Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
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An empirical assessment of corporate governance components and their impact on profitability: evidence of listed banks in Indonesia
Get PDFThis study aims to determine the effect of business size, capital structure, audit committee, board of directors, and board of commissioners on company profitability in banking companies listed on the Indonesia Stock Exchange from 2018 to 2021. A total of 42 banking companies are the study sample. A purposive sampling technique was used to get 10 sample companies for 4 years with 40 observations. The research data comes from a sample of companies from the Indonesian Stock Exchange website. Multiple regression analysis and descriptive statistical analysis are the data analysis methods used. The research findings show that company size affects profitability, but the board of directors, board of commissioners, audit committee, and capital structure do not affect company profitability
Arisan for diversifying financing sources for micro enterprises
Get PDFThis study examines the role and impact of arisan, a widely practiced form of informal microfinance in Indonesia, in supporting micro-enterprises in Jambi City. Arisan has demonstrated significant potential to provide both financial and social benefits to its members. Data were collected through semi-structured interviews and participant observations involving 100 micro-enterprise owners actively participating in arisan, using a qualitative descriptive approach. The findings reveal that most participants joined arisan due to limited access to formal credit and a preference for its trust-based, community-centered approach. Economically, arisan contributes to increased business capital and facilitates business expansion. Socially, it fosters enhanced solidarity and strengthens relationships among members. The study concludes that arisan serves as an effective alternative funding source for micro-enterprises in Jambi, addressing gaps left by formal financial institutions. However, challenges such as trust issues and limited funds require attention to optimize its effectiveness as a sustainable financing mechanism
The accountability of village funds and to improve the effectiveness of village programs
Get PDFThis study aims to analyze the management of village funds and village finances, as well as the inhibiting factors in the management of village funds and village finances. The data was obtained from informants at the research site (Harapan Makmur Village, East Tanjung Jabung Regency, Jambi Province). Data collection is carried out by triangulation in interview observations, literature, and documentation. Data analysis used a qualitative approach based on the NVivo 12 Plus program. The results showed that the management of village funds started early in the planning stage by identifying and selecting programs or activities that were urgent and prioritized for the community. The implementation stage is processed following the Regulation of the Minister of Finance Number 199 of 2017 concerning procedures for allocating village funds and implementing the village income and expenditure budget. Financial recording and reporting have been carried out correctly and adequately, and village funds have also been reported transparently to sub-district and district governments and village communities. Nevertheless, several obstacles are faced by the Harapan Makmur village government in optimizing the management of village funds. These constraints are related to the capacity of village apparatus resources, natural factors, low community support for managing village funds, inappropriate disbursement system, and government policies and regulations that change yearl
Integrated rural socio-economic vulnerability analysis in Lampung Province
Get PDFOne of the common characteristics of rural areas is their vulnerability to socio-economic and environmental shocks. Therefore, rural development policies should consider these features to take full advantage of the benefits of rural development. This study aims to develop a pastoral assessment based on the TOPSIS-Etropy-Inhomogeneity Method. This research was conducted in Lampung Province using data at the regency level. The data uses village data from the 2018 Village Potential Survey (PODES). The results show that rural areas' exposure, sensitivity, and adaptive capacity factors play an essential role in rural development regarding vulnerability and resilience. Pesisir Barat, Mesuji, and Tulang Bawang Regencies are highly susceptible to low adaptation factors such as difficult access to health centers, inadequate credit facilities from the government, quiet village anticipation and mitigation, and a lack of security systems. The lowest vulnerabilities are in Tanggamus and North Lampung Regencies with common sensitivity factors, where people with malnutrition, persons with disabilities, households living in slums, and the habit of not using river water or the like for drinking or cooking have lower scores. In addition, other factors contribute to vulnerability, and these factors should be considered in rural development policie
The impact of pandemic COVID-19 on remittances and macroeconomy fundamental in ASEAN 6
Get PDFGlobalization and liberalization increasingly provide opportunities for each country to increase regional and global cooperation. Socio-economic integration is also increasing, along with community cooperation in the regional and global scope. This study aims to determine the effect of remittances and other macroeconomic variables such as FDI, inflation, and export-import on GDP per capita in ASEAN 6 countries. The panel data analysis method used is regression using panel data sourced from the World Bank and ASEAN datasets in the form of annual data. The estimation results from FEM found that exports and remittances showed a significant positive effect on GDP per capita in ASEAN 6. In addition, imports showed a significant negative effect on GDP per capita in ASEAN 6. Meanwhile, several macroeconomic variables that were not significant were FDI, which showed a significant negative effect. Positive but not significant, inflation has a negative but not significant effect on GDP per capita in ASEAN 6. The emphasis on the positive effect of remittances on GDP per capita proves that the flow of remittances into developing countries will help increase income per capita. Vice versa, a crisis that hinders the increase in the enthusiasm of emigrants. The COVID-19 pandemic delays the emigrant's production activities and increases that will hinder the flow of remittances into the country of origin, such as in ASEAN 6 countries
