Jurnal Ilmiah Ekonomi Islam
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Implementation of Sharia System in Sharia-Certified Hospitals
Get PDFDSN-MUI has granted Sharia certification to several entities that meet the criteria for being recognized as Sharia entities, including Muhammadiyah Hospital Lamongan. This hospital received the certificate from DSN-MUI with a score of 95% or an excellent rating, presented directly by KH. Ma’ruf Amin, the Chairman of MUI. This study aims to evaluate the implementation of Sharia principles at Muhammadiyah Hospital Lamongan, particularly inpatient services, based on maqasid shariah. The research employs a qualitative methodology, using data collection techniques such as observation, interviews, and documentation, which are then analyzed descriptively. The results indicate that the hospital has applied four mandatory provisions for Sharia hospital management according to the DSN-MUI Fatwa, including contracts, services, medications, food and beverages, cosmetics, other utility items, and fund management. Each provision is implemented by DSN-MUI standards and assessment criteria, demonstrating that Muhammadiyah Hospital Lamongan has successfully met the standards as a certified Sharia hospital and operates according to the established Sharia principles
Analisis Camel Pada Bank Syariah dan Dampaknya Terhadap Risiko Kredit
Get PDFThis research aims to analyze the influence of ROA, NPF, NPM, BOPO and FDR on CAR. The sample used in this research used 60 data. The analytical tools used were Classic assumption test, multiple linear regression, t test, F test and determinant coefficient. The research results show that partially the variable Return on Assets (ROA) has a positive and significant effect on the Capital Adequation Ratio (CAR) and the Financing to Deposit Ratio (FDR) has a positive and insignificant effect on the Capital Adequation Ratio (CAR). Meanwhile, Non-Performing Financial (NPF), Net Profit Margin (NPM) and Operating Costs/Operating Income (BOPO) have a negative and significant effect on the Capital Adequation Ratio (CAR). Simultaneously, the variables Return on Assets (ROA), Non-Performing Financing (NPF), Net Profit Margin (NPM), Operational Costs/Operational Income (BOPO), and Financing to Deposit Ratio (FDR) have a significant positive effect on the Capital Adequation Ratio (CAR ). The determinant coefficient r square value of 0.571 means that the variables Return on Assets (ROA), Non-Performing Financing (NPF), Net Profit Margin (NPM), Operational Costs/Operational Income (BOPO), and Financing to Deposit Ratio (FDR) have an impact on The Capital Adequation Ratio (CAR) is 57.1% and there are still other variables remaining at 42.9
Determinan Kinerja Keuangan dalam Mempengaruhi Inklusivitas Peserta Dana Pensiun Syariah di Indonesia (Periode 2019-2023)
Get PDFPerencanaan keuangan dihari tua sangat penting dilakukan guna mempersiapkan terjaminnya kehidupan di masa tua. Dana pensiun syariah merupakan sarana yang memfasilitasi peserta dalam memenuhi kebutuhan di masa pensiun. Penelitian ini bertujuan dalam memberikan bukti empiris terkait hubungan Kinerja keuangan ROI, RITA, dan Liabilitas terhadap Inklusi peserta Dana pensiun Syariah di Indonesia. Jenis penelitian menggunakan kuantitatif asosiatif. Sumber data penelitian mengguanakan data sekduner yang diambil dari publikasi statistik IKNB Syariah pada website Otoritas Jasa keuangan. Sampel penelitian sebanyak 17 data triwulanan pada periode 2019-2023. Objek Penelitian pada perusahaan Dana Pensiun Syariah di Indonesia. Teknik pengumpulan data melalui studi pustaka artikel jurnal, website resmi yang mendukung literatur penelitian secara tidak langsung. Analisis data menggunakan regresi linier berganda. Hasil penelitian menunjukkan secara parsial bahwa Return on Investment (ROI) tidak berpengaruh negatif terhadap Inklusi Dana Pensiun Syariah, Rasio Investasi terhadap Aset (RITA) berpengaruh positif terhadap Inklusi Dana Pensiun Syariah dan Liabilitas berpengaruh positif terhadap Inklusi Dana Pensiun Syariah. Sedangkan secara simultan variabel independen (ROI, RITA, dan Liabilitas) berpengaruh signifikan terhadap berpengaruh positif terhadap Inklusi Dana Pensiun Syariah di Indonesia
Kinerja Masjid Berbasis Inovasi: Perspektif Indonesia
Get PDFIslam is the fastest growing religion in the world. With this growth, many new mosques have emerged, but they are not necessarily accompanied by good mosque performance. The purpose of this research is to provide an understanding of the relationship between mosque resources, innovation, and mosque performance in Indonesia. This study involved 100 respondents who regularly or have made repeat visits to the mosque. Respondents participated by completing questionnaires through online surveys. The data were analyzed using regression and path analysis. The results of this research indicate that innovation plays a crucial role in improving mosque performance. Innovation needs to be supported by the availability of resources in order to achieve good performance. Innovation has a greater influence compared to resources in enhancing mosque performance. The indirect effect of mosque resources on mosque performance through innovation is greater than the direct effect without going through innovation. Novelty is achieved by testing and analyzing the relationship between mosque resources, innovation, and mosque performance in one model, as well as revealing the important role of innovation as an intervening factor that affects the relationship between resources and mosque performance
