1,720,958 research outputs found
Switching Intentions Among Millennial Banking Customers to Fintech Lending
Full text linkThe purpose of this study is to analyze of switching intentions among millennial banking customers to the financing services of FinTech lending in Indonesia using the PPM framework. 245 primary data were collected by Likert 5 scale category which was subsequently conducted data analysis using the OLS method. The results showed that in the perspective of push effects, all factors have no significant effect on switching intentions or in other words the millennial banking customers have considered that credit/financing services in banking is quite good that it does not encourage them to switch. In the perspective of pull effects, ease of use and pricing benefit factors of FinTech lending have significant effect on switching intentions so that it attracts them to switch. Meanwhile, in the perspective of mooring effects, the factors of service products and reputation significantly affect switching intentions so as to impede them to switch. In addition, Islamic banking customers are known to have higher potential to switch to the financing services of FinTech lending. The results of this study provide useful information for the banking industry, FinTech lending and regulators to be able to develop strategies and effective policies amid the potential of customer switchin
Islamic Bank Financing and Its Effects on Economic Growth: A Cross Province Analysis
No full textIslamic banking industry shows a reasonably good development, one of which is marked by an increase in service coverage in almost all provinces in Indonesia. However, the question is how far Islamic banking capable of contributing to the improvement of Indonesia\u27s economic growth? The purpose of this research is to examine the role of Islamic banking in promoting inclusive economic growth with a sample of 33 provinces in Indonesia. The method used in this research is panel data regression using the fixed effects model. The results show that Islamic bank financing does not have an impact on Indonesia\u27s economic growth. In other words, the results of the research provide information that the existence of Islamic banking in Indonesia has not yet give a significant impact on the welfare of Indonesian societ
Going Beyond Counting First Authors in Author Co-citation Analysis
Full text linkThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
THE IMPACT OF SYNERGY BETWEEN ICB AND ISLAMIC FINTECH LENDING ON THE ICB’S FINANCIAL PERFORMANCES
Full text linkThe synergy between Islamic financial institutions is one key in the development of Islamic economics as stated in the Masterplan for Islamic Economics of Indonesia 2019 - 2024. In 2018, three Islamic Commercial Banks (ICB), namely Bank Mega Syariah (BMS), Bank BNI Syariah (BNIS) and Bank Syariah Mandiri (BSM) conducting synergy with Islamic FinTech lending in the form of shadow investors. Through this study carried out analysis of the impact of synergy between ICB and Islamic FinTech lending on the ICB’s financial performances as one reflection of the success of the synergy and economic indicators that reflect the responsibility of the ICB to the regulator. Wilcoxon signed-ranks test is used as a data analysis technique with the results of study showing that sequentially the synergy most profitable for the BSM because of the positive impact on financial performances, especially in the aspect of capital, profitability, efficiency and asset quality. While, for BNIS known synergy has a positive impact on financial performances, especially in the aspect of capital, liquidity and efficiency. Meanwhile, for BMS is known that the synergy only has a positive impact on financial performances, especially in the aspect of asset quality. The results of this study are beneficial for the ICB, Islamic FinTech lending as well as the regulator as material to the evaluation or formulation of policy regarding synergy between ICB and Islamic FinTech lending in Indonesia
DAMPAK PEMBIAYAAN PRODUKTIF PERBANKAN TERHADAP PERTUMBUHAN EKONOMI PULAU SUMATRA DITENGAH PEMBANGUNAN JALAN TOL TRANS SUMATRA
