Jurnal Ilmiah Ekonomi Islam
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Analisis Peran Sertifikasi Halal Pada Bisnis UMKM Kabupaten Bekasi
Get PDFThis research aims to analyze the role of halal certification in developing MSME businesses in Bekasi Regency. Halal certification can provide consumer confidence, access to global markets, legal compliance, product differentiation and social work opportunities for MSME. This research aims to determine the role of halal certification in developing MSME businesses in Bekasi Regency and the factors that influence it. It is hoped that this research will provide theoretical and practical benefits for researchers, MSME entrepreneurs and MSME consumers in Bekasi Regency. Halal certification has an important role in the food and beverage industry, and can increase the reputation and sales of MSME. Compliance with halal standards can have a positive impact on consumer sales, market growth, access to international markets, and differentiation from competitors. The research method used in this journal is qualitative research with field research and library research designs. Data was collected through interviews, observation and documentation. The data analysis process was carried out using qualitative analysis methods, including data reduction, data display, data verification, thematic analysis and grounded theory. The research was conducted in Bekasi Regency with a focus on analyzing the role of halal certification in MSME. The results of this literature review show that the implementation of halal certification has a significant impact on the development of MSME
Assessing the Financial Performance of Digital Sharia Bank at Bank Aladin Syariah: EVA and MVA Approach
Get PDFBank Aladin Syariah is Indonesia's first completely digital bank that follows Sharia rules. This bank held its initial public offering on January 22, 2021. Apart from using financial ratios, the bank's financial performance may be assessed using the economic value added (EVA) and market value added (MVA) approaches. These two methods function to complete financial performance analysis through financial ratios and find the true value of company performance. This research aims to determine and analyze the financial performance of Bank Aladin Syariah using the EVA and MVA methods. The research design of this study uses non-statistical quantitative methods with a descriptive approach. The data used in the research is secondary data derived from financial reports for 2019-2023. This data is downloaded from the bank's website. The research results show that operation of Bank Aladin Syariah succeeded generate economic value added remarked by positive EVA in 2019, 2020, and 2022. Meanwhile, in 2021 and 2023 Bank Aladin Syariah fail to give more economic value through its activities. This is evident from a negative EVA score. Since Bank Aladin Syariah conducted its IPO, the bank has succeeded in providing added value through growth in the market capitalization value of shares issued which is indicated by a positive MVA during 2021 - 2023
Implementasi Teori Riba Dalam Peraturan Perundang-Undangan Di Indonesia
Get PDFThis research aims to elaborate on the extent of the application of the riba theory in the legislation in Indonesia. This research is a qualitative study using an analytical descriptive method towards data sources in the form of books and articles related to the discussed title. This research concludes that the riba theory in sharia is not fully implemented into the legislative system in Indonesia, this is because Indonesia chooses to adopt two economic systems to run together, moreover from the two forms of riba that are prohibited, only one form of riba that is the government’s concern, namely debt riba, while barter riba does not have a position except only in fatwa and financial institution products
Islamic Corporate Social Responsibility (ICSR): Kerangka Konseptual dan Pelaporan Berdasarkan Maqashid Syariah
Get PDFThis article aims to explore Islamic Corporate Social Responsibility (ICSR) in terms of conceptual framework and social reporting based on Maqashid Sharia. The research uses a qualitative approach with the type of literature study. In Islam, the concept of social responsibility has a strong foundation through the teachings of the Qur'an and Hadith, which promote justice, balance, and concern for others. Islamic Corporate Social Responsibility (ICSR) integrates these principles with modern CSR practices, thus creating a holistic approach and in line with Islamic values. The framework of Islamic Social Responsibility Based on Maqashid Sharia has a close relationship with the three concepts of social responsibility relations played by humans. The three relationships are man's relationship of responsibility with God, man's relationship of responsibility with man and man's relationship with the environment. The three relationships are based on five principles, namely tawhid, caliph, justice, ukhuwah, and problem creation. From the five principles of human social responsibility relations, four dimensions are formed, namely economic, legal, ethical, and philanthropi
