Jurnal Ilmiah Ekonomi Islam
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Strategi Penerapan Prinsip Maqashid Syariah Dalam Pengelolaan Badan Usaha Milik Desa (Studi kasus di Badan Usaha Milik Desa Amanah Desa Bukit Gajah Kabupaten Pelalawan)
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Badan Usaha Milik Desa Amanah is a business entity owned by the village and has 5 different business units. Although it has implemented sharia principles in the Financing Unit, there are still challenges in the overall implementation as it still partners with conventional banks. Therefore, research was conducted to develop a strategy for implementing Maqashid Syariah in the management of the Amanah Village-Owned Enterprise, using SWOT analysis. The research used a qualitative approach by analysing the application of Maqashid Syariah principles and in-depth interviews with various relevant parties. The research concluded that the Amanah Village-Owned Enterprise can implement Maqashid Sharia principles into its management by internalising indicators such as religious compliance, improving the quality of human resources, sharia management, business orientation seeking blessings and profits, and sharia financial management. The best strategy for the implementation of Maqashid Syariah principles is to revise the Articles of Association/Bylaws to become a Sharia-based Amanah Village-Owned Enterprise and increase partnerships with Bank Rakyat Indonesia and other partners
Pengaruh Kualitas Pelayanan, Literasi Keuangan, dan Mobile Banking Terhadap Kepuasan Anggota dan Kepercayaan Anggota BMT Al Fath Ikmi
Get PDFThe growth of BMT Al Fath Ikmi, which is shown by increasing members and capital, is considered to have the potential for economic equality and prosperity in the community of South Tangerang City. Because BMT is a microfinance institution that can be said to be closest to the community, especially for the lower middle class. BMT Al Fath Ikmi has the potential to play a role in empowering society and helping reduce poverty through its financial services. This research will examine the influence on member satisfaction and trust of BMT members which has the potential to influence the community to become BMT members so that it can encourage economic equality and community welfare. This research uses quantitative methods with data collection techniques through observation and questionnaires. Primary data was processed using SmartPLS software version 3.2.8 with the results that service quality had a positive and significant effect on member satisfaction and member trust, financial literacy had a positive and significant effect on member satisfaction and member trust, mobile banking had a negative and no significant effect on member satisfaction. and member trust. From the results of the research that has been carried out, the quality of service must continue to be improved in providing services to its members. Financial literacy has a positive influence but still requires efforts to continue to introduce and provide knowledge to members and the community. Mobile banking is still not widely used by members so they cannot fully experience the convenience and benefits of this application
Analisis Teori Produksi Dalam Islam: Studi Komparasi Pemikiran Muhammad Abdul Mannan Dan Monzer Kahf
Get PDFThe aim of this research is to analyze production theory according to Mannan and Kahf. This research is a library study research with a qualitative descriptive method. Data was obtained through literature study and documentation techniques, and analyzed through data reduction, data presentation, and drawing conclusions. The study findings explain that the principle of production according to Mannan is economic prosperity. Management of resources wisely, paying attention to morals, environmental ethics, and in accordance with Islamic law. Factors of production: land, labor, capital, and organization. Meanwhile, according to Kahf, the aim of production is to improve material and moral conditions. Management and use are reasonable, and in accordance with Islamic law. Factors of production: land, labor and capital. This study has implications for scientific knowledge, especially Islamic production theory and can be used as a reference for Muslim business actors in carrying out production processes that prioritize welfare and moral principles in accordance with Islamic law
Analysis Of Gen Z Entrepreneurs' Interest Towards Halal Certification
Get PDFThis study aims to assess the level of literacy among Gen Z entrepreneurs in the food sector regarding the importance of halal certification and examine its influence on their attitudes and interest in obtaining it. The research method applied is quantitative. Primary data was collected through the distribution of questionnaires to Gen Z entrepreneurs. The targeted outcome of this research is to provide a deeper understanding of the relationship between halal certification literacy, attitudes, and the interest of Gen Z entrepreneurs in acquiring the certification. The findings are expected to measure the literacy level of Gen Z entrepreneurs in the food sector on the importance of halal certification and assess its impact on their attitudes and interest in obtaining it
Pertumbuhan Ekonomi dan Konsumsi Energi: Pengaruhnya Terhadap 3 Negara Mayoritas Muslim Dengan Emisi Karbon Tertinggi
Get PDFThis study aims to analyze the influence of economic growth and energy consumption on the carbon emissions of the three Muslim-majority countries with the highest carbon emissions in the world. The data used is 1993-2022. The research locations are Indonesia, Saudi Arabia and Iran. The analysis method of this study is multiple linear regression analysis of panel data. The results of economic growth research have a negative and significant effect on carbon emissions, while energy consumption does not have a significant effect on carbon emissions
Model Pengelolaan Limbah Usaha Tahu Ditinjau Dari Konsep Maqasid Syariah (Studi Kasus di Kelurahan Sari Rejo)
