Jurnal Ilmiah Ekonomi Islam
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PEMILIHAN MODEL IMPLEMENTASI SPIN-OFF UNIT USAHA ASURANSI SYARIAH DI INDONESIA DENGAN MODEL AHP
Get PDFABSTRACT
This study aims to analyze the factors and spin-off models that have the highest level of importance in realizing the implementation of the Sharia Insurance Business Unit spin-off. This research method uses a qualitative method with an Analytical Hierarchy Process (AHP) approach with key informants from the government, regulators, the sharia insurance industry, AASI, and the Sharia Supervisory Board. The results of this study external factors with government and regulatory support subcriteria have the highest level of importance. For the sub-criteria for internal factors, the leadership support factor has the highest level of importance. The acquisition spin-off model has the highest importance. The implication of this research is the industry should meet the availability of resources so that the spin-off runs smoothly and determines the right spin-off model. For the government, the results of this research can provide an effort to facilitate the spin-off process in the form of policies.
Keywords: Spin-Off, Factors, Model, AH
Analysis of Zakat, Infaq, Sadaqah (ZIS), HDI, Inflation, and GRDP on Poverty Alleviation in Indonesia
Get PDFThis study aims to analyze ZIS, inflation, HDI, and GRDP per capita on poverty alleviation in Indonesia (2015-2020 period) by using secondary data and panel data regression analysis method Random Effect Model (REM) is used to obtain an overview of the relationship between one variable and another variable. This study consists of 34 provinces in Indonesia for 6 years (2015-2020). Based on the regression results using REM, ZIS coefficient and probability value are 0.311 and 0.005, which means ZIS affect positively poverty alleviation. The coefficient and probability value of HDI are -0.252 and 0.000, meaning that HDI affects negatively poverty alleviation. the coefficient and probability value of inflation of -0.013 and 0.769 and GRDP of 0.073 and 0.668 which means have no effect on poverty alleviation in 34 provinces in Indonesia
Pengaruh Sektor Produk Domestik Regional Bruto (Basis dan Non Basis) Terhadap Pertumbuhan Ekonomi dalam Perspektif Ekonomi Islam
Get PDFBased on Presidential Regulation Number 63 of 2020 concerning the Determination of Underdeveloped Regions for 2020-2024, the Pesisir Barat Regency is included in the underdeveloped category in Lampung Province. One of these lags can be seen from the community's economy. Economic growth is one indicator in measuring economic development in a region or country. According to data obtained from the BPS for Pesisir Barat Regency during the period 2013-2020, the economic growth of Pesisir Barat Regency tends to fluctuate. This growth cannot be separated from the role of each economic sector. Therefore, it is necessary to examine 17 economic sectors according to business fields to find out what economic sectors have the potential or advantages to become basic sectors and non-base sectors. The basic sector is the sector that forms the backbone of the local economy because it has a competitive advantage, and the non-base sector is the sector that supports local consumption needs. The formulation of the problem in this study is whether the basic and non-base sectors partially have a significant effect on economic growth in Pesisir Barat Regency? Does the base and non-base sectors simultaneously affect economic growth in Pesisir Barat Regency? And what is the view of Islamic Economics on the influence of the base and non-base sectors on economic growth in Pesisir Barat Regency? This study is a quantitative study with secondary data published by the Central Statistics Agency in the 2013-2020 observation period. The type of research is library research. The data analysis technique used is Location Quotient (LQ), Klassen Typology, and Multiple Linear Regression Analysis processed with the Eviews-9 program. Based on the results of data processing, it shows that the base sector variable has a positive and insignificant effect on economic growth in Pesisir Barat Regency. Then the non-base sector variable has a positive and insignificant effect on economic growth in Pesisir Barat Regency. And the base sector and non-base sector variables simultaneously have a positive and significant effect on economic growth in Pesisir Barat Regency, because the probability value is 0.002421 which means the prob value is less than (0.002421 < 0.05) so Ho is rejected, with an effect of 87.4 %. It can be concluded that the basic sector partially has a positive and insignificant effect on economic growth, as well as the non-base sector partially also has a positive and insignificant effect on economic growth. While the base sector and non-base sector simultaneously or together have a positive and significant influence. In this case, it means that if the base sector and non-base sector are increased, it will affect the economic growth in Pesisir Barat Regency to increase. In the view of Islamic economics that Allah SWT commands humans as caliphs on earth to utilize natural resources as they should by not prioritizing the interests of a few humans, but all creatures on earth. With this research, it is expected to be able to promote, maintain, utilize the basic sector and the non-base sector in accordance with Islamic teachings for the welfare of the community to achieve the goal of falah
