Jurnal Ilmiah Ekonomi Islam
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Determinasi Pembelian Makanan Halal Melalui Platform Digital: Kesadaran Halal Sebagai Variabel Mediasi
Get PDFThis study aims to investigate Halal Awareness in mediating the effect of the Halal Logo, Subjective Norms, and Online Customer Rating on consumer behavior in purchasing halal food through digital platforms. This study uses a quantitative approach with a sample of 100 Muslim respondents spread across several major cities in Indonesia. The data collected in the study were analyzed using the Partial Least Square (PLS) method. This study found that the Halal Logo did not have a direct influence on consumer purchasing decisions, but the Halal Logo was able to influence consumer purchasing decisions through the mediation of Halal Awareness. Subjective Norms and Halal Awareness have a direct effect on consumer purchasing decisions, only Online Customer Rating has no influence on consumer purchasing decisions, either directly or indirectly
The Influence of Intellectual Capital and Islamicity Performance Index On Islamic Social Reporting Disclosures
Get PDFThis study aims to determine the influence of Intellectual Capital and the Islamicity Performance Index on Islamic Social Reporting Disclosures. The research sample used Islamic commercial banks registered with the Financial Services Authority (OJK) for the 2009-2021 period. The sampling technique used purposive sampling and the number of research data was 154 data. Technical data analysis using multiple linear regression analysis using SPSS. The results of the hypothesis test show that the Profit-Sharing Ratio has a positive effect on ISR disclosure, this is because profit is a benchmark for the company's ability to make a profit. Where the profit shows that the company's financial condition is in a strong state so it tends to disclose a broader social accountability report. Zakat Performance Ratio has a positive influence on Islamic Social Reporting disclosure, this proves that the performance of Islamic banking can be seen from zakat activities managed by banks. For variable Equitable Distribution Ratio, Directors- Employees Welfare Ratio, Islamic Income vs Non-Islamic Income, and Islamic Investment vs non-Islamic investment do not affect the disclosure of ISR, this is because the distribution of income carried out by Islamic banks, the comparison of salaries of directors and employees, the comparison of income and halal or non-halal investments has no effect e disclosure of the social responsibility of Islamic banking. Intellectual Capital does not affect the disclosure of ISR, this shows that the utilization of the value of Islamic banking Intellectual Capital for ISR disclosure has not been maximized
KONSEP JUAL BELI, RIBA DAN GADAI PERSPEKTIF AL-QUR’AN DAN AL- HADITS
Get PDFThis study aims to find out what buying and selling, usury and pawning are like in the view or perspective of the Koran and al hadith. In this study using a qualitative literature study methodology, the data used, of course, used primary data and secondary data and used some literature related to the title of this study. The result of this research is to find out how the concept of buying and selling is regulated in the Qur'an and hadith as well as the concept of usury and mortgage. In buying and selling according to the Qur'an and hadith here there are more regulations and prohibitions related to activities such as fraud and the need for honesty in accordance with the teachings of the Prophet when carrying out trading activities, while the issue of usury is of course this is strictly prohibited in the Koran and hadith even in other religions also prohibits the concept of usury itself, related to the problem of pawning in this case, it has been explained that many things are permissible in this pawning practice and even the Prophet Muhammad saw practiced it, thus this is permissible on condition that it does not violate the rules of the Koran and hadith
Literasi Keuangan Syariah pada UMKM dan Dampaknya terhadap Penggunaan Produk Bank Syariah