Firm value model from the perspective of firm profitability and dividend-paying behavior with dividend payout as a mediator
Get PDFThis study aims to analyze and explain the firm value model from the perspective of a firm’s profitability and dividend-paying behavior with dividend payout as a mediator. The population used is the stock in the LQ45 Index for the 2017-2019 period. The sample was determined using the judgment sampling type purposive sampling method to obtain 26 companies. The analytical method used is Partial Least Square (PLS). The study results show that a firm’s profitability can increase dividend payout, but firm’s profitability is not able to increase the firm’s value. Dividend-paying behavior does not affect dividend payout, but the behavior of paying dividends can increase the company's value. Dividend payout can increase the value of the company. On the other hand, dividend payout cannot mediate firm’s profitability to firm value, but on the contrary, dividend payout can mediate the behavior of dividend payout to firm value
Business management governance: Its effect on improving the performance of small and medium industries (SMIs) during the COVID-19 pandemic
Get PDFThis research aims to analyze the effect of business management governance, which includes financial, human resources, operational and financial aspects, on improving the performance of SMIs in Jambi Province during the COVID-19 pandemic. The data collection tool is a closed questionnaire delivered online and offline. Data analysis was carried out using a qualitative approach and a quantitative approach using multiple linear regression analysis and SWOT analysis. This research concluded that financial, human resource, operational, and marketing management significantly affected the performance of SMIs in Jambi Province during COVID-19. The small and medium industries in Jambi Province during the COVID-19 pandemic were in quadrant I, meaning that the small and medium industries in Jambi Province already have strengths and opportunities to compete. Therefore SMIs in Jambi Province during the COVID-19 pandemic must carry out aggressive strategies
Strategy in developing priority craft industry by using SAWSWOT Model in Jambi Province
Get PDFThis study aims to determine the quality creative craft industry to be developed and to formulate a strategy for developing these priority creative industries. The analytical model used to determine the priority creative craft industry is the SAW (Simple Additive Weighting) model. The SAWSWOT model is used to formulate the priority creative industry development strategy. The result of the study shows that the batik industry has been selected as a priority creative craft industry. At the same time, the strategies that can be used to develop the batik industry are increasing IT mastery by management staff, workforce skills, using Jambi batik design applications, and marketing through E-Commerce
Effect of economic integration and trade facilitation on Intra-manufacturing export among ECOWAS member states
Get PDFInstitutional trade tariffs and non-tariff barriers are major constraints to exporters and importers. It affects many developing countries' trade flows and intra-trade performance, including ECOWAS member states. From the classical economic background, the economic problems of international macroeconomics can be examined from the position of trade costs. It further states that low trade facilitation policies such as high tariffs and non-tariff barriers alone can account for a 10% loss in a national income. From these backgrounds, the study assesses the interrelation of economic integration and trade facilitation in ECOWAS and how the member states have performed in intra-manufacturing export. Using the general method of moments (GMM) with instrumental variable (IV) estimation on a dynamic model with panel data from 15 members to analyse how regional economic integration and trade facilitation relationship promote intra-regional manufacturing exports. The findings reveal that trade facilitation in ECOWAS member states is below the world average. Due to high bureaucratic processes, thus, are high costs of exporting/importing. Again, the econometric analyses reveal economic integration significantly promotes trade facilitation in member states and can influence intra-manufacturing exports in ECOWAS. At the same time, manufacturing production has a direct and significant role in manufacturing exports. Some policy recommendations that would help facilitate trade and improve manufacturing production and intra exports in the ECOWAS sub-region were made
Oil price volatility and industrial productivity: a comparative analysis of Nigeria and Egypt
Get PDFThis study examines the relationship between oil price volatility and industrial productivity in Nigeria and Egypt from 1980 - 2020. The study employs cointegration analysis and the Error Correction model to analyze data. The result shows that oil price volatility hinders industrial productivity in both Countries. But the magnitude of the effect was more in Nigeria than in Egypt. It can be traced to the fact that Nigeria is an importing Country while Egypt is a net exporting country. Also, Nigeria has neglected important sectors like the Industrial sector at the advent of oil, which made Nigeria a mono-product country for decades. Based on these findings, the study recommended diversification of the export revenue base for Nigeria to minimize reliance on oil. Also, alternative energy sources such as biofuel and solar power plants should be developed for the two countries to reduce dependency on oil consumption