Jurnal Ilmiah Ekonomi Islam
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Business Ethics in Islamic Stores: A Comparison of Perceptions Based on Gender and Student Areas of Study
Get PDFThe role of Islamic business ethics plays a significant part in shaping the perspectives of individuals or enterprises engaged in business activities. Therefore, the objective of this research is to explore the comparative perceptions of university students, considering gender and field of study, regarding the business ethics applied in Islamic-based retail businesses in the city of Mataram. The research employs a quantitative comparative method with a sample of 148 students, comprising 41 male and 107 female participants. The research instrument utilized is a Likert scale questionnaire consisting of six statements based on Islamic business ethics indicators, including monotheism (tauhid), responsibility, honesty, justice, and balance. The data analysis technique involves an independent t-test with two iterations: one testing based on the gender of students (male and female) and the other based on their field of study (economic and non-economic disciplines). The results of the data analysis reveal a t-test value of 0.847 for gender testing, with a significance level of 0.398>0.05. Similarly, the t-test value for the field of study is 0.801, with a significance level of 0.424>0.05. Therefore, the researcher concludes that there is no significant difference in the perceptions of students, both based on gender and field of study, regarding the Islamic business ethics applied by managers of Islamic retail stores in Mataram
Pengaruh Analisis Label Halal Dan Hargaterhadap Keputusan Membeli Produk Mie Samyang Bagi Remaja Diwilayah Kabupaten Kerinci
Get PDFconsumption of instant noodles from Korea, namely Samyang noodles, which is a country with a
non-Muslim majority population, there are issues circulating regarding the halalness of
Samyang noodle products which are considered to contain pork oil. This research aims to
examine how the halal label factor influences buyer preferences, especially in the Kerinci area.
The author uses quantitative research with a descriptive approach. In the research used as
primary data were answers to questionnaires submitted to the people of Kerinci Regency.
Meanwhile, secondary data is in the form of library literature, notes or historical reports that
have been compiled in archives (documentary data) such as the Purchase Decision for Samyang
Noodles in Generation Z, and processed using certain statistical methods. The scope of this
research focuses more on variables that influence purchasing decision preferences. on imported
food products. The influencing variables are halal labeling, income and product price. The
results of this research are that the halal label variable has a significant effect on the decision
to choose because the t-count value of ttable or 3.652, 199495 and the resulting significance is
0.001 - 0.05. So this means that the halal label variable has a significant effect on the decision
to choose. "The halal label variable has a positive influence on the decision to choose teenagers
from Kerinci Regency" is accepted. Meanwhile, the price variable does not have a significant
effect on the decision to choose because the value of tcount or 1.718 1.99495 and the resulting
significance is 0.90 0.05. So this means that the price variable does not have a significant effect
on choosing decisions. "The price variable does not have a positive influence on the decision to
choose teenagers from Kerinci Regency" and the percentage of influence between variables X1
and X2 on variable Y is 19.2
Fenomena Racun Tiktok Pada Perilaku Konsumtif Dalam Perspektif Islam
Get PDFThe term "TikTok Poison" among young people refers to a trend that showcases content or videos about products, such as unboxing or product reviews. These types of content create a unique interest among users. By watching content or videos created by online shops on TikTok, viewers become interested and sometimes make purchases, occasionally ignoring the benefits, functions, and actual need for the purchased items. The aim of this research is to understand the phenomenon of TikTok Poison on consumer behavior an Islamic perspective. This research employs a qualitative method with the objective of uncovering phenomena related to the respondents or research subjects, such as behavior, actions, responses, perceptions, by describing the research results using words and detailed explanations. Data collection is done through observation, interviews, and documentation. The research results indicate that the TikTok Poison trend has both positive and negative impacts. The positive impact is that it facilitates online business owners in promoting their products and helps consumers who want to see product reviews. Reviews serve as a benchmark for determining the quality of a product through other people's writings. Meanwhile, the negative impact of consumptive behavior is that life becomes wasteful, many items are not used, and can cause social jealousy. In Islam itself, consumer behavior is hated by Allah SWT, because Allah does not like a servant who behaves like that or wastes something that does not meet his needs. In Q.S. Al-Isra also clearly shows that Allah SWT said that wasteful people are the brothers of Satan and Satan is very disobedient to his God, the meaning of God here is Allah SWT. In Islam's own view, consumer behavior is very clearly prohibited and not recommended, because this behavior is the same as arrogant, luxurious and also wasteful behavior. It is appropriate as a Muslim to behave in using these items in accordance with the portion or reasonable, because anything in excess is not good and is prohibited in religion
