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PENGARUH NON PERFORMING FINANCING (NPF) DAN FINANCING TO DEPOSIT RATIO (FDR) TERHADAP PROFITABILITAS DENGAN CAPITAL ADEQUACY RATIO (CAR) SEBAGAI VARIABEL INTERVENING PADA BANK SYARIAH MANDIRI
Get PDFABSTRAK
Skripsi dengan judul “Pengaruh Non Performing Financing (NPF) dan
Financing to Deposit Ratio (FDR) Terhadap Profitabilitas Dengan Capital
Adequacy Ratio (CAR) Sebagai Variabel Intervening Pada Bank Syariah Mandiri”
ini ditulis oleh Nuning Maulida Isna, NIM. 17401153128, pembimbing Muhammad
Aswad,M.A.
Penelitian ini dilatarbelakangi oleh usaha bank syariah untuk meningkatkan
kinerja keuangannya, dalam meningkatkan kinerja keuangan bank dapat dilihat dari
aspek pembiayaan dan aspek kegagalan yang mampu mempengaruhi keuntungan
yang diinginkan. Dalam penelitian ini mencoba meneliti apakah non performing
financing dan financing to deposit ratio dapat mempengaruhi profitabilitas yang
dimediasi oleh capital adequacy ratio. Khususnya yang menjadi objek dalam
penelitian ini adalah Bank Syariah Mandiri.
Rumusan masalah dalam penulisan skripsi ini adalah (1) Apakah Non
Performing Financing (NPF) berpengaruh secara signifikan terhadap Capital
Adequacy Ratio (CAR) pada Bank Syariah Mandiri? (2) Apakah Financing to
Deposit Ratio (FDR) berpengaruh secara signifikan terhadap Capital Adequacy
Ratio (CAR) pada Bank Syariah Mandiri? (3) Apakah Non Performing Financing
(NPF) berpengaruh secara signifikan terhadap Return On Asset (ROA) pada Bank
Syariah Mandiri? (4) Apakah Financing to Deposit Ratio (FDR) berpengaruh
secara signifikan terhadap Return On Asset (ROA) pada Bank Syariah Mandiri? (5)
Apakah Capital Adequacy Ratio (CAR) berpengaruh secara signifikan terhadap
Return On Asset (ROA) pada Bank Syariah Mandiri? Adapun tujuan dari penelitian
ini adalah untuk menguji pengaruh non performing financing (NPF) dan financing
to deposit ratio (FDR) terhadap profitabilitas dengan capital adequacy ratio (CAR)
sebagai variabel intervening pada bank syariah mandiri.
Penelitian ini menggunakan pendekatan kuantitatif. Sampel yang diambil
menggunakan teknik purposive sampling,data yang digunakan adalah data laporan
keuangan triwulan Maret 2010 – Desember 2017 bank syariah mandiri. Data yang
dikumpulkan dianalisis dengan uji asumsi klasik dan uji path analysis.
Hasil penelitian ini menunjukkan bahwa(1) Non Performing Financing
berpengaruh positif dan tidak signifikan terhadap Capital Adequacy Ratio Bank
Syariah Mandiri. (2) Financing to Deposit Ratio berpengaruh positif dan tidak
signifikan terhadap Capital Adequacy Ratio Bank Syariah Mandiri. (3) Non
Performing Financing berpengaruh negatif dan signifikan terhadap Return On
Asset Bank Syariah Mandiri. (4) Financing to Deposit Ratio berpengaruh positif
dan signifikan terhadap profitabilitas yang diproyeksikan dengan Return On Asset
Bank Syariah Mandiri. (5) Capital Adequcy Ratio berpengaruh negatif dan
signifikan terhadap profitabilitas yang diproyeksikan dengan Return On Asset Bank
Syariah Mandiri.
Kata kunci : Non Performing Financing ,Financing to Deposit Ratio,Capital
Adequacy Ratio dan Profitabilitas (ROA
Going Beyond Counting First Authors in Author Co-citation Analysis
Get PDFThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
Get PDF“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
Get PDFWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
Penerapan Reward dan Punishment dalam Pembelajaran Qur’an-Hadits di Sekolah Dasar Kecamatan Muara Tiga Kabupaten Pidie
Get PDFA teacher should have a method of learning, so that students are able to learn with fun and has a passion for learning and results. Provide reward and punishment is a way in education to motivate students in the learning process. Focus problem in this research is how the application of reward and punishment in learning the Quran-Hadith in elementary school Muara alam sub-district Pidie district? As for the purpose of this research is to know the application of reward and punishment in learning the Quran-Hadith in elementary school Muara Tiga sub-district Pidie district. As for the place of this research is SDN 1 Curee, SDN 2 Curee, SDN Suka Jaya Kecamatan Muara Tiga. The subject of the study amounted to 6 people: 3 principal and 3 master class. Data collection methods used are observation, interview, and documentation, the instruments used are passing a list of interviews and obeservasi. Technique of data analysis is the reduction of data, display data, and verify the data. As for the results of the research; Application of reward in elementary school Muara Tiga sub-district in the form of gestures, praise, trust, deeds, gifts or even appreciation. As for the punishment in the form of a reprimand, facial appeared irritated, or disregard, clean-up, memorizing the short letter, and Hadith. Positive impact the application of reward and punishment; increase the motivation, the liveliness of students, became the catalyst for the other, students are thrilled. As for the negative impact; the lack of sincere, cause-effect, be apathy. Some of the liveliness of the students after the application of reward and punishment: 1) increase attention to students, 2) increase learning beliefs, 3) increases the satisfaction study, 4) increase the determination of his deeds
Analysis on the difficulties faced by the students in using english descriptive adjectives (a case study at the second grade students of MTs.Al-Khairiyah)
No full textDispelling the Myths Behind First-author Citation Counts
Get PDFWe conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
koamabayili/VECTRON-author-checklist: VECTRON author checklist
No full textWe have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
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