Jurnal Ilmiah Ekonomi Islam
Not a member yet
1823 research outputs found
Sort by
Implementasi Nilai Moderasi Dalam Praktek Pembangunan Wisata Religi “Batu Ampar†Di Pamekasan
Get PDFWisata Religi Batu Ampar yang terletak di Desa Pangbatok Kecamatan Proppo, Kabupaten Pamekasan merupkan salah satu tempat bersejarah penting bagi masyarakat Batu Ampar karena menjadi jejak penyeberangan agama islam di Madura yang mana wisata tersebut berkaitan dengan adanya wisata halal dalam ekonomi syariah,selain itu masyarakat Desa Proppo banyak melakukan kegiatan ekonomi seperti berdagang ditempat wisata religi. Metode penelitian yang dilakukan yaitu menggunakan metode Kualitatif bersifat wawancara dan observasi. Wisata religi batu ampar yang di kelola oleh masyarakat Pamekasan merupakan salah satu tempat wisata religi yang didalamnya dikunjungi oleh para wisatawan untuk berziarah, wisata ini merupakan wisata yang memiliki keunikan yang berbeda dengan wisata religi pada umumnya, yaitu para wisatawan yang hadir dalam wisata tersebut tidak harus dari kalangan umat islam, bahkan wisata religi batu ampar dapat dikunjungi oleh umat beragama lain. Sehingga dalam tempat wisata religi ini tidak menjadikan suatu perbedaan terhadap kalangan umat muslim dan kalangan umat yang beragama non muslim, sehingga dari hal tersebut akan tercipta sikap kerukunan, toleransi,saling menghargai dan menerima perbedaan sesuai dengan moderasi beragama
Realisasi Maqashid Syariah pada Lembaga Filantropi Islam (Pengentasan Kemiskinan melalui BUMMas: Asset Based Community Development Approach)
Get PDFThe article aims to know how the mechanism of BUMMas establishments as poverty alleviation efforts with Asset Based Community Development Approach for the realitation of maqashid syariah in Islamic filantrophy institution. The research run by descriptive studies with qualitative analysis. Source of data this research from interview with Rumah Zakat and BUMMas Managements in Sumatera Utara, observation, and documentation studies. The result of study show that The mechanism for establishing BUMMas carried out by Islamic philanthropic institutions as an effort to eradicate poverty using an Asset Based Community Development approach is as follows: Rumah Zakat observes the resources and potential of the village. Human Capital is identified based on skills, expertise and educational background. Social capital is identified based on the closeness of relationships, networks, communities, and also prevailing habits or customs. Physical capital is identified based on existing infrastructure. Financial capital is identified based on the standard of living or income of potential beneficiaries. And environmental capital is identified based on the location where the Beneficiaries live; Rumah Zakat provides various business provisions and training to BUMMas. Also collaborates with the government through related agencies for business development. Rumah Zakat carries out guidance and monitoring of BUMMas by recruiting Inspiration Volunteers from community leaders on a regular and scheduled basis. With the success of BUMMas, the concept of maqashid sharia can be realized from all aspects, especially the economy. Hifz al-din (guarding religion), hifz al-nafs (guarding the soul), hifz al-maal (guarding wealth), hifz al-nasl (guarding descendants), and hifz al-aql (guarding reason)
Implementasi QRIS dalam KOIN NU LAZISNU Jawa Timur
Get PDFKotak Infaq Nahdhatul Ulama’ (KOIN NU) is an infaq fundraising activity conducted by Lembaga Amil Zakat, Infaq, and an Shadaqah NU (Lazisnu). With digitalization, this movement is also present in the community by applying QRIS, where people can donate infaq through digital transactions from various platforms with just one QR Code. This study intends to examine how the implementation of QRIS in KOIN NU in Lazisnu Jawa Timur and how the management of KOIN NU funds. These problems are discussed with field research through qualitative descriptive. The primary sources in this study is interview with supervisor of Lazisnu Jawa Timur, while the secondary sources are books, journal, and other reliable sources on official site. The results of this study indicate that the implementation of QRIS in KOIN NU Lazisnu Jawa Timur is suitable for application in cities that are more familiar with digital, especially for the upper middle class. The collaboration of KOIN NU Lazisnu Jawa Timur with OVO in implementing QRIS is one form of innovation and sensitivity of Lazisnu Jawa Timur to be present as a credible philanthropy institution at all times for the communit
Analisis Financial Distress pada Bank Syariah di Indonesia Menggunakan Metode Classification and Regression Tree (CART)