Relationship ushul Fiqh, Qowa’id Fiqih dan Maqashid Al- Syariah With Islamic Economy
Get PDFCurrent Islamic Economy One of the main challenges is the low level of sharia financial literacy among the public. This causes the public to still have low interest in using sharia financial products and services. Another challenge is the lack of research and development in the field of Islamic economics and the lack of application of Islamic economics in business practices in Muslim countries. Therefore, efforts are needed to increase sharia financial literacy among the public, increase research and development in the field of Islamic economics, and apply Islamic economics in business practices in Muslim countries. Researchers decided to use qualitative research methods. Researchers use qualitative research methods because the opinions of each expert and practitioner are definitely different, a science can be very solution and relevant if applied at one time, but it could be useless if applied at a different time. Ushul fiqh in Islamic economics can be applied not to economics but to an economic system. Because the system is a regulation that requires a basic set of foundations that are qath'i based on revelation. The role of Ushul Fiqh as a methodology for developing economic systems in order to answer all contemporary economic problems. Meanwhile, in its application, Jazuli classifies qawa'id into six different areas, namely mahdhah (special) worship, ahwal as-Syahshiyyah (personal and family matters), mu'amalah maaliyah (economic transactions), jinayah (criminality), siyasah ( politics), and fiqh qadhaya (procedural and judicial law). Among the most basic qawa'id in this matter is "All forms of muamalah are basically permissible (allowed) unless there is an argument that forbids it." In the economic context, maqashid shari'ah has a dual role, namely: as a control tool as well as a social engineering tool to realize human benefit. It provides a rational philosophical basis for economic activity. Without maqashid shari'ah, understanding and practice of Islamic economics will be narrow, rigid, static and slow. Islamic economics will lose the spirit and substance of its sharia. But on the contrary, with maqashid syari'ah, Islamic economics develops elastically, dynamically, in accordance with the character of Islamic syari'ah which is universal and relevant for all time and space)
Analisis Determinasi Minat Menggunakan Produk Tabungan Haji di Bank Muamalat Indonesia
Get PDFThe rising cost of Hajj in Indonesia has become an obstacle for most Indonesian Muslims in performing the pilgrimage. Even so, several banks, including Bank Muamalat, which is a pioneer of Islamic banks in Indonesia, have acted as facilitators to help overcome this obstacle, allowing Muslims to continue to perform the pilgrimage.The purpose of this study is to determine and explain the effect of promotion, brand image, religiosity, consumer attitudes, subjective norms, and behavioral control on interest in using Bank Muamalat's Hajj savings products. The population in this study is the Jabodetabek Muslim community. Sampling with purposive sampling. This study amounted to 150 respondents with the criteria of the Jabodetabek Muslim population from the age of 17 years and knowing the Bank Muamalat Hajj savings. The approach used is quantitative with data analysis techniques Partial Least Square version 3.0. The results showed that promotion, brand image, religiosity, consumer attitudes, and subjective norms have a significant effect on interest, while behavioral control has no significant effect on interest. It is hoped that with this research, Bank Muamalat can develop Bank Muamalat's Hajj savings products
The Influence of Leverage, Profitability, and Firm Value on Share Price: The Moderating Role of Inflation
Get PDFThe Sharia capital market in Indonesia has experienced significant growth in the number of transactions. However, the share prices of companies listed on the Jakarta Islamic Index tends to decline. Therefore, the purposes of the research were to examine the factors influencing the share prices of 30 firms listed on the Jakarta Islamic Index from 2018 to 2022. These factors include leverage, profitability, and firm value. This research also explores the role of inflation as a moderating variable on the influence of leverage, profitability, and firm value. Multiple regression analysis using random-effect model is employed to analyze the effect of leverage, profitability, and firm value on share price and the role of inflation as a moderator. The analysis results show that firm value has a significant positive effect on share price. Meanwhile, leverage and profitability do not have a significant effect. Inflation can only moderate the influence of firm value on the share price. This research contributes to determining company policies regarding improving financial performance and as a reference for the government in determining macroeconomic policies
