Jurnal Ilmiah Ekonomi Islam
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Pengaruh Motivasi Terhadap Kinerja Pegawai dengan Tunjangan Kinerja Daerah Sebagai Variabel Intervening di Inspektorat Daerah Kabupaten Purwakarta Dalam Perspektif Ekonomi Islam
Get PDFThe purpose of the study was to determine, analyze and explain the influence of the influence of motivation on employee performance with regional performance allowances as an intervening variable at the Regional Inspectorate of Purwakarta Regency. The research was conducted using descriptive verification method, namely collecting, presenting and analyzing data using statistical tests. Comparing research results with existing theories and previous research. The sample used in this study were 77 employees of the Regional Inspectorate of Purwakarta Regency with the sampling technique using Disproportionary Stratified Sampling (sampling technique using certain criteria). The research instrument used a questionnaire and analyzed using path analysis.Calculations obtained that there is a relationship between Motivation (X) and Regional Performance Allowance (Y) indicated by the correlation coefficient value of 0.809. The relationship between Motivation (X) and Employee Performance (Z) is indicated by the correlation coefficient value of 0.866. The magnitude of the influence of motivation and regional performance allowances partially on employee performance is 17% (0.412 x 0.412) x 100% = 17% with a significant effect. The magnitude of the simultaneous influence of motivation and regional performance allowances on employee performance is 85.9% with a significant effect
Pengaruh Pelatihan dan Kompensasi Terhadap Produktivitas Kerja Karyawan Pada PT Bank Muamalat Indonesia KCU Medan Baru
Get PDFThis study aims to partially and simultaneously examine the effect of training and compensation on employee work productivity. The population in this study was 25 employees, and 25 employees were saturated. The data were processed using multiple linear regression analyses. The results of this study state that, first, training has a positive but insignificant effect on employee work productivity, partially with a t-count of 2.003 > t-table of 1.72 and a significant level of 0.058 > 0.05. Second, it states that partially compensating employees has a positive and significant effect on employee productivity with a t count of 2.003 > t table of 1.72 and a significant level of 0.001 0.05. Third, it states that training and compensation have a significant effect on employee productivity simultaneously, with an F-count of 8.776 and F-table of 3.44 meaning F-count > F-table. Result of significance = 0.002 0.05
Keywords: Training, Compensation, Work Productivity
Sharia Based Financial Management in the Mushroom Farming Women's Business Group in Taman Sari Village
Get PDFThe mushroom farming women who are members of the mushroom farming women's group in Taman Sari Village use most of the income derived from the mushroom business for consumption. This income depends on the number of baglogs of mushrooms, the more the number of baglogs, the greater the income. However, the number of baglog owned by this mushroom farmer woman has not increased from year to year and there are no mushroom derivative products. This study aims to determine the financial management of the mushroom business of women's mushroom farming groups so that the business can develop, avoid losses that may occur in the future, and earn the pleasure of Allah. This study uses qualitative methods with phenomenological analysis tools. The research location is limited to Taman Sari Village to obtain specific findings. The informant is a Muslim female mushroom farmer who is married and also works as a stone crusher. Mushroom farming women have not recorded the financial transactions of the mushroom business and only rely on memory. They have not separated business finances from family finances, and have not divided the money from selling mushrooms in a ratio that is in accordance with Islamic concepts
Model Pembiayaan Syariah Berbasis Teknologi dalam Mendukung Pengembangan Industri Halal
Get PDFThe technology-based Islamic financing model is growing in line with the presence of Islamic fintech institutions in Indonesia.. This is accompanied by the large potential of the national halal industry. This study aims to examine alternative financing models for Islamic fintech institutions in Indonesia in supporting the development of the halal industry through MSME business actors.The results of the study explain several alternative contracts that can be optimized to support the development of innovative sharia fintech financing models, such as IMBT, MMQ and Waqf. On the other hand, the development of a financing model also needs to be supported by the integration of financing platforms with related institutions and institutions to support the role and development of sharia fintech and the halal industry ecosystem in Indonesia
M&A Efficiency Islamic Bank Pre-Merger Analysis: Does Control Covid-19 Matter?