Get PDFWaste management is closely associated with industry. Poor waste management practices can negatively affect the environment, contaminate nearby areas, and pose health risks to people. In light of these issues, this study focuses on 1) How to process the use of solid waste and liquid waste so that it can be reused or consumed again.2 ) What is Maslahah Mursale's analysis of the value of Hifdzu an-Nafs, Hifdzu al-Mal, Hifdzu al-Bi'ah in handling trash from the tofu business. This study employs a qualitative methodology as a case study. This study's main sources of data include observations, conversations with tofu factory managers, local communities and consumers who buy tofu waste and descriptive analysis. Reviewed with secondary data in the form of general conditions of the research location as well as journals, previous research and matters related to research. Techniques for qualitative descriptive data analysis are used in this study. The findings of this study are 1) in the management of liquid waste from the tofu industry into Nata de soya which has economic value. 2) in the management of liquid waste in the tofu industry in Kel. Sari Rejo, the researchers linked several efforts that were or were not in accordance with maqasid syari'ah. There are three points, namely hifdzuh Hifdzu al-mal (care for assets), hifdzu al bi'ah (care for the environment), and an-nafs (care for the soul)
Epistimologi Sayyid Qutub Agama dan Negara dan Relevansinya Peningkatan Ekonomi Islam
Get PDFIslamic syaria diskursus hubungan agama dan negara tetap hangat diperbincangkan dari waktu ke waktu. Mencuatnya ragam intrik atas Islam sebagi model ideal politik menimbulkan pro-kontra. Ini dibuktikan dengan wujudnya golongan yang merasa keberatan jika Islam dianggap tidak mengatur politik. Yang lebih mencengangkan lagi umat muslim yang sudah memiliki worldview Islam pandangan hidup yang benar identifikasi sistim politik Islam hanya dapat dilakukan dengan merujuk kepada Islamic Worldview yang dipancarkan oleh al-Quran dan diperjelas oleh Nabi serta dipraktekanya. Semua itu diperkaya dengan praktek pada sahabat dan wacana para ulama sesudahnya. Jika sistem politik Islam telah ditemukan identitasnya maka lngkah selanjutnya adalah melaukan pengembangan secara konseptual
Determination Of Commercial Banks’ Profitability In Indonesia
Get PDFThis research explores the relationship between specific characteristics of banks and their profitability. Bank profitability is related to external and internal factors regarding assets, capital, and loans in general. This study is mainly concerned with internal factors that influence the profitability of commercial banks in Indonesia. 55 Banks including 51 National Private Banks, and 4 Public Sector Banks. Data taken in its entirety from the Financial Services Authority website in 2023. Using the Ordinary Least Square (OLS) method with the help of Stata software. The results of the research show that in a simultaneous test, the asset, capital, and loan variables have a positive and significant effect on profitability with the figure obtained being 78% while other variables explain the rest, while in a partial test, the asset and bank loan variables harm bank profitability, and only the capital variable which is positively related to profitability by 86%, and the rest is explained by other variables. This shows that large banks may face similar challenges as marginal profits decrease as targets must be achieved because in fact the bank Asset and Loan variables are also expected to be the main source of income so that they have a positive relationship with bank performance
Studi Komparasi Akad Ijarah dan Jua'alah Serta Aplikasi Keduanya Dalam Ekonomi Modern
Get PDFIslam is present and believed by its adherents as a teaching that regulates all forms of human activity universally and comprehensively, between humans as creatures with Allah as their Creator and between humans as fellow creatures of His creation. So as a logical consequence of this, the fiqh used as a guideline or foundation is divided into two, namely fiqh of worship and fiqh of mu'amalah. One form of activity in daily life related to fiqh mu'amalah is ijarah (rent) and Ju'alah (reward). So the purpose of this study will examine in more depth the ijarah and ju'alah contracts in Islamic economics with the fiqh muamalah approach. It is hoped that the results of this study can be used as a reference for readers to better understand the ijarah and ju'alah contracts in the future
A Phenomenological Study of the Motivation of Freelance Writers in Malang City and Their Life Experience in Surviving Amidst Job and Career Uncertainty
Get PDFThis phenomenological study explores the motivations of individuals in undergoing a career as a freelance worker in the midst of work and career uncertainty that often characterizes a work environment that has novelty both in technology and in flexibility. This phenomenological study highlights participants' experiences in pursuing a career as a freelancer amidst the uncertainty that often characterizes today's work environment. Through a qualitative approach that explores the direct experiences and thoughts of the research subjects related to what drives them to stay on a freelance path that tends to have no uncertainty. The results show that freelancers' motivations to persist in such uncertain conditions are complex and varied. Some freelancers may be driven by the freedom and flexibility that freelance work brings, while others may seek professional recognition or personal achievement. While others may also be looking to pursue new opportunities and income streams while freelancers are able to work multiple jobs. The research also identified challenges faced by freelancers, including financial uncertainty, pressure to retain clients, and the sense of social isolation that may be felt. In addition, research subjects often highlighted the importance of social support, knowledge of the freelance work method itself, and building a strong professional network