14 research outputs found
Pengaruh Financial Literacy Siswa dan Pendapatan Orang Tua terhadap Minat Menabung Siswa Kelas XI IIS SMAN 7 Malang
ABSTRAK Windasari, Arkandi. 2015. Pengaruh Financial Literacy Siswa dan Pendapatan Orang Tua terhadap Minat Menabung Siswa Kelas XI IIS SMAN 7 Malang. Skripsi, Jurusan Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Negeri Malang. Pembimbing (I) Dr. Imam Mukhlis, S.E, M.Si, (II) Dr. Hj. Lisa Rokhmani, M.Si. Kata Kunci: Financial LiteracySiswa, Pendapatan Orang Tua, Minat Menabung Tabungan merupakan salah satu dari kedua komponen alokasi utama pendapatan seseorang. Jumlah tabungan merupakan selisih dari pendapatan dikurangi konsumsi atau dengan kata lain tabungan merupakan sisa dari pendapatan dikurangi konsumsi. Keputusan untuk menabung dipengaruhi oleh sumberdaya yang ada, yaitu dana untuk ditabung. Oleh karena itu pendapatan seseorang mempengaruhi tabungannya. Keputusan menabung juga dipengaruhi oleh tingkat pengetahuan seseorang tentang pengetahuan dasar keuangan atau financial literacy. Keputusan menabung ini diawali dari ketertarikan dalam kegiatan menabung, yaitu minat dalam kegiatan menabung yang diteliti dalam penelitian ini. Variabel bebas dalam penelitian ini adalah financial literacy siswa dan pendapatan orang tua. Sedangkan variabel terikat adalah minat menabung siswa. Penelitian ini bertujuan untuk mengetahui ada atau tidaknya pengaruh financial literacy siswa dan pendapatan orang tua terhadap minat menabung siswa secara sendiri-sendiri maupun bersama. Jenis penelitian yang digunakan adalah penelitian kuantitatif dan meneliti dua variabel yaitu financial literacy siswa dan pendapatan orang tua dan minat menabung. Penelitian ini menggunakan teknik pengambilan sampel yaitu menggunakan teknik random sampling dan subjek penelitiannya sampel siswa kelas XI IIS SMAN 7 Kota Malang sebanyak 84 siswa. Teknik pengumpulan data adalah dengan menggunakan angket dan diuji kelayakan instrumen dengan uji validitas dan reliabilitas. Penelitian ini menggunakan analisis deskriptif dan analisis regresi berganda dan diuji kelayakan regresi dengan uji asumsi klasik dan keseluruhan analisis dengan bantuan program software SPSS for 16.00 Hasil penelitian menunjukkan bahwa financial literacysiswa, pendapatan orang tua dan minat menabung siswa kelas XI IIS SMAN 7 Malang tergolong tinggi, financial literacy siswa 43%, pendapatan orang tua 76% dan minat menabung siswa 46%. Dari hasil penelitian menunjukkan financial literacysiswa, pendapatan orang tua mempunyai pengaruh yang positif secara signifikan secara sendiri-sendiri maupun bersama terhadap minat menabung siswa di kelas XI IIS SMAN 7 Malang tahun pelajaran 2014/2015. Hasil penelitian juga menunjukkan koefisien determinasi atau R Square sebesar 74% dan sisanya 26% dipengaruhi oleh variabel-variabel lain diluar variabel financial literacy siswa dan pendapatan orang tua
Optimalisasi Pelaksanaan Supervisi Akademik Oleh Kepala Sekolah Untuk Meningkatkan Kompetensi Pedagogik Guru
Abstrak
Kompetensi pedagogik guru merupakan kompetensi yang harus dimiliki guru dalam jenjang manapun, sehingga perlu adanya penyesuaian dan peningkatan pada kompetensi pedagogic ini sesuai dengan perkembangan dunia Pendidikan. Salah satunya yaitu dengan melakukan kegiatan supervise akademik. Tujuan dari artikel ini adalah untuk mengetahui strategi yang dapat diterapkan dalam upaya pengoptimalan pelaksanaan supervisi akademik bagi guru. Metode yang digunakan dalam penulisan artikel ini yaitu dengan metode studi literatur dengan referensi artikel yang sesuai dengan tema yang penulis buat. Hasil dari penelitian ini, didapati adanya beberapa strategi yang dapat dilakukan sebagai upaya pengoptimalan pelaksanaan supervisi akademik, diantaranya yaitu; 1) meningkatkan kompetensi kepala sekolah melalui program workshop dan bimtek untuk menambah pemahaman dan pengalaman mengenai supervisi akademik, 2) membangun hubungan yang lebih terbuka dengan seluruh guru, 3) penggunaan pendekatan kolaboratif dalam pelaksanaan supervisi akademik, dan 4) peningkatan intensitas supervisi akademik
Kata kunci : supervisi akademik, kompetensi pedagogik
Abstract
Teacher pedagogic competence is a competency that must be possessed by teachers at any level, so there is a need for adjustments and improvements to this pedagogic competence in accordance with the development of the world of education. One of them is by conducting academic supervision activities. The purpose of this article is to describe strategies that can be applied in an effort to optimize the implementation of academic supervision for teachers. The method used in writing this article is the literature study method with article references that are in accordance with the theme that the author made. The results of this study, found several strategies that can be done as an effort to optimize the implementation of academic supervision, including; 1) improve the competence of school principals through workshops and technical guidance programs to increase understanding and experience regarding academic supervision, 2) build a more open relationship with all teachers and school staff, 3) use a collaborative approach in the implementation of academic supervision, and 4) increase the intensity of supervision academic.
