Jurnal Ilmiah Ekonomi Islam
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Analisis Model Pengelolaan Zakat, Infaq dan Shadaqah pada Lembaga Zakat Al-Washliyah (LAZWASHAL)
Get PDFThis study aims to determine the management model of zakat, infaq, and shadaqah at the Al-Washliyah Zakat Institution (LAZWASHAL). Zakat, infak, and sadaqah are activities carried out by someone to fulfill their obligations and clean their assets. Indonesian people have enthusiasm in distributing zakat, infaq, and shadaqah. The research method used is qualitative with a descriptive approach. The technique of collecting research data through the subjects studied both from observation and interviews. The results showed that the LAZWASHAL zakat management model, namely productive zakat, is zakat that has a sustainable value and certainly does not run out. It has a target, namely the welfare of the community so that those who were recipients become zakat distributors or donors. in the form of providing business capital, providing donations in the form of groceries, cash to scholarships
PENGARUH LITERASI KEUANGAN TERHADAP MANAJEMEN KEUANGAN PRIBADI PADA MAHASISWA KONSENTRASI MANAJEMEN KEUANGAN SYARIAH (ANALISIS PENGGUNAAN SHOPEEPAY PADA APLIKASI SHOPEE)
Get PDFThe improvement of digital technology influences several industries, including the financial industry. One of the most popular technology-based financial services is digital payments. Personal financial management is influenced by several factors, one of them is financial literacy. The purpose of this study was to specify the effect of financial literacy on personal financial management in students of Islamic financial management concentration in the function of shopeepay on the shopee application. This research is a quantitative research using a non-probability sampling method. This study allocated questionnaires to 50 respondents and then processed them statistically using IBM SPSS 26 and simple linear regression methods. The results of this study indilmply that financial literacy has a positive effect on the personal financial management of students who concentrate on islamic financial management in the use of shopeepay on the shopee application
Studi Perbandingan Pengelolaan Dana Filantropi Di Lembaga Zakat Muhammadiyah Dan Nahdlatul Ulama
Get PDFBesarnya potensi dana filantropi di Indonesia dapat dijadikan sebagai salah satu pilar pembangunan ekonomi negara. Hal ini masih sulit dilakukan karena realisasi penghimpunan dana filantropi masih sangat kecil dibandingkan potensinya, serta rendahnya efisiensi dan efektivitas pengelolaan dan filantropi oleh lembaga zakat . Kajian ini bermaksud mengkaji secara mendalam dan membandingkan pengelolaan dana filantropi yang telah dilakukan oleh Lembaga Zakat Muhammadiyah (LAZISMU) dan Lembaga Zakat Nahdlatul Ulama (Nu-Care LazisNU ). Penelitian ini menggunakan metode kualitatif dengan analisis deskriptif. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah observasi, wawancara, dan dokumentasi. Riset ini menunjukkan bahwa LazisMU dan Nu-Care LazisNU memanfaatkan posisi strategisnya dalam organisasi pengelola zakat yang dibawa oleh ormas Islam terbesar di Indonesia. Hal ini menyebabkan strategi penghimpunan dan pendayagunaan dana filantropi di LAZISMU dan LAZISNU Nu-Care relatif sama
Persepsi Nasabah Terhadap Keputusan Pengambilan Pembiayaan Syariah Pada KSPPS BMT Anfa’ NU Kabupaten Magelang
Get PDFThis research empirically tests the influence of customer perceptions on the decision to finance in Islamic banking. The variables used in this study are customer knowledge (X1), service quality (X2), bank reputation (X3), and threshold (X4) as independent variables, and murabahah financing (Y) as the dependent variable. The data used in this study is primary data with data collection methods using questionnaires distributed by KSPPS BMT Anfa' NU where KSPP BMT Anfa' NU is one of the Islamic Microfinance Institutions in Magelang Province. The number of samples that were successfully processed reached 30 respondents. The sampling technique is the accidental sampling technique, namely, selecting samples randomly. Partial t-test and simultaneous f-test were used as data analysis methods. The data were analyzed using the SPSS 21 program. The results of the survey hypothesis test showed that: (1) The variable of customer knowledge influences murabahah financing decisions but is not material. (2) Service quality positively and significantly affects murabahah financing decisions. Murabahah Financing, (3) Bank registration influences the purchase decision of Murabahah Financing but does not have a material impact
Bibliometric Computational Mapping Analysis of Publications on Sustainability and Islamic Finance
Get PDFThis study assesses the discourses of sustainability in Islamic Finance industry using a bibliometric approach to computational mapping analysis. This study acquires the article data from Google Scholar database with utilizing Publish or Perish reference manager application. The terms and article abstracts are used in channel the search process by employing keywords of “Sustainability, Islam and Financeâ€. The results display 998 articles that are considered as being relevant with the topic. Google scholar indexed articles are used for ten-year period, from 2012 - 2022. From the results of the search, topics related with sustainability in Islamic Finance can be classified into four terms which are Sustainability, Islam, Islamic Finance and Finance. The term sustainability has 222 links with a total strength of 3997 links. The term Islam, based on the result has 208 links with 2435 links of strength. While the term Islamic Finance comprises 176 links with a total of strength is 1117 links. Afterwards the term Finance encompasses 201 links with a total of link strengths around 1727 links. Based on the trends, from 2012-2022, the research regarding sustainability and Islamic Finance is increasing steadily with a slightly decrease in 2015 to 2016. In 2022 up to September, the number of studies concerning the area of sustainability and Islamic Finance accounts for 79. This study observes the number of studies and the areas covered regarding the theme. The implication of this research could be a starting point in exploring research in sustainability and in the context with Islamic Finance role on it