Pengaruh Jumlah Zakat Produktif, Modal Awal Dan Lama Usaha Terhadap Tingkat Pendapatan Mustahik Di Baznas Provinsi Riau (Studi Kasus Kota Pekanbaru)
Get PDFThe purpose of this study is to analyze whether the amount of productive zakat, intial capital and simultaneous effect on mustahik income at BAZNAS Riau Province. The data used in this research is secondary data obtained from agencies such az BAZNAS Riau Province and also quetionnaires. The data analysis method use multiple linear regression analysis and classical assumption test to see the influence between the independent variables and the dependent variable and is calculated using the E-views 9 application software with a population of 61 mustahik. The results of the analysis show that the amount of productive zakat,initial capital and length of business have a significant effect on mustahik income at BAZNAS Riau Province
Rangkap Status Muzaki Dan Mustahik Pada Pendistribusian Zakat
Get PDFPenelitian ini bertujuan untuk menelusur lebih jauh rangkap status antara muzaki atau orang yang diwajibkan berzakat dengan mustahik yaitu orang yang berhak diberi harta zakat. Penelitian ini menggunakan metode kualitatif, pendekatan penelitian yang digunakan dalam penelitian ini adalah pendekatan sosiologi-hukum yakni pendekatan yang berhubungan dengan gejala sosial yang This study aims to explore further the dual status between muzaki or people who are obliged to pay zakat and mustahik, namely people who are entitled to be given zakat assets. This study uses a qualitative method, the research approach used in this study is a socio-legal approach, namely an approach related to social phenomena that occur in society which is then studied from a legal perspective related to these social phenomena. The results of this study indicate that there is a dual status that occurs in society related to the distribution of zakat itself. This dual status results in unequal welfare of the mustahik. Of course, if this continues without any bright spot, it will become an unresolved fiqh issue and further distance from the target of improving people's welfare because it cannot provide legal certainty for them. This requires special attention from Muslim scholars, or academics to complete or rectify the thirst for knowledge of the community, especially for the amil so that they can act properly, because the amil have not found the answers they need to answer this question. So that there is a common understanding and perception in dealing with this issue. This dual status is closely related to the perfection of worship for Muslims in terms of paying zakat assets because it is related to the validity of their worship
Kajian Tentang Konsep Jual Beli Dalam Perspektif Al-Qur’an Dan Hadist
No full textBuying and selling (business) is a daily activity carried out by humans in their lives. However, according to Islamic law, the practice of buying and selling has not been realized optimally by the Muslim community. There are even some of these Muslims who do not understand at all how to buy and sell that is correct according to Islamic law. The purpose of this study is to examine the concept of verses in the Qur'an and hadith regarding buying and selling. In this study, the authors used a qualitative descriptive writing method and used library research. The results of the research and the conclusions of this study are that as a perfect religion, Islam certainly has provided guidelines through the Al-Qur'an and Hadith so that humans carry out buying and selling procedures that are mutually beneficial and mutually acceptable to both parties. In essence, buying and selling transactions from the perspective of the Qur'an and Hadith must follow the example of the Prophet Muhammad, which is done honestly
Pengaruh Nostalgia, Relaksasi, Atraksi, Dan Wisata Halal Terhadap Daya Tarik Wisatawan (Studi Kasus Wisata Tradisional Pasar Kamu (Karya Anak Muda) Desa Denai Lama Kec. Pantai Labu)
