Jurnal Ilmiah Ekonomi Islam
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Pengaruh Pengetahuan Produk Terhadap Minat Menabung di Bank Syariah Indonesia (BSI)
Get PDFPublic interest in saving is the most basic thing for banks because it can help grow the success of banks, while customer knowledge about savings products will be a factor that influences customer interest in saving. The lack of socialization to the public or customers in introducing Islamic bank products, especially savings products, causes the public or customers to understand less about existing savings products. The purpose of this research is to determine the extent of the influence of product knowledge on interest in saving at Bank Syariah Indonesia (BSI) Kalirejo Central Lampung Cash Office in 2022. This type of research is a descriptive research type and uses a quantitative approach method with the population, namely customers who save at Bank Syariah Indonesia (BSI) Kalirejo Central Lampung Cash Office. This research is a study that uses descriptive research and quantitative approach methods with the population, namely customers who save at Bank Syariah Indonesia (BSI) Kalirejo Cash Office, Central Lampung. The sampling technique used Probability Sampling technique with Simple Random Sampling method with Slovin formula as many as 99 customers. Data collection techniques using questionnaires (questionnaires), observation, interviews and documentation. Based on the results of the study, it can be concluded that the influence of knowledge of each type of savings product has a positive effect on interest in saving at Bank Syariah Indonesia (BSI) Kalirejo Cash Office, Central Lampung. This is evidenced by the results of the joint test (T-test), namely the acquisition of a significant value of 0.00
Pengaruh Tabungan Mudharabah, Deposito Mudharabah Terhadap Pembiayaan Mudharabah Pada BPRS Di Indonesia Priode 2019-2022
Get PDFThis study aims to determine how the influence of Mudharabah Savings, Mudharabah Deposits on Mudharabah Financing at BPRS in Indonesia for the period 2019-2022. This research uses quantitative research methods. The results of the study were tested with multiple linear regression using the IBM SPSS_24 programme, while the data collection of BPRS in Indonesia for the 2019-2022 period was directly obtained after conducting research on BPRS in Indonesia for the 2019-2022 period. The sample technique in this study is to use saturated sampling or total sample, namely sampling when all populations are used as samples. Based on the t-test test that the Mudharabah Savings variable (X1) has a tcount value ttable (1.435 > 2.201), this proves that there is no effect of Mudharabah Savings (X1) on the increase in Mudharabah Financing at BPRS in Indonesia priode 2019-2022 persially while the Mudharabah Deposit variable (X2) has an influence on Mudharabah Financing at BPRS in Indonesia priode 2019-2022. And based on the results of the F-test data analysis shows that simultaneously or together the Mudharabah Savings (X1) and Mudharabah Deposit (X2) variables simultaneously affect Mudharabah Financing (Y), where the sig value is 0.15
Pengaruh Tingkat Pendidikan, Ekonomi Keluarga dan Faktor Sosial Budaya Terhadap Peningkatan Pernikahan Dini Pada Masyarakat Muslim Kota Banjarmasin Provinsi Kalimantan Selatan
Get PDFMarriage is a special event that occurs in the life of someone who does it. Marriage is the beginning of the life of a new couple who are married to compose a new story in a long journey of life with the same hope for blessings from Allah swt. In Indonesia, especially the province of South Kalimantan, in the last 3 years, the number of early marriages has increased. the number of early marriage rates in 2018-2021 is the city of Banjarmasin as the largest contributor in South Kalimantan Province. In this study using primary data sources taken directly from the respondents. Respondents in the study were Muslim communities in the city of Banjarmasin. The data collection technique uses a questionnaire with multiple linear regression tests. The results showed that the level of education had a positive influence on the increase in early marriage with a coefficient of 0.822, the coefficient for the level of education was the highest when compared with the coefficients on other variables. The results of testing the hypothesis produce a calculated t value of 5.147 > t table 1.673 with a significant value of 0.000. Family Economy does not have a positive effect on the Increase in Early Marriage while Socio-Cultural Factors have a positive influence on the Increase in Early Marriage with a coefficient value of 0.245 with t count 2.504 > t table 1.673 with a significant value of 0.01
Integrasi Wakaf dan Investasi Dana Haji menurut Hukum Positif dan Hukum Islam
Get PDFThis study aims to analyze the integration between waqf and hajj fund investment according to positive law and Islamic law. Waqf is an Islamic financial instrument that has social value and can be integrated with other Islamic financial instruments. Hajj fund investment is one of the financial instruments that should be used for the benefit of the people so that for individuals who intend to make pilgrimages their funds can be maintained and maintained and can provide other benefits as long as the funds are stored. This research is qualitative research with a normative juridical research method approach by using types and sources of legal data including, primary legal sources, namely Law no. 41 of 2004 concerning Waqf, Law No. 34 of 2014 concerning the financial management of Hajj and other regulations, the Al-Quran and Al-hadith. The results of this study are that the integration of waqf and Hajj financial investment can be carried out in collaboration to achieve greater benefits for the development of waqf in Indonesia
Struktur Modal dan GCG Terhadap Nilai Perusahaan dengan Profitabilitas sebagai Variabel Mediasi di JII
Get PDFThis study aims to examine the effect of capital structure and GCG on firm value through profitability as a mediating variable. The population of this research are companies that registered in Jakarta Islamic Index (JII) for the period 2017-2021 with sample selection based on purposive sampling with a total sample of 7 companies. The analysis technique used multiple regression analysis and path analysis. The results of the study are 1) Capital structure has a significant negative effect on firm value, 2) Independent commissioners have no significant effect on firm value, 3) Managerial ownership has no significant effect on firm value, 4) Profitability is able to mediate the effect of capital structure on the firm value, 5) Profitability is able to mediate the effect of independent commissioners on firm value, and 6) Profitability is not able to mediate the effect of managerial ownership on firm value
