Jurnal Ilmiah Ekonomi Islam
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Faktor-faktor Yang Mempengaruhi Perilaku Konsumsi Rumah Tangga Muslim di Perbatasan Rao Pasaman Sumatera Barat
Get PDFConsumer behavior that is vulnerable to rapid changes because it relates to everyday life in order to meet their needs. High consumption is the result of the rapid development of society. So that culture becomes a factor causing consumption behavior. Culture is related to knowledge, beliefs, morals, and other abilities and behaviors that are obtained from society. Cultural values will have an impact on the purchasing and consumption habits of community members in marketing. Where the customer will give high value to the achievement of the goods. As a result, consumers compete to get these products, causing excessive consumption. This high lifestyle is accompanied by an era that continues to develop and is followed by an outside culture that is free and easy to enter which is able to change people's lifestyles to be a little excessive. The next factor is religiosity which is considered as a representation of a Muslim's ability to apply what he believes in and understands from the teachings of his religion in everyday life. Like things that can prevent self-harm. This study aims to determine the factors that influence the consumption behavior of Muslim households on the border of Rao Pasaman, West Sumatra. This research method is classified as a quantitative research. The data used are primary data obtained from filling out questionnaires by respondents using a Likert scale measurement. The sampling technique used in this study was purposive sampling with a population of 7,024 with a sample of 100 people. The data analysis technique used is multiple linear regression. The analysis of this study uses the SPSS application based on the results of hypothesis testing which shows that culture, lifestyle and religiosity as a whole influence consumption behavior. Culture is 2.024 with a significance of 0.04
The Concept Of Property Ownership In The Perspective Of Ibn Taimiyah
Get PDFIn life without us realizing in the life of a human being will not be separated in terms of muamalah which activity is concerned with needs. The concept of ownership is crucial in economics. This field of ownership is not only related to economic aspects but also social and political aspects, so ownership is an important position of microeconomic theory in Islamic economics as well as capitalist economics. The research design used is a literature study. research conducted to examine data by studying, understanding, and examining theories or assumptions in relevant materials or literature sources. The research methodology uses qualitative research methodology. The purpose of this method is to explain what happened and Discovering generalizations requires investigation, recording, analysis, and interpretation of previous events. In property rights i.e. individual property rights (milkiyyat al-fardiyyah), common property (milkiyyat al-ammah), state ownership (milkiyyat al-daulah). The picture above illustrates to us, namely Ibn Taimiyyah's view of the privileges of property in Islam, defining property rights as the authority to use an object based on sharia, such as guaranteeing ownership of abandoned land so that it can be cultivated, inherited, traded. Since this will later be accounted for before God, then return everything to the rules that come from giving the mandate that is God, how to obtain it and how to use it.
Keywords : Possession, property, Ibn Taimiya
Hakikat Akad Dalam Transaksi Jual Beli Arisan Uang
Get PDFDalam kegiatan muamalat banyak sekali bentuk aktivitasnya diantaranya adalah arisan, yang mana arisan ini dapat menjadi solusi bagai permasalahan keuangan yang terbukti ampun dari masa dulu hingga sekarang, hingga perkembangan arisan pun sangat pesat yang mulai dari arisan barang hingga arisan uang, namun karena kompleksnya perubahan kehidupan modern manusia sehingga arisan uang yang semula berakad tabbaru, qard bisa berubah menjadi transaksi jual beli. Dengan menggunakan metode qiyas, metode tasswur dan akad tahawwul aql untuk menemukan hakikat akad dari transaksi jual beli arisan uang ini dengan menemukan kemungkinan–kemungkina seperti al – murbahah, al sharf, al tijariyah dan pelarangan pada transaksi tersebut
Pengaruh Intellectual Capital Terhadap Kinerja Keuangan pada Bank Pembiayaan Rakyat Syariah (BPRS) di Indonesia dengan Model Value Added Intellectual Capital (VAIC) Periode 2016-2020
Get PDFCompetition in the Islamic banking industry is tight, so the competence of Islamic banking human resources must increase. This needs to be done to increase the lack of resources who have studied and received good education and training, but when they return due to unfavorable environmental factors, the results of education and research be wasted.
