMINTAAN UANG DALAM SISTEM PERBANKAN GANDA DI INDONESIA
Full text linkThis study aims to analyze the effect of macroeconomic variables to money demand in the dual banking system in Indonesia. Macroeconomic variables are proxied by GDP, inflation, BI rate and equivalent rate. Money demand variables is divided into conventional money demand and sharia money demand. Conventional money demand is proxied by currency, demand deposits, saving and time deposits. Meanwhile, sharia money demand is proxied by demand deposits wadia, saving deposits mudharabah and time deposits mudharabah. This study uses the VAR / VECM (Vector Auto Regression / Vector Error Correction Model) method. This study uses monthly data obtained from Islamic Banking Statistics (SPS-OJK); Indonesian Banking Statistics (SPI-OJK); Central Statistics Agency (BPS); Bank Indonesia (BI) in the period between June 2014 and December 2017.The results show that GDP does not have an influence for conventional money demand and Islamic money demand, inflation affects conventional money demand and sharia money demand, the BI rate affects conventional money demand, and the equivalent rate affects sharia money demand
PENGARUH DIMENSI NILAI PELANGGAN TERHADAP MINAT MENJADI NASABAH PADA LKMS
Full text linkThe research objective was to see the effect of the customer value dimensions (function value, function value, social value, emotional value, and sacrifice value) on the interest in becoming a customer in the LKMS. The research was conducted in West Sumatra Province, Indonesia. The population of this research is all members of LKMS in West Sumatra province. The research sample was 200 LKMS members. The sampling technique is a non-probability sampling method using convenience sampling. The results of the study are: a) the functional value of an Islamic financial product seen by the public has a significant effect on the interest in becoming a customer in LKMS, b) the social value of an Islamic financial product has a significant effect on the interest in becoming a customer in LKMS, c) the emotional value of a financial product has a significant effect on the interest in becoming a customer in LKMS, and d) the value of sacrifice has a significant effect on the interest in becoming a customer in LKMS
CASH WAQF: SEBUAH KAJIAN REVITALISASI WAQF
Full text linkCurrently waqf is already very popular in society, not only among Muslims, but also for non-Muslims. The purpose of this research is to explore and implement cash waqf in Indonesia. Besides that, it also looks at how to maximize the potential of existing waqf. The optimization of the benefits of waqf can be seen in terms of education, worship, public facilities and infrastructure, health facilities and others. By using a qualitative descriptive comparative study method, the results show that there is still a very large opportunity for the use of waqf and research from this waqf
PERANAN BAZNAS DALAM MENCIPTAKAN MASYARAKAT PRODUKTIF UNTUK MENGENTASKAN KEMISKINAN DI KABUPATEN PADANG PARIAMAN
No full textThis study aims to see and analyze the Role of BAZNAS in Creating Productive Communities to Alleviate Poverty in Padang Pariaman District. This study uses primary data. The method used in this research is descriptive analysis with the SEM (Structural Equation Modeling) approach with the PLS (Partial Least Square) technique. The sample used in this study were 39 Kab. Padang Pariaman who received business capital assistance from BAZNS. The results of the research conducted, found that the variable of business capital assistance had a positive and significant effect on the productivity of community businesses and the variable of business assistance and the productivity of community businesses had a positive and significant effect on the variable of poverty alleviation
ANALISIS TREND RASIO PROFITABILITAS BANK MUAMALAT TAHUN 2015-2018
No full textThis study aims to see the development of Bank Muamalat's profitability ratio in 2015-2018. This type of research is descriptive with a quantitative approach. The method used is Trend Analysis with index numbers. The data collection technique used in this study is documentation. In this study, researchers used secondary data in the form of annual report Muamalat Bank in 2015-2018. The results showed that the development of Muamalat Bank Profitability for the 2015-2018 period in terms of Return On Assets was 0.2%, 0.22%, 0.11% and 0.08%. The development of profitability at PT. Bank Syariah Bukopin Bank Muamalat for the period 2015-2018 in terms of Return On Equity is 2.78%, 3%, 0.87% and 1.16%. The development of ROA trends is 100%, 110%, 55% and 40%. While the ROE Trend Development is 100%, 108%, 31% and 42%. Generally there has been a decline in ROA and ROE at Bank Muamalat in the last two years compared to the index base year. This shows the ability to generate profits Muamalat Bank is not running effectively and efficiently
THE INFLUENCE OF ZAKAT, INFAQ, SADAQOH (ZIS) ON POVERTY ALLEVATION
Full text linkThis study aims to analyse the influence of the amount of ZIS funds distributed to the community, unemployment and inflation rate, on poverty using economic growth as a moderating variable. The results showed that ZIS funds and economic Growth had a significant negative impact on the poverty rate. The moderating variable of economic growth was able to strengthen the relationship between the ZIS funds and the poverty rate. This study has a limitation as it only looked at the overall ZIS funds and the poverty rate in general. This study provides a perspective that the role of the ZIS funds distributed to the community is able to show its consistency and reduce the poverty rate. Thus, the ZIS funds can be considered as one of the main strategies to lessen the poverty rate
PENGARUH MANAJEMEN RISIKO, INDEPENDEN BOARD, DAN BOARD COMPENSATION TERHADAP KINERJA KEUANGAN BANK
Full text linkThe purpose of this study was to determined the effect of risk management, independent commissioners, compensation commissioners and ceos on financial performance both partially and simultaneously financial performance on banking companies listed on the indonesia stock exchange in the period 2014 - 2018. this study used quantitative methods. the data used is secondary data. the population is a banking company listed on the indonesia stock exchange. the sample is banking companies listed on the indonesia stock exchange from 2014 to 2018. the results of the study showed that the application of risk management has no significant effect on financial performance, independent commissioners have no significant effect on financial performance, compensation of commissioners and ceos has a significant effect on financial performance, then risk management, independent commissioners and commissioner and ceo compensation jointly influence the financial performance
PENGARUH RELIGIUSITAS, KELOMPOK REFERENSI DAN PENGETAHUAN TERHADAP BANK SYARIAH PADA NASABAH BANK SYARIAH DKI JAKARTA
Full text linkA Moeslem must be obidient with the law contained in the Qur’an and Hadith, including within the law of muamalah or in the other words using financial service. Fatwa MUI No. 1 tahun 2004 was already explained that interest in conventional financial institution these day were considered haram because it has the same practice as riba nasi’ah and we can’t use conventional financial institution if we had a sharia financial institution near our home that we reach easily. Intention to use sharia banking were closely related to religiosity and knowledge about sharia banking, also reference group because sharia banking havent’do much about doing commercial in any form of media. The method used in this study is multiple linear regression analyst, t test, F test at level of significant 5% and performed with SPSS 21. The result of this study showed that Reliogisity, Reference Group, and Knowledge About Sharia Banking has positive effect on consumer intention to use sharia banking partially. Also Reliogisity, Reference Group, and Knowledge About Sharia Banking has positive effect on consumer intention to use sharia banking simultaneously