Jurnal Ilmiah Ekonomi Islam
Not a member yet
1823 research outputs found
Sort by
Analisis Sistem Dropship Dalam Jual Beli Online Perspektif Ulama Klasik Dan Kontemporer
Get PDFThe aim of this research is to find out the contracts applied to online buying and selling using the dropship system and the laws according to classical scholars and contemporary scholars. This qualitative research uses a descriptive analysis method with a process of collecting data from various sources; observations, interviews, and literature studies in journals, books, and articles relevant to the research topic. The approach used in this research is a phenomonological approach. Based on research findings, it can be said that the dropship system in online buying and selling is not prohibited in Islam and can be used with various contracts, including salam sale and purchase contracts, wakalah bil ujroh contracts, and samsarah contracts. The dropship method fulfills the prerequisites and principles of trade legitimacy in Islam. The permissibility of this dropship system refers to the general rule of muamalah fiqh which says "All forms of muamalah are permitted unless there is an argument that forbids it.
Analisis Dampak Pandemi Covid-19 Terhadap Pembiayaan Mudharabah Di Indonesia
Get PDFThis research aims to analyze how the COVID-19 pandemic has affected the Islamic banking industry, specifically the financial performance of Islamic banks, Mudharabah financing, and monetary instruments in Indonesia. This study uses secondary data taken from OJK and BPS from 2017-2022. The data was processed using the Paired Sample T-Test method to determine statistical differences before and during the pandemic and the Error Correction Model (ECM) to estimate the influence between the variables FDR, NPF, BOPO, BI rate, Inflation, and COVID-19 pandemic on Mudharabah Financing in the long and short term. The Difference Test results prove that there is a significant decrease in all variables before and during the COVID-19 pandemic. The ECM test results also analyze that in the long term, the variables FDR, NPF, BOPO, Inflation have a significant positive effect on Mudharabah financing, while the BI rate and COVID-19 Dummy have a significant negative effect on Mudharabah financing. Surprisingly, even though the ECM model is valid, none of the 6 variables used in this study have a significant effect on Mudharabah financing in the short term
Meninjau Manajemen Risiko dan Tingkat Kesehatan Bank Syariah
Get PDFRisk management is the key to ensuring the stability and soundness of Islamic Banks. As an intermediary institution that serves various products and services, it certainly faces various uncertainties. Risk management practices help Islamic banks identify problems early, evaluate and manage risks, mitigate negative impacts on the performance and business continuity of Islamic Banks, and increase or improve the Bank Soundness Level. Bank soundness indicates a bank's ability to carry out banking operations and fulfill all its obligations. The research objects in this study are BCA Syariah and Bank Mega Syariah. This research uses a quantitative approach to identify whether or not there are differences in risk profiles and soundness levels, and qualitative with literature studies to see risk management strategies between the two Islamic Banks. The Mann-Whitney test shows that the risk profile of BCA Syariah and Bank Mega Syariah is classified as a low category. Then, the health level of the two Islamic banks is ranked second, which is healthy
Analisis Manajemen Organisasi Dalam Pengawasan Perbankan Syariah Di Indonesia
Get PDFIslamic banking is a financial institution whose operational system must be supervised by several supervisory boards. The management of Islamic banking supervisory organizations has three parts, DSN and DPS, Management Information Systems, and Internal Audit. This research uses the literature approach method. The purpose of this research is to find out the supervision in Islamic banking in Indonesia. The organizational structure of Islamic banking consists of the National Sharia Council (DSN) whose role is to provide fatwas and supervise Islamic banking products to comply with sharia principles. Then there is the Sharia Supervisory Board (DPS) whose role is to oversee the implementation of DSN decisions in Islamic financial institutions. In addition, the role of management information systems and internal audit in supporting Islamic banking operations is discussed. This study aims to determine organizational management, especially supervision carried out by DSN and DPS to ensure that Islamic banking operations run in accordance with sharia principles
Peran Financial Technology (Fintech) Syariah dalam Perekonomian Negara di Indonesia
Get PDFThis study discusses Financial Technology (Fintech) emerging as a significant innovation offering financial services through digital platforms. The aim of this research is to provide an overview and paradigm of Shariah Fintech and its development in Indonesia, and to depict the role of Shariah Financial Technology (Fintech) in the country's economy. The research method employed is Library Research, where various literature sources such as books, journals, and research reports are deeply studied. The research findings indicate that Shariah Fintech in Indonesia plays a crucial role in the country's economy. They not only provide financial solutions in accordance with Shariah principles but also open up financial access for UMKM. Its growth promises to enhance financial inclusion and support UMKM in Indonesia. However, there are still challenges such as limited infrastructure, lack of human resources, and regulatory constraints in Indonesia. Overcoming these challenges requires cooperation among the government, regulators, industry players, and society in Indonesia. Thus, Shariah Fintech in Indonesia can continue to contribute to the country's economy
Analysis of the Benefits of Palm Oil Waste for Improving Economic Welfare of Communities in Kualuh Hulu District
