50 research outputs found

    Microinsurance, Trust and Economic Development: Evidence from a Randomized Natural Field Experiment

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    We report results from a large randomized natural field experiment conducted in southwestern China in the context of insurance for sows. Our study sheds light on two important questions about microinsurance. First, how does access to formal insurance affect farmers' production decisions? Second, what explains the low takeup rate of formal insurance, despite substantial premium subsidy from the government? We find that providing access to formal insurance significantly increases farmers' tendency to raise sows. We argue that this finding also suggests that farmers are not previously insured efficiently through informal mechanisms. We also provide several pieces of evidence suggesting that trust, or lack thereof, for government-sponsored insurance products is a significant barrier for farmers' willingness to participate in the insurance program.Microinsurance; Trust, Natural Field Experiment

    Microinsurance, Trust and Economic Development: Evidence from a Randomized Natural Field Experiment

    No full text
    We report results from a large randomized natural field experiment conducted in southwestern China in the context of insurance for sows. Our study sheds light on two important questions about microinsurance. First, how does access to formal insurance affect farmers' production decisions? Second, what explains the low takeup rate of formal insurance, despite substantial premium subsidy from the government? We find that providing access to formal insurance significantly increases farmers' tendency to raise sows. We argue that this finding also suggests that farmers are not previously insured efficiently through informal mechanisms. We also provide several pieces of evidence suggesting that trust, or lack thereof, for government-sponsored insurance products is a significant barrier for farmers' willingness to participate in the insurance program.

    Kontribusi Maharaja Imam H. Muhammad Basiuni Imran dalam pendidikan Islam di Kerajaan Sambas, Kalimantan Barat (1915-1950)

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    INDONESIA Pendidikan Islam di Kalimantan Barat hingga awal abad ke-20 hanya berlangsung secara tradisional di surau atau masjid, rumah-rumah guru, dan istana. Dalam dua dasawarsa kurun tersebut, kawasan paling barat dari pulau Kalimantan ini juga belum memiliki organisasi yang berhaluan maju. Pemikiran maju dan modern hanya dimiliki oleh tokoh ulama dan para pemimpin yang berkuasa. Di antara tokoh tersebut adalah H. Muhammad Basiuni Imran (1885-1976). Kontribusi dari Maharaja Imam Sambas ini khususnya dalam bidang pendidikan, belum banyak dikaji. Berdasarkan penelusuran terhadap 42 buku teks dan literatur Sejarah Pendidikan Islam yang digunakan oleh Perguruan Tinggi Keagamaan Islam (PTKI) hanya dua di antaranya yang menyinggung nama tokoh ini, selebihnya konten kajian referensi tersebut masih didominasi oleh sejarah tokoh-tokoh pendidikan asal Pulau Jawa. Kerangka penelitian ini didasarkan pada grand theory komponen pendidikan Islam al-’Abrashi> dan Yunus. Adapun middle-range theory-nya menggunakan teori aliran-aliran pendidikan Islam Jawwad-Rid}a. Sedangkan applied theory pendidikan Islamnya menggunakan teori basic teaching model Glaser. Penelitian ini secara umum bertujuan untuk menggali dan mengkaji secara mendalam: “Kontribusi H. Muhammad Basiuni Imran dalam bidang pendidikan Islam di Kerajaan Sambas (1915-1950)”. Secara khusus, penelitian ini mengidentifikasi profil Maharaja Imam, dan menemukan jejak pemikiran dan praktik pendidikan Islam dengan pendekatan kualitatif dan metode historis; dengan teknik analisis berupa reduksi data, penyajian data, dan penarikan simpulan/verifikasi. Hasil penelitian ini menegaskan bahwa H. Muhammad Basiuni Imran adalah salah seorang pembaru pendidikan Islam era kolonial di Indonesia. Pemikiran dan tindakannya dalam mengelola pendidikan Islam memiliki karakter inovatif: Pertama, Basiuni merupakan tokoh yang menaruh perhatian besar terhadap kemajuan dunia pendidikan Islam. Kedua, gagasannya tentang mainstreaming sistem, kurikulum, metodologi, dan evaluasi pendidikan modern (Barat) ke dalam pendidikan Islam, cenderung memasukkannya ke dalam kelompok tokoh yang beraliran religius-rasional (al-di>ni> al-‘aqla>ni>). Ketiga, pada tataran praktis, terutama dalam tata kelola pembiayaan pendidikan, Basiuni berupaya menggalang dana umat dengan mengerahkan seluruh sumber daya berupa gagasan, saluran komunikasi, jaringan sosial, dan waktu. Dengan memakai kategori Rogers, maharaja imam ini masuk dalam kelompok inovator pendidikan Islam. ENGLISH Islamic education in West Kalimantan until the early 20th century only took place traditionally in surau or small mosques, teachers' houses, and palaces. In the two decades of the period, the most western region of the island of Borneo is also not yet have an advanced organization. Modern and advanced thinking is only owned by ulama leaders and ruling leaders. Among these figures are H. Muhammad Basiuni Imran (1885-1976). The contribution of Maharaja Imam Sambas especially in the field of education has not been much studied. Based on the study of 42 textbooks and literatures of History of Islamic Education used by Islamic Religious College (PTKI) only two of them are offensive to the name of this character, the rest of the reference review content is still dominated by the history of educational figures from Java. This research framework is based on the grand theory of Islamic education component al-'Abrashi> and Yunus. The middle-range theory uses the theory of Islamic education streams Jawwad-Rid}a. While applied theory of Islamic education using basic theory of teaching model Glaser. This research generally aims to explore and examine in depth: "The contribution of H. Muhammad Basiuni Imran in the field of Islamic education in the Kingdom of Sambas (1915-1950)". In particular, this study identifies the profile of the Imam Maharaja, and finds traces of Islamic educational thought and practice with a qualitative approach and historical method; with analysis techniques such as data reduction, data presentation, and withdrawal of conclusions / verification. The results of this study confirm that H. Muhammad Basiuni Imran was one of the reformers of colonial-era Islamic education in Indonesia. His thoughts and actions in managing Islamic education have an innovative character: First, Basiuni is a figure who pays great attention to the progress of the Islamic education world. Secondly, his idea of mainstreaming systems, curriculum, methodology, and the evaluation of modern (Western) education into Islamic education, tends to incorporate them into groups of religious-rational figures (al-di>ni> al-'aqla>ni>). Thirdly, at the practical level, especially in education financing governance, Basiuni seeks to raise people's funds by mobilizing all resources in the form of ideas, channels of communication, social networks, and time. By using the Rogers category, this maharaja imam belongs to a group of innovators of Islamic education in the colonial era