Analisis Sistem Kontrak Kerja Karyawan Dalam Perspektif Ekonomi Syariah Di Warung Kopi Sakerasumenep
Get PDFSistem kontrak kerja merupakan suatu perjanjian antara pekerja dan pengusaha secara lisan dan atau tulisan, baik untuk waktu tertentu maupun untuk waktu tidak tertentu yang memuat syarat-syarat kerja, hak dan kewajiban. Pada dasarnya kontrak kerja yang ada saat ini harus sesuai dengan Undang-undang Ketenagakerjaan. Permasalahan dalam pelaksanaan sistem kontrak kerja yang terjadi saat ini yaitu terdapat pada pekerja tenaga kerja itu sendiri yang lalai dalam menjalankan kewajibannya dalam bekerja dikarenakan sudah lelah, masa kontrak yang telah habis. Bagaimana sistem kontrak kerja karyawan di warung kopi sakera sumenep? Bagaimana sistem kontrak kerja karyawan perspektif ekonomi syariah di warung kopi sakera sumenep?. Penelitian ini bertujuan untuk meneliti lebih mendalam mengenai analisis sistem kontrak kerja karyawan di warung kopi Sakera Sumenep. Metode yang digunakan dalam penelitian ini adalah kualitatif deskriptif. Sumber data yang digunakan adalah sumber data sekunder. Metode pengumpulan data adalah wawancara, observasi, dan dokumentasi. Teknik pengambilan sampel menggunakan purposive sampling. Hasil dari penelitian ini bahwa sistem kontrak kerja karyawan di Warung Kopi Sakera Sumenep dilakukan dengan secara tertulis dan merupakan bentuk sistem kontrak kerja karyawan yang menggunakan sistem waktu tertentu. Yang di dalamnya memuat unsur pekerjaan, pelayanan, waktu, dan upah. Karena pada dasarnya kontrak kerja karyawan yang ada di Warung Kopi Sakera itu sudah sesuai dengan undang-undang No. 13 tahun 2003 tentang ketenagakerjaan dan Ekonomi Syariah.
Kata kunci: Sistem, Kontrak Kerja, Karyawan, dan Ekonomi Syaria
Modal Sosial: Apakah Penting Dalam Penyelesaian Pinjaman di Lembaga Keuangan Mikro Syariah?
Get PDFThis study examines the significance of social capital in Islamic microfinance at BMT La Tansa Gontor. The research uses a systematic review of theoretical and empirical literature. The findings show that group loans with joint liability are effective in overcoming credit market challenges for the impoverished. Peer selection, monitoring, and pressure play a role in this effectiveness. However, the empirical literature suggests that social capital is a complex concept with varying effects on performance. Factors like trust, cultural homogeneity, and peer pressure have a greater influence on repayment compared to family groups. The implications of this research are practical and social. It highlights the need to consider social capital in different areas before implementing microfinance programs. It also emphasizes the importance of forming groups with trustworthy individuals and helping those affected by external factors. Lastly, it suggests avoiding family groups. The originality of this research lies in its comprehensive analysis of social capital and its impact on group performance
Analysis of Productive Zakat Distribution and Management Practices at LAZ (Amil Zakat Institution) Sidogiri, Pasuruan, East Java
Get PDFThe aim of this research is to describe the management of productive zakat at LAZ Sidogiri and to analyze how productive zakat distribution practices are carried out at LAZ Sidogiri. Design/methodology/approach The design of this research is qualitative. Qualitative research is research to describe and analyze phenomena, events, social activities, attitudes, beliefs, perceptions, thoughts individually and in groups with specific objectives. The result was that the implementation of Rasulullah's management at the Sidogiri Amil Zakat Institution (LAZ) was carried out according to the rules, generally after centralization. This is not surprising because the Sidogiri Islamic Boarding School (PPS) is an Islamic boarding school that has long been associated with the Islamic religion and contains the ideology of its founder, Muhammad SAW, who taught his followers about the correct interpretation and application of Islamic teachings as well as their own teachings. teachings . In this way, the use of management applications automatically does not deviate from the professional standards set by Allah Ta'ala. The management system described here is called SIFAT (Siddiq, Istiqomah, Fathanah, Amanah, and Tabligh)
Will Indonesia Surpass Malaysia in SGIE?