No full textLidi, as a byproduct of palm oil, can be crafted into unique and appealing handicrafts that are in demand both domestically and internationally. With support from the government and local funders, these local products can achieve high market value. This study aims to understand the benefits of palm oil waste in improving the financial well-being of residents in Kualuh Hulu District. This research employs a descriptive qualitative method by conducting interviews with 15 experts, including lidi craftsmen, small collectors, and large collectors in Kualuh Hulu District. The results show that palm oil lidi is abundant in Kualuh Hulu, with an average monthly production of 24 tons and an annual production of up to 293 tons. Economic growth in Labuhanbatu Utara Regency also increased by 3.83% in 2022, driven by the agriculture, plantation, forestry, and fisheries sectors, which achieved the highest growth at 5.44%. The information and communication sector grew by 5.05%, and the financial services and insurance sector by 4.62%
Eksplorasi Minat Wakaf Uang Di Kalangan Pegawai Negeri Sipil: Studi Kasus Di Kantor Walikota Tangerang Selatan
Get PDFThis study aims to determine the interest of Civil Servants (PNS) in cash waqf, with a case study at the South Tangerang Mayor's Office. Waqf is a crucial instrument in community economic empowerment, achieved by converting personal assets into communal ownership. This research employs a descriptive quantitative method with a sample of 150 respondents. Data analysis was conducted using the Partial Least Square method (SmartPLS 4.0). The results indicate that: (1) Religiosity does not have a significant effect on the interest in cash waqf; (2) Trust does not have a significant effect on the interest in cash waqf; (3) Service does not have a significant effect on the interest in cash waqf; (4) Promotion does not have a significant effect on the interest in cash waqf; and (5) Perception has a significant effect on the interest in cash waqf
Ruang Lingkup Baru Studi Ekonomi Pembangunan Islam di Indonesia: Pendekatan Bibliometrik dan Systematic Literature Review
Get PDFThe decline of Islamic civilization and the rise of Western civilization caused economic stagnation in Islamic countries. To address this problem and establish a scientific framework separate from the secular perspective, Muslim scientists develop Islamization of science movement. Muslim scientists are pushing for the Islamization of development economics. But the literature on Islamic economic development has been highly constrained and challenging to develop due to the study's confinement to material objects. The study uses the bibliometric and systematic literature review (SLR) methods to obtain a much broader picture of the development of Islamic economic development study. In this case, the literature collected comes from the database of journals in the Google index. The results show that the trend of the study of Islamic economic development has been increasing, suggesting that for about a decade, the topic of Islamic development economic research has been favored by researchers in the field of economics. The results of the mapping with Vosviewer and by reviewing the selected journals indicated that the future scope of the study of Islamic development economics is based on publication trends in Islamic finance system development, Islamic sustainable development, Islamic human development, Muslim community-based development, and Islamic agriculture development
Analisis Kesehatan Bank Syariah yang Listing di BEI tahun 2019-2022 dengan Metode RGEC
Get PDFPengukuran tingkat kesehatan dengan menggunakan pendekatan CAMELS belum komperehensif dalam mengevaluasi tingkat kinerja bank. Oleh karena itu, digunakan pengukuran kinerja perbankan menggunakan RGEC yaitu penilaian kesehatan bank dengan self-assessment dari bank yang diteliti. Tujuan dari penelitian ini adalah untuk mengidentifikasi dan mengevaluasi Risk Profile, Good Corporate, Earnings, Capital dari Bank Umum Syariah di BEI.
Metode yang digunakan adalah deskriptif kuantitatif dengan data sekunder yang dikumpulkan dari laporan keuangan tahunan Bank Umum Syariah yang listing di Bursa Efek Indonesia dari tahun 2019-2022. Adapun bank yang menjadi objek penelitian adalah BSI, BAS, BTPNS, dan BPDS.
Dari hasil pengklasifikasi data sekunder, maka diperoleh hasil yaitu Risk Profilei, CGC, Earnings dan kecukupan modal Bank Umum Syariah yang listing di BEI berkategori baik pada tahun 2019, 2021 dan 2022. Penurunan kinerja Bank Umum Syariah yang listing di BEI terjadi pada tahun 2020 sebagai efek adanya Covid-19. Kinerja Risk Profile mencapai dua digit. Earning (ROA, ROE, NOM dan BOPO) berkategori buruk, ketersediaan modal kurang dari 6% (kategori buruk). Hal yang sama self-assessment untuk GCG BUS yang listing di BEI berkategori buruk, berada di poin 3 dan 4
Relevansi Pemikiran Ekonomi Sosialisme Islam H.O.S. Tjokroaminoto Dalam Konsep Ke-Indonesiaan
Get PDFThe socialist movement is conceptualized to fight oppression and demand justice among human beings. Islam as a religion that has values applicable to all humans and is valid at all times, is considered a teaching capable of providing solutions to problems that occur in people's lives. Based on this, Islamic thinkers and movement fighters in Indonesia studied and developed, one of which was H.O.S. Tjokroaminoto. The method used by the author in this journal is library research, which is collecting data contained in the literature, be it books, journals, and others. The nature of the research used is qualitative, namely in the form of sentences and relying on creative interpretations from the researcher. The data analysis process was carried out by summarizing, selecting the main things so that a clear picture of the theme raised could be obtained. The results of this study reveal that H.O.S. Tjokroaminoto about Islamic socialism aims to create prosperity in people's lives. H.O.S. Tjokroaminoto’s economic thinking about Islamic socialism has relevance in the Indonesian context, which is in accordance with the ideals of the Indonesian people contained in the 1945 Constitution