    Assessing the Frontiers of Ultra-Poverty Reduction: Evidence from CFPR/TUP, an Innovative Program in Bangladesh

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    This paper uses household panel data to provide robust evidence on the effects of BRAC’s Targeting the Ultra-poor Program in Bangladesh. Our identification strategy exploits type-1 errors in assignment, comparing households correctly included with those incorrectly excluded, according to program criteria. Evidence from difference-in-difference matching and sensitivity analysis shows that participation had significant positive effects on income, food consumption and security, household durables, and livestock, but no robust impact on health, ownership of homestead land, housing quality and other productive assets. Using quantile difference-in-difference, we find that the income gains from program participation is smaller for the lowest two deciles.Ultra-poor, CFPR/TUP, BRAC, Bangladesh, Microfinance, Bangladesh, Assignment Error, Difference-in-Difference, Matching, Heteroskedasticity-Based Identification

    RIBA DALAM PERSPEKTIF MUHAMMAD SYAHRUR (TINJAUAN METODOLOGIS)

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    Muhammad Syahrur points out that riba (usury) that is forbidden is the practice of usury made by people who are entitled to receive alms according to the provisions in QurÔÇÖan Surah┬á al-Baqarah (2): 275. Meanwhile, for those who are not entitled to receive alms, they┬á can be given a loan of interest (al-qardh al-istismari) as long as there is no multiplied┬á payment by taking an additional half of the debt principal as stipulated in QurÔÇÖan Surah┬á Ali Imran (3): 130. This view is clearly contrary to the views of the majority of scholars who argue that the prohibition of usury is fixed, without distinction of many or few, for those who are entitled to receive alms or not,┬á as regulated in the Qur'an. From the various arguments proposed, SyahrurÔÇÖs istinbath method is also made based on the Qur'an as the legal basis, just┬á as classical scholars, only with different understanding and interpretation through contemporary reading

    The Translocation of Culture: Migration, Community, and the Force of Multiculturalism in History

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    In his work on a Welsh border village, Ronald Frankenberg showed how cultural performances, from football to carnival, conferred agency on local actors and framed local conflicts. The present article extends these themes. It responds to invocations by politicians and policy makers of ‘community cohesion’ and the failure of communal leadership, following riots by young South Asians in northern British towns. Against the critique of self-segregating isolationism, the article traces the historical process of Pakistani migration and settlement in Britain, to argue that the dislocations and relocations of transnational migration generate two paradoxes of culture. The first is that in order to sink roots in a new country, transnational migrants in the modern world begin by setting themselves culturally and socially apart. They form encapsulated ‘communities’. Second, that within such communities culture can be conceived of as conflictual, open, hybridising and fluid, while nevertheless having a sentimental and morally compelling force. This stems from the fact, I propose, that culture is embodied in ritual and social exchange and performance, conferring agency and empowering different social actors: religious and secular, men, women and youth. Hence, against both defenders and critics of multiculturalism as a political and philosophical theory of social justice, the final part of the article argues for the need to theorise multiculturalism in history. In this view, rather than being fixed by liberal or socialist universal philosophical principles, multicultural citizenship must be grasped as changing and dialogical, inventive and responsive, a negotiated political order. The British Muslim diasporic struggle for recognition in the context of local racism and world international crises exemplifies this process. Classification-