This study aims to determine the effect of Intellectual Capital on Financial Performance in Islamic People's Financing Banks (BPRS) in Indonesia with the Value Added Intellectual Capital (VAIC) Model. There is research data using monthly time series data taken in the 2016-2020 period. Data analysis technique uses PLS (Partial Least Square) with processing using Warp-PLS 7.0 Software.
The test results using the SEM-PLS approach show that Intellectual capital IB-VACA has a positive and significant effect on the financial performance of Indonesian Islamic banking. By obtaining a path coefficient value of 0.482 with a p value of
Sintesis Sains Dan Al-Qur’an Sebagai Upaya Berpikir Inovasi Dalam Berwirausaha
Get PDFThe purpose of this study is to develop terms and formulate ways of innovation in entrepreneurship for Islamic economic actors. The problem of this research is how to think about innovation used by entrepreneurs so that it has an impact on the development of the Islamic economy. To answer these problems used a qualitative approach to the method of content analysis. The object of research is the textual Al-Qur'an, synthetic thinking books, creativity and innovation books. Research result; 1) The technique of understanding the Qur'an through the synthesis of hadith, verses, theory and individual experience is then abbreviated as HATI 2) Synthesis between science and the Qur'an is then abbreviated as SSQ (synthesis of science and Qur'an 3) SSQ is development of terms from the halal industry, Islamic finance and Islamic economics which contain a synthesis model of thinking innovation in entrepreneurship. These findings will later be continued in the final dissertation of the Islamic economics doctoral program using imindmap
EFEKTIVITAS PENERAPAN UU. No. 13 TAHUN 2011 PADA PENANGANAN FAKIR MISKIN DALAM PERSPEKTIF EKONOMI ISLAM DI DINAS SOSIAL KABUPATEN BEKASI
Get PDFThis research reveals a form of the effectiveness of the application of Law no. 13 of 2011 on handling the poor in an Islamic economic perspective at the Bekasi District Social Service seen from five indicators which include program understanding, right on target, on time, achieved goals, real changes. The findings of this study, among other things, revealed that the three indicators of effectiveness carried out by the Social Service of Bekasi Regency, namely understanding of the program, being on time, the real changes that have been explained in the discussion show that the application of Law No. 13 of 2011 in handling the poor in the Social Service of Bekasi Regency indicates the criteria "Effective". However, on the other two indicators of effectiveness, namely being right on target, achieving the objectives in the discussion, it shows that the application of Law No. 13 of 2011 to the handling of the poor at the Social Service Office of Bekasi Regency shows the criteria "Not Yet Effective". Furthermore, regarding the effectiveness of the implementation of Law no. 13 of 2011 on handling the poor in an Islamic economic perspective explains that showing the criteria of "Effective" is in accordance with an Islamic economic perspective
Peran Koperasi Pondok Pesantren (Kopontren) Jarinabi Mart dalam Meningkatkan Ekonomi Pondok Pesantren Jarinabi
Get PDFThis study aims to analyze the role of the Jarinabi Mart Islamic Boarding School Cooperative (Kopontren) in improving the economy of the Jarinabi Rano Islamic Boarding School. Islamic boarding schools are educational institutions that also have the potential to develop the economy in their environment. The Jarinabi Mart Islamic Boarding School Cooperative was established as an effort to strengthen the economy of Islamic boarding schools and empower students and the surrounding community. The research method used is qualitative research with a case study approach. Data obtained through observation, interviews, and documentation. Respondents in this study were the management of the Jarinabi Mart Islamic Boarding School Cooperative, Islamic boarding school managers, and students. The results showed that the Jarinabi Mart Islamic Boarding School Cooperative had a significant role in improving the economy of the Jarinabi Rano Islamic Boarding School. This cooperative provides various consumption products to its members, including students and the surrounding community. The results showed that the Jarinabi Mart Islamic Boarding School Cooperative had a significant role in improving the economy of the Jarinabi Rano Islamic Boarding School. This cooperative provides various consumption products to its members, including students and the surrounding community
Capital Structure Affect Asset Structure, Income Volatility, And Financial Flexibility In islamic Industrial Sector Companies
Get PDFThe capital structure of every company is a critical concern. Capital structure affects a company’s financial status. Financial flexibility, internal company conditions, market conditions, operating leverage, the perspective of lenders and rating agencies, management perspectives, controls,taxes, profitability (lity,afinancialcture, and sales stability) are some of the variables typically taken into account by cperspectivesgement when making decisions about capital structure. The purpose of this study is to ascertain how asset structure, earnings volatility, and financial flexibility impact capitaconsideredmpanies from the consumer products industry sector listed on the Indonesia Stock Exchange. population of this study, and 39 companies were chosen as the sample using a purposive sampling technique. Multiple linear regression analysis utilizing the Eviews program was used in this study. The probability value of the asset structure is 0.0107 0.05, and its positive directional regression coefficient is 0.169937. A positive direction regression coefficient of 0.074237 and a prob value of 0.84246 > 0.05 are both present for earnings volatility. The b-value for financial flexibility is 0.00326 (less than 0.05), and the positive regression coefficient is 0.259236. In conclusion, while earnings volatility has no influence on capital structure, financial flexibility and asset structure variables have beneficial impacts. By examining these aspects, this research is anticipated to help the decision-making process for the growth of a company
Islamic Stock Market Reaction To The Russia-Ukrainian War
Get PDFThis study aims to analyze stock market reaction events preceding and following the proclamation of the Russian invasion of Russia for companies listed on the Indonesia Stock Exchange and indexed by the Jakarta Islamic index. This investigation employs a quantitative approach with an event study methodology. The sample consists of thirty shares of companies listed on the Jakarta Islamic Index. The research sample was selected using the technique of purposive sampling. The research data were analyzed utilizing the paired sample t-test method. The findings of this study indicate that the anomalous return variable affects Jakarta Islamic Index stock prices differently before and after the announcement of the Russian invasion of Ukraine. Before and after the proclamation of the Russian invasion of Ukraine, there is a difference in the trading volume of stocks included in the Jakarta Islamic Index. Investors need to reallocate their assets strategically by developing a hedging strategy to avoid the risk of global uncertainty induced by unpredictability. Investors must invest long-term in anticipating speculators on the capital market, who can cause aberrant returns and abnormal stock trading volatility. To stabilize the stock market, regulators should consider the adverse effects of the financialization/globalization of the stock market in terms of war/conflict. Speculators prey on the uncertainty of global events, which leads to tyranny and abnormal rates of abnormal returns
Pengaruh Kepemimpinan, Kompensasi, dan Motivasi Kerja Terhadap Kinerja Karyawan dan Guru Pada Sekolah Dasar Islam Terpadu Deli Serdang
Get PDFEffective leaders not only use their power to encourage employee performance but can also provide high motivation, inspiration, and loyalty for employees to be able to devote all of their focus to achieving optimal performance. This study aims to determine the effect of leadership, compensation and motivation on employee performance. The sampling technique in this study is a random sampling technique, namely random sampling from three schools, namely SD IT Alhijrah 2, SD IT Bina Insan and SD IT Deli Insani, totaling 57 samples. The type of research used is quantitative research with multiple linear regression analysis. The data processing process uses SPSS 20. With a constant value of (9,190), it shows a positive value, meaning that if leadership, compensation and motivation are assumed to be constant, employee performance will increase by 9,190 units. The regression coefficient value of compensation is 0.186, this value can be interpreted when leadership increases by 1 unit, then employee performance will increase by 0.186 units. The value of the regression coefficient of compensation is 0.333, this value can be interpreted that when compensation increases by 1 unit, employee performance will increase by 0.333 units. The value of the regression coefficient of motivation is 0.415, this value can be interpreted that when motivation increases by 1 unit, then employee performance will increase by 0.415 units. The results of the study indicate that leadership has a partial effect on performance, compensation has a partial effect on performance, motivation has a significant and partial effect on performance and leadership, compensation and motivation have a simultaneous effect on performance