Jurnal Ilmiah Ekonomi Islam
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Pengaruh Kepercayaan dan Pengetahuan Zakat Terhadap Minat Membayar Zakat, infaq Sedekah melalui Lazisnu Kota Kraksaan (studi pada masyarakat Kabupaten Probolinggo)
No full textZIS is a financial instrument that is quite potential in Indonesia and Probolinggo Regency in particular, but the collection of ZIS at Lazisnu Kota Kraksaan from year to year has not reached the target. Therefore, it is important to know the factors that influence people's interest in paying ZIS. This study aims to determine whether there is an influence between trust on the interest in paying ZIS through Lazisnu Kota Kraksaan, knowledge of zakat on the interest in paying ZIS through Lazisnu Kota Kraksaan, and whether trust and knowledge of zakat together influence the interest in paying ZIS through Lazisnu Kota Kraksaan. This study uses a quantitative method with secondary data and primary data. Secondary data in this study were obtained from books, journals and other related scientific studies. While the primary data in this study were obtained from questionnaires distributed online via WhatsApp social media, in addition, researchers also distributed questionnaires directly to people who were less active in social media. This study obtained the results of a) trust has a significant effect on the interest in paying ZIS through Lazisnu Kota Kraksaan, as seen from the calculated t value X1> T table or 4.882> 1.894 and the Sig. value 0.001 T table or 4.096> 1.894 and the Sig. value 0.001 F table or 32.413> 3.090 with a Sig. value 0.00
Analisis Pengaruh Ekspor Halal, Foreign Direct Investment, Trade Openness, Nilai Tukar, Dan Pertumbuhan Populasi Terhadap Produk Domestik Bruto Riil Asean
Get PDFThis study aims to determine the effect of halal exports, foreign direct investment (FDI), trade opennes, exchange rates and population growth on real gross domestic product in ASEAN countries from 2010 to 2021. Using panel data regression from ASEAN countries; Indonesia, Malaysia, Singapore, Thailand, Brunei Darussalam, Vietnam, Cambodia, Laos, Philippines and Myanmar. The study shows that the halal food export variable to OIC countries has a significant positive effect on real GDP in ASEAN countries, the foreign direct investment (FDI) variable has an insignificant positive effect on real GDP in ASEAN countries, the other variable such as the trade openness, the population variable has a significant positive effect on real GDP in ASEAN countries, menawhile the exchange rate variable has a significant negative effect on real GDP in ASEAN real gross domestic product 2010-2021
Pengaruh Daya Tarik Produk Halal, Harga dan Kepuasan Pelanggan Terhadap Minat Berkunjung Kembali Konsumen Snack di UD. Adi Putra Perkasa
Get PDFUD. Adi Putra Perkasa is one of the businesses established in Kediri City and has been run by Mr. Adi Sucipto since 2014. This business offers various types of products that are traded, ranging from banana chips, breadfruit, banana sale, purple cassava, tofu crackers, allen-allen, elephant ear chips, seblak crackers, spicy marning, savory, potato sticks, basreng, intestinal chips, corn twisko with various kinds of affordable prices among the community. Some customers often judge that the taste of the snack products sold is delicious, savory and the contents in the packaging are more than other sellers. To maintain the interest of revisiting consumers, business owners focus on product attractiveness, price and customer satisfaction which are considered by these three factors to be able to influence consumers' interest in revisiting. The purpose of this study is to determine the influence of product attractiveness, price and customer satisfaction partially or simultaneously on the interest of snack consumers to visit again at UD. Adi Putra Perkasa. The research method is a research with a quantitative approach and 65 respondents as well as quantitative descriptive data analysis techniques. The results of the study showed that there was an influence of product attractiveness, price and customer satisfaction partially or simultaneously on the interest of snack consumers to visit again at UD. Putra Perkasa
Improving Productive Waqf in Baitul maal wa Tamwil
