1,720,964 research outputs found
Do financing models in Islamic bank affect profitability? Evidence from Indonesia and Malaysia
No full textIntroductionPrevious literature discussed financing's impact on performance without separating the financing model. Additionally, previous research has used financing in the form of Loans to Total Assets (LTA); a proxy used to assess bank liquidity.ObjectivesThis study aims to analyze the influence of financing models on Islamic Banks’ performance in Indonesia and Malaysia. MethodThe study used Indonesia and Malaysia banks for its pioneering efforts in establishing Islamic banking in Southeast Asia. The study collects data from five Indonesian and four Malaysian Islamic banks, with an observation period of 2011–2020. The data analysis used in this study was the Generalized Method of Moment (GMM).ResultsIn Indonesia, debt financing has a positive and significant impact on Return on Assets (ROA), while equity financing has a negative and significant impact on ROA; debt financing significantly affects Return on Equity (ROE), while equity financing does not have a significant impact on ROE. In Malaysia, equity financing has a positive and significant impact on ROA, while debt financing does not significantly affect ROA; debt financing has a positive and significant impact on ROE, while equity financing has a negative and significant influence on ROE. ImplicationsThe results highlight the importance of considering the specific characteristics of each country's Islamic banking industry when formulating financing strategies.Originality/NoveltyThis study highlights unique aspect of financing that contribute to Islamic banks profitability in Indonesia and Malaysia
Pemaknaan Laba Usaha di Kalangan Pebisnis Keuangan Syariah: The Meaning of Business Profits among Islamic Finance Businessmen
Full text linkThe business world cannot be separated from the amount of profit earned. Profit is used as an important reference in assessing a company, predicting business bankruptcy, and overcoming financial difficulties. Furthermore, profit is often used as the main indicator in assessing the success of a business entity. Based on this, the purpose of this research is to find out the orientation that Sharia financial practitioners want to look for and the meaning of profit among Sharia financial practitioners. The research design used in this study is a qualitative research design with an exploratory approach. The sample to be used in this study amounted to 3 respondents from Sharia financial practitioners in Yogyakarta. The data collection technique used is interview. The data analysis technique used is an interactive analysis model that refers to three stages: data reduction, data presentation, and conclusion drawing and verification. Based on the results of research and discussion, it can be concluded that the orientation that Sharia financial practitioners want to seek is da'wah to introduce to the public financial transactions without usury, to obtain profits, to benefit the people and to prosper members and the community. Sharia financial practitioners understand profit as a result obtained from business activities that are not contrary to Islamic law and mutually beneficial between one party and another and no one is harmed.The business world cannot be separated from the amount of profit earned. Profit is used as an important reference in assessing a company, predicting business bankruptcy, and overcoming financial difficulties. Furthermore, profit is often used as the main indicator in assessing the success of a business entity. Based on this, the purpose of this research is to find out the orientation that Sharia financial practitioners want to look for and the meaning of profit among Sharia financial practitioners. The research design used in this study is a qualitative research design with an exploratory approach. The sample to be used in this study amounted to 3 respondents from Sharia financial practitioners in Yogyakarta. The data collection technique used is interview. The data analysis technique used is an interactive analysis model that refers to three stages: data reduction, data presentation, and conclusion drawing and verification. Based on the results of research and discussion, it can be concluded that the orientation that Sharia financial practitioners want to seek is da'wah to introduce to the public financial transactions without usury, to obtain profits, to benefit the people and to prosper members and the community. Sharia financial practitioners understand profit as a result obtained from business activities that are not contrary to Islamic law and mutually beneficial between one party and another and no one is harmed
Impact of Financial Inclusion for Welfare : Analyze to Household Level
Full text linkOne indicator of poverty in a country is still low access to financial facilities to the community. Therefore, a program of massive financial inclusion is currently being campaigned. Financial inclusion is a program that provides easy access to finance (savings and financing) to the community so that it can improve welfare. This study analyzes the part of financial inclusion, namely the influence of the amount of credit and deposits/investments on household income, household consumption expenditure, and household living facilities. The data is taken from the Indonesian Family Life Survey in the period 2000, 2007 and 2014. This research uses panel data regression analysis. The results of the study found that (a) there is a significant effect of the amount of credit on household income, (b) there is a significant influence on the amount of credit and savings/investments on household consumption expenditures, and (c) there is no significant effect on the amount of credit and savings or investment household residence facilities