Pengaruh Penyaluran Dana ZIS, Inflasi, Dan Gini Ratio Terhadap Tingkat Kedalaman Kemiskinan Satu Dekade
Get PDFThe problem of poverty is still an important part of macroeconomic discussions. Indicators of the welfare of a country can be measured, one of which is by the variable poverty. The increase or decrease in poverty in Indonesia is an achievement in the world of economic development. Some assumptions suggest that this level of poverty cannot be eliminated as a whole. This study will answer the effect of ZIS, Inflation, and Gini Ratio fund disbursements on the Depth of Poverty in the last decade. This research uses a descriptive quantitative approach by using secondary data each semester derived from the publications of Badan Pusat Statistik (BPS), Bank Indonesia (BI), and Badan Amil Zakat Nasional (BAZNAS). The purpose of this study is to provide empirical evidence related to the Effect of ZIS Fund Disbursement, Inflation, and Gini Ratio on Poverty Depth Level. This study used a multiple linear regression analysis method. The results showed that ZIS and Inflation Fund Disbursements did not have a significant effect on the Poverty Depth Level. Meanwhile, the Gini ratio variable has a significant effect on the depth of poverty
Kebermaknaan Salam Dalam Bisnis
No full textThe greeting which in Arabic is called "At-tahiyyah" is a very noble sentence that has been abandoned by many Muslims. Greeting comes from the word "salima" which is the opening word when meeting and greeting which means safety, peace, blessing. This research was conducted to find the meaning contained in the greeting and its implications for business. This type of research is in the form of library research with a qualitative approach, namely focusing on existing reasoning and logical abilities, for example, cause and effect relationships, if and then, actions result in reactions and the like. The results of the research show that greetings in Islam are not only mere conversation starters or small talk but more than that in business activities it will provide a sense of security and safety in the business activities carried out, sending down the grace of the Creator and also blessings in these business activities
Analisis Pendayagunaan ZISWAF sebagai Solusi Pembiayaan Pendidikan (Studi Kasus Keluarga Kurang Mampu Kota Bekasi)
Get PDFThis study aims to determine the utilization of ZISWAF as a solution to financing education at BAZNAS Bekasi City with the current program, called “Bekasi Cerdasâ€. Through the utilization of ZISWAF for solutions to improve the education of the underprivileged, it is hoped that it can assist in providing access to education for people in Indonesia, especially in Bekasi City, especially for those who are economically constrained, so that these children get quality education. The research was conducted using a qualitative approach with descriptive analysis methods and data sources from literature studies such as books, journals, articles, and information related to this research. The results obtained from this study are that the Bekasi City BAZNAS has channeled ZISWAF funds for the Education sector through the "Smart Bekasi" program of Rp. 2,628,200,000 for 5,395 mustahik to support their access to education to improve it and make them more enthusiastic in pursuing their goals so that these ZISWAF funds are used productively in developing humans
Standardization of Shari'ah Compliance Establishment and Operation of Sharia Cooperatives in Indonesia
Get PDFSharia cooperatives have had many positive impacts on micro-businesses, and in a short time have been able to help around 920 thousand micro businesses in Indonesia. However, because there are still big problems in running sharia cooperatives, namely human resources that are not yet professional, sharia cooperatives need close supervision by those who understand sharia principles. One element of assessing the soundness of sharia cooperatives is compliance. adhere to sharia principles and always pay attention to the fatwas of the National Sharia Council (DSN). Given the many problems related to operations in sharia cooperatives, the researcher considers that discussion regarding the standardization of the establishment and operation of sharia cooperatives is very much needed. to be a benchmark for the level of sharia compliance in its operations. Therefore this research will examine the standardization of the establishment and operation of sharia cooperatives as analyzed from the DSN-MUI fatwa No.141/DSN-MUI/VII/2021 concerning guidelines for the establishment and operation of sharia cooperatives in Indonesia. The method used in this study is the descriptive qualitative method, through a literature survey which is then analyzed based on data sources. The results of this study are that the DSN-MUI fatwa no 141/DSN-MUI/VIII/2021 concerning guidelines for the establishment and operation of sharia cooperatives, has explained standardization, as well as sharia limitations on the establishment and operation of sharia cooperatives in Indonesia
Determinan Minat Wisatawan Muslim Dalam Berkunjung Ke Negara Non-Muslim (Studi Kasus: Masyarakat Muslim Jawa Barat)
Get PDFThis study aims to find out the factors that influence the intention of West Java Muslim tourists in visiting non-Muslim countries. The method used in this study is quantitative descriptive method, with a research sample of 400 West Java Muslim communities without a certain age restriction taken using purposive sampling techniques. The data was collected through questionnaires and analyzed using partial least square – structural equation modeling (PLS-SEM) method and processed using SmartPLS 3.3.3 application. The results of this study showed that the level of religiosity of respondents indirectly through the perception of Islamic values and the perception of halal risk has a significant influence on the intention of Muslim tourists in visiting non-Muslim countries. However, the perception of halal value and risk cannot directly affect the intention of Muslim tourists significantly. While the experience does not have a significant influence on intentions, and attitudes is a variable that has the most influence on the intentions of Muslim tourists