Full text linkPenelitian ini bertujuan untuk menganalisis dampak pembiayaan produktif perbankan terhadap pertumbuhan ekonomi Pulau Sumatra ditengah pembangunan Jalan Tol Trans Sumatra (JTTS). Pembiayaan produktif perbankan yang terdiri dari pembiayaan modal kerja dan pembiayaan investasi digunakan sebagai variabel independen dan dihubungkan dengan variabel dependen yaitu pertumbuhan ekonomi. Sementara itu, dampak pembangunan JTTS terhadap pertumbuhan ekonomi dianalisis menggunakan variabel dummy. Metode regresi data panel dengan model fixedeffectdigunakan sebagai teknik analisis data dengan hasil penelitian yang menyimpulkan bahwa kedua jenis pembiayaan produktif perbankan berpengaruh positif, namun tidak signifikan terhadap pertumbuhan ekonomi Pulau Sumatra. Disamping itu, rata-rata pertumbuhan ekonomi Pulau Sumatera ditengah pembangunan JTTS diketahui lebih tinggi dibandingkan dengan sebelum dimulainya pembangunan JTTS. Hasil penelitian ini memberikan informasi yang bermanfaat bagi pelaku proyek dan pemerintah bahwa sumber pembiayaan produktif perbankan belum diberdayagunakan dengan maksimal untuk mendukung pertumbuhan ekonomi ditengah pembangunan JTTS.Kata Kunci: Pembiayaan Produktif, JTTS, Pertumbuhan Ekonomi, Pulau Sumatr
DETERMINAN INFLASI DARI SISI SUPPLY (COST-PUSH INFLATION) DI INDONESIA
Full text linkAbstract: This research aims to analyze the determinants of inflation from supply side (cost-push inflation) in Indonesia. The dependent variable used is the CPI inflation while, the independent variable in the form of fuel prices, the exchange rate of Rupiah, nominal wages, and the BI Rate. The data used in this research is a monthly for the period 2008:1-2014:12 the SDDS derived from BI and Statistics of Ministry of Energy and Mineral Resources. The estimation tool used in this research is the Vector Error Correction Model (VECM) using the help of EViews 7.0.0.1. Estimation results show that in the short term the variable CPI inflation itself, fuel prices, the exchange rate of the Rupiah, and the nominal wage effect significantly to CPI inflation in Indonesia. While, the BI Rate, variable have no effect significantly to CPI inflation. In the long term, the results of the estimation shows that the variable fuel prices, the exchange rate of the Rupiah, and the BI Rate effect significantly to CPI inflation. While the nominal wage, the variable have no effect significantly to CPI inflation in the long run. VECM estimation results in this research also generates important analysis, namely the IRF (Impulse Response Function) and VDC (Variance Decomposition). Abstrak: Studi ini bertujuan untuk menganalisis determinan inflasi dari sisi supply (cost-push inflation) di Indonesia. Variabel dependen yang digunakan adalah inflasi IHK sedangkan, variabel independen berupa harga BBM, nilai tukar Rupiah, upah nominal, dan BI Rate. Data yang digunakan dalam studi ini adalah bulanan selama periode 2008:1-2014:12 yang bersumber dari SDDS BI dan Statisik Harga BBM Kementrian ESDM. Alat estimasi yang digunakan dalam studi ini adalah Vector Error Correction Model (VECM) menggunakan bantuan EViews 7.0.0.1. Hasil estimasi menunjukkan bahwa dalam jangka pendek variabel inflasi IHK itu sendiri, harga BBM, nilai tukar Rupiah, dan upah nominal berpengaruh signifikan terhadap inflasi IHK di Indonesia. Sedangkan, variabel BI Rate tidak berpengaruh signifikan terhadap inflasi IHK. Dalam jangka panjang, hasil estimasi menunjukkan bahwa variabel harga BBM, nilai tukar Rupiah, dan BI Rate berpengatuh signifikan terhadap inflasi IHK. Sedangkan, variabel upah nominal tidak berpengaruh signifikan terhadap inflasi IHK dalam jangka panjang. Hasil estimasi VECM dalam studi ini juga menghasilkan analisis penting, yaitu IRF (Impulse Response Function) dan VDC (Variance Decomposition)
Peningkatan Kreativitas Yang Bernilai Ekonomi Bagi Masyarakat Tejo Agung Melalui Pelatihan Pembuatan Dompet Rajut
Full text linkProgam pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kreativitas atau keterampilan yang bernilai ekonomi bagi masyarakat khususnya para ibu rumah tangga di wilayah RT. 06, Tejo Agung, Metro Timur, Kota Metro melalui pelatihan pembuatan dompet rajut. Metode pelatihan yang digunakan yaitu berupa demonstrasi pembuatan dompet rajut dan dilanjutkan dengan praktik langsung yang melibatkan mahasiswa Program Studi D3 Perbankan dan Keuangan, Fakutas Ekonomi dan Bisnis, Universitas Muhammadiyah Metro dalam proses pelatihan. Hasil yang dicapai dari kegiatan ini adalah meningkatnya keterampilan para ibu untuk dapat membuat dompet rajut yang bernilai ekonomi sehingga dapat menjadi potensi wirausaha.Kata Kunci: Pelatihan; Dompet Rajut; Masyarakat; Tejo Agung
Variations on the Author
Full text link“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
Full text linkWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
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