Jurnal Ilmiah Ekonomi Islam
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Financial Implementation of Digital Wallet Halal Development on Generation Z's Shopping Intention on Food Products
Get PDFThe study of halal consumption is very important because the halal market
is booming and has practical policy implications for stakeholders (such as
marketing managers, government and corporate vision). Therefore, this study
explores the determinants of the purchase intention of halal products that have
been certified among Muslim minority countries in Russia because of the low
attention of researchers in the study. So far a lot of research on this issue has
focused on Muslim-majority countries. The purpose of this study is to conduct
empirical studies by analyzing empirical models of Halal awareness, Halal
certification, Halal marketing, Halal habit, Halal knowledge and religious belief
in consumers' intention to buy products that are halal certified among Russian
consumers. Using a quantitative approach and non-probability sampling design, this
study explores information from 216 respondents in one of the important cities in
the Siberian region of Russia. From the collected data, 204 respondents were
declared complete, then validity tests (correlation of person product moment) and
reliability (cronbach alpha) were carried out for further classical assumption test
analysis (normality, multicollinearity, heteroscedasticity and autocorrelation test)
to determine data quality. Based on multiple linear regression analysis, information obtained that
Halal Knowledge and Religious belief significantly influence consumers'
intention to buy products that are halal certified among Russian consumers.
Surprisingly Halal awareness, Halal certification / logo, Halal marketing and
Halal habit have no effect on their intentions. Finally, Russian consumers believe
that consuming halal products is due to their religious encouragement and
knowledge of halal products. Marketers need to design a unique strategy to
convince consumers that products circulating in the Russian market are halal
products that are in accordance with Islamic sharia and meet Russian halal
certification standards
Implementation of DSN-MUI Fatwa No. 108 Year 2016 on Hospitality in Aceh; Grand Permata Hati, Ayani Hotel, and Oasis Atjeh Hotel
Get PDFThis study describes the implementation of the DSN-MUI fatwa No. 108 of 2016 concerning guidelines for hotel management based on Sharia principles at the Grand Permata Hati Hotel, Ayani Hotel, and Oasis Atjeh Hotel. The purposes of this study are to find out the implementation of the DSN-MUI Fatwa No. 108 of 2016 and to find out the obstacles in its implementation at the three hotels. This field research uses qualitative descriptive analysis techniques through a qualitative descriptive approach. The results of this study conclude that: first, Grand Permata Hati Hotel, Ayani Hotel, and Oasis Atjeh Hotel have implemented 6 out of 7 sharia hotel provisions in DSN-MUI No. 108 of 2016. Second, the obstacles that caused the DSN-MUI fatwa not to be fully fulfilled are because, 1) apart from using sharia financial services by Grand Permata Hati, Ayani Hotel, and Oasis Atjeh Hotel, the hotels are still unable to leave conventional financial services. 2) There are still many hotel guests using conventional services in making transactions, generally they come from outside the province of Aceh and still depend on these banking services
Pengaruh Kualitas Pelayanan, Manfaat, dan Lokasi terhadap Keputusan Shahibul Mal memilih Asuransi Syariah di Indonesia
Get PDFThe role of insurance has become crucial in securing the future. It is essential to know where to invest and what the benefits are. Therefore, the insurance system provides a riba-free environment where Shahibul mal invests their money and compensates for losses according to Sharia. This study aims to analyze the influence of service quality, benefits, and location on Shahibul mal's decision to choose Sharia insurance in Indonesia. The research is expected to provide deep insights into the impact of service quality, benefits, and location on Shahibul mal's decision in Indonesia. This study employs a quantitative method with data collection techniques through questionnaires (Google Forms) distributed via social media. The analysis method used is path analysis or Structural Equation Modeling (SEM). The findings of this research indicate that service quality, benefits, and location have a significantly positive influence on Shahibul mal's decision
Maqa̅Ṣid Al-Mu’a̅Malah Dalam Fatwa DSN-MUI Tentang Dropship
No full textThis study discusses the DSN-MUI fatwa regarding the dropship business practice from the sharia perspective using the maqashid al-muamalah approach. Dropship is an innovative business concept where merchants sell goods to customers without stocking inventory. Although the DSN-MUI Fatwa has provided legal guidance regarding dropshipping, understanding the Sharia principles underlying this Fatwa remains inadequate. The aim of this research is to evaluate the maqashid al-muamalah dimensions introduced in the DSN-MUI Fatwa on dropship and to understand its consequences and relevance within the framework of sharia economics and law. The research method employed is literature review, involving the collection and review of the DSN-MUI Fatwa on dropship and related literature on dropship and maqasid al-mu’amalah. The findings indicate that the DSN-MUI Fatwa reflects characteristics and principles relevant to the maqashid al-muamalah dimensions, such as sustainability, transparency, stability, protection, and justice. The fatwa aims to regulate dropship practices fairly, transparently, and in accordance with sharia values in the context of modern economics. This research provides practical guidance for merchants, consumers, and religious authorities involved in dropship. It is hoped that this research will strengthen the sharia legal framework related to modern business in the context of the global economy and enhance understanding of dropship practices from the perspective of maqashid al-muamala
Analisis Faktor Keputusan Pembelian Sunscreen Azarine: Religiusitas Sebagai Moderator
