1,720,954 research outputs found
ANALISIS RESIKO PEMBIAYAAN KONGSI PEMILIKAN RUMAH SYARIAH (KPRS) MELALUI AKAD MUSYARAKAH WAL IJARAH AL-MUNTAHIA BIT-TAMLIK PADA BANK MUAMALAT INDONESIA CABANG KUDUS. PEMBIMBING
No full textDalam perbankan syariah, pembiayaan KPR secara umum dapat diberikan dengan menerapkan akad Musyarakah wal Ijarah Al-Muntahia Bit-Tamlik, salah satunya adalah Bank Muamalat Indonesia Cabang Kudus dengan produk Kongsi Pemilikan Rumah Syariah (KPRS). BMI dituntut untuk mengelola usahanya di sektor pembiayaan ini agar tidak mengalami kebangkrutan, oleh karenanya analisis resiko pembiayaan sangat dibutuhkan.
Rumusan masalah penelitian sebagai berikut; 1) Bagaimana implementasi pembiayaan Kongsi Pemilikan Rumah Syariah (KPRS) melalui akad Musyarakah wal Ijarah al-muntahia bit-tamlik pada Bank Muamalat Indonesia Cabang Kudus?, 2) Bagaimanakah penanganan resiko pembiayaan Kongsi Pemilikan Rumah Syariah (KPRS) pada akad Musyarakah wal Ijarah al-muntahia bit-tamlik di Bank Muamalat Indonesia Cabang Kudus?
Penelitian ini merupakan jenis penelitian lapangan (field research) dengan pendekatan kualitatif. Data dikumpulkan melalui teknik wawancara dan dokumentasi. Subjek penelitian menggunakan snowball sampling. Uji kredibilitas data dan teknik analisisnya menggunakan analisis kualitatif.
Hasil penelitian ini adalah bahwa: 1) Implementasi pembiayaan Kongsi Pemilikan Rumah Syariah (KPRS) melalui akad Musyarakah wal Ijarah al- muntahia bit-tamlik pada Bank Muamalat Indonesia Cabang Kudus dilakukan dengan menandatangani dua akad yaitu akad Musyarakah dan Ijarah, dimana dalam perkongsian tersebut nasabah dan bank memiliki bagian modal yang masuk dalam syirkah, kemudian nasabah menyewa rumah yang menjadi objek perjanjian, dan kepemilikan atas rumah tersebut dialihkan kepada nasabah seluruhnya setelah masa sewa berakhir atau sebelum masa sewa berakhir, dengan ketentuan nasabah sudah membayar atau melunasi porsi kepemilikan dari bank, 2) Pengelolaan resiko pembiayaan yang dilakukan Bank Muamalat Cabang Kudus, yaitu; a) Menghentikan jangka waktu yang ditentukan, b) Menyewakan rumah tersebut pada pihak ketiga lainnya dan dari hasil sewa tersebut bank dan nasabah berbagi hasil, c) Menjual harta benda yang dijaminkan oleh nasabah dan/atau penjamin kepada bank berdasarkan prinsip keadilan, d) Menjual harta benda yang dijaminkan lainnya yang menjadi jaminan tambahan, baik di bawah tangan maupun di muka umum (secara lelang) dengan harga dan syarat yang ditetapkan oleh bank
Peningkatan Hasil Belajar Bahasa Indonesia Kelas 3 SD Negeri 1 Ngroto dengan Menggunakan Model Pembelajaran Numbered Heads Together (NHT)
No full textThe aim of this research is to improve the learning outcomes of grade 3 students at SD Negeri 1 Ngroto, Gubug District, Grobogan Regency using the Numbered Heads Together (NHT) Learning Model for the Odd 2021/2022 academic year. The method in this research is the classroom action research method by applying cycle I and cycle II. The data collection technique in this research is documentation technique, written tests through cycle I and cycle II. Data analysis in this research is student learning outcomes in cycle I and student learning outcomes in cycle II using descriptive statistical tests. Students are said to obtain maximum results if the student's test score is more than the KKM, namely 75. The success indicator used is successful if it increases by more than or equal to 85% of the total number of 3rd grade elementary school students who reach the KKM, namely 75. The results of this research are an increase student learning outcomes from cycle I to cycle II and achieving classical learning completeness in cycle II
Going Beyond Counting First Authors in Author Co-citation Analysis
Full text linkThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
Full text link“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
Full text linkWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
Dispelling the Myths Behind First-author Citation Counts
Full text linkWe conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
koamabayili/VECTRON-author-checklist: VECTRON author checklist
No full textWe have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
Author-wise bibliometric analysis based on entropy.
No full textAuthor-wise bibliometric analysis based on entropy.</p
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