Impact Of Earnings And Debt Information On Investor Behavior
Full text linkInformation from company publications can be an initial signal for investors to buy shares in the company. The earnings information can be an indicator for investors to assess and predict profits for companies and investors in the future. This study aims to analyze the impact of earnings and debt information on investor behavior in buying shares. This study uses the LQ45 company object on the Indonesia Stock Exchange. The data used in the form of annual from 2014 to 2018. Research data analysis techniques used are descriptive analysis and panel data regression. The results found that the earnings information variable measured by net profit has a positive and significant effect on investor behavior as measured by the company's sales volume at a significance level of 5%. The debt information variable measured by DER has no significant effect on investor behavior as measured by the company's sales volume
Jaminan Konsumsi Halal pada Jual Beli Ayam Potong di Pasar Lakessi Kota Parepare
No full textThe purpose of this study was to examine the relationships between Slaughter Understanding (halal consumption guarantee) and Purchase Interest (buying and selling) of chicken pieces at Lakessi Market, Parepare City. The research method used in this research is mixed methods, namely by combining two form sofresearch, namely quantitative and qualitative research. The number of samples that will be used as part of this research is 100 people. The result of there search is that there is no significant influence on the level of understanding of slaughtering on the interest in buying chicken pieces at Lakessi Market, Parepare City. There were 12 respondents who questioned the process of slaughtering animals at Lakessi Market, Parepare City, but not in detail. This is because consumers fully entrust the slaughtering process to chicken traders.Tujuan penelitian ini untuk menganalisis pengaruh pemahaman penyembelihan (Jaminan Konsumsi Halal) dan minat beli (jual beli) ayam potong di Pasar Lakessi Kota Parepare. Metode penelitian yang digunakan dalam penelitian ini adalah Mixed Methods, yaitu dengan menggabungkan dua bentuk penelitian ialah penelitian kuantitatif dan kualitatif. Jumlah sampel yang akan dijadikan sebagai bagian dalam penelitian ini sebanyak 100 Orang. Hasil yang penelitian yang diperoleh yaitu tidak terdapat pengaruh signifikan tingkat pemahaman penyembelihan terhadap minat beli ayam potong di Pasar Lakessi Kota Parepare. Terdapat 12 responden yang mempertanyakan proses penyembelihan hewan di Pasar Lakessi Kota Parepare, namun tidak secara rinci. Hal ini dikarenakan konsumen mempercayakan secara penuh terkait dengan proses penyembelihan kepada pedagang ayam potong
TRANSFORMATION OF PAYMENT METHODS AMONG MILLENIALS: A STUDY ON THE ADOPTION AND EFFECTIVENESS OF ELECTRONIC MONEY IN PAREPARE CITY
Full text linkThe digital revolution has changed the landscape of the payment system in Indonesia, especially among millennials who are increasingly adopting electronic money as the primary method of transactions. This study aims to analyze the adoption of factors that affect the use, as well as the effectiveness of electronic money in meeting the transaction needs of the millennial generation in Parepare City. Using a qualitative approach with a case study method, this study collected data through in-depth interviews with electronic money users from various social and economic backgrounds.
The results of the study show that ease of use, transaction security, various incentives such as cashback and discounts, and social factors are the main factors in the adoption of electronic money. In addition, the effectiveness of electronic money can be seen in transaction efficiency, transaction automation, Accessibility and Flexibility, and Multitransactions. However, challenges such as uneven digital literacy and growing payment infrastructure are obstacles to wider adoption. These findings provide insights for financial service providers, governments, and the public in improving a more inclusive and effective digital payments ecosystem
The Intention of Investing Sharia Stocks on Millennials: The Role of Sharia Financial Literacy
Full text linkIntroduction to The Problem: Millennials are a generation that has a very rapid growth. More than 30 percent of Indonesia's population is millennials, but many of the Millennials have not been intentioned in investing in sharia stocks.Purpose/Objective Study: The purpose of this research is to examine the impact of sharia financial literacy on Millennials on the intention of investing in sharia stocks, or it has other factors.Design/Methodology/Approach: This research used Sharia financial literacy and the Theory of Planned Behavior. This research used five variables namely Sharia financial literacy, attitudes, subjective norms, behavioral controls, and intentions. This study used purposive sampling method, from muslim millennials in Yogyakarta. Total respondents to this study are 112 with 20-40 years old or a millennials generation and already have income. Multiple linear regression analysis techniques used as primary analytical techniques.Findings: The results proved that Sharia financial literacy and subjective norms did not affect the intention of investing in sharia stocks. Other variables, such as behavioral attitudes and controls, proved to have a significant influence on the intention of investing in sharia stocks
Going Beyond Counting First Authors in Author Co-citation Analysis
Full text linkThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
Full text link“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
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