Pengelolaan Zakat Di BAZNAS Tangerang Selatan Perspektif Maqashid Syariah Ibnu Ashur
Get PDFPenelitian ini bertujuan untuk menganalisis pengelolaan zakat di Badan Amil Zakat Nasional (BAZNAS), meliputi proses pengumpulan, distribusi, dan pelaporan dana zakat, serta mengevaluasi kesesuaiannya dengan tujuan utama Maqashid Syariah menurut perspektif Ibnu Ashur. Metode yang digunakan adalah penelitian kualitatif dengan pendekatan studi kasus pada BAZNAS Kota Tanggerang Selatan. Data dikumpulkan melalui teknik wawancara, observasi, dan analisis dokumentasi terkait pengelolaan zakat. Analisis data dilakukan dengan membandingkan praktik pengelolaan zakat di BAZNAS dengan prinsip-prinsip Maqashid Syariah yang dikemukakan oleh Ibnu Ashur. Hasil penelitian menunjukkan bahwa BAZNAS telah menerapkan prinsip-prinsip Maqashid Syariah dalam pengelolaan zakat, meskipun masih ada beberapa tantangan dan peluang untuk perbaikan. Berdasarkan temuan ini, penelitian ini memberikan rekomendasi untuk optimalisasi pengelolaan zakat di BAZNAS agar lebih sesuai dengan prinsip Maqashid Syariah. Implementasi rekomendasi ini diharapkan dapat meningkatkan kesejahteraan umat dan mendukung pengembangan ekonomi Islam yang berkelanjutan. Penelitian ini juga bertujuan memberikan wawasan bagi praktisi dan akademisi di bidang ekonomi syariah, khususnya dalam konteks pengelolaan zaka
Analisis Efektivitas Pelaksanaan Pendampingan Program Keluarga Harapan Berbasis Pemberdayaan Ekonomi Masyarakat Dalam Meningkatkan Kesejahteraan Sosial Dalam Perspektif Pengembangan Masyarakat Islam
Get PDFThe Indonesian government has implemented the Family Hope Program since 2007, in an effort to accelerate poverty reduction. PKH companions are one of the determinants of achieving success in programs that are carried out intensively and sustainably. Facilitators are not fully able to resolve problems that exist between KPM PKH or between companions and KPM PKH. The aim of this research is to find out how the implementation of assistance to KPM PKH improves the social welfare of the Adiluwih Village community and what are the supporting and inhibiting factors for the effectiveness of implementing assistance to KPM PKH in Adiluwih Village. This research is field research using qualitative research methods with a descriptive approach. Data collection techniques through observation, interviews and documentation. The results of this research explain that the assistants in implementing PKH in Adiluwih Village have been effective. The research results show that PKH facilitators have effectively implemented empowerment programs for PKH KPMs in the form of; Program to develop interest in learning through Tutoring, Limited Land Utilization Program, and Family Capacity Building Meeting Program (P2K2). As for the supporting factors for the effectiveness of the implementation of mentoring, namely that the companion has good skills in communicating with the community and recipients of PKH assistance because the companion has attended Social Worker education and training and the companion has been certified as a Professional Social Worker, making it easier for the companion to provide understanding and solve problems. problems faced by the community during the process of implementing the Family Hope Program assistance. Meanwhile, the factor inhibiting the effectiveness of the implementation of mentoring is that PKH facilitators find it difficult to allocate their time to each implementation of empowerment program monitoring activities because the assisted area is too large and there are still KPMs who are not present during the socialization of the program being implemented
Polemik Masa Depan Ekonomi Islam