    Analisis Kuat Tekan Beton yang Menggunakan Pasir Laut sebagai Agregat Halus pada Beberapa Quarry di Kabupaten Fakfak

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    SNI 03-6861-1-2002, states that the fine aggregate used in concrete structures should use river sand. However, the use of fine aggregate in Fakfak regency in general is still dependent on sea sand potential is quite large. The purpose of this study were: 1) determine the characteristics of sea sand in Fakfak regency as a component of the concrete mix; 2) determine the strength of concrete resulting from the use of sea sand. This research is an experimental research laboratory by means of sample testing and analysis of the characteristics of aggregates and concrete compressive test using a compression test machine. Results of testing the characteristics of fine aggregate to quarry in Fakfak regency consisting of quarry Kampung Seberang, quarry Kampung Sungai, quarry Tanjung Wagom and coarse aggregate from the quarry Kayuni can generally be used for a mixture of concrete for eligible characteristics of concrete aggregate but fine aggregate (sand) it is best to Tanjung Wagom quarry because of the fineness modulus 2.93 and included in zone 2. Compressive strength characteristics resulting from the quarry Kampung Seberang 122.84 kg/cm2 quarry Kampung Sungai 129.59 kg/cm2 and quarry Kampung Tanjung Wagom 144.27 kg/cm2 of the planned concrete quality 250 kg/cm2 or down 50.86% , quarry Kampung Sungai 48.16% and quarry Tanjung Wagom 42.29% down or strength is only reached at quarry Kampung Seberang 49.14%, quarry Kampung Sungai 51.84% and quarry Tanjung Wagom down 57.71

    STUDI EKSPERIMENTAL KUAT TEKAN BETON YANG MENGGUNAKAN PASIR LAUT SEBAGAI AGREGAT HALUS DI KABUPATEN FAKFAK PROVINSI PAPUA BARAT

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    Penggunaan agregat halus di Kabupaten Fakfak sebagai penyusun campuran beton untuk pekerjaan konstruksi secara umum masih tergantung pada pasir laut yang potensinya cukup besar. Penelitian ini bertujuan untuk; 1) mengetahui karakteristik pasir laut dan Pasir Sungai ; 2) mengetahui kuat tekan beton yang dihasilkan dari pasir laut dan pasir sungai pada pengujian 3, 7 dan 28 hari. Penelitian ini merupakan penelitian laboratorium berbasis sampel dan analisis karakteristik agregat dan uji tekan beton. Pasir laut Jalan Baru/Reklamasi, pasir sungai Palu dan pasir laut Kampung Seberang secara umum memenuhi persyaratan pengujian karakteristik agregat, namun demikian pasir yang paling baik digunakan adalah pasir laut Jalan Baru/Reklamasi dengan modulus kehalusan 2.183 dan masuk zone 2 (pasir agak kasar). Kuat tekan beton yang paling tinggi dari umur awal beton sampai akhir diperoleh dari pasir laut jalan Baru/Reklamasi dengan kuat tekan sebesar 93.86 kg/cm2 (umur beton 3 hari), 130.57 kg/cm2 (umur beton 7 hari), dan 172.61 kg/cm2 ( umur beton 28 hari). Sedangkan kuat tekan beton paling rendah pada umur awal beton (umur beton 3 dan 7 hari) diperoleh dari pasir sungai Palu, dengan kuat tekan sebesar 65.34 kg/cm2 (umur beton 3 hari), 101.20 kg/cm2 (umur beton 7 hari) dan 141.74 kg/cm2 (umur beton 28 hari). Kata Kunci- Pasir Laut, Pasir Sungai, Kuat Tekan Beto

    Istihsan (juristic preference) : the forgotten principle of Islamic law

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    EThOS - Electronic Theses Online ServiceGBUnited Kingdo

    Qur’anic Verbalization on the Issue of Religious Freedom in Indonesia

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    This article aims to understand the verses on religious freedom using method of Verbalization of the Qur’an, which was coined by Muhammad Alwi HS, in the Indonesian context. Based on its initial form and identity, Verbalization of the Qur’an is a method that has a strong foundation in providing an understanding of the Al-Qur’an in a different space and context from the time of revelation, including in Indonesia. As for the verse - The verse studied in this article is QS. Al-Baqarah [2]: 256, Q S. Ali Imran [3]: 64, QS. Al-Qashash [28]: 56, QS. Yunus [10]: 99. The result that is found in this article is that all of these verses prohibit the imposition of coercion on other people to follow a certain religion. Faith is the right of everyone who is blessed by God, as Allah does not make all believers or unbelievers, but allows everyone to choose the faith (religion) they want. In the context of Indonesia, the verbalization of the verses of religious freedom can be found in the form of a national and state constitution, namely based on the 1945 Constitution in article 28E paragraph (1), the 1945 Constitution in article 29 paragraph (2), the first principle of Pancasila "God Almighty",  Law no. 39/1999 on Human Rights (HAM), and article 28I of the 1945 Constitution concerning the ratification of the International Covenant on Civil and Political Rights.</jats:p
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