Get PDFBaitul maal wa tamwil (BMT) is Islamic microfinance institutions which utilizes waqf as a nazir. This research attempts to describe the model of improving waqf productive and baitul maal of BMT. So far, the implementation of the management concepts of baitul maal and baitut tamwil has not been balanced, BMT management is too focused on commercial financing of the function of baitut tamwil. This paper used qualitative approach, based on in-depth interview with experts of waqf and BMT practitioners and academicions. The results of the study show that good management in BMT is the existence of equality or balance between maal and tamwil. Human Resources baitul maal management needs to be strengthened in improvising productive waqf. The existence of a business plan that is made will create the direction and performance of the collection and utilization of waqf assets
Optimalisasi Peran Baitul Mal Subulussalam Dalam Rangka Menurunkan Kemiskinan di Aceh
Get PDFBaitul Mal in Aceh is different from Baitul Mal in other provinces in Indonesia, where the Baitul Mal Subulusalam Institution is a functional institution while the secretariat is a structural institution that is directly responsible to the mayor. The aim of this research is to analyze the collection and distribution of zakat, infaq and alms funds from philanthropic institutions. The research method uses a qualitative design. The research object is the Baitul Mal Subulussalam institution in Aceh. The data collective conducted interviews with Baitul Mal Subulussalam administrators while data analysis used content analysis. The research results emphasize that the collection of zakat, infaq and alms funds at Baitul Mal Sulussalam comes from three sources. Firstly from the State Civil Apparatus and honorary staff who work in the Aceh Government, employees of state-owned enterprises and regional-owned enterprises in the province of Aceh. The two partners are working together on a government project worth IDR 50,000,000 (Fifty million rupiah). Third, zakat infaq and alms funds from the Muslim community in Aceh. Zakat is levied on employees from class three and above at 2.5% and employees who do not meet the requirements are subject to a 1% deduction from their salary. The collection of Zakat infaq and alms funds at Baitul mall Subulussalam in Aceh has not been implemented optimally even though it has been regulated by the Qonun that every State Civil Apparatus must pay zakat mall through salary deductions. There are still institutions in the government that have not paid zakat mal through Baitul Mal Subulussalam, such as the Republic of Indonesia Police and the National Army in Aceh. So the target for receiving zakat, infaq and alms funds has not yet reached the target. In 2022, the target of receiving zakat infaq and alms funds of twelve billion can only be realized at four point seven billion. The distribution of zakat infaq and alms funds has been carried out to eight eligible asnaf, except for the asnaf riqab, which does not exist. The most dominant distribution of zakat funds is given to Asnaf Fakir and Masakin. Productive zakat has been distributed to ultra-micro traders in order to improve the welfare of the people of Aceh. The distribution of infaq zakat funds and alms distributed for productive zakat is not followed up by providing business assistance.The effectiveness of the distribution of zakat infaq and alms funds at Baitul Mal Subulussalam cannot yet be measured in its success in reducing the poverty rate because the distribution of zakat infaq and alms funds in the form of productive zakat has not been followed up and assisted, so it cannot be measured to what extent the distribution of zakat infaq and alms funds has been succeeded in improving welfare in the form of mustahik turning into muzaki
Pengaruh Kualitas Pelayanan Dan Produk Terhadap Kepuasan Nasabah Di Bank Syariah Indonesia KCP Jayapura Abepura Provinsi Papua
Get PDFThis study aims to analyze the effect of product quality and service quality on customer satisfaction. This research was conducted at Bank Syariah Indonesia Sub-Branch Office Jayapura, Abepura, Papua Province. The sample in this study was customers of Bank Syariah Indonesia Sub-Branch Office Jayapura Abepura Papua Province, totaling 80 respondents. This research is quantitative and data analysis technique using SPSS. The results of this study show that the variable of service quality has a significant effect and the variable of product quality has a significant effect on customer satisfaction.