Keywords : academic supervision, pedagogic competen
Implementing Growth Hacking Taxonomy to Increase Customer Growth in Small Business: Bloca Brand
ABSTRACT: Indonesia is one of the Southeast Asian nations with the greatest economic activity. Micro, small, and medium enterprises (MSMEs) are one of the sectors that support the economy in Indonesia. Local fashion brands are gaining popularity in current conditions. The fashion sector has grown over the past year, every year the new brand has come which makes the competition stronger than before. This phenomenon occurred due to the fact that fashion is not only for primer needs, but it also reflects social and economic status, which is commonly related with popularity. Growth hacking can be characterized as the concept of online marketing. Using techniques of viral content distribution in social media, growth hacking operations aim to attract the greatest number of customers at the lowest possible cost. The second, equally vital objective is to retain customers by influencing their fantastic experiences through continuous product improvement and development. This research aims to find the best marketing strategies using growth hacking taxonomy to increase customers and the implementation plan of proposed strategies. The Author utilizes descriptive statistics and content analysis to analyze the collected data from questionnaires. The research found that the customer expectation is at a very high rate but the growth of the customer is unstable, even though the brand had collaboration with several influencers and other brands. Author indicates that the only online platform that the brand uses is Instagram with the story feature, meanwhile the duration of the feature only lasted for 24 hours. The Author proposed marketing strategies based on the customer lifecycle stage on growth hacking. Acquisition: Leverage other people’s audience, Activation: Learn flow on boarding, Revenue: Depiction of scarcity, Retention: Increase value, Referral: Automated sharing
ANALYSIS OF THE IMPACT OF WATTPAD AS ONLINE WRITING AND READING APPLICATION TO CUSTOMER INTENTION ON BUYING PRINTED NOVEL
Wattpad is an online website and application designed to publish new user-generated stories for novice authors, which aims at creating social networks around stories for both amateurs and established writers. Wattpad helps aspiring authors find audiences, but it also offers original content to conventional book publishers, advertisers, and film and TV producers, in addition to providing them with real-time insights on the stories and subjects audiences find exciting (Steiner, A, 2017). Since Wattpad\u27s popularity skyrocketed in Indonesia around 2011, the fiction shelves in bookstores in Indonesia are now dominated by books adapted from Wattpad. However, despite the fact that there are a significant number of Wattpad novels in the bookshelf, there rarely is a journal that discusses the relationship between the usage of Wattpad by readers, and their intentions to buy printed Wattpad books, especially in Indonesia. Therefore, this research aims to fill the existing gap. A quantitative survey was conducted among 325 respondents who have used the Wattpad app for at least the last 6 months to meet the objective of the research. As a result, after analyzing both genders of the respondent separately, it is indicated that for females, author familiarity, customer engagement, and perceived value is significantly correlated to consumer purchase intention. It was also found that perceived value is correlated to thestory idea and customer engagement, while the engagement itself could occur depending on how interesting the story ideas, author familiarity, author’s promotion, as well as vote for vote and comment for comment activities. However, the perspective of the male respondent remains unclear because of the limitation of the number of respondents.Keywords: Wattpad Indonesia; Online writing and reading platform; Customer Engagement; Perceived Value; Purchase Intentio
Factors Affecting Young-Adult Consumers’ Attitude On Healthy Food Consumption And Dietary Catering Purchase Intention
