6 research outputs found
SERAPAN LEMBAGA KEUANGAN MIKRO SYARIAH DI SUMATERA BARAT TERHADAP LULUSAN PROGRAM STUDI D.III MANAJEMEN PERBANKAN SYARIAH
Get PDFThe purpose of the study was to determine the absorption of Islamic Microfinance Institutions in West Sumatra towards graduates of the study program D.III Islamic Banking Management UIN Imam Bonjol Padang. This type of research is qualitative research, namely research that aims to produce descriptive data about oral and written words, and behavior that can be observed from the people studied. The results of the study are: 1) The percentage of graduates absorbed by Islamic microfinance institutions in West Sumatra is still very small, which is 4.3% of the total number of graduates from 2008-2017 totaling 738 people. 2) The percentage of graduates working at Islamic microfinance institutions in West Sumatra is already good, if seen from the number of tertiary institutions in West Sumatra, which is 11% of the total number of employees of Islamic microfinance institutions in Sumatra in 2008-2017 totaling 262 person
The The Significance of Using the Dinar and Dirham as Currencies in the Islamic Economy: Analysis of Weaknesses and its Benefits
No full textThis article intends to describe today's feasibility of using the dinar and dirham currencies in the Islamic economic system. The application of Dinar and Dirham is considered more appropriate because they have a fixed value and guarantee stability. The dinar and Dirham currencies are deemed capable of solving currencies, such as coping with massive inflation in the world currency system. Dinar and Dirham can realize the stability of exchange rates and increase international trade progress, especially in Islamic countries throughout history. The author analyzes books from the library with a descriptive analysis approach. In theory, dinars and dirhams stabilize a country's finances if supported by production factors. This will accelerate the turnaround of money and the economy. However, the Dinar and Dirham also do not escape various problems. For example, the large hoarding of gold and silver, the obstacles between a country, the possibility of a monopoly by a government with more gold reserves, and very high production capabilities
Legal Awareness-Based Religiosity: Unveiling the Segmentation and Motivation of Qurbani Participants in West Sumatra
Get PDF: Qurbani is perceived to be performed by people who have a lot of money, but in practice, financial capability is not the main reason why people perform qurbani. This article discusses what factors are the segmentation and motivation for performing qurbani and divides them into several reasons for qurbani participants based on age, gender, economic level, and education level. Furthermore, the segmentation of qurbani participants that has been determined is analyzed from the perspective of legal awareness, which is an indicator of the level of knowledge, understanding, attitude, and behavior. The purpose of the descriptive description of the segmentation and legal awareness of qurbani performers is to reveal the motivation of qurbani performers based on the experience of the people of West Sumatra. The method used is a mixed method (mix method), namely a qualitative-descriptive approach and a quantitative approach. The quantitative approach will measure the percentage based on the segmentation of qurbani participants, namely based on age, gender, education, and region The qualitative approach was used to analyze the qurbani participants' motivation, religious level, and legal awareness. The results showed that the segmentation of qurbani participants from the middle class is higher, as many as 42% of the total qurbani participants. The dominance of West Sumatran people's motivation for qurbani is influenced by the level of religiosity fostered through religious teachings and Ulama fatwas, while economic motivation is only one of the supporting factors, because materially, even though the community does not have economic stability, they are still enthusiastic about becoming qurbani participants with motivations based on the pattern of preparing qurbani costs and the preparation period. Furthermore, it was concluded that qurbani participants in West Sumatra have high legal awareness, this can be seen in the high level of understanding and knowledge of the qurbani law, as well as positive attitudes driven by religiosity, which strengthens social solidarity and community unity. This research implies that the participation, segmentation, and motivation of qurbani performers are not solely related to economic security, but rather to high levels of religiosity and legal awareness
Kontribusi Dewan Pengawas Syariah Terhadap Kepatuhan Prinsip Syari’ah Pada Lembaga Finansial Technology Syari’ah
No full textThis study aims to examine the Contribution of the Sharia Supervisory Board (SSB) in ensuring compliance with sharia principles in sharia fintech institutions in Indonesia, while identifying various problems faced. The method used is a literature study with a secondary data analysis approach sourced from scientific articles, journals, and previous research. The results of the study indicate that the SSB plays a crucial role in ensuring sharia compliance, through periodic supervision, implementation of DSN-MUI fatwas, and development of sharia-compliant products and services. However, this study found a number of challenges, including the weak special supervisory mechanism for sharia fintech and the continued violation of sharia principles on several platforms such as Investree, Dana Syariah, and Peer to Peer Lending Syariah. Therefore, this study recommends strengthening the capacity of the SSB, improving regulations, and increasing cooperation between the SSB and related authorities in order to minimize sharia violations. Thus, this study makes an important contribution to strengthening the sharia supervisory system and supporting the sustainable growth of sharia fintech in Indonesia
The Impact of Bektashi Penetration on the Ottoman Empire
Get PDFThis article aims to explain the role of Bektashi Sufism. It was practiced for centuries in the Ottoman Empire and is considered a branch of the Ja’fari school of Shia. The Imams of the Ahl al-Bayt (Shia) had developed and adapted to the style of Sufism that surrounded them. So far, the Shiites have conflicted with the Sunnis. Social penetration was successful, and many Bektashi followers declared that they had converted to Islam, like Christians and Jews. The problem of the sect adhered to by Bektashi is still being debated. Who is the Bektashi group? Are these groups Shiites or Sunnis? By analyzing and applying the theory of interpersonal relations and openness by the Bektashi group, which ruled out the Ja’fari Fiqh thinking to abolish differences in Sufism, Bektashi penetrated Sunni bodies. The writers used a literature study. It employed a descriptive and qualitative analysis to conduct a historical discussion of this unique Bektashi school of thought. The teachings of Bektashi affected the spirit of jihad of the Ottoman Turkish troops, who came from Christian prisoners of war. They won many victories with the guidance and support of the Bektashi group. Bektashi’s teachings are also compatible with religious tolerance, openness, and moderation inspired by various styles of thought and philosophy
PERAN STRATEGIS BMT DALAM MENDUKUNG KEBERLANJUTAN PROGRAM PENGENTASAN KEMISKINAN: TINJAUAN MODEL DAN DAMPAK
Get PDFThis study aims to analyze the role of Baitul Maal wat Tamwil (BMT) as an Islamic Microfinance Institution (IMFI) in supporting the sustainability of poverty alleviation in Indonesia. The analysis highlights the strategic function of BMT in empowering microeconomic activities based on Islamic principles, especially for the poor and micro-entrepreneurs who are underserved by conventional financial institutions. Using a literature review approach and synthesis of empirical findings from various studies, this research concludes that BMT significantly contributes to increasing household income, expanding access to Islamic financing, and fostering community-based economic development. However, the sustainability of BMT’s role depends heavily on sharia compliance, technological innovation, and institutional governance quality. Therefore, collaboration between government, BMT, and zakat institutions is essential to optimize the socio-economic impact. This study recommends strengthening human resources, digitalizing services, and conducting periodic evaluations to ensure the effectiveness and sustainability of Islamic microfinance in alleviating poverty