Get PDFAnalysis of pre-mergers is important to do as an effort for Islamic banks to increase competitiveness. This study aims to analyze the determinants of the efficiency of pre-merger Islamic banking in Indonesia. This study uses a quantitative research design through the two-stage banking data envelopment analysis (DEA) model. The input variables for the first stage are third party funds (DPK), operational costs (BIOP), total financing (TFIN), and the output variables are operating income (PENDOP), total assets (TASSET). Then in the second stage with multivariate tobit regression, using the dependent variable the efficiency score obtained through the results of the first stage and in the first model the independent variables are total assets, bank size, ROA, NPF, CAR and then measurements are made on additional Covid-19 controls for the second model. The results showed that total assets, bank size, ROA, and CAR significantly affected efficiency scores. NPF has no significant effect. The second model with the Covid-19 control variable produced a more substantial empirical model influence than non-control Covid-19. Overall, the performance of Islamic commercial banks increased until the fourth quarter of 2020, seen from the improving quality of financing, which was also marked by the decline in NPF and quite good intermediation. Limitations of this study include the limited update of the Covid-19 control data
Pengaruh Modal, Pembinaan, Dan Volume Usaha Terhadap Pemberdayaan Ekonomi Masyarakat Masjid Al-Musabbihin
Get PDFThe mosque is not only a place of worship but can also be used as a place for educational, economic, social activities and so on. This study aims to review the prospects for mosque-based community economic empowerment. This research is a quantitative research. The object of research to be examined are traders who are around the al-Musabbihin mosque in the Setia Budi Indah Park complex. The data collection technique used a questionnaire which was distributed to 45 traders around the Al-Musabbihin Mosque. This research was tested using the SPSS Version 22 test tool. The findings of this study are that capital and business volume have a significant effect on economic empowerment, coaching has no effect on the economic empowerment of the Al-Musabbihin mosque community. However, simultaneously capital, coaching and business volume have a significant effect on the economic empowerment of the Al-Musabbihin mosque community. Prospects for community economic empowerment can be increased by increasing capital, coaching and business volume. If the mosque functions as well as possible, it will reduce poverty in the surrounding environment and strengthen the local community's econom
Point of View Islam Terhadap Fenomena Celebrity Endorsement sebagai Daya Jual Produk di Era Digital
Get PDFFenomena celebrity endorsement dalam point of view Islam merupakan salah satu bentuk muamalah yang masih yang hangat diperbincangkan, terkait isu transaksi dan unsur-unsur yang yang bertentangan dengan ketentuan syariah, seperti: gharar, tadlis, ghabn, ba’i najasy dan ta’alluf. Penelitian ini bertujuan untuk menyandarkan dan menekankan pada point of view Islam dalam lingkup ushul fiqh dengan pendekatan deskriptif kualitatif serta tinjauan lebih mendalam pada studi kepustakaan (library research). Adapun hasil kajian penelitian ini adalah produk diperjualbelikan dan dipromosikan melalui figure publik sebagai celebrity endorsement hukumnya masih dibenarkan syariat Islam untuk produk-produk halal, bebas dari najis, dan asli (original) sesuai dengan ketentuan syariat Islam dan keputusan DSN-MUI. Disamping itu, kepada produsen yang ingin meningkatkan daya jual produknya dengan memanfaatkan figure publik sebagai endorser di era digital seperti sekarang ini agar dapat memilih sosok/figure publik yang memiliki sikap ramah, bertutur kata yang baik/sopan santun, lemah lembut, menjaga aurat, tidak memuji produk yang dipromosikan secara berlebih-lebihan, dan tidak menggunakan kalimat sumpah serta transparan dan tidak menjelek-jelekan produk kompetitor, sehingga perkembangan usaha dengan produk yang sama dan merk dagang yang berbeda-beda dapat mencapai tujuan maqasid al-shariah dan keinginan setiap produsen untuk memperoleh profit menjadi berkah di dunia dan akhirat
Pengaruh Tingkat Pemahaman Dan Kemanfaatan Terhadap Keputusan Menggunakan E-Money Syariah Di Kota Jambi Dengan Minat Menggunakan Sebagai Variabel Intervening
Get PDFThis study aimed to examine a direct and indirect effects of variables on the level of understanding and usefulness of the decision to use sharia e-money in people who own e-money in Jambi City with an interest in using sharia e-money as an intervening variable. The study's sample was comprised of 100 respondents. The primary data used in this study were analyzed by using a validity test, reliability test, classic assumption test (normality, autocorrelation, and heteroscedasticity), F test, T-test, and Path Analysis. Based on the results of the hypothesis test, it is apparent that the direct influence of the variables' level of understanding (X1) and expediency (X2) has a big impact on people's interest in using sharia e-money (X3). Directly, the level of understanding (X1) of the benefits (X2) and interest in using sharia e-money (X3) have a significant influence on the decision to use sharia e-money (Y), as well as the indirect effect of the level of understanding (X1) and the benefits (X2) with an intervening variable of interest in using sharia e-money. Indeed, the study's findings indicate that the level of comprehension and usefulness, which had a significant impact on the decision to use sharia e-money in Jambi City, could be indirectly transmitted by desiring the using sharia e-money
Pengaruh Kualitas Layanan Antar Jemput Dan Penanganan Komplain Terhadap Kepuasan Nasabah Produk Tabungan PT. BPRS Lantabur Tebu Ireng Sidoarjo
Get PDFThis study aims to determine the effect of service quality and complaint handling on customer satisfaction. This research uses quantitative methods. The sampling technique used is probability sampling technique. The sample in this study were customers who used shuttle services at BPRS Lantabur Tebu Ireng Sidoarjo with a total of 100 respondents. The results of this study were obtained from distributing questionnaires which were then processed using SPSS software version 20 which showed that the quality of shuttle services on customer satisfaction resulted in a significance value of 0.000 ≤ 0.05 which means that the quality of shuttle services has a positive effect on customer satisfaction. Meanwhile, the complaint handling variable shows a significance value of 0.001 ≤ 0.05, which means that the complaint handling variable has a positive effect on customer satisfaction. Then the quality of shuttle services and complaint handling simultaneously also affect customer satisfaction with a significance value of 0.000 ≤ 0.05
Sharia Supervisory Board: Effectiveness In The Supervisory Function Of Islamic Financial Institutions In Yogyakarta
Get PDFIn order for people to feel safe and comfortablestoring their assets in Islamic financial institutions (LKS), it is necessary to implement the supervision of the Sharia Supervisory Board (DPS) to stand firm without any interest. The purpose of this study is to assess the effectiveness of supervision, the operation of the Sharia Supervisory Board (DPS) in supervising Islamic financial institutions in Indonesia, both in the banking and non-bank sectors. This research usesqualitative research, is descriptive and tends to use content analysis. The results of this study show that the implementation of DPS performance in LKS is still contextual in fulfilling the requirements for the establishment of Islamic financial institutions, which is still focused on understanding the actualization of financial products in order to be able to run in accordance with the rules of Article 27 of PBI No. 6/24/PBI/2004, DPS is leaning more towards Sharia contracts than Sharia Audits. So that the lack of effectiveness of DPS performance makes it less understanding of the Sharia contextual by workers in the Islamic finance sector has an impact on public loyalty and trust in making transactions on products issued by Islamic financial institutions