Get PDFIn this study, in analyzing the influence of Islamic financial literacy on the variables that were tested, namely the variables of knowledge, skills, and beliefs that were tested partially or simultaneously on the decision to use products in Islamic banks. The data used in this research is primary data by distributing questionnaires to 32 respondents. in this study using the sampling method that is saturated sample. The type in this study is quantitative with multiple linear regression data analysis methods which later from the data obtained will be described. The results of the study show that the level of knowledge, skills and beliefs has an influence on the decision to use Islamic bank products. The coefficient of determination (R2) is 95.3%, which means that the independent variable, namely Islamic financial literacy consisting of knowledge (X1), skills (X2), and confidence (X3) has an effect of 95.3% on the decision to use products in Islamic banks
Keywords: Knowledge, Skills, Confidence, Islamic financial literacy, use of Islamic bank products
KONTRIBUSI LAKI-LAKI DAN PEREMPUAN DALAM EKONOMI KELUARGA PERSPEKTIF ISLAM
Get PDFPada masa Jahiliyah kaum perempuan diperlakukan sangat buruk. Namun, kondisi tersebut sedikit berbeda setelah Nabi Muhammad lahir. Sejarah membuktikan bahwa perempuan pernah berkiprah dalam bidang ekonomi, politik, pendidikan, kesehatan, bahkan perang. Keterlibatan dan kiprah perempuan dalam bidang ekonomi setelah kedatangan Islam telah dibuktikan dengan kiprah Siti Khadijah istri Rasulullah yang sejak muda telah menjadi pengusaha dalam bidang perdagangan. Selain itu, beberapa tokoh yang juga dikenal sebagai perempuan pekerja keras; Zainab binti Jahsy, Ummu Salim binti Malhan, Al-Syifa’, Ummul Mukminin Aisyah binti Abu Bakar ash-Shiddiq, Fatimah Az-zahra, Ummu Mubasir dan lain sebagainya. Pandangan hukum Islam terhadap perempuan yang bekerja yaitu Qardhawi mengkategorikan hukum perempuan bekerja di luar rumah atau melakukan aktivitas adalah jaiz (dibolehkan) dan dapat sebagai sunah atau bahkan kewajiban (wajib) karena tuntutan (membutuhkannya), misalnya pada janda yang diceraikan suaminya, dan untuk karena untuk membantu ekonomi suami atau keluarga. Walau pada hakekatnya bahwa tugas mulia dari seorang perempuan adalah menjadi istri bagi suaminya dan ibu untuk anak-anaknya, namun Islam tidak melarang ketika perempuan juga ingin bekerja dalam menopang ekonomi keluarga, sepanjang tugas dan tanggung jawab utamanya dalam keluarga dapat dilaksanakan dengan baik walaupun pada hakekatnya tanggung jawab nafkah berada di pundak laki-laki
E-Wallet dan Perilaku Konsumsi Islam
Get PDFTransaction systems in the form of non-cash payments using e-wallets offer many advantages and conveniences. The existence of these conveniences causes people to use their money to consume goods that are not in accordance with their needs, which is not in accordance with the principles of Islamic consumption. This study aims to examine the effect of using e-wallets on Islamic consumption behavior in the people of Surabaya. This research is quantitative with a causal associative approach, and uses a purposive sampling method to get 100 respondents who meet the research criteria. Data were analyzed using Structural Equation Modeling (SEM) with the SmartPLS analysis tool. Research results show that the use of e-wallets is influenced by perceived trust. Meanwhile, perceptions of convenience, benefits, risks and security of using e-wallets have no impact on Islamic consumption behavior
Implementasi Manajemen Wakaf Tunai (Studi pada badan Ziswaf Kopontren Al-Yasini Pasuruan)
No full textWaqf is one of the instruments in the Islamic economy that aims to achieve goals in the Islamic economy, namely creating a prosperous life. Waqf is still considered as a practice for rich people, because waqf payments are synonymous with land and buildings. Therefore, currently in Indonesia a new alternative regarding waqf payments has emerged, namely cash waqf with the emergence of Law no. 41 of 2004 concerning the management of cash waqf funds. This study will describe the implementation of cash waqf in Al-Yasini Kopontren Ziswaf Agency as an Amil Zakat Institution that has implemented cash waqf. This study uses a qualitative approach with data analysis methods using interactive models. From the results of this study it is known that the implementation of cash waqf funds in the Al-Yasini Kopontren Ziswaf Board is invested in the form of shares in the retail business "Al Yasini Mart". Funds from the dividends are used for scholarships for Al-Yasini Islamic Boarding School students who are orphans/orphans, underprivileged, outstanding students and memorizers of the Koran