Get PDFBased on the 2023 State of the Global Islamic Economy (SGIE) report, Indonesia managed to enter the top three in the Global Islamic Economy Indicator (GIEI) released by DinarStandard in Dubai, United Arab Emirates, Tuesday (26/12/2023). Indonesia, which will be in fourth place in 2022, is now in third place, below Malaysia, which has consistently been in first place for the last 10 years. As a Muslim-majority country with abundant resource potential, Indonesia should be ranked higher than Malaysia, Saudi Arabia and the United Arab Emirates in the SGIE ranking report. This shows that there is still a large gap between potential and expectations, so it is interesting to research considering that Indonesia is the country with the largest Muslim population in the world, surpassing Malaysia with the percentage of the Muslim population reaching 87.20% of the total population of 273.5 million people. This research uses a qualitative descriptive method by collecting several journals and annual reports regarding the Global Islamic Economy. This research discusses what strategies the Indonesian government can implement to develop the halal industrial sector so that Indonesia can surpass Malaysia in dominating the halal industry in the world
Pengaruh Religiusitas, Uang Saku Dan Status Sosial Ekonomi Orang Tua Terhadap Konsumsi Santri Ponpes Darul Arifin Jambi
Get PDFThe purpose of this study was to identify the influence of faktor s of religiosity, pocket money, and socioeconomic status of parents on the consumption patterns of students at Darul Arifin Jambi Islamic Boarding Schoo both partially and simultaneously. The purpose of this research is to increase knowledge and insight in the field of consumption patterns, both for researchers and those who need the information. In this study, researchers tried to find solutions to the problems of students who stil have consumptive behavior.
The type of research used in this study is descriptive quantitative research. The population in this study was the students of Darul Arifin Jambi Islamic Boarding School, which totaled 1,237 students. In this study, researchers used the Slovin formula obtained 166 people as samples. Data collection techniques are carried out through the use of questionnaires, documentation, and observation. The data analysis techniques used in this study include data quality tests, classica assumption tests, multiple linear regression, t tests, F tests, and coefficients of determination.
The results of the regression test showed that the three independent variables had a significant influence on Consumption Patterns. The regression coefficients of Religiosity, Pocket Money, and Socioeconomic Status of Parents were 0.290, 0.132, and 0.202, respectively. Partia testing shows that individually, the three independent variables also have a significant influence on Consumption Patterns. Test F shows that simultaneously, the three independent variables together have a significant effect on Consumption Patterns. An Adjusted R2 value of 40.5% indicates that the independent variable can explain 40.5% of the variation in Consumption Patterns, while 59.5% is influenced by other variables outside the research model.
This study concluded that religiosity, pocket money, and socioeconomic status of parents have a significant effect on the consumption patterns of students at Darul Arifin Jambi Islamic Boarding School. Jointly or simultaneously, these three variables influence consumption patterns, besides that in the sobe test it is known that pocket money acts as a mediator in the influence of socioeconomic status of parents on consumption patterns
Optimalisasi Badan Amil Zakat Nasional Dalam Upaya Penyaluran Dana Zakat Melalui Program Sleman Cerdas Terhadap Peningkatan Pendidikan
Get PDFEducation is one of the Indonesian nation's development sectors to advance society in forming intellectual human resources. It is very important to pay attention to contributions in the field of education, one of which is the use of zakat funds as a solution for children who are less fortunate in terms of education. Even so, it turns out that there are still many people who have not been touched by educational assistance through zakat. This research was conducted in 4 different places, namely at the BAZNAS Sleman Office, SD Negeri Perumnas 3, MTs N 4, and MAN 5 Sleman. The research method used is a qualitative method with a normative juridical and sociological approach. The results of this research are the distribution of zakat funds at BAZNAS Sleman with 5 work programs. The 5 work programs consist of: Productive Sleman, Healthy Sleman, Smart Sleman, Careful Sleman and Taqwa Sleman. Apart from that, BAZNAS Sleman also coordinates with Islamic organizations such as Nahdatul Ulama and Muhammadiyah so that there is no overlap with each other. In particular, the Sleman Pintar program is implemented in coordination with the Education Department and also the Social Service so that it is right on target and helps education to create a superior generation in the future