Abstract. Health factors on food preference has become an important aspects on consumer motivation and impact company to develop their strategy in food industry. This trend perceived as new business opportunities in Indonesia which is dietary catering business where businesses that provide food for customers who need healthy and nutritious food for health at a remote site. However, the consumer attitude on towards food choices from expected health benefits are not uniform across individuals. Therefore, The result of this study will give an insight to the dietary catering services and other healthy food related business on how to understand their consumer needs through their internal values and recommendation on how to create marketing strategies by escalate those values to the target market. The author will collect the data directly from consumer sides with in depth interview and online questionnaire. This research using Value Attitude Behaviour Model as the main framework. This study is using SEM SmartPLS as the main software to run the data. The results shows that health beliefs and disease prevention are the underlying factors that affected people consuming healthy food and it also affected their intention to purchase dietary cateringKeywords: Healthy; Healthy Food Consumption ; Customer Attitude; Value Attitude Behavior; Dietary Catering; Purchase Intention
Sistem Pemrosesan Transaksi Pada Toko Bangunan Berbasis Web Dengan PHP dan MySQL
Building supply store is a business entity engaged in the sale of construction materials for the building. Where there are still use the transaction data were administrative in bookkeeping way , so it takes a long time to figure out the sale and purchase transactions. Therefore, the author here takes issue in the sale and purchase itself. Transaction processing systems created using PHP programming language and MySQL database. System where this information can help in recording the transaction in the building supply store . In addition to recording can also be used for the preparation of monthly reports. The expected result from design of this transaction processing systems is to build a computerized information system to facilitate the operator in the transaction. With this expected to improve customer service so well that the presentation of information in a relatively quick and accurate transactions. Moreover, it can accelerate the collection of goods to see inventory and preparing reports
Perancangan Aplikasi “Dunia Hewan” Untuk Pembelajaran Anak Usia Dini Berbasis Android
The technological development are rapidly growing. Various kinds and types emerge everyday smartphone at an affordable price. One of the most popular smartphones today is Android. The author hopes that this application will be beneficial and useful for anyone who uses, especially for early childhood. This educational application is designed using the Eclipse IDE and the Android SDK where the programming language used is Java programming language. In the Eclipse IDE there are emulators that can be used to see the results of the application program that has been made before running in the actual Android device. Stages of development of the software used is the SDLC (Software Development Life Cycle) by using the waterfall method and modeling software used is the UML (Unified Modeling Language). Results of this research is the realization of the android- based animal world educational applications for early childhood. Applications can runs well on devices with Android operating system at least version 2.3 (Gingerbread) with available storage space of 10 MB. Buttons and function menus within the application has been running well according to the respective functionality. The animal world educational applications can now be used for the media to learn about the world of animals, especially for early childhood android users
IMPROVING CUSTOMER SATISFACTION OF SELF-SERVICE BANKING (CS DIGITAL) CASE STUDY: PT BANK AAA BRANCH X
Innovation is needed in various business sectors, including banking. One of the innovations developed by banks in various countries is based on self-service banking services. Likewise, human resources (customer service-service-based) self also play an important role in customer satisfaction with a company. CS Digital is a-service based self service issued by one of the largest private banks in Indonesia. However, it was found in one branch that the use of CS Digital was not optimal. This study will measure how satisfied customers are with-based banking services, self-service namely CS Digital, compared to customer satisfaction with the quality of human (service customer service) and the author will provide some suggestions for optimizing the use of CS Digital, one of the branches of PT Bank AAA. Service quality is measured using 5 dimensions of service quality, convenience, reliability and security, responsiveness, personalization, and tangible and customer satisfaction indicators. From these attributes, it will be calculated how big the gap is between customer expectations and company performance. The calculation of the gap is assisted by the method Importance Performance Analysis (IPA). In this study, there are several problems related