Analisis Relevansi Pemikiran Ekonomi Abu Ubaid terhadap Kebijakan Keuangan Publik Islam di Indonesia
Get PDFPenelitian ini memaparkan tentang pemikiran ekonomi Islam menurut seorang cendekiawan muslim bernama Abu Ubaid serta bagaimana relevansinya terhadap kebijakan keuangan publik di Indonesia. Dengan menggunakan metode studi pustaka yang menghimpun informasi yang relevan dengan topik atau masalah yang akan atau sedang diteliti. Penelitian ini mencoba mengungkap relevansi pemikiran ekonomi Abu Ubaid dalam tatanan perekonomian Indonesia khususnya pada kebijakan keuangan publik islam yang dapat dilihat dalam karyanya yang monumental berjudul Kitab al-Amwal. Konsep keadilan menjadi prinsip dasar ekonomi yang digaungkannya menjadi sebuah landasan filosofis yang kuat dalam membangun fondasi pemikiran ekonomi. Konsep keadilan selalu tertuang dalam setiap pemikirannya, baik berkaitan dengan hak-hak individu, hak-hak publik maupun hak negara sebagai instrument pemegang kekuasaan tertinggi. Maka dengan semangat landasan filosofis yang di gaungkan Abu Ubaid tersebut, tentunya menjadi sebuah konsep tatanan kehidupan ekonomi bernegara. Salah satunya yang sudah diterapkan di Indonesia sebagai negara yang berdaulat melalui butiran ayat UUD 1945 sebagai sumber hukum tertinggi. Maka ketika kepentingan publik menjadi prioritas utama di atas segala kepentingan yang lain, tentunya akan melahirkan sebuah tatanan konsep keadilan yang menghasilkan keseimbangan atas hak-hak individu, publik dan negara, serta tentunya akan membawa kepada tatanan konsep perekonomian yang selaras disertai pencapaian kesejahteraan masyarakat
Optimization of the BMT Al-Markaz Al Islami Makassar Management Pattern Against Customer Escalation
Get PDFThis study examines the optimization of management practices for expanding BMT Al-Markaz Al Islami Makassar's client base. In this study, a qualitative descriptive methodology was employed. The findings indicate that not all individuals can acquire finance and capital loans from conventional and Islamic banks due to their failure to meet all the necessary standards. Based on these issues, the emergence of BMT Al-Markaz Al Islami Makassar is an alternative endeavor to assist the community, particularly in Makassar, which the Bank needs to touch on in fulfilling the restrictions and capital requirements of the business. BMT Al-Markaz Al Islami Makassar, in addition to its role as a business institution, plays a role as an institution in carrying out humanitarian tasks in the form of social missions and da'wah in society by optimizing management patterns in managing institutions so that they can survive and be able to maintain and even increase the number of customers or people who need capital assistance who experience limitations in business
Analisis Pengaruh Labelisasi Halal, Harga Dan Desain Kemasan Terhadap Pembelian Mie Instan Impor
Get PDFThis study aims to examine how the influence of packaging design, halal labels, and prices on the purchase decision of imported instant noodles. The research method used was quantitative in the form of distributing questionnaires using a purposive sampling technique to 160 Muslim students at various universities in the city of Bandung. Data collection was carried out using Google Forms and processed using SEM-PLS. The results of the study show that packaging design, halal labels, and prices have a positive and significant effect on the purchase decision of imported instant noodles. Imported instant noodle producers are expected to pay more attention to these three factors in their marketing techniques. The public is also demanded to be wiser in choosing imported instant noodle products because not all of them are labeled as halal, have informative packaging, and are affordable prices. Further researchers are advised to add other variables that have an influence on purchasing decisions