Jurnal Ilmiah Ekonomi Islam
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Comparison Analysis Of Sharia Financial Technology With Conventional Financial Technology In Indonesia
Get PDFAccording to national digital research center (NDRC), financial technology describe innovation in field finance with use technology latest. As institution finance, financial technology must guard performance so that can operate with optimal. The purpose of this study is to compare the financial performance of sharia financial technology with conventional financial technology in Indonesia in 2021 and 2022 using ROA, ROE, TKB90, and TWP90. The analysis technique used in this study is the independent sample t-test. The results of this study indicate that there is no significant difference between the ROA and ROE of sharia financial technology and conventional financial technology. Whereas TKB90 and TWP90 sharia financial technology and conventional financial technology there are significant differences, where sharia financial technology has better quality than conventional financial technology
Peran Kebijakan Fiskal Dalam Mengevaluasi Zakat Sebagai Upaya Menyikapi Kemiskinan Di Indonesia
Get PDFThis research aims to evaluate the role of zakat in reducing poverty levels in Indonesia with a focus on fiscal policy. Islam teaches that poverty stems from unequal access to basic needs, and zakat is considered a potential instrument in overcoming social and economic inequality. Even though the government has made efforts to overcome poverty, the poverty rate in Indonesia is still high. This research uses qualitative methods with a library research approach to analyze literature related to fiscal policy, zakat, and Islamic economic concepts. The research results show that zakat has a positive impact in reducing poverty, especially through providing business capital. However, implementing zakat in Indonesia requires an evaluation of fiscal policy, and low public trust in zakat institutions is an obstacle. Therefore, the role of supportive, transparent and efficient fiscal policies in zakat management is very important to increase the impact of zakat in alleviating poverty
Analisis Strategi Marketing Live Shopee Ditinjau Dari Etika Bisnis Islam
Get PDFE-commerce has become the new favorite in terms of shopping for people around the world, including in Indonesia. Among the various e-commerce that can be accessed in Indonesia, one that is quite well-known and widely used is the Shopee marketplace. Shopee is a shopping application with a marketing strategy through various interesting features, one of which is quite well known is the live streaming feature. Live streaming is a feature that sellers use to create streaming sessions and promote shops & products directly to consumers. Consumers can directly communicate with sellers in real-time to find out more about the product. In this case the author conducted research using a qualitative descriptive method, the researcher described an event or phenomenon that occurred in society related to Shopee's marketing strategy and analyzed this phenomenon in terms of Islamic business ethics, whether the live streaming strategy was in accordance with Islamic business ethics or not. Based on the research results, the marketing strategy through live streaming is in accordance with Islamic business ethics, because live streaming has several regulations that are in accordance with Islamic business ethics.
Keywords : Shoppe, Marketing Strategy, Live Streaming, Business Ethics
Manajemen Nabi Muhammad SAW (Pengelolaan Risk Management Dan Marketing Menurut Syariah)
Get PDFPrinsip manajemen dalam Islam terdapat dalam surah as-Sajadah yang dikenal dengan at-tadbir. Menajemen risiko adalah kejadian yang tidak menguntungkan atau kejadian yang tidak sesuai dengan yang semestinya. Islam senantiasa menganjurkan kepada umatnya untuk menghindar dari risiko kendatipun harus meyakini taqdir Tuhan. Metode penelitian menggunakan analisis deskriptif dengan mengacu pada sumber literatur seperti kitab tafsir, qawaid fiqh, dan manajemen risiko. Peneliti memeriksa secara rinci dan mendalam berbagai aspek yang terkait dengan topik penelitian. Penelitian ini menggali informasi dari kitab-kitab tafsir untuk memahami makna dan tafsir dari teks-teks Al-Quran yang relevan dengan topik yang sedang diteliti. Teknik pengumpulannya melalui literatur yang relevan dan absah, yang kemudian di analisis secara sistematis lalu disajikan dengan diskripsi secara komprehensip. Tujuan untuk memberikan pemahaman yang mendalam dan detail mengenai fenomena yang diteliti serta memberikan gambaran yang jelas dan akurat kepada pembaca tentang aspek-aspek yang terkait dengan topic penelitian. Temuan dalam penelitian ini adalah terdapat menajemen yang dipraktekkan Nabi Muhammad, bagitupun solusi setiap permasalahan bisnis, ekonomi dan dakwah
Pengaruh Jumlah Zakat Produktif, Modal Awal Dan Lama Usaha Terhadap Tingkat Pendapatan Mustahik Di Baznas Provinsi Riau (Studi Kasus Kota Pekanbaru)
No full textThe purpose of this study is to analyze whether the amount of productive zakat, intial capital and simultaneous effect on mustahik income at BAZNAS Riau Province. The data used in this research is secondary data obtained from agencies such az BAZNAS Riau Province and also quetionnaires. The data analysis method use multiple linear regression analysis and classical assumption test to see the influence between the independent variables and the dependent variable and is calculated using the E-views 9 application software with a population of 61 mustahik. The results of the analysis show that the amount of productive zakat,initial capital and length of business have a significant effect on mustahik income at BAZNAS Riau Province
The Influence of Operating Cash Flow and Accounting Profit On Stock Returns With Liquidity As A Moderating Variable Islamic Economic Perspective (Case Study of Food and Beverage Sector Manufacturing Companies Listed on the IDX in 2012-2022)
