Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
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    The influence of company's external and internal factors to financial performance and company competitiveness on consumer good companies industry

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    The purpose of this study is to predict the influence model of external and internal factors of a company, starting a company's financial performance on the competitiveness of companies in the Consumer Goods Industry Sector on the Indonesia Stock Exchange. The sample of this research is 35 companies in the Consumer Goods Industry Sector on the Indonesia Stock Exchange during the period of 2016 to 2018. This research is used SEM (Structural Equation Modeling) based on component or variance based analysis known as Partial Least Square (PLS). The results of this study concluded that external factors affect the company's financial performance and company competitiveness. Internal factors also affect the company's financial performance and competitiveness but the influence of  both external factors and internal factors respectively are not able to mediate the financial performance of the company's competitivenes

    Phenomenon and determinant characteristics of NEET (Not in Employment, Education or Training) youth in matrilineal province

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    Economic development positions human as an important factor of production. Therefore quality human resources are needed for sustainable development. Indonesia as a country with a large population potential is expected to take advantage of the opportunity through demographic bonuses that will occur in 2020-2030. However, the emergence of NEET (not in employment, education or training) has become a new problem that threatens the success of development. NEET is a measure that includes young people in the age range of 15-24 years old, who are not in employment, education or training. NEET is considered more comprehensive than unemployment because it can see the dynamics and activeness of youth in the labor market. The presence of NEET is inseparable from the determinant characteristics the chances of someone becoming a NEET youth. This study uses Sakernas data for 2017 and 2018 to see the phenomenon and determinant characteristics of NEET status. The result showed NEET youth in West Sumatera was dominated by economically inactive youth. And by using logistic regression analysis, obtained several characteristic that significantly influence the chance of youth’s vulnerability to become a NEET. Youth who live in rural areas have a greater opportunity to become NEET youth, while youth with high level education are even more vulnerable to becoming NEET. Gender does not have a significant effect on determinants of NEET status in areas that adhere to this matrilineal kinship system. Based on the result of this study, the government as the holder of authority is expected to implement policies to reduce the proportion of NEET youth

    The relationship between of international migration, income per capita and unemployment rate in Indonesia

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    International migration has become an interesting issue in recent decades as globalization has become increasingly widespread as a form of openness in the world economy. This economic openness also results in changes in life socially, economically and culturally more dynamically. One of the dynamics of socio-economic conditions is shown by the increasingly flexible and dynamic international migration that occurs in several countries. Some underlying factors include conditions of income and unemployment. This study aims to analyse the response of migration when there is dynamics in per capita income as a proxy for welfare and unemployment as a proxy for employment conditions. VAR analysis is a method to see these responses through the IRF. The results of the analysis showed a significant response from migration as a result of the shock that occurred in both variables and with OLS estimation, both of these variables have a significant impact on influencing Indonesia's international migration flow. These is a signal that the main factor causing international migration is dominant due to the dynamics of income and labour market conditions (unemployment) in Indonesia. Although in other cases, migration also has a positive impact on some parties such as increasing income per capita for migrants, reducing unemployment and increasing the country's foreign exchange, but this condition also needs proper supervision and management. This must also be considered from various other aspects such as demographic conditions related to the age structure of the population and availability of employment to create a balance in the labour marke

    Credit risk management and profitability: empirical evidence on Ethiopian commercial banks

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    The aim of the study was to assess the impact of credit risk management on the profitability commercial banks in Ethiopia. Secondary data was gathered from National Bank of Ethiopia for ten year periods (2010-2019). The study adopted Correlation analysis and fixed effect Model. Return on Asset was used to measure profitability of commercial banks, bank specific factors(Capital adequacy, Loan and Advances to total deposit, Non- Performing Loans, Bank size and Liquidity and macroeconomic factors (Inflation and Gross Domestic Product) as indicators of credit risk management. The findings showed that Credit Risk Management in terms of bank specific and macroeconomic factors has significant impact on profitability of commercial banks in Ethiopia. Also the result displayed that profitability of commercial banks is not affected by the amount of non- performing loans during the study. The study recommended that banks’ credit risk management should not give due devotion only to the internal factors  but also to external factors exclusively (Gross Domestic Product and Inflation) in order to minimize their negative impact on profitability of commercial banks in Ethiopi

    The Moslema entrepreneurship and product innovation: Its impact on market orientation and performance of small and medium enterprises

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    The development of entrepreneurship in a country is inseparable from the participation and role of women.Women's participation as an entrepreneur has increased quite sharply over the past decade and it turns out that the role is increasingly significant not only in developed countries but also in developing countries.This research aims to analyze the influence of Moslema entrepreneur and product innovation on market orientation and performance of SMEs.The research design uses a sample survey design with a quantitative approach. The population of this study is Islamic women entrepreneur who engaged as business owner called Moslema entrepreneur. Total sample amount of 86 people.The data analysis tool uses pathways analysis. The results showed that there is a significant influence between product innovation on performance and entrepreneurship on performance. Meanwhile this study stated that market orientation variables do not act as intervening variables. Thus, Moslema entrepreneurship needs to improve to increase performance. Moslema entrepreneurs must always innovate in marketing their products to consumers. Moreover, this research is expected to contribute empirically to strategic decision-making by SMEs

    Determinant factors of knowledge management practice: the case of ministry of health, Ethiopia

