Jurnal Ilmiah Ekonomi Islam
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Pengaruh Sertifikasi Halal, Kualitas Produk Dan Harga Terhadap Keputusan Pembelian Produk Makanan Dan Minuman Di Rocket Chicken Cabang Yogyakarta
Get PDFThe food and beverage industry in Indonesia has experienced rapid development, especially with increasing consumer awareness of halal products. This also encourages the rate of demand for halal products, especially halal food and beverage products which are the primary needs of Muslims. Therefore, this research aims to examine the influence of halal certification, product quality and price on purchasing decisions for food and beverage products at Rocket Chicken Yogyakarta Branch. In this research, Rocket Chicken is considered to be a very potential research object because it is one of the developing types of Micro, Small and Medium Enterprises (MSMEs) which operates in the culinary sector. The method used in this research is the Ordinary Least Square (OLS) method of Multiple Linear Regression analysis to see the relationship between independent and dependent variables significantly by taking 100 respondents with the help of data processing using Eviews 10 software. The results of this research prove that halal certification and price have a significant influence on food and drink purchasing decisions at Rocket Chicken Yogyakarta Branch. Meanwhile, separately, only the product quality variable was not significant. Therefore, MSMEs at Rocket Chicken Yogyakarta Branch must obtain halal certification, pay attention to product quality and price to increase consumer purchasing power for their products
Exploring the Utilization of Social Media Channels for Indonesian Islamic Economic Development
Get PDFThe global expansion of Islamic economics has been steadily growing. Several causes are contributing to this phenomenon, with the use of social media being a significant driver in promoting literacy. The Islamic Economics Society Association, often known as MES, has successfully expanded its network throughout Indonesia and internationally to promote Islamic economics and finance. This study seeks to investigate the capacity of social media used by MES in disseminating Islamic financial knowledge. This study will utilize qualitative analysis using a literature-based approach. The data will be collected by conducting a thorough examination of the potential and influence that has been achieved in social media. This will be done by analyzing the qualitative analysis model developed by Miles and Huberman, specifically focusing on data reduction, display, and conclusion. The study revealed that the use of social media can augment the literacy and inclusivity of society about Islamic economic and financial knowledge, leading to a transition towards the halal lifestyle and an enhancement of the human development index
Pengaruh Pengalaman Nasabah Dalam Penggunaan MBanking Terhadap Loyalitas Nasabah Bank Syariah Indonesia (Studi Kasus Masyarakat Sei Mencirim)
Get PDFThe purpose of this research is to determine whether a company's ability to retain its current customers is more important than its ability to acquire new customers. BSI wants to increase customer satisfaction and service quality by growing customer loyalty through mobile banking. Even though many BSI clients already have BSI Mobile, not all of them make full use of it. Therefore, the level of customer loyalty when using BSI Mobile is not too high. This is based on consumer interviews with BSI mobile banking users which show that consumers often decide to make transactions via BSI Mobile. The reason is that BSI Mobile is more user friendly and convenient; all you need is a smartphone to use it anytime, anywhere. For customers who decide not to use BSI Mobile for transactions due to lack of security, increased vulnerability to fraud, and ease of hacking. The aim of this research is to analyze and assess how customer experience and service quality influence BSI mobile banking customer loyalty, both partially and simultaneously. A quantitative approach was used in this research. This data was collected through survey research techniques on BSI customers who use mobile banking services. Customer loyalty and service quality in BSI mobile banking are positively and significantly influenced by customer experience, according to research finding
Praktik Pemasaran TikTok Shop Ditinjau Dari Etika Bisnis Islam
Get PDFThis research discusses TikTok Shop marketing practices in terms of Islamic business ethics. Business ethics is the foundation of today's business because buyers and sellers do not meet face to face. The foundation of Islamic business ethics is applied in the TikTok Shop marketing strategy, emphasizing the principles of honesty, responsibility, no fraud, keeping promises, and generous service. The implication is that mutual trust is built between buyers, sellers and the TikTok online shop. This research method uses a qualitative method using a literature review study approach. Data sources come from scientific journals that are relevant to the research topic, accessed through various academic database sources (Google Scholar, Publish or Perish, Open Knowledge Maps, Moraref), official journal websites, and institutional repositories. In the results of his research, TikTok Shop marketing can make a positive contribution in safeguarding assets by providing a trading platform that is transparent, fair and in accordance with Islamic business ethics
A Comparative Analysis of Risk and Return Stocks: Sharia and Conventional Banking
No full textThe development of the capital market in Indonesia grows rapidly in the last few years. One of the sectors that investors are interested in is banking, both sharia and conventional. Investors must pay attention to two things, namely risk and return. This research aims to collect empirical evidence regarding the differences in return and risk of BRIS and BTPN stocks listed on Indonesia Stock Exchange (IDX), 2021 – 2023. The data analysis technique for this research uses descriptive statistical analysis, analytical prerequisite tests and hypothesis test. The results of expected return on BRIS stock was 7.96%, while the expected return on BTPN stock was 2.84%. The risk level for BRIS stock over a period of 36 months was 6.33%, while the risk level for BTPN was 3.0%. Based on research, the results show that there is a significant difference between the return and risk of BRIS and BTPN stocks during the 36 month period from January 2021 to December 2023
Analisis Strategi Segmentasi, Targeting dan Positioning (STP) Dalam Meningkatkan Pemasaran Produk Tabungan Smart IB Makbul Pada Nasabah Bank Sumut Syariah Simpang Kayu Besar