Get PDFThis research aims to examine operating cash flow, accounting profits and stock returns with liquidity as a moderating variable in food and beverage sector manufacturing companies listed on them Indonesia Stock Exchange (IDX) during the 2012-2022 period. The population in this study was 33 companies. The sampling technique in this research was purposive sampling and obtained 10 company samples. This research is quantitative research withsecondary data. Data collection methods use library study methods and documentation methods. Thedata analysis technique used is SEM-PLS (Structural Equation Models Part Least) processed using SmartPLS0.3. The results of this research indicate that operating cash flow has no effect on stock returns, accountingprofits have no effect on stock returns. Liquidity cannot moderate the relationship between operating cash flowand stock returns, liquidity cannot moderate the relationship between accounting profits and stock returns
Pengaruh Bauran Pemasaran Terhadap Tingkat Penjualan Dalam Perspektif Etika Bisnis Islam Pada Griya Batik Asri Sukoharjo
Get PDFThis study aims to determine the influence of products, prices, places, and promotions in the perspective of Islamic business ethics on the level of sales at Griya Batik Asri Sukoharjo. Sampling was carried out by simple random sampling and for the determination of the number of sample using the slovin formula, which was a total of 86 respondents. The research methods used are quantitative research methods using descriptive statistics, instrument tests, classical assumption tests, and multiple linear analysis. The result of this study partially (t-test) is the effect of products with a t value of 3,886 and a significant value of 0,000 has a positive and significant effect on the level of sales. The effect of price with a t value of 0,048 anf significant 0,962 then has no influence and is not significant on the level of sales. The effect of the place with a t value of 1,522 and a significant 0,132 then has no effect and is not significant on the level of sales. The effect of promotion with a t value of 4,806 and a significant 0,000 has a positive and significant effect on the level of sales
Analysis of Intellectual, Emotional, Spiritual Intelligence and Interpersonal Communication on Organizational Culture as Mediating Variables (Case Study of PT. Bank Syariah Indonesia Branch Office Merdeka 3 Lhokseumawe City)
Get PDFThis research aims to analyze the influence of intellectual, emotional, spiritual intelligence and interpersonal communication on employee performance by considering the mediating role of organizational culture. Intellectual, emotional, spiritual intelligence and interpersonal communication are very important to instill in every employee. Where it is important for employees to decide on something to do and build good relationships with other employees or customers to grow their self-image in the work environment and the company's image in the eyes of the public. The results of this research show that intellectual intelligence influences employee performance, interpersonal communication influences employee performance. Apart from that, organizational culture does not mediate the influence of intellectual intelligence on employee performance. This shows that employees have self-confidence in solving problems and communicating well to establish working relationships with other employees or customers. And organizational culture has not been able to mediate intellectual intelligence, emotional spirituality and interpersonal communication on employee performance
Kesesuaian Nisbah Simpanan Berjangka Terhadap Hukum Islam Di BMT Bina Ummat Sejahtera Gondangrejo
Get PDFThis research was conducted to determine the determination of the profit sharing ratio for term savings at BMT Bina Ummat Sejahtera Gondangrejo. The profits obtained from this product are shared based on a predetermined agreement. With profits divided proportionally between shahibul maal and mudharib. Term savings product as a means for BMT Bina Ummat Sejahtera to increase income. This type of research is field research using a qualitative approach. Data collection in this research was through documentation, observation and interviews. Data analysis techniques use editing, classification, analysis and conclusions. Meanwhile, to test the validity of the data using triangulation. Based on the results of research conducted by the author, it can be concluded that the determination of the profit sharing ratio for term savings products at BMT Bina Ummat Sejahtera is in accordance with the mudharabah profit sharing method, namely profits become joint property and joint ownership rights
Analisis Sentimen Konsumen Terhadap Pertumbuhan Zakat: Studi Kasus Lembaga Amil Zakat Nasional Tahun 2018-2022
Get PDFStudies on the correlation between consumer sentiment, as measured using the consumer confidence index, and zakat growth are limited. Studies related to this topic are important because the consumer confidence index, as an indicator of consumer sentiment, can reflect people's behavior in paying zakat. This study explores the relationship between the consumer confidence index and zakat growth in Indonesia in the 2018-2022 period. Data on zakat is obtained from the financial statements of national zakat institutions, while data on the consumer confidence index is obtained from Bank Indonesia. Through the Arellano-Bover/Blundell Bond two-step GMM system approach, the study concluded that the consumer confidence index did not have a significant impact on zakat growth. This finding is a contribution in understanding why the potential of zakat in Indonesia has not been optimized, in line with the existing literature. The research also offers an update in the use of consumer sentiment indicators