Analysis of Islamic Financial Literacy of MSMEs in Yogyakarta
Get PDFThis research aims to evaluate the specific attributes of MSMEs in Yogyakarta and analyze the factors influencing their level of Islamic financial literacy. The study also examines how these enterprises perceive and apply these factors to support their business development. Data were collected through surveys and in-depth observations to address the issues faced and explain the observed phenomena. The findings reveal that the majority of MSMEs do not utilize financial statements or accounting information for decision-making related to their business development, considering such information unnecessary. This research offers critical insights for policymakers, highlighting potential strategies to enhance financial literacy among MSMEs. Improved financial literacy is crucial for MSMEs to navigate financial challenges, access diverse funding sources, and make informed financial decisions. By understanding and implementing financial management practices, MSMEs can better position themselves for sustainable growth and development. The study underscores the importance of targeted educational programs and policy interventions to bridge the financial literacy gap, thus empowering MSMEs to contribute more effectively to the economy. Overall, the results suggest that increasing the financial literacy of MSMEs is a vital step towards fostering a more inclusive and robust economic environment in Yogyakarta
Strategi Pemasaran Batara Haji Dan Umrah iB Bank Tabungan Negara Syariah Ditinjau Dengan Analisis SOAR
Get PDFThis study aims to determine the marketing strategy of Batara Hajj and Umrah iB. The type of research conducted by theauthor is field research (field research) with data collection methods using interviews, observation and documentation. While the technical analysis of the data used is a qualitative approach using SOAR analysis. SOAR analysis is used for the startegic planning process that can be usedby the company. The result of this study indicate that after a SOAR analysis wa carried out at Islamic Bank Tabungan Negara Syariah, it was found to be effevtive in marketing Batara Hajj and Umrah iB, but seeing that there are still large opportunitiesopen along with the many competitors with similar product, the need for strong benefits is needed so as to achieve good marketing
Analysis Of Buying Interest In Online Products Of Islamic University Students In Malang District
No full textThe purpose of this study was to determine the characteristics of students in Malang in shopping both online and their influence on the movement of purchasing behavior of students in Malang to make purchases online. The research technique uses quantitative descriptive research. The sample amounted to 400 students. Data collection techniques through questionnaires. Regarding the analysis of test results with PLS support. The results showed that the purchase intention variable was influenced by the variables of trust, discount and promotion by the seller. In addition, the level of public trust in online shopping websites with a good reputation and having a variety of product variations is one of the things that attracts buyer interest. Based on the results of PLS analysis, it is known that online shopping behavior can reduce students' shopping movements, especially on food / beverage needs, children's needs and toys, cosmetics and skin care, and tertiary fashion
Analisis Praktik Bisnis Ditinjau Dari Etika Bisnis Islam (Studi Pada PT. Bandung Eco Sinergi Teknologi)
Get PDFThis research aims to analyze business practices in terms of Islamic business ethics (Study at PT. Bandung Eco Sinergy Teknologi). This research uses non-statistical qualitative descriptive research methods. The data collection methods used were interviews, observation, documentation and literature study. The data obtained is then analyzed qualitatively, selecting what is important and what will be studied, describing it into words and sentences, then reducing the data, presenting the data and finally drawing conclusions. Based on the research methods and materials collected from this study, it was concluded that Business Practice Analysis, as carried out at PT. Bandung Eco Synergy Technology is viewed from Islamic Business Ethics, namely using a sharia-level direct sales system or PLBS. This is permitted, but on condition that it does not contain elements of pyramid schemes, fund raising, gharar, usury and maysir. And there are several types of contracts including sale and purchase contracts, wakalah contracts, and ju'âlah contracts which are not mutually binding. Next, related to the Analysis of PT Business Practices. Bandung Eco Sinergi Teknologi explains that the "Business Practices" criteria are reviewed with Islamic Business Ethics