Get PDFUsing the Grover and Classification and Regression Tree (CART) techniques, this research aims to evaluate the factors that influence the financial conditions of Islamic banks from 2010 to 2021. The sample for this research was taken using a purposive sampling technique from five banks registered in OJK from 2010 to 2021. The results of this research using Grover analysis show that no bank has experienced bankruptcy with an accuracy value of 100%. On the other hand, according to decision tree regression using the Classification and Regression Trees (CART) method, FDR, NPM and CAR are the three factors that influence financial bankruptcy. And it is known that of the three ratios, FDR is the most significant
Analisis Laporan Keberlanjutan Studi Komparasi Bank Syariah Indonesia dan Maybank Islamic Berhad 2019-2022
Get PDFThis study emphasizes the importance of focusing on the sustainability and alignment of Sharia compliance disclosures in the context of Islamic Financial Institutions. Sustainability reporting is becoming increasingly crucial in the financial sector due to growing awareness of global environmental, social, and governance (ESG) issues. The initiative encourages Islamic Financial Institutions (IFIs) to increase transparency and accountability in their sustainability practices.
This study tries explicitly to compare the Sustainability Report Analysis between Bank Syariah Indonesia and Maybank Islamic Berhad for 2019-2022. In this way, the study provides a deeper understanding of how these two institutions manage sustainability and disclosure of Sharia compliance.
By aligning Sharia compliance with sustainability goals, IFIS can actively create a more responsible and ethical financial sector. This will contribute to broader sustainable development efforts, including sustainable economic growth, environmental protection, and Social Empowerment.
This kind of research is essential to ensure that IFIs and other financial institutions understand and adhere to sustainability and Sharia compliance in a balanced manner to balance financial, ethical, and sustainability goals in their services to society
Persaingan Bisnis: Telaah Konsep Pemikiran Kahrudin Yunus
Get PDFThis research discusses current business competition practices which tend to have a negative connotation, namely unhealthy competition and bringing each other down. The aim of the research is to provide an overview and paradigm regarding the true meaning of the word competition. In this research the researcher used a literature review method or literature review which focuses on collecting past data, especially the opinions of economic experts, in this case Kahrudin Yunus, who he wrote about in his book "Economic Systems According to Islam/Islamism volumes 1 and 2" the concept of business competition healthy". The results of the research found Kahrudin Yunus' views on the meaning of competition, an explanation of the positive benefits of competition, the initial causes of unhealthy competition and solutions to return to the initial concept of healthy competition. The implications of this research are expected to provide enlightenment and a new paradigm for all levels of society regarding the positive meaning of competition. And it is also important for all mankind to remember the purpose of its creation so that it can return to the rules set by the owner of the universe so that the meaning of "Bersamasime" can be realized
Increasing Public Satisfaction and Trust Based on a Islamic Service Quality Perspective at the North Buton Regency PTSP Service
Get PDFDisclosure of information, when linked to service activities, helps encourage people to become more aware of their rights and obligations. Therefore, the hope to be able to get the best service is now also starting to depend on government organizations. The research objective is to analyze the effect of service quality on satisfaction and public trust. This research is explanatory. The research location is the North Buton Regency Investment and One-Stop Integrated Services (PTSP) Service with a target population of 149 people processing permits. The measurement was carried out using a Likert scale (Summated Scale) with five categories on a scale of 1 to 5, namely: (1) strongly disagree, (2) disagree, (3) neutral, (4) agree, (5) strongly agree. The analysis used to answer the hypothesis in this research uses a Structural Equation Model (SEM) using the AMOS 26 program package. There is a positive and significant influence between service quality on satisfaction with a beta coefficient of 0.903 and a probability of 0.000. There is a positive and significant effect of service quality on trust with a beta coefficient of 0.572 and a probability of 0.004. There is a positive and significant influence between satisfaction on trust with a beta coefficient of 0.369 and a probability of 0.044. There is a positive influence between service quality on trust which is mediated by satisfaction. The nature of this mediation is partial mediation with a beta coefficient of 0.517. the better the service quality, the satisfaction will increase. The better the service quality, the more trust will increase. The higher the satisfaction felt, the greater the trust. Service quality can indirectly influence trust through satisfaction