Get PDFPenelitian ini bertujuan untuk menganalisis pengaruh label halal, kesadaran merek, dan kredibilitas merek terhadap keputusan pembelian sunscreen Azarine, dengan religiusitas sebagai variabel moderasi. Meskipun berbagai faktor telah diteliti untuk mempengaruhi keputusan pembelian, belum ada penelitian yang secara komprehensif mengidentifikasi variabel mana yang paling dominan dalam konteks spesifik, khususnya dalam industri perawatan kulit di Indonesia. Penelitian ini menggunakan metode Partial Least Squares Structural Equation Modeling (PLS-SEM) dengan pendekatan Two-Stage Approach. Hasil penelitian menunjukkan bahwa kesadaran merek memiliki pengaruh yang kuat terhadap keputusan pembelian, sedangkan label halal dan kredibilitas merek tidak menunjukkan pengaruh signifikan. Selain itu, religiusitas berpengaruh kuat terhadap keputusan pembelian, namun tidak mampu memoderasi hubungan antara label halal, kesadaran merek, dan kredibilitas merek dengan keputusan pembelian. Temuan ini memberikan wawasan mendalam mengenai perilaku konsumen dan implikasinya dalam strategi pemasaran produk perawatan kulit di pasar yang semakin kompetitif
Strategi Pengembangan Industri Halal di Indonesia Berbasis Maqashid Syari’ah dan Etika Bisnis Islami
Get PDFThe halal industry in Indonesia is on the rise. In Indonesia's sharia economic master plan, the government targets Indonesia to become a halal center by 2024. To realize this target, an appropriate halal industry development strategy is needed. Strength factors for developing the halal industry in Indonesia include a majority Muslim population, good regulations, wealth of natural resources, reliability of human resources, capital and entrepreneurial skills. This research aims to examine the development of the halal industry in Indonesia referring to the concept of maqashid syari'ah and Islamic business ethics. The study was carried out using literature research with qualitative descriptive methods and a normative approach. The research results show that the concept of maqashid shari'ah and Islamic business ethics are very important as guidelines in developing the halal industry in order to maintain compliance with Islamic values and ward off secular values. This research also shows that the internalization of maqashid sharia and Islamic business ethics in the halal industry is able to increase consumer confidence so that the halal industry obtains a strong position in business competition and has an impact on increasing the income of halal industry players and contributing to increasing national economic growth
Fenomena Pariwisata Halal di Kota Batu
Get PDFIn recent decades, halal tourism has started to gain a lot of interest, it is considered a strategic way for the future of tourism. Tourist destinations can be said to be halal tourism if Muslim tourists have their main needs met. The meaning of halal tourism is viewed in different directions between the government and business actors. With the meaning of halal tourism, is it possible that it is only limited to branding and improving the nation's image for commercial purposes or is it dominated by economic interests as a business opportunity, even though halal tourism is not only limited to physical pleasure but Islamic values are also realized so that spiritually it is also fulfilled. Study. using qualitative research. This research uses a phenomenological approach. This approach is used to understand how business actors and tourists interpret and explore halal tourism in Batu City according to its concepts and practices. This research uses primary data sources and secondary data. Researchers collected primary data through in-depth interviews and direct observation with tourists visiting the Batu City tourist destination
Analisis Efektivitas Perusahaan Perspektif Ekonomi Islam (Studi Multi Kasus Pada Perusahaan Pengolahan Udang di Provinsi Jawa Tengah)
Get PDFDhoopar introduced an integrated conceptual model of organizational effectiveness (OE) that considers the levels of antecedents (individual, group, and organizational) as well as measures of (financial, operational, structural, and attitudinal). This research aims to analyze company effectiveness using that model through a multi-case study of shrimp processing companies in Central Java Province. This research uses a qualitative methodology. The findings of this study can help decision makers and stakeholders in adopting, designing and implementing proactive internal control systems to improve operational efficiency, effectiveness and competitive advantage. Because this research concentrates on fish processing companies that have different characteristics, the generalizability of the conclusions may be limited
Analisis Perbandingan Kinerja Keuangan Perbankan Syariah Yang Melantai di Bursa Efek Indonesia : Studi Kasus Perbandingan Kinerja Keuangan Bank Syariah Indonesia dan Bank BTPN Syariah
Get PDF"The Islamic banking industry in Indonesia has experienced rapid growth in recent years. Bank Syariah Indonesia (BSI) and Bank BTPN Syariah are two leading Islamic banks in Indonesia. However, in the post-pandemic era, there has been limited research comparing the financial performance of these two banks. Therefore, this research aims to analyze the financial performance comparison of Islamic banking institutions that have publicly listed their shares on the Indonesia Stock Exchange, namely Bank Syariah Indonesia and Bank BTPN Syariah. The objective of this research is to compare the financial performance between Bank Syariah Indonesia and Bank BTPN Syariah and provide recommendations for investors interested in investing in the Islamic banking sector. This research uses a descriptive-comparative method with a quantitative approach. The data used is secondary data obtained from the financial reports of both banks for the last two years (2021-2022). The measured variables include return on equity (ROE), return on assets (ROA), and price-to-earnings ratio (PER). The data obtained is analyzed using statistical analysis techniques such as t-tests, F-tests, and regression analysis.
Pengaruh Premi, Pengetahuan Dan Religiusitas Terhadap Keputusan Nasabah Berasuransi Di PT. Asuransi Jiwa Syariah Al-Amin Jambi
Get PDFThis study aims to see the effect of premiums, knowledge and religiosity on insurance customer decisions at PT. Al-Al-Amin Jambi Sharia Life Insurance. This study has independent variables (variables that influence) and dependent variables (variables that are influenced). This type of research is quantitative research. Data collection obtained is by means of a questionnaire (questionnaire). The sample in this study amounted to 61 people. The analysis used is multiple regression analysis. After partial testing, it was concluded that the premium variable had a significant effect on the insurance customer's decision. In addition to the premium factor, there is also a significant influence of knowledge variables on insurance customer decisions. Finally, the religiosity variable has a significant effect on insurance customer decisions. Based on the results of the F test (simultaneous) it can be concluded that the variable premium, knowledge and religiosity together have a significant influence on the decision of insurance customers at PT. Al-Amin Sharia Life Insurance