Kesiapan Bank Syariah dalam Menghadapi Resesi 2023
Get PDFThe global recession of 2023 is predicted to occur in plain sight. If it really happens, the impact will be widespread on various sectors of life, one of which is the financial sector which is the heart of the economy. This research was conducted with the aim of seeing the readiness of Islamic banks in facing the 2023 recession. The methods used in this research are descriptive qualitative methods and library research. This method is used to explain and analyze the object of research to match the reality that occurs so that the author can explore more deeply and can review in detail how the experience of Islamic banks in responding to the previous recession that has occurred in Indonesia. The data used in this research are secondary data such as journal articles, books, websites, and news that have relevance in this study. The results of the study explained that based on experience and statistical data, the Islamic banking sector is predicted to be resistant to the shock of the 2023 recession. One of the things that can hinder banking growth is NPF, but judging from the existing data, the NPF of Islamic banks tends to be low, so it can be said that the financial condition of Islamic banks is still healthy even though last year was affected by the pandemic. In facing the 2023 recession, the government has an important role in its policies to anticipate the impact of the recession, although the Indonesian economy is still growing above 5% but must be vigilant, especially against the storm of layoffs that has recently hit a number of companies. The public is also urged to anticipate the impact of the recession, starting from preparing an emergency fund, not making waste, and making investments
Strategi Pemberdayaan Usaha Mikro Kecil Menengah (UMKM) Melalui Program Mekaar Oleh PT. PNM Kota Medan Perspektif Ekonomi Islam
Get PDFThis study aims to find out how the main priority strategy for empowering micro, small and medium enterprises (MSMEs) through Mekaar PT.Pnm Medan City is by presenting the internal and external conditions that have been carried out so far. Then in addition, the researcher also explained some of the urgency of handling that needs to be implemented so that the empowerment of SMEs can be more focused. The method used is a qualitative method using SWOT analysis and QSPM. The number of respondents who filled out the questionnaire was 5 respondents from MSME actors and 5 respondents from experts. Based on the results of the SWOT analysis, the strategy quadrants obtained after being processed in the IFE and EFE matrices are in Quadrant I. This indicates that the strategy used is a progressive strategy. This strategy means that the company has strengths and opportunities. Furthermore, in the QSPM analysis, the results show that the main priority strategy that must be carried out is to maintain a harmonious relationship between customers and Mekaar PT.PNM employees in order to generate positive benefits for the customer's business
Pengaruh NPF, BOPO Dan NOM ,Terhadap Likuiditas Bank Muamalat Indonesia Periode 2017-2021
Get PDFThe Purpose of this study was to determine the effect on Non Performing.Financing (NPF), Operating Costs and Operating.Income (BOPO) and Net Operating Margin (NOM) Ratios on Bank Muamalat’s Liquidity for the 2017-2021 period. This Study uses data analisys of Quarterly Financial Reports from 2017-2021 using secondary data. The result of this study indicate that the independent variables NPF, BOPO, and NOM in the t partial test have a significant positive effect on the FDR liquidity devenden and the result of the simultaneous F test have a fairly strong influence at the level of 62 %
Pengaruh Pemberlakukan Pembatasan Sosial Berskala Besar (PSBB) Terhadap Pertumbuhan Ekonomi di Kota Bandar Lampung Saat Pandemi Covid-19 Perspektif Ekonomi Islam
Get PDFThis study aims to determine the enforcement effect of PSBB on economic growth in Bandar Lampung City during covid-19 pandemic and determine the enforcement effect of PSBB on economic growth in Bandar Lampung City during covid-19 pandemic in perspective Islamic Economics. This study use quantitative method. The data analysis technique used is a simple regresstion analysis. The type of data used is primary data. In this study there is one independent variabel and one dependent variabel, the independent variabel in this study is the influence of PSBB and the dependent variabel in this study is economic growth. The type of data used is interval data with a likert scale. In this study, method of collecting data used is an online quetionnaires, use the google form facility to distribute quetionnaires. Overall research results showed that the PSBB has no a positive effect and significant on economic growth in Bandar Lampung City during covid-19 pandemic and in an Islamic economics perspective, the PSBB has no a positive effect and significant on economic growth in Bandar Lampung City during covid-19 pandemic. Because in Islam to increase economic growth emphasizes more equal distribution. With existing research results, it can be concluded that the distribution continues to run well even in a pandemic state
Accountability of Traditional Islamic Boarding School in Aceh
Get PDFThis study aims to see how accountability in traditional Islamic boarding school in Aceh. This research was conducted using a qualitative approach through in-depth interviews with related parties. Observation, documentation and literature review were also carried out to deepen the discussion and research results. This study was conducted by interviewing five informants. The results of the study found that accountability of traditional pesantren in Aceh has shown good accountability. However, there are some aspects that needs to be improved so that organizational accountability quality can be better. Traditional Islamic boarding school need to improve the quality of financial reporting