Get PDFIt cannot be denied that the economy must develop in accordance with the rapid development of the times. One of them is in the financial sector, where Islamic financial institutions are considered important and capable of overcoming the current economic crisis. The sharia banking industry in Indonesia continues to grow, one of the factors being the majority of Muslims. This situation convinced the Indonesian people of the importance of sharia in the economy and then established financial institutions to open banks with the aim of being able to provide the best to the community. In recent years, the banking industry has witnessed significant growth in demand for Islamic financial products. Of the many banking institutions that issue financial products including Hajj savings products, Bank Sumut Syariah is one of the sharia banking institutions that issues various financial products in accordance with sharia principles, one of the financial products developed by Bank Sumut Syariah is Savings Hajj. This research uses a qualitative research method with a descriptive approach. The results of this research, Bank Sumut Syariah Kcp Simpang Kayu Besar used geographic, demographic and behavioral segmentation. The target market applied uses Differentiated marketing with a relationship marketing approach. Furthermore, the positioning applied at Bank Sumut Syariah Kcp Syariah is by placing the product in a way that builds a positive image, builds customer trust and emphasizes the superiority of the Smart Ib Makbul Savings product
Pengaruh Standar Halal Kualitas Produk Dan Kualitas Layanan BMT BRS Yogyakarta Terhadap Tingkat Kepuasan Pelanggan
Get PDFThe development of cooperatives in Indonesia is now on the rise but the increase is not followed by the number of members participating. While micro-Sharia financial institutions such as BMT or baitul mal and baitul tamwil are present as a sharia-based financial institution whose purpose is to help the problems of small communities. The development of the amount of performance can be measured through the performance of the enterprise through the level of customer satisfaction. The purpose of this investigation is to know the quality of the products and services of BMT Bangun Rakyat Sejahtera Yogyakarta against customer satisfaction. This research uses a quantitative research method with the analytical technique used is SPSS. This research obtains results that the quality of products and services affects customer satisfaction. This is in line with the TMQ or Total Quality Management theory on the focus of customer satisfaction by optimizing competitiveness through the quality of products and services will have an impact on business performance
Analysis of the Influence of Financial Technology, Internal Performance, Macroeconomic Factors on Profitability of Islamic Banks In Indonesia
Get PDFThis study aims to analyze the profitability of Islamic Banks in Indonesia by considering internal performance factors, macroeconomic factors, and the influence of financial technology. Profitability is a crucial indicator in evaluating the financial performance of banks and maintaining their operational viability in a competitive market. This study uses a quantitative approach with secondary data from the financial statements of 10 Islamic Banks in Indonesia over a certain period (10 years). Internal performance variables that are the focus of the study include traditional profitability ratios such as Return of Assets (ROA) and Return on Equity (ROE), as well as factors such as NPF (Non-Performing Financing). In addition, macroeconomic factors such as interest rates, national economic growth, and inflation, are also considered in this analysis. The results showed that partially the variables FDR (X1), INFLATION (X5), INTEREST (X6), INTEREST RATE (X7), GDP (X8), FINTECH (X9) had no effect on ROA (Y). However, the variables BOPO (X2), DPK (X3) and SIZE (X4) have an effect on ROA (Y), where the value obtained based on the probability is 0.0000 (X2), 0.0153 (X3) and 0.0548 (X4). However, when viewed simultaneously, the Independent variables jointly affect the dependent variable
The Effect of Green Banking Disclosure on the Financial Performance of Regional-Owned Islamic Banks
Get PDFThis study aims to determine the impact of green banking disclosure on the financial performance of regional-owned Islamic commercial banks in Indonesia. This research employs a quantitative approach and uses secondary data sourced from the sustainability report of the banks starting from 2020 until 2023. The study focuses on four Islamic banks owned by local governments: Aceh Syariah Bank, BJB Syariah Bank, NTB Syariah Bank, and BRK Syariah Bank. The analysis technique used include descriptive analysis and panel data regression analysis. The results showed that GBDI has no significant effect on ROA and ROE. This outcome may be attributed to the fact that many banks are not prioritizing the disclosure of green banking information, especially in countries where regulations on green banking practices are weak. However, adequate disclosure of green banking can improve transparency, accountability and efficiency of banks, potentially leading to a positive impact on their financial performance. Some limitations of this study need to be considered, specifically the research only focuses on regional-owned Islamic commercial banks in Indonesia. Future research could expand the sample to include Islamic commercial banks owned by the central government as well as private Islamic banks to provide more comprehensive insights
Analisis Determinan Indeks Pembangunan Manusia Di Padang Lawas Utara
Get PDFThe Human Development Index (HDI) is an indicator to measure the quality of human life that aims to achieve the level of public welfare. The HDI has three elements, namely health, education achieved, and a decent standard of living in terms of the economy. In increasing the Human Development Index (HDI) can be achieved by increasing education, health, and income. The income in question is per capita income, and to support education and health in order to continue to increase, a budget issued by the government is needed. This study uses quantitative methods and data processed using Eviews 12 with technical data analysis using Vector Error Correction Model (VECM) analysis. The results of this study indicate that the variable per capita income (X1) in the long term has a significant negative effect on the Human Development Index (Y) and the magnitude of its influence is 27.1%. The Education Budget variable (X2) in the long run has a significant positive effect on the Human Development Index variable (Y) and the effect is 12.4%. And the Health Budget variable (X3) in the short term has a significant positive effect on the Human Development Index variable (Y) and the effect on the Y variable is 1.6%