Keywords: Service Quality, Quality Product, Customer Satisfactions, SPSS
Analisis Pemahaman Mahasiswa Muslim Tentang Riba
Get PDFThis study aims to analyze the understanding of Muslim students about riba. The research uses descriptive qualitative research methods carried out through descriptive descriptions of words, or sentences, which are arranged carefully and systematically from collecting data to interpreting and going down to the field and interviewing respondents directly, the research used is the frequency distribution method (percentage). The sample in this study used 50 samples who were interviewed using descriptive methods and frequency distribution methods. The results showed that: the understanding of Muslim students on the definition of riba students still do not understand due to the lack of in-depth discussion and the ability of students' understanding of the definition of riba itself, regarding the difference between riba fadhl and riba nasi'ah found that students already understand the difference between riba fadhl and riba nasi'ah besides the understanding of Muslim students on six ribawi goods found the results students do not understand, and student understanding of usury jahiliyah found that Muslim students already understand
Cash Waqf Linked Sharia Micro Insurance (CWLSMI) Sebagai Proteksi Dana Darurat Pelaku Usaha Mikro
Get PDFThe scientific work aims to introduce Cash Waqf Linked Sharia Micro Insurance (CWLSMI), an innovative approach to facilitate Sharia micro insurance contributions for micro-business actors using their owned products. Micro-business actors' product portfolios will be cataloged based on global community interests, and the management will be funded through productive waqf assets. Revenue generated from product sales will fund contributions to Sharia micro insurance for micro-business actors, their families, and contribute to government social security programs. CWLSMI serves as a financial planning reference for micro-business actors, fostering benefits for the halal industry. This qualitative research utilizes a narrative approach, incorporating primary data from search results and stakeholder interviews, complemented by secondary data from scientific journals and government reports. The initiation of CWLSMI is proposed as a recommendation to the government for enhancing the welfare of micro-business actors in Indonesia
Dinamika Lembaga Dan Aset Lembaga Perbankan Syariah Di Indonesia (Total Lembaga Dan Aset 2019 – Mei 2023)
Get PDFThis research utilizes a literature review method to investigate the dynamics of Islamic banking institutions and their assets in Indonesia from 2019 to May 2023. The 2022 Islamic Financial Development Report of Indonesia reveals a significant growth of 15.87% in the assets of the Islamic financial industry. The Financial Services Authority (OJK) emphasizes the resilience of the Islamic economic and financial sector, including Islamic banking, in facing the challenges of the COVID-19 pandemic. In 2022, the assets of the Islamic financial industry reached IDR 2,375.84 trillion, with growth primarily occurring in the Islamic capital market (15.51%) and Islamic Non-Bank Financial Institutions (20.88%). Indonesia remains a key player in the Islamic Finance Development Indicator 2022. This research describes the development of Islamic banking institutions from 2019 to May 2023, highlighting fluctuations in the number of branches and Islamic banks. Consolidation, Islamic financial literacy, and digital technology are key factors shaping the dynamics of this sector. Despite a decrease in the number of Islamic banks, total assets increased from IDR 624.564 trillion in December 2019 to IDR 785.646 trillion in May 2023. These factors support the growth and resilience of the Islamic banking sector in Indonesia
Strategi Pengelolaan Zakat Pada Badan Amil Zakat Nasional (Baznas) Kota Pontianak
Get PDFPontianak City Baznas has a potential zakat revenue of approximately 250 billion. However, the realization of zakat received was only 5.9 billion or only 2.4%. Meanwhile, the number of Muslims in Pontianak City is 511,431 people, but only 91,419 Muslims paid zakat in 2020 or only 17.9%. And in 2020 there was a decrease in zakat receipts of around 1.1 billion and a decrease in the number of muzakki by around 34,000 people. This research aims to find out what factors hinder and support the zakat management strategy in the Pontianak City Baznas and how to optimize the zakat management strategy in the Pontianak City Baznas. This type of research uses a descriptive quantitative approach. The types of data used are primary and secondary data. The data collection techniques used were observation, interviews, questionnaires and documentation. The analysis method used is SWOT analysis (Strengths, Weaknesses, Opportunities and Threats). The results of the analysis show that the main inhibiting factor in zakat management in Pontianak City Baznas is that Baznas has not been able to reach all muzakki in Pontianak City and many new zakat management institutions have been established that have the same role. Meanwhile, the main supporting factor for zakat management at Baznas Pontianak City is the existence of Baznas which is supported by law and the majority of the people of Pontianak City are Muslims. Pontianak City Baznas is in quadrant I (Aggressive Strategy), namely Pontianak City Baznas is in a strong condition and has opportunities, so it is very possible to continue to expand, increase potential and receive maximum zakat. The strategy for managing zakat at the Pontianak City Baznas to be optimal is by increasing the socialization of zakat to all levels of society, increasing the formation of UPZs in mosques, surau-surau and agencies in Pontianak City, collaborating with zakat management institutions and zakat institutions. newly established in Pontianak City, carrying out new innovations in the zakat program, optimizing the database, and developing a zakat payment system using current trending technological media