Wallet Digital Cross-Generation in the Acceleration of Digital Economic Transformation
No full textThe phenomenon of digital wallets as electronic payment transaction tools is primarily due to changes in people's lifestyles, leveraging technological advancements, and various advantages, which consequently influence the decision to use digital wallets compared to other options. These digital wallet products are regulated through the regulations and rules established in Bank Indonesia Regulation No. 18/40/PBI/2016 and Bank Indonesia Circular Letter No. 18/41/DKSP regarding Payment Transaction Processing Implementation. Indonesia is ranked as the fourth most populous country with a population of 277.7 million people, and it is also one of the world's largest populations of internet users, totaling 204.7 million internet users in the country as of January 2022, or 73.7% of the entire Indonesian population. The aim of this research is to identify the differences in digital wallet usage frequency based on demographic factors, users' perceptions of digital wallets, and respondents' views on their interest in digital wallets in the future. The research method employs a direct field survey with a quantitative descriptive approach. The results indicate that the frequency of digital wallet usage is still low and uneven, while users' perceptions and interest in digital wallets are high. The findings of this research corroborate the findings of previous studies
Oksidentalisme Terhadap Boikot Produk Amerika Serikat: Gagasan Kiri Islam Hasan
Get PDFHasan Hanafi is a philosopher who developed Islamic Leftist thought. Through this, he initiated Occidentalism. In this era, the attitude of Occidentalism can be carried out by boycotting American products. It cannot be denied that American products have helped drive national economic growth because the Indonesian population and management of natural resources depend on American products. However, this boycott was carried out in order to develop the national market for more consumption by the Indonesian people. Furthermore, on the one hand, boycotting American products may not be effective because economic relations between Indonesia and the US have been legitimized by regional and international trade organizations. On the other hand, Indonesian people's dependence on consuming US products is still relatively high, as evidenced by the large volume of imports and exports in the two countries. The government's economic policy is influenced by cooperation with other countries so that a boycott will not have an impact on reducing consumption of American products. However, this is worth trying in order to develop domestic product
Analisis Kinerja Reksa Dana Saham Syariah Sebelum Dan Setelah Penerapan Roadmap Pasar Modal Syariah 2020-2024
Get PDFThe Islamic capital market in Indonesia has witnessed significant progress, particularly in the development of products such as Shariah equity mutual funds. In the period 2017-2022, the Net Asset Value (NAV) of Shariah equity mutual funds reached IDR 153,40 trillion. However, in terms of performance, Shariah equity mutual funds still recorded minor results. The Financial Services Authority (OJK) has endeavored to enhance the potential of the Islamic capital market through the launch of the Shariah Capital Market Roadmap 2020-2024. To evaluate the positive impact of this policy, this research examines the factors influencing the performance of Shariah equity mutual funds during the period 2017-2022. A quantitative descriptive approach is employed using non-probability judgement sampling. Panel data is analyzed using multiple linear regression, with dummy variables used to identify performance differences before and after the implementation of the Shariah Capital Market Roadmap 2020-2024. Research findings indicate that cashflow, IHSG (Indonesia Stock Exchange Composite Index), and the age of Shariah equity mutual funds significantly influence performance. However, the impact of NAV is observed but not statistically significant. The dummy variable shows a negative and significant value, indicating performance differences between the two observed period