Get PDFThis article aims to elaborate the Islamic economic thoughts of Muhammad Nejatullah Siddiqi on the future direction of Islamic economics along with the responses of a number of Islamic economists. What are Siddiqi's Islamic economic thoughts that have become polemics among Islamic economists is the question that will be answered in this article. This research is a library research, namely a research process that reviews literature and analyzes relevant topics. In collecting data, the author utilizes journals, books, dictionaries, magazines, and other library sources. The analysis method used in this study is the hermeneutic method, which means interpreting, explaining, interpreting, and translating these data sources. The results of the study show that both Rodney Wilson, Tariqullah Khan, Laurent Weill and Noureddine Krichene found harmony with Muhammad Nejatullah Siddiqi's ideas about what should be done for the progress of Islamic economics. Although harmony in consensus and dominant views is common, there are many differences of opinion among Islamic economists regarding the diagnosis of this problem, as well as regarding its solution
Synergy of MSMEs with People’s Funds to Increase the Prosperity of the Mosque
Get PDFThis study investigates the moderating role of locus of control in financial management behaviour. The primary aim is to examine how locus of control influences the relationship between determinants and financial management behaviour. Utilizing a quantitative research approach, survey data were collected from a sample of participants. Financial management behaviour and locus of control were measured using validated scales. Statistical analyses, including regression and moderation analysis, were conducted to explore the moderating effects. Results indicate that individuals with an internal locus of control exhibit more proactive financial management behaviours compared to those with an external locus of control. Moreover, locus of control moderates the impact of financial knowledge on financial management behaviour but does not moderate the influence of financial attitudes and income. These findings underscore the importance of considering locus of control in financial planning and education programs, suggesting targeted strategies to enhance financial management behaviour
Efektifitas Peningkatan Literasi Keuangan Syariah Melalui Edukasi Akad-Akad Syariah Oleh Bprs Mandiri Mitra Sukses Gresik Di Desa Ngemboh Gresik
Get PDFPenelitian ini bertujuan untuk menganalisa tingkat literasi masyarakat Desa Ngemboh Gresik terhadap keuangan Syariah khususnya akad-akad Syariah melalui edukasi yang diberikan oleh BPRS Mandiri Mitra Sukses Gresik. Jenis penelitian yang digunakan adalah studi kasus dengan metodelogi kualitatif. Teknik pengumpulan data dilaksanakan melalui wawancara dan data-data yang relevan Hasil penelitian ini menunjukkan bahwa edukasi tentang akad-akad Syariah yang dilakukan oleh BPRS Mandiri Mitra Sukses Gresik bersama mahasiswa Universitas Muhammadiyah Surabaya efektif dalam meningkatkan literasi keuangan Syariah di Desa Ngemboh. Program ini berhasil meningkatkan pemahaman masyarakat mengenai konsep-konsep keuangan Syariah, mengubah sikap dan perilaku masyarakat terhadap penggunaan produk keuangan Syariah, serta memberikan dampak positif jangka panjang bagi kesejahteraan ekonomi masyarakat
Optimalisasi Pengelolaan Zakat Melalui Pendampingan Di Kampung Zakat Jember
Get PDFIndonesia dengan populasi Muslim terbesar di dunia menghadapi tantangan signifikan dalam pengelolaan zakat. Di Kabupaten Jember, meskipun potensi zakat sangat besar pengelolaan zakat masih menghadapi berbagai kendala yang menghambat efektivitas distribusi dan pemanfaatannya. Penelitian ini mengkaji optimalisasi pengelolaan zakat melalui pendampingan di Kampung Zakat Jember. Kampung Zakat ini dirancang untuk mengatasi kemiskinan dan memperbaiki kesejahteraan masyarakat dengan mengelola zakat secara efektif. Penelitian ini menggunakan pendekatan kualitatif dengan metode observasi, wawancara, dan dokumentasi untuk memahami bagaimana pendampingan mempengaruhi pengelolaan zakat.
Hasil penelitian ini menunjukkan bahwa sosialisasi dan edukasi berhasil meningkatkan pemahaman masyarakat tentang zakat, sementara pelatihan manajemen zakat meningkatkan kompetensi pengelola zakat. Optimalisasi pengelolaan zakat melalui pelatihan dan pendampingan telah membuat pengelolaan zakat di Kampung Zakat Jember lebih terstruktur, transparan, dan akuntabel. Program-program yang dijalankan juga mengarah pada pemberdayaan ekonomi dengan bantuan modal usaha dan pelatihan keterampilan. Penelitian ini memberikan gambaran bahwa pengelolaan zakat yang efektif dapat membawa perubahan signifikan dalam upaya pemberdayaan ekonomi dan pengentasan kemiskinan. Pendampingan pengelolaan zakat di Kampung Zakat Jember telah berjalan dengan baik dan berhasil meningkatkan pemahaman serta kapasitas masyarakat dalam mengelola zakat. Dengan pengelolaan zakat yang baik, potensi zakat dapat dimanfaatkan secara optimal untuk meningkatkan kesejahteraan masyarakat setempat