Get PDFTourism is an industry that is able to provide economic growth both in terms of employment opportunities, income, standard of living of the people, one of the tourism industries in Indonesia, namely Youth Week Tours (KAMU) located in the Kampoeng Lama Tourism Village, Denai Lama Village, Dusun II Kec. Kab. Pantai Labu. Deli Serdang, North Sumatra. The purpose of this study is to see how the influence of Nostalgic, Relaxation, Attraction, Halal Tourism on Tourist Attraction. The research sample is 100 people. This study uses Observation and Questionnaire methods. The author observed the variables Nostalgic (X1), Relaxation (X2), Attraction (X3), Halal Tourism (X4) and Tourist Attraction (Y). This data was tested using classical assumption testing, hypothesis testing, concurrent test (F test) and partial test (t test). This research used quantitative descriptive analysis with multiple linear regression assisted by IBM SPSS version 25.0 software. and the Attraction variable has a positive and significant effect on the attractiveness of tourists visiting the Karya Anak Muda (KAMU) weekend tour. However, the Relaxation and Halal Tourism variables have no effect on tourist Attraction. Simultaneously Nostalgic, Relaxation, Attraction, Halal Tourism have a significant effect on tourist Attraction
Penerapan Marketing Mix Syariah pada UMKM di Era Revolusi Industri 4.0 dalam Perspektif Ekonomi Syariah
Get PDFPenelitian ini dilatar belakangi oleh pentingnya Penerapan Marketing Mix pada UMKM di era Revolusi Industri 4.0 dalam Perspektif Ekonomi Syariah. Penelitian ini bertujuan untuk mengetahui dan menganalisis Penerapan Marketing Mix pada UMKM di era Revolusi Industri 4.0 dalam Perspektif Ekonomi Syariah. Metode penelitian ini adalah penelitian deskriptif dengan pendekatan kualitatif. Teknik yang digunakan dalam penelitian ini adalah teknik studi library reseach dengan mengkaji berbagai literature yang relevan dengan variabel penelitian yaitu dengan cara mengeksplor data melalui review literature, membaca, mengkaji, mencatat dari berbagai sumber seperti jurnal, artikel, buku tentang Penerapan Marketing Mix Syariah pada UMKM di Era Revolusi Industri 4.0 dalam Perspektif Ekonomi Syariah. Adapun teknik analisis data yang digunakan yaitu analisis isi.. Hasil Penelitian ini menunjukan bahwa Penerapan Marketing Mix dalam Islam terdiri dari 7 bauran pemasaran konvensional yaitu (Product, Price, promotion, place, people, physical evidence, process) dan ditambah dengan janji (promise) dan kesabaran (patience). Temuan penelitian ini diharapkan dapat memberikan pengetahuan kepada pembaca mengenai pentingnya Penerapan Marketing Mix Syariah pada UMKM di Era Revolusi Industri 4.0 dalam Perspektif Ekonomi Syariah
Membangun Islamic Human Resource Development (I-HRD) di Perguruan tinggi berlandaskan Worldview Ekonomi Islam
Get PDFThe discussion on the Development of Islamic Human Resource Development (IHRD) is one of the contemporary issues that are interesting to study. In recent years alone, the intensity of research on the discourse on the development of IHRD in academic institutions has increased and shows an increasing presentation. Studies on the existence of IHRD in universities, educational institutions and many human empowerment institutions are carried out massively for the sustainability of the education system in the future. Therefore, in building IHRD with the foundation of the Islamic worldview, it is necessary to practice what is used as a form of employee development with a process that runs continuously. New problems, new procedures, new equipment, new restraints and new positions always arise in a dynamic organization, as for the steps that can be taken to create a higher education IHRD by means of mental, spiritual, educational and teaching worldview Islamic education and providing economic knowledge based on the Quran and Sunnah
The Influence Of Msmes, Inflation, And Sharia Bank Finance On Economic Growth
Get PDFEconomic growth is important to study considering that each region will always try to increase its economic target. This study aims to analyze regional economic growth in West Java with the predictor variables of the number of MSMEs, inflation, and Islamic bank financing. Using secondary data for the 2016–2021 period obtained from the Central Bureau of Statistics, the Services and Finance Authority, and the Office of Cooperatives and UMKM of West Java Province, Using seven cities in West Java as a sample in the study and multiple linear regression as an analytical tool The findings revealed that, for the 2016–2021 period, the number of MSMEs, inflation, and Islamic bank financing had a significant positive effect on West Java regional economic growth. Furthermore, simultaneously, the three independent variables significantly affect the regional economic growth of West Java. West Java's regional economic growth variable of 95.28% is influenced by the independent variables of the number of MSMEs, inflation, and Islamic bank financing, while 4.72% is influenced by other variables. In order to increase economic growth, the government's role is very important in empowering MSMEs, maintaining inflation rate stability, and increasing the portion of sharia financing by Islamic banks