Jurnal Ilmiah Ekonomi Islam
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Analysis The Influence of Incentives and Islamic Workplace Spirituality on Employee Performance
Get PDFCompanies must be able to compete in the industrial era 4.0, where digitalization systems drive economic and business growth, to survive and achieve their goals optimally. The concept of human resources is increasingly important for the progress of the company due to the many developments that occur in the business and economic world in digitalization. Companies must improve the quality of their human resources by paying attention to the elements that contribute to improving employee performance, one of which is by paying attention to their welfare through policies on benefits, compensation, incentives, etc., and supported by a comfortable and conducive work environment. A comfortable work environment can be created through Islamic spirituality that makes employees feel the essence of work is to worship. To find out whether incentives and Islamic spirituality affect employee performance improvement, researchers are interested in conducting research at the Gontor Development Office, especially for employees who work there. This research is field research and uses quantitative methods with descriptive and inferential approaches using SPSS 23. The data used in this study are quantitative, namely primary data and secondary data, data collection techniques through observation, questionnaires, and documentation. The results of this study state that incentives and Islamic spirituality in the workplace have a simultaneous effect of 33.2% and Islamic spirituality is the most dominant variable affecting employee performance in the Gontor Construction Offic
Sinergi Komunitas Masyarakat Dengan Baznas Debagai Implementasi Sistem Crowdfunding Dan Mewujudkan Dana Sosial Islam Yang Tepat Sasaran
Get PDFMasih tingginya angka kemiskinan di Indonesia berbanding terbalik dengan potensi dana ZISWAF yang melimpah. Kemiskinan ini disebabkan oleh beberapa indikator, antara lain kurangnya pengawasan yang tepat dalam penyaluran dana sosial islam bagi masyarakat yang membutuhkan. Oleh karena itu penulis dalam penelitian ini akan memberikan saran kebijakan atau skema program kepada BAZNAS untuk mengatasi berbagai permasalahan tersebut, yakni dengan membentuk dan menguatkan sinergi bersama komunitas masyarakat setempat. Program yang direncanakan dengan model crowdfunding ini bertujuan untuk pemberdayaan masyarakat desa dengan pendekatan ekonomi syariah yaitu zakat, infaq dan sadaqah. Dengan adanya sinergi komunitas masyarakat dengan BAZNAS diharapkan dapat memberikan pemetaan penyaluran dana sosial yang efisien dan tepat sasaran, serta dapat menjadi skema yang kuat bagi penyaluran dan pengembangan dana sosial dan keuangan syariah yang berkelanjutan di Indonesi
Pengaruh Pembiayaan Mudharabah, NPF, CAR dan FDR Terhadap ROA dengan Dana Pihak Ketiga Sebagai Variabel Moderating Pada Bank Umum Syariah di Indonesia
Get PDFThis research aims to find out how big the influence of financing is Mudharabah, Problematic Financing, Capital Adequacy Ratio and Financing to Deposits to Return on Assets Ratio with Third Party Funds as Moderating Variables in Sharia Commercial Banks in Indonesia. The data analysis method used is quantitative with secondary data in the form of annual financial reports of Sharia Commercial Banks in Indonesia. 2018-2022 with a population of 14 Sharia Commercial Banks and 7 banks that meet the criteria. Sample selection uses the Purposive Sampling. The data analysis used is panel data regression withEviews 12. The results of this research show partially that Financing Mudharabah does not have a significant effect on return on assets, Problematic Financing does not have a significant effect on return on assets, capital adequacy ratio does not have a significant effect on return on assets, financing to savings ratio does not have a significant effect on return on assets. And Financing Mudharabah, Problematic Financing, capital adequacy ratio, and financing to savings ratio simultaneously have no effect on asset returns. Meanwhile, Third Party Funds do not moderate the influence of Financing Mudharabah on asset returns, Third Party Funds do not moderate the Effect of Problematic Financing on asset returns, and Third Party Funds do not moderate the Effect of capital adequacy ratios on asset returns. However, Third Party Funds can moderate the influence of the financing to savings ratio on asset returns
The Effect Of Islamic Financial Inclusion And Human Development Index On Poverty Rate In Indonesia
Get PDFPoverty is a problem that always exists in various countries around the world including Indonesia, where Indonesia is included in the 100 poorest countries in the world. From Nurkse's theory, the solution that can be done to reduce poverty is to increase financial inclusion and human development index. Islamic financial inclusion in Indonesia is still very low and the human development index in Indonesia continues to increase but the poverty rate in Indonesia is still high. Therefore, the main problem identification in this research is the effect of Islamic financial inclusion and human development index on poverty in Indonesia. This research uses quantitative methods and uses secondary data obtained from the Central Bureau of Statistics website, and the Financial Services Authority. This research uses panel data regression analysis which takes data from 33 provinces in Indonesia from 2018 to 2022. The results of this study indicate that Islamic financial inclusion and the human development index have a negative and significant effect on the poverty rate in Indonesia. For this reason, it is necessary for government regulations to continue to increase Islamic financial inclusion and the human development index so that poverty in Indonesia can continue to decrease
Analisis Pergerakan Harga Saham pada Jakarta Islamic Index Tahun 2019-2023 Secara Fundamental