to the operation of CS Digital that need to be resolved. These problems include ease of use of CS Digital, lack of clear directions for new users, slow service, and CS Digital is not the first choice for customers to make transactions. Fishbone is used to analyze the root of the problem and to find out the cause and effect of problems that occur at PT Bank AAA branch X. In addition to the fishbone method, the author also uses theories regarding service quality to find the main problems in PT Bank AAA branch X. The root of the problem from PT Bank AAA branch X, I tried to give suggestions to optimize the use of CS Digital so that it can help reduce queues and increase branch productivity as expected.Keywords: Customer satisfaction, service quality, fishbon
IMPROVING CUSTOMER SATISFACTION OF SELF-SERVICE BANKING (CS DIGITAL) CASE STUDY: PT BANK AAA BRANCH X
Innovation is needed in various business sectors, including banking. One of the innovations developed by banks in various countries is based on self-service banking services. Likewise, human resources (customer service-service-based) self also play an important role in customer satisfaction with a company. CS Digital is a-service based self service issued by one of the largest private banks in Indonesia. However, it was found in one branch that the use of CS Digital was not optimal. This study will measure how satisfied customers are with-based banking services, self-service namely CS Digital, compared to customer satisfaction with the quality of human (service customer service) and the author will provide some suggestions for optimizing the use of CS Digital, one of the branches of PT Bank AAA. Service quality is measured using 5 dimensions of service quality, convenience, reliability and security, responsiveness, personalization, and tangible and customer satisfaction indicators. From these attributes, it will be calculated how big the gap is between customer expectations and company performance. The calculation of the gap is assisted by the method Importance Performance Analysis (IPA). In this study, there are several problems related to the operation of CS Digital that need to be resolved. These problems include ease of use of CS Digital, lack of clear directions for new users, slow service, and CS Digital is not the first choice for customers to make transactions. Fishbone is used to analyze the root of the problem and to find out the cause and effect of problems that occur at PT Bank AAA branch X. In addition to the fishbone method, the author also uses theories regarding service quality to find the main problems in PT Bank AAA branch X. The root of the problem from PT Bank AAA branch X, I tried to give suggestions to optimize the use of CS Digital so that it can help reduce queues and increase branch productivity as expected.Keywords: Customer satisfaction, service quality, fishbon
ANALYSIS OF THE IMPACT OF WATTPAD AS ONLINE WRITING AND READING APPLICATION TO CUSTOMER INTENTION ON BUYING PRINTED NOVEL
Wattpad is an online website and application designed to publish new user-generated stories for novice authors, which aims at creating social networks around stories for both amateurs and established writers. Wattpad helps aspiring authors find audiences, but it also offers original content to conventional book publishers, advertisers, and film and TV producers, in addition to providing them with real-time insights on the stories and subjects audiences find exciting (Steiner, A, 2017). Since Wattpad's popularity skyrocketed in Indonesia around 2011, the fiction shelves in bookstores in Indonesia are now dominated by books adapted from Wattpad. However, despite the fact that there are a significant number of Wattpad novels in the bookshelf, there rarely is a journal that discusses the relationship between the usage of Wattpad by readers, and their intentions to buy printed Wattpad books, especially in Indonesia. Therefore, this research aims to fill the existing gap. A quantitative survey was conducted among 325 respondents who have used the Wattpad app for at least the last 6 months to meet the objective of the research. As a result, after analyzing both genders of the respondent separately, it is indicated that for females, author familiarity, customer engagement, and perceived value is significantly correlated to consumer purchase intention. It was also found that perceived value is correlated to thestory idea and customer engagement, while the engagement itself could occur depending on how interesting the story ideas, author familiarity, author’s promotion, as well as vote for vote and comment for comment activities. However, the perspective of the male respondent remains unclear because of the limitation of the number of respondents.Keywords: Wattpad Indonesia; Online writing and reading platform; Customer Engagement; Perceived Value; Purchase Intentio