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    This study aims at assessing knowledge management maturity level and the effect of the determinant factors of knowledge management in Ethiopia’s federal ministry of health. Explanatory survey design involving both the quantitative and qualitative methods was employed. General knowledge management maturity model based on people, process and technology key process areas was used to measure knowledge management maturity level in the organization. The qualitative data was analyzed using thematic analysis and summarized under pre identified and emerging themes. The quantitative and qualitative data were triangulated to enrich the findings. The study determined that the ministry’s overall knowledge management maturity level was close to maturity level-2 (Aware), which is generally to mean that the organization was aware of and has the intention to manage its organizational knowledge, but it might not know how to do so. Organizational culture, human resource, information technology and knowledge management process were identified as having significant and positive linear relationship with the knowledge management practice in the organization. It is essential for the ministry to reestablish knowledge management or define improvement plans using model such as the general knowledge management maturity model. The improvement should address the identified determinant factors as well as criterion set for each of the people, process and technology key process areas

    City marketing in various fields of schoolar: The development of periodical concept and definition

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    City marketing is a topic that attracts many researchers from various scholars. Some of them include management, urban planning, geography, communication science, and urban development. this is very interesting because the sliced theory of city marketing is very specific to each field of science. It is undeniable, the definition of city marketing is also growing from year to year. This research has an aim to mapping the concept and definition of city marketing from year to year to see the focus of discussion and the objectives of the city marketing strategy. The definition changes occur every year but the main focus of city marketing remains on the citizen, visitors, and investors. This is related to the function of a city as a place that is worth living, worth visiting and worth investing. Besides, the understanding that a city can be marketed like a product is highly inappropriate over time because the city has stakeholders and functions that are more complex than marketing in general. Based on the analysis of the chronology, the development of the city marketing concept has continues into several new concepts including city branding. The definition and concept also evolved since 1960 by Kevin Lynch but this paper divided into three periods, those are years 1982-1999, years 2000-2010, and years 2011-2018. During the period 1960 to 1980, the concept of city marketing was still influenced by Kevin Lynch so that not too many new concepts were develope

    Contributing factors of labor productivity in the industrial sector in Indonesia: a comparative study among regions

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    TIndonesia’s degree of competitiveness in attracting investment is relatively low compared to other ASEAN countries, e.g., Singapore, Malaysia, Thailand, and Vietnam, despite the country’s potential resources. Specifically, low labour productivity in industrial sector led to lower degree of investment competitiveness in Indonesia. Thus, this study aims to examine the transformation of economic structures and factors determining the regional labor productivity in industrial sector in Indonesia. This study employs multiple regression method with panel data approach on 34 provinces in Indonesia from 2014 to 2019. This study suggests that, in general, the decline of agriculture sector share in the Eastern part of Indonesia was greater than the Western part of Indonesia. Furthermore, the composition of labor absorption in Sulawesi, Maluku, Papua, and Kalimantan decline periodically. This research also suggests that the factors leading to improvement of productivity in the Industrial sector in Western part of Indonesia is real wages. Moreover, provision of electricity is the contributing factor and hampers labor productivity in the Eastern part of Indonesia. This study further concluded that supply of electricity is substitutional to labor which result in the decline of productivit

    The Investigation of financial inclusions, financial literation, and financial technology in Indonesia

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    The Indonesian Financial Services Authority (Otoritas Jasa Keuangan) states that the financial literacy increase will be followed by developing the financial inclusion index. Nevertheless, the level of public financial literacy is still far behind the financial inclusion index. Perpres No. 82 of 2016 concerning the National Inclusive Finance Strategy sets a target of 75% of the adult population to access financial services in 2019. As information technology develops and internet penetration rates rapidly emerge, digital financial services emerge that make it easier for people to obtain financial services called financial technology. The increasing use of financial technology is one of the drivers for increasing national financial inclusion. This study aims to investigate studies of financial inclusion, financial literacy, both from knowledge, behavior, and financial attitudes, and financial technology. The research is a literature study research examining thirty journals and reports related to Financial Inclusion, Financial Literacy, and Financial Technology. Formed on the respondents' characteristics, gender, age, education, and occupation had an impact on increasing financial inclusion, financial literacy, and financial technology in Indonesia. Many people use financial products and services without having a good knowledge of the functions, how to choose the right according to needs, and do not know the risks of the products used. Recommendation from this is a strategy strategic of the respondents' characteristics is needed in increasing financial inclusion

    Female autonomy and rural tourism in Tzibanzá, Cadereyta de Montes, Querétaro, Mexico

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    One of the elements that are disrupted by development is gender roles. These changes are not always negative, and the objective is to identify whether the participation of women in the fishing cooperative and the tourism project of La Isla makes it possible to build autonomy. Ever since the 90s, the Tzibanzá village has been the target of a series of development projects that have included or excluded them in decision-making. However, every project impacted the organization and productive activities and their daily life. Results of an investigation still in progress are presented, which start from the qualitative approach combining quantitative information-gathering techniques: a questionnaire to cooperative members and not cooperative members; and qualitative: non-participant observation, qualitative interviews, and focus groups. The tourism production and project cooperative have operated for just over 20 years with relative success in income, job creation, and participation. Women have been incorporated not necessarily by their own decision, but in their husbands' absence due to migration or the position was inherited. However, participating in activities considered "masculine" leads them to reconsider their role in the community and family, enabling decision-making to previously had no access. Autonomy indeed needs social recognition to be exercised; however, we consider that joining actively and as protagonists in productive activities allows progress

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