Get PDFThis study aims to determine the influence of fundamental analysis on stock prices in the JII for the 2019-20223 period. The data used is secondary data from annual financial reports. The sample in this study is 14 companies listed on the JII during the period 2019-2023, selected using purposive sampling technique. The data analysis used is panel data regression analysis with Eviews 12 application. The results of this study indicate that the Return on Equity (ROE) does not have a significant effect on stock prices partially, Debt to Equity Ratio (DER) has a significant negative effect on stock prices, and Current Ratio (CR) has a significant positive effect on stock prices. It is also explained that the R-Squared value is 0.9459 meaning that ROE, DER, and CR have a very strong correlation in influencing stock prices, accounting for 94.59%
Respon Pekerja Terhadap Tanggung Jawab Sosial PTPN XII (Persero) Gunung Gumitir Perspektif Kesejahteraan Islam; Studi Etnometodologi
Get PDFThis study aims to find out how the response of the working community at PTPN 12 Gunung Gumitir to corporate sosial responsibility is in accordance with the mandate of the law through TJSL (Sosial and
Environmental Responsibility) to pay attention to the welfare level of the surrounding community. With the Ethnomethodology approach it is possible to capture how the working community responds at PTPN 12 Gunung Gumitir. The results of this study indicate that companies are still not maximally carrying out their sosial responsibilities so that the public tends to respond negatively. The community feels boredom due to companies that run without paying attention to the wishes of their workers
Minat Menabung Di Bank Syariah Ditinjau Dari Literasi Keuangan Syariah,Pendapatan Dan Religiusitas
Get PDFThis study aims to determine the effect of Sharia Financial Literacy, Income and Religiosity on in Interest saving in Islamic banks Currently there are many Islamic banks in Indonesia but most customers are more inclined to save some of their money in conventional banks than in Islamic banks which in transactions in Islamic banks are profit sharing unlike in conventional banks, namely usury which is prohibited in Islam. in this study researchers used 60 samples from 134 population. In testing researchers using SPSS 27 software tools with reliability, validity, multiple linear regression and classical assumption tests, with the results obtained, namely X1 (Islamic Financial Literacy) has a significance value of 0.030 0.05, which means that income has no significant effect on saving interest and Variable X3 (Religiousness) has a significance value of 0.00
Strategi Pemasaran Islami Dalam Meningkatkan Pendapatan Toko Kue Awana Cupcake Pandan Jaya Kecamatan Geragai
Get PDFThe problems in this study are: First, How is the Islamic Marketing Strategy in Increasing Awana Cupcake Revenue. Second, What are the obstacles faced by Awana Cupcake in increasing revenue. This type of research is using qualitative research with a descriptive approach. The type of data collected in this study consists of primary data and secondary data. This research was conducted at Awana Cupcake Pandan Jaya, Geragai District. Data collection techniques are carried out through observation and interviews as well as documentation methods that have to do with the title. The data analysis technique used is qualitative and descriptive analysis. Based on the results of the discussion and analysis, the conclusions are obtained: first, How the marketing strategy in increasing Awana Cupcake's income is focused on its products, where the products offered by Awana Cupcake cake shops are in demand by many people. Second, What are the obstacles faced by awana cupcake in increasing the revenue of awana cupcake cake shop, the solution is to create a distinctive characteristic unit and different flavors and affordable prices
Analisis Strategi Peningkatan Pengumpulan Zakat Pertanian: Di BAZNAS Kabupaten Serdang Bedagai
Get PDFThis study aims to evaluate strategies for enhancing agricultural zakat collection in Serdang Bedagai Regency using the Business Model Canvas (BMC) approach and SWOT Analysis. The research focuses on the National Amil Zakat Agency (BAZNAS) of Serdang Bedagai Regency, which is tasked with managing and optimizing zakat collection. A descriptive qualitative method was employed, gathering data through in-depth interviews with BAZNAS personnel and direct observations of zakat collection practices. The findings indicate that the application of BMC enables BAZNAS to develop more innovative and efficient business models, thereby improving zakat collection, particularly for agricultural zakat. SWOT Analysis further highlights internal strengths and weaknesses, along with external opportunities and threats that BAZNAS faces in its zakat collection efforts. The study identifies several critical success factors, including active community participation, ongoing education, and strategic partnerships with various stakeholders. This research offers structured and practical recommendations for BAZNAS Serdang Bedagai to optimize agricultural zakat collection. The effective implementation of these strategies is expected to enhance the welfare of farmers and the wider community in Serdang Bedagai Regency through improved zakat management
The Impact Of Religiosity And Service Quality On The Saving Decisions Of Tabaru’ Account Holders At KSPPS BMT Peta Malang Branch With Interest As A Mediating Variable
Get PDFThis study aims to determine the impact of religiosity and service quality on the saving decisions of tabaru' account holders at KSPPS BMT PETA Malang Branch, with interest serving as a mediating variable. The research employs a quantitative approach. The population in this study comprises tabaru' account holders. Sampling was conducted using purposive sampling. Data for this study were collected using primary data from questionnaires. The analysis method employed is path analysis using SmartPLS 4. The results of this study indicate that religiosity and service quality variables have a significant impact on saving decisions. Additionally, religiosity and service quality have a significant impact on interest, and interest has a significant impact on saving decisions. Furthermore, interest can mediate the relationship between religiosity and service quality with saving decisions. This study demonstrates that religiosity and service quality significantly affect saving decisions through interest as a mediating variable