1,720,973 research outputs found
THE STUDY OF THE BANK SYARIAH INDONESIA MERGER BASED ON SWOT ANALYSIS
No full textAs a country with the largest Muslim population globally, Indonesia can become a leader in the Islamic financial industry. The increased public awareness of halal matters and stakeholders’ strong support are essential factors in developing the halal industry ecosystem in Indonesia. The Islamic banking industry in Indonesia itself has experienced a significant increase and development in the past three decades. Product innovation, service improvement, and network development show a positive trend from year to year. The spirit to accelerate is also reflected in the number of Islamic banks that take corporate actions. Sharia banks owned by State-owned banks are no exception, namely Bank Syariah Mandiri, BNI Syariah, and BRI Syariah. Indonesia uses the SWOT approach. This study uses a literature study where the data come from literature related to the title under study. In this study, the authors collected the data from existing research and summary reports on mergers carried out by 3 Islamic banks, namely BRI Syariah Bank, Mandiri Syariah Bank, and BNI Syariah Bank. It can be concluded that Bank Syariah Indonesia has massive capital strength and sources of funds, regulation, facilities, and support from the government and already has m-banking BSI Mobile. The weaknesses of Bank Syariah Indonesia are less competitive business models and products, less optimal quality and quantity of human resources, integration problems and corporate culture, ecosystems, and information technology that are still lagging behind conventional banks. The opportunities for Bank Syariah Indonesia are penetrating markets that were previously inaccessible, the increasing number of investors in the Islamic capital market, global Sukuk financing, the financial technology ecosystem, the efforts by the government and academia in growing digital and financial inclusion, and the large Muslim population in Indonesia. The threats that arise are the low literacy and inclusion of the Islamic banking system, the increasing risk of financing liquidity problems, the ratio of non-performing financing, and competitors’ better financial technology. It was suggested that mergers exploit synergies, reduce overlaps in operations, right-sizing, and redeploy surplus staff either by retraining, restructuring labor, or voluntary retirement. The merger likewise meets the need for development, diminishing the degree of rivalry, and making an enormous substance between State-owned Islamic banking enterprises
Manajemen Strategis Dalam Tata Kelola Pada Badan Usaha Milik Desa (BUM Desa) Pelangi Kersik Kabupaten Kutai Kartanegara
No full textPenerapan manajemen startegis pada BUM Desa menjadi penting untuk mengatasi permasalahan yang ada, mengoptimalkan potensi sumber daya, dan meningkatkan kesejahteraan masyarakat secara berkelanjutan. Manajemen strategi yang tepat bagi BUM Desa akan menciptakan suatu tata kelola yang baik sehingga tujuan yang ditargetkan dapat tercapai. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana manajemen strategi yang ada pada BUM Desa Pelangi Kersik Kabupaten Kutai Kartanegara. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian kualitatif deskriptif. Dengan teknik pengumpulan data yaitu wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa manajemen strategis pada BUM Desa Pelangi Kersik masih belum maksimal dalam pelaksanannya. Formulasi strategi tidak pernah dilakukan sehingga tidak terstruktur dan terencana arah BUM Desa. Implementasi strategi belum berjalan secara optimal karena terbatasnya alokasi sumber daya baik dari sumber daya anggaran dan sumber daya manusia yang mempengaruhi kemampuan serta keefektifitas organisasi. Dalam evaluasi strategi tidak adanya upaya dalam mengkaji ulang faktor lingkungan internal maupun eksternal yang menghambat pelaksanaan strategi yang efektif sehingga berdampak pada pengembangan BUM Desa yang belum maksimal
Analysis of SOR Framework Concerning Online Shopping Value and Web Satisfaction on E-Commerce
Get PDFOnline shopping transactions on e-commerce in Indonesia are increasing. E-commerce players continue to attempt and develop strategies to attract users in shopping online. This research analyze through the SOR (Stimulus, Organism, Response) framework on the driving factors for e-commerce users, especially Shopee in making online purchases regarding online shopping value and web satisfaction provided on Shopee services, problems related to the high number of e-commerce shopping. and the amount of impulsive spending money in the large number from big sale programs that are displayed. The approach of this research was qualitative through descriptive analysis of the results of questionnaires obtained by 385 respondents in Indonesia using the Guttman Scale and interviewing 10 informants as supporting empirical data. The results of this study was reproducibility coefficient is 0.94 and a scalability coefficient is 0.63, with reliable test using the Richard Kuderson formula (KR20) is 0.2 which was declared valid and reliable. In addition, the most important driving factor for purchase intention was obtained from this study, namely the free shipping feature with a percentage of 48.1%. Recommendations for future research is to focus on research on the peak moments of online shopping, such as the Ramadan big sale, and the celebration of the national shopping day and others. In addition, expanding respondents and informants, in order to expand the study and re-design related to the framework used.Online shopping transactions on e-commerce in Indonesia are increasing. E-commerce players continue to attempt and develop strategies to attract users in shopping online. This research analyze through the SOR (Stimulus, Organism, Response) framework on the driving factors for e-commerce users, especially Shopee in making online purchases regarding online shopping value and web satisfaction provided on Shopee services, problems related to the high number of e-commerce shopping. and the amount of impulsive spending money in the large number from big sale programs that are displayed. The approach of this research was qualitative through descriptive analysis of the results of questionnaires obtained by 385 respondents in Indonesia using the Guttman Scale and interviewing 10 informants as supporting empirical data. The results of this study was reproducibility coefficient is 0.94 and a scalability coefficient is 0.63, with reliable test using the Richard Kuderson formula (KR20) is 0.2 which was declared valid and reliable. In addition, the most important driving factor for purchase intention was obtained from this study, namely the free shipping feature with a percentage of 48.1%. Recommendations for future research is to focus on research on the peak moments of online shopping, such as the Ramadan big sale, and the celebration of the national shopping day and others. In addition, expanding respondents and informants, in order to expand the study and re-design related to the framework used
The Investigation of financial inclusions, financial literation, and financial technology in Indonesia
No full textThe Indonesian Financial Services Authority (Otoritas Jasa Keuangan) states that the financial literacy increase will be followed by developing the financial inclusion index. Nevertheless, the level of public financial literacy is still far behind the financial inclusion index. Perpres No. 82 of 2016 concerning the National Inclusive Finance Strategy sets a target of 75% of the adult population to access financial services in 2019. As information technology develops and internet penetration rates rapidly emerge, digital financial services emerge that make it easier for people to obtain financial services called financial technology. The increasing use of financial technology is one of the drivers for increasing national financial inclusion. This study aims to investigate studies of financial inclusion, financial literacy, both from knowledge, behavior, and financial attitudes, and financial technology. The research is a literature study research examining thirty journals and reports related to Financial Inclusion, Financial Literacy, and Financial Technology. Formed on the respondents' characteristics, gender, age, education, and occupation had an impact on increasing financial inclusion, financial literacy, and financial technology in Indonesia. Many people use financial products and services without having a good knowledge of the functions, how to choose the right according to needs, and do not know the risks of the products used. Recommendation from this is a strategy strategic of the respondents' characteristics is needed in increasing financial inclusion
Investigation of corruption prevention plan in construction industries
Get PDFThe business construction in Indonesia is subject to widespread corruption. The efficiency of business construction operations is constrained by corrupt judiciaries, which complicate the resolution process and weaken the protection of property rights. Construction industry corruption undermines the results of Indonesia's construction project and construction industry. The purpose of this paper is to provide an overview of corruption in construction activities so that stakeholders have exposure and discuss the prevention plan of corruption practices. A complete literature review identified a total of 10 preventive corruption practices in the construction industry were (1) enforcement of the law, regulation, and sanction; (2) high integrity and honest construction culture; (3) active reporting channel; (4) audit mechanism; (5) code of conduct; (6) public disclosure; (7) whistle-blowers protection; (8) Comprehensive supervision; (9) appropriate training program; and (10) income level adequacy. This paper seeks to thoroughly investigate an effective preventive plan in corruption practices, especially the construction sector. It provides insight and increases awareness of corruption practices among the construction stakeholders and societ
Edukasi Digital dan Desain Logo Kelompok Sadar Wisata (Pokdarwis) Air Terjun Suka Alam Di Desa Sukabumi Kalimantan Timur
Get PDFIn the community service program, this extraordinary condition in 2020 is a problem that will be raised in the form of increasing the empowerment of Suka Alam Waterfall tourism in Sukabumi Village and providing information to the community in Sukabumi Village. This community service aims to develop Suka Alam Waterfall tourism and increase community knowledge in Sukabumi Village. The community service program was carried out in Sukabumi Village, Kota Bangun District, Kutai Kartanegara Regency on July 8, 2020 until. August 18, 2020 using the face-to-face (interview) method represented by group members, face-to-face (online media). The steps to be taken to solve the problem are designing and making logo designs for the Suka Alam Waterfall Tourism Awareness Group (POKDARWIS), and making digital educational materials. It is hoped that this work program can help develop the Suka Alam Waterfall Tourism Awareness Group (POKDARWIS), as well as increase public knowledge information in Sukabumi Village.Dalam program pengabdian kepada masyarakat, kondisi luar biasa tahun 2020 ini merupakan permasalahan yang akan diangakat berupa peningkatan pemberdayaan wisata Air Terjun Suka Alam di Desa Sukabumi dan pemberian informasi kepada masyarakat di Desa Sukabumi. Pengabdian kepada masyarakat ini bertujuan untuk mengembangkan wisata Air Terjun Suka Alam serta meningkatkan pengetahuan masyarakat di Desa Sukabumi. Program pengabdian kepada masyarakat dilaksanakan di Desa Sukabumi, Kecamatan Kota Bangun, Kabupaten Kutai Kartanegara pada tanggal 08 Juli 2020 s.d. 18 Agustus 2020 dengan menggunakan metode tatap muka (wawancara) yang diwakilakan oleh anggota kelompok, tatap maya (media online). Langkah yang akan dilaksanakan untuk penyelesaian masalah yaitu perancangan dan pembuatan desain logo untuk Kelompok Sadar Wisata (POKDARWIS) Air Terjun Suka Alam, dan pembuatan materi edukasi berbentuk digital. Diharapkan dari program kerja ini dapat membantu pengembangan Kelompok Sadar Wisata (POKDARWIS) Air Terjun Suka Alam, serta meningkatkan informasi pengetahuan masyarakat di Desa Sukabumi
STUDI LITERATUR PROFITABILITAS PERUSAHAAN PADA MANAJEMEN MODAL KERJA DAN STRUKTUR MODAL
Get PDFPenelitian mengenai profitabiltas perusahaan telah terbukti memiliki hubungan dengan manajemen modal kerja dan struktur modal yang terorganisasi dengan baik, sehingga menunjukkan kemampuan untuk membangun nilai bagi pemegang saham dan memastikan keberlanjutan perusahaan. Walaupun telah banyak penelitian antara modal kerja dan kinerja perusahaan terhadap profitabilitas di seluruh dunia yang telah dilakukan, namun mayoritas temuan penelitian tersebut masih memiliki fenomena yakni pengakuan modal kerja sebagai salah satu variabel penting untuk mengelola profitabilitas perusahaan. Riset ini bertujuan untuk meninjau, menganalisis, meringkas, dan mengekspresikan pada penelitian empiris masa lalu dari berbagai negara untuk membantu para peneliti di masa depan untuk membuat keputusan tentang manajemen modal kerja dan struktur modal pada profitabilitas perusahaan. Penelitian literatur ini mengkaji penelitian yang bertemakan kinerja perusahaan dalam hal profitabilitas, manajemen modal kerja dan struktur modal. Hasil menunjukkan hubungan yang berbeda antara modal kerja dan struktur modal pada profitabilitas sehingga tidak ada kesepakatan tercapai. Kajian ini juga memberikan gambaran yang lebih dalam untuk menjelaskan fenomena ini dan membantu pada penelitian dengan menggunakan modal kerja dan struktur modal dalam menentukan dampaknya terhadap profitabilitas perusahaan
Going Beyond Counting First Authors in Author Co-citation Analysis
Get PDFThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
PENGARUH DISIPLIN KERJA, KESEHATAN KESELAMATAN KERJA DAN BUDAYA ORGANISASI TERHADAP KINERJA KARYAWAN
Get PDFSebuah perusahaan pada umumnya didirikan dengan tujuan untuk memperoleh keuntungan yang sebesar-besarnya. Untuk memperoleh keuntungan tersebut maka dibutuhkan sumber daya manusia yang mampu menyelesaikan pekerjaan dengan baik. Tidak jarang dalam suatu perusahaan gagal dalam meningkatkan produktivitas karena tidak menerapkan system manajemen kinerja yang baik. Dan untuk memperoleh karyawan yang dapat menghasilkan kinerja yang baik tentu saja di dukung oleh kondisi fisik yang prima. Pada tahun 2019 terdapat kasus kecelakaan kerja sebanyak 182.835 kasus, 2020 sebanyak 221.740, dan pada tahun 2021 terdapat sebanyak 234.270 kasus. Selain itu budaya organisasi juga menjadi faktor lainnya yang dapat mendorong keberhasilan karyawan dalam melakukan pekerjaan. Penelitian ini bertujuan untuk mengetahui apakah terdapat pengaruh Disiplin Kerja, Kesehatan Keselamatan Kerja dan Budaya Organisasi terhadap Kinerja Karyawan pada PT. Pelabuhan Indonesia (Persero) Samarinda. Metode penelitian yang digunakan pada penelitian ini adalah kuantitatif yang bersifat deskriptif. Teknik pengambilan sampel dilakukan menggunakan teknik sampel jenuh dengan 67 karyawan pada PT. Pelabuhan Indonesia (Persero) Samarinda sebagai respondennya. Hasil penelitian ini menunjukkan bahwa Disiplin Kerja, Kesehatan Keselamatan Kerja, dan Budaya Organisasi memiliki pengaruh yang positif dan signifikan terhadap Kinerja Karyawan pada PT. Pelabuhan